• Title/Summary/Keyword: 주택금융

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Electric News

  • Korea Electric Association
    • JOURNAL OF ELECTRICAL WORLD
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    • s.352
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    • pp.49-55
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    • 2006
  • 한전, 美國『PLMA 需要管理 대상』 수상/ 일반주택 태양광, 전년보다 120만 싸게 설치한다/ 2030 국가에너지기본계획 수립 착수/ 한 · 일 전력계통 신뢰도 심포지움 개최/ 중부발전, 양구 풍력단지사업 추진/ 서부발전, 신바람 리더십 워크샵 개최/ 동서발전, 「2006 대한민국 BSC 포럼」우수사례 발표/ 한국수력원자력(주), 협력기업에 금융지원/ 남부발전, 워크샵을 통한 기술교류 및 이해기반 확충으로 국내 발전소 건설사의 해외경쟁기반 강화/ 남동발전, UN「Global Compact」와 협약 체결/ 두산重, 캄보디아 관광소도시에 "사랑의 물" 나눈다/ 지역난방공사, 3년 연속 윤리경영 우수 공기업 선정/

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기계설비 칼럼 - 2017년 주택시장은

  • Kim, Sun-Hwan
    • 월간 기계설비
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    • s.321
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    • pp.34-37
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    • 2017
  • 미국의 금리인상에 따른 국내 금리 상승 압박과 정부의 잇따른 부동산 규제, 집단 대출 심사 강화 등 금융대출 조이기로 부동산 시장이 '봄 같지 않은 봄'을 맞고 있다. 더구나 5월 9일 조기 대통령선거를 앞두고 정국불안과 경제 불안정 등으로 매매와 분양시장도 활기를 띠지 못하고 있다. 지난 3개월 동안 분양 실적이나 청약경쟁률도 지난해에 비해 떨어졌다. 부동산 시장 불확실성이 높아지고 있다는 방증이다. 이에 따라 투자자나 실수요자 모두 기대감을 낮추고 옥석을 가리는 안목을 갖고 부동산 시장을 들여다 봐야 한다는 지적이다.

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韓國統計의 現況과 將來 - 經濟統計

  • 변형윤
    • Journal of the Korean Statistical Society
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    • v.10
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    • pp.24-29
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    • 1981
  • 경제통계는 넓게 볼 수도 있고 좁게 볼 수도 있다. 그러나 여기서는 상식의 선에 따라서 일단 다음의 것들들 포괄하는 것으로 그것을 해석하기로 한다. 즉 여기서 말하는 경제통계는 (i) 국민소득 (ii) 기타의 사회회계(산업연관, 자금순환, 국제수지, 국부) (iii) 인구, 주택, 고용 (iv) 농림수산 (v) 철강 (vi) 전기 및 에너지 (vii) 건설 (viii) 운륜, 통신 (ix) 도소매 (x) 금융, 보험, 증권 (xi) 재정 (xii) 무역, 외환, 경제협력 (xiii) 물가, 자금, 생산성 (xiv) 소비 및 저축, 가계 (xv) 중소기업 (xvi) 기업경영 (xvii) 기타 (경기예측 등)를 의미한다.

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An Analysis on Apartment Chonsei Price in Seoul with Residential Lease Price Index (주거임차부담지수 산출과 서울시 아파트 전세가격 적용사례 분석)

  • Jo, I-Un;Kim, Sang Bong
    • The Journal of the Korea Contents Association
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    • v.15 no.5
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    • pp.488-497
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    • 2015
  • The recent increase of chonsei has raised the degree of lease burden of households, and a new residential lease price index needs to be introduced to measure such degree of lease burden. In order to convert the burden into an index, the calculation method of the K-HAI, which is announced by the Korea Housing Financing Corporation, is applied by replacing house purchase with lease. From the calculation, the residential lease prices index of the first quarter of 2014 is estimated to be approximately 114, indicating that the cost of lease exceeds 35% of income. The result of analysis on the trend of the residential lease prices index from the first quarter of 2012 to the present in Seoul indicates that the residential lease prices index in Seoul has continued to increase, compared to that of the entire country. The results of this study will be a foundation to find a solution for the stabilization of chonsei and investigate the degree of lease burden by region when establishing a sustainable housing policy.

Evaluation of Influence Factors in order to introduce Share-styled Apartment House Successfully (지분형 주택분양제도의 성공적인 도입을 위한 영향요인 분석)

  • Lee, Hyun-Chul;Lim, So-Yean;Go, Seong-Seok
    • Korean Journal of Construction Engineering and Management
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    • v.11 no.1
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    • pp.79-87
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    • 2010
  • The purpose of this study is to find decisive factors affecting Share-styled Apartment house Lee Myung-bak announced for the homeless masses in February 2008. This policy tried to add up defects from Half-priced Apartment house enforced in 2007. Seoul is ranked as the highest PIR(Price Income Rate) city in the world, as far as the difficulties in getting own house is concerned. Korean government has announced a lot of policies to control the price of real-estate, especially housing bubble phenomenon, since the convalescence from IMF financial crisis. By making questionnaires to get an important factor and taking counsel with related specialists, this thesis found what kind of roles the objects including government, institutions and people should play or focus on.

