• 한국의류산업학회지
• /
• 제24권6호
• /
• pp.719-730
• /
• 2022

This study explored the impact of beauty influencers' characteristics and product characteristics on new product acceptance intentions and studied the mediating effects of consumer trust in this process. A survey was conducted from February 22, 2021, to February 28, 2021, with Gen Y and Gen Z women in China, and 379 questionnaires were analyzed. The conclusions are as follows: First, the characteristics of beauty influencers are authenticity and expertise, similarity, attractiveness, interactivity, familiarity, and trustworthiness; product characteristics are cost, image, product quality, product perception, sales promotion, and sustainability. Second, partial beauty influencers' characteristics and partial product characteristics have a positive impact on consumer confidence and acceptance intention of the new product. Third, the mediating effect of consumer trust in the process by which beauty influencers' characteristics and product characteristics influence the intention of new product acceptance was determined. Therefore, when beauty companies use influencers in marketing, it is necessary to understand their characteristics, consider their professionality and authenticity, examine their reliability, and assess their ability to form connections with images and viewers that match their products. Additionally, to increase the acceptance intention of new products, companies should present the price of high-quality products, product sensibilities, and corporate images of products and establish measures that can positively affect consumers' acceptance intention of new products by combining them with the characteristics of beauty influencers.

• The Journal of Asian Finance, Economics and Business
• /
• 제8권4호
• /
• pp.885-895
• /
• 2021

The purpose of this study is to examine the determinants of intention to borrow consumer credit of Vietnamese people by applying the Technology Acceptance Model (TAM) and extending it with several variables, including anxiety, perceived trust, and perceived financial costs extracted and adapted from the existing literature. A questionnaire survey was administered in the big cities of Vietnam to a total of 602 consumers. Structural equation modeling (SEM) techniques have been employed to investigate the relationship among intention determinants to borrow. Findings show that perceived usefulness mediates the impact of subjective norms on the intention to borrow consumer credit. At the same time, subjective norms also directly influence the intention to borrow. Notably, anxiety, perceived trust, perceived financial cost, perceived ease of use have no significant influence on intention to borrow. Meanwhile, education level is confirmed to have a moderate influence on intention to borrow consumer credit of Vietnamese people. However, there is not enough statistical evidence about the influence of gender and marital status on the intention to borrow consumer credit in Vietnam. Based on the findings of the Vietnamese consumer credit market, we proposed some suggestions to promote the growth of the market in the future.

• 디지털융복합연구
• /
• 제18권8호
• /
• pp.133-149
• /
• 2020

본 연구의 목적은 인터넷전문은행에 대한 지각된 위험이 지속적 이용의도에 미치는 영향을 분석하고, 지각된 위험과 지속적 이용의도의 관계에서 수용적 요인의 조절효과를 검증하는 것이다. 이를 통하여 인터넷전문은행의 지속적 이용의도를 높이기 위한 지각된 위험의 대처방안과 수용요인의 전략적 방안을 모색하고자 한다. 연구목적을 달성하기 위하여 인터넷전문은행 이용경험이 있는 20-50대 소비자 457명을 대상으로 중다회귀분석을 실시하였으며, 이를 근거로 수용요인의 상호작용효과를 분석하였다. 연구결과, 첫째, 인터넷전문은행이용 소비자의 지각된 위험, 수용요인과 지속적 이용의도 간에는 유의한 상관관계를 보였다. 둘째, 지각된 재무적, 기능적 위험은 인터넷전문은행의 지속적 이용의도에 유의한 영향을 미치는 것으로 나타났다. 셋째, 유용성은 보안적 위험과 지속적 이용의도의 관계에서 유의한 조절효과가 나타났으며, 편리성은 모든 지각된 위험과 지속적 이용의도의 관계에서 유의한 조절효과를 보였다. 인터넷전문은행의 안정적 정착을 확보하기 위해서는 소비자가 지각하는 재무적·기능적 위험을 완화하고 인터넷전문은행의 유용성과 편리성에 대한 확대가 이루어져야 한다.

• 한국IT서비스학회지
• /
• 제12권4호
• /
• pp.59-75
• /
• 2013

As education environment is changing rapidly and competition of education industry is more intensive, the importance of service view about education is increasing as a differential competitive advantage. This study attempted to investigate the impact of service convenience as a different competitive advantage on e-learning acceptance by using TAM. The purpose of this study is to examine how five-dimensional service convenience constructs(decision convenience, access convenience, transaction convenience, benefit convenience, post-benefit convenience) affect consumers' perceived usefulness, attitude and usage intention. For this study, data were gathered from respondents who bought or used e-learning services and analyzed by structural equation model. Among the five-dimensional service convenience constructs, two constructs(benefit convenience, post-benefit convenience) affected consumers' positive perceived usefulness, attitude and usage intention about e-learning service. The results show that management and investment to improve benefit and post-benefit service convenience make consumers' positive attitude and usage intention about e-learning service.

• 한국콘텐츠학회논문지
• /
• 제18권7호
• /
• pp.38-48
• /
• 2018

이 연구는 특수교사의 로봇활용교육에 대한 수용의도에 영향을 미치는 요인은 무엇이고, 그 요인들이 특수교사의 수용의도를 얼마나 잘 예측할 수 있는지를 파악하는데 주요한 목적이 있었다. 이를 위해 전국 특수학교 및 특수학급에 재직하고 있는 623명의 특수교사를 대상으로 설문을 하였고, 이중 불성실하게 답변하거나 사용하기 어려운 설문지를 제거하고 총 590명의 설문지를 분석하였다. 분석 결과 특수교사의 로봇 활용교육에 대한 수용의도에 영향을 미치는 요인으로는 지각된 유용성, 지각된 용이성, 혁신의지, 사회적 영향력의 네 가지 이었으며, 특수교사의 수용의도를 예측하는데 직접적으로 영향을 미치는 요인으로는 지각된 유용성과 지각된 용이성이 있었다. 또한 지각된 유용성이 지각된 용이성보다 더 높은 설명력을 가지고 있었지만, 두 요인을 모두 사용하는 것이 특수교사의 수용의도를 잘 설명할 수 있다.

• 한국의류산업학회지
• /
• 제13권4호
• /
• pp.548-559
• /
• 2011

The purpose of this study is to find out the important factors and efficient strategies concerning fashion mobile marketing. This study contributes to the effect on shopping behavior of m-commerce consumer applying technology acceptance model(TAM) in the mobile fashion merchandise shopping environment. The areas of study interest are mobile commerce interface characteristics, flow, perceived usefulness, ease of use, attitude, purchase intention. To fulfill the study objectives, a total of 406 questionnaires were conducted to the customers with first-hand experience with merchandise in mobile commerce. The judgement sampling method was employed on sample population ages from 20s to 30s over two month period. Based on the results of the above-mentioned path analysis, The result showed that different factors affect acceptance intention of the fashion M-commerce. The result which extended TAM relationship, excepted affects in perceived ease of use by navigation and Flow, perceived usefulness by perceived ease of use and purchase intention by perceived ease of use considers from all relationships the effect put out. On this wise, mobile commerce interface characteristics needs provider of basic contents to fashion mobile commerce technology acceptance and suggested the ability which diffuses a fashion mobile transactions.

• 유통과학연구
• /
• 제17권5호
• /
• pp.29-37
• /
• 2019

Purpose - This paper analyzes the effects of the SST characteristics at airports on behavioral intention through technology acceptance and customer satisfaction, and presents a strategic plan for introducing SSTs to airports providing differentiated services. Research design, data, and methodology - We examine the role of airport self-service characteristics and access the influence of the Technology Acceptance Model (TAM) on both customer satisfaction and behavioral intentions towards SSTs. To do this, a survey is conducted with passengers having used self-service technologies(SSTs) at Incheon International Airport. A total of 400 questionnaires are then analyzed using structural equation modeling. Results - According to the results, of the self-service characteristics, customer satisfaction and behavioral intention were affected by optimism through perceived ease of use, perceived usefulness, and perceived enjoyment and by innovativeness and insecurity through perceived ease of use. Conclusions - According to the results of the study, the purpose of using TBSS in the airport is to save time and convenience. Therefore, it is necessary to closely analyze the differences in technology acceptance by age and generation, increase user self-efficacy, increasing satisfaction through effective management of cognitive and emotional waiting time will have a positive impact on behavioral intentions.

• 지식경영연구
• /
• 제20권2호
• /
• pp.59-86
• /
• 2019

As the era of the 4th Industrial Revolution evolves, not only private companies but also government agencies and institutions in public sector are adopting cloud computing services converged by new information technologies such as IoT, big data, and artificial intelligence to strengthen competitiveness and create new business values. The purpose of this study is to investigate the relationship between innovation characteristics, innovation resistance, and acceptance of innovative technologies from the perspective of cloud computing services in the public sector. In this study, we collected the survey data from 190 employees of IT division in the public sector, and analyzed the causal relationship between innovation characteristics, technostress, innovation resistance, and intention to adopt the cloud computing service that they perceived. As a result of the analysis, we demonstrated that innovation characteristics, technostress have significant effect on innovation resistance and acceptance intention, and that top executive commitment and innovation resistance also have significant effect on acceptance intention. This study provides meaningful practical implications for the staffs preparing for adoption of cloud computing services and the executives who make the final decision in public sector.

• 패션비즈니스
• /
• 제23권2호
• /
• pp.140-155
• /
• 2019

The objective of this study was to verify the usage intention of unmanned fashion stores through the technology acceptance model and to verify the extended technology acceptance model including the shopping value as consumers' characteristic. An online survey, consisting of 626 consumers as participants, was conducted from March 13 to 19. Results of the study were as follows: This study used exploratory and confirmatory factor analysis. Furthermore, a covariance structure analysis using the maximum likelihood was conducted for hypothesis testing. According to the results, perceived ease of use affects perceived usefulness, which thereby affects the usage intention of unmanned fashion stores through attitude. Moreover, the analysis of the extended technology acceptance model including the shopping value as the intrinsic motivation of the consumers showed that the hedonic shopping value had a significant effect on the perceived ease of use and perceived usefulness, and perceived usefulness influenced the usage intention of unmanned fashion stores through attitude.

• The Journal of Asian Finance, Economics and Business
• /
• 제7권12호
• /
• pp.1053-1064
• /
• 2020

This study aims to determine the perceptions of Islamic Financial Cooperative (BMT) managers in the Indonesian BMT Association on the acceptance of core banking technology. The Technology Acceptance Model (TAM) is used because it has simple theoretical characteristics (parsimony) and is supported by data (verifiability). This study develops the TAM model by integrating new variables -perceptions of maqashid sharia, perceptions of economies of scale, perceptions of market structure, and perceptions of technology procurement costs. These new variables are used to measure intention in using technology and actual usage in BMT operations. This study used PLS-SEM with smartPLS 3. The study was conducted in Central Java in six ex-Residency at 35 BMT with 300 respondents consisting of six levels of position level. The research found that maqashid sharia and market structure directly influenced the intention of BMT managers in using core banking technology. This new finding strengthens a theoretical model regarding the role of maqashid sharia in the acceptance of information technology in BMT. In addition, the perception of economies of scale has no significant effect on intention in using technology or its actual usage. The perception variable of technology procurement costs was found to have no significant effect on intention in using technology.