Analysis of Stress level of Korean Household Members due to Household Debt (한국국민의 가계 금융부채에 대한 체감도 분석)

  • Oh, Man-Suk;Hyun, Seung-Me
    • The Korean Journal of Applied Statistics
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    • v.22 no.2
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    • pp.297-307
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    • 2009
  • Korean household debt is one of the main sources of the current financial crisis. This paper studies the impact of household members' attributes such as a type of housing(self-own or rent), education, age, average monthly income of the head of household, and the area of residence, on the stress level of the household members due to household debt. We analyze a real data set collected by KB Kookmin Bank in 2004. We consider low and high stress level as a binary response variable and use a logistic regression model with the attributes of household members as explanatory variables. A simple but well-fitting model is selected by backward elimination method based on the likelihood statistic for goodness-of-fit test, and the impact of the attributes on the stress level is studied from parameter estimates of the selected model. We also perform the similar analysis on a binary response variable which distinguishes households with no debt from the rest. From the analysis, the stress level tends to be low for households with self-own houses, high average monthly income, low education level, and young members.

Effects on the asset of the increase in the leverage and income (레버리지와 소득증가가 자산에 미치는 영향)

  • Lee, Shin-Nam
    • Journal of Digital Convergence
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    • v.16 no.4
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    • pp.79-85
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    • 2018
  • The objective of this study focuses on the relationship between increasing of leverage and income, asset purchase. For empirical test, regression analysis was conducted using panel data of the household financial welfare survey. The results of the analysis are as follows: First, increasing of leverage is determined by the asset purchase. Deleveraging can be realized by reducing the size of the assets. Second, increase of leverage has positively affected on the increase of asset. Also, the increase of income has significantly positive influence on the increase of assets. These results provide practical guidance as research in increasing of leverage and increase of asset and the limitations of the research and future study are discussed as well.

A Study on the Seoul Apartment Jeonse Price after the Global Financial Crisis in 2008 in the Frame of Vecter Auto Regressive Model(VAR) (VAR분석을 활용한 금융위기 이후 서울 아파트 전세가격 변화)

  • Kim, Hyun-woo;Lee, Du-Heon
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.16 no.9
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    • pp.6315-6324
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    • 2015
  • This study analyses the effects of household finances on rental price of apartment in Seoul which play a major role in real estate policy. We estimate VAR models using time series data. Economy variables such as sales price of apartment in Seoul, consumer price index, hiring rate, real GNI and loan amount of housing mortgage, which relate to household finances and influence the rental price of apartment, are used for estimation. The main findings are as follows. In the short term, the rental price of apartment is impacted by economy variables. Specifically, Relative contributions of variation in rental price of apartment through structural shock of economy variables are most influenced by their own. However, in the long term, household variables are more influential to the rental price of apartment. These results are expected to contribute to establish housing price stabilization policies through understanding the relationship between economy variables and rental price of apartment.

A Study on Factors Influencing the Progress of Housing Construction Project by Regional Housing Association (지역주택조합의 주택건설사업 추진에 영향을 미치는 요인에 관한 연구)

  • Lee, Sangchul;Lee, Sangyoub
    • Korean Journal of Construction Engineering and Management
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    • v.22 no.2
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    • pp.72-79
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    • 2021
  • This study intends to explore the factors influencing the progress of housing construction projects by regional housing associations. In order to develop the importance weight of factors classified into 11 factors with 4 categories, AHP and Fuzzy methodologies are implemented based on survey analysis by field experts and project participants. Research findings indicate that the four categories of land, business, legal entity, and copartner, and the factors of professionalism, location, transparency, purchasing cost, administrative supervision, landlord participation, liability for damages, etc are in order of importance. It is noteworthy that the contractor, financial institution, developer, legal expert, and association consider professionalism, location, purchasing cost, and transparency as the most important factors respectively. This study aims to help provide the implication for factors Influencing the progress of housing construction project to project participants.

Global Comparison for Personal Asset Management by Old Age People in Korea (한국 노년기 자산관리의 국제비교)

  • Kim, Byoung Joon
    • International Area Studies Review
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    • v.21 no.1
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    • pp.221-243
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    • 2017
  • In this study, I examine overall conditions and problems of personal asset management processes by the old age people in Korea from the global perspectives. Major recommended policy implications for those are as follows.. First, the IRR (income replacement ratio) of public pensions in Korea is found to rank nearly the lowest among the OECD member countries. The relatively low fund performance compared to that of developed countries as well as this low IRR can be pointed out as major problems of public pension in Korea. It is recommended to reinforce specialty in fund management as a top priority to solve out these problems related with public pensions in Korea. Second, it is needed to set retirement pensions to be mandatory for almost all the firms in Korea to substitute for the above lower IRR of public pensions and to recover from the highest elderly poverty ratio among the OECD countries. Third, it is required to discuss about the expansion of tax refund policy application in the individual pension sector and many financial investment products under the correction of current budget control to motivate voluntary subscription for individual pension planning and to stabilize elderly lives of ordinary people in Korea. Fourth, it is required to induce market mechanism in controling price and longevity risk of reverse mortgages for the long-run sustainability.