• Title/Summary/Keyword: 신용카드 결제

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Study on Online Signature Estimation using 2-D Information of Signature (서명의 2차원 정보를 이용한 온라인 서명 평가에 관한 연구)

  • Hwang, Young-Chul;Cha, Eui-Young
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2008.05a
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    • pp.797-800
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    • 2008
  • Online signature verification system is widely used in banking account, credit card and so on, because system for online signature verification is easy to implementation and inexpensive. Therefore there are a lot of study on online signature verification. However there is little research about online signature is safe or not. This paper shows a way of online signature estimation using various information of signature. This paper make a experiment about relation sorority grade of online signature and 2-D information of online signature like the number of strokes and cross points, density of points, standard deviation of direction, velocity and acceleration, lengths of signature and convex hull etc. Finally, this paper presents several features of safe online signature.

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A Study On Usage Of the dimension barcode and the RFID based on Ubiquitous (유비쿼터스 환경에서 2차원 바코드 및 RFID 응용에 관한 연구)

  • 김병찬;정성훈;임재홍
    • Proceedings of the Korean Institute of Navigation and Port Research Conference
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    • 2004.04a
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    • pp.49-54
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    • 2004
  • Ubiquitous computing support to use various informations through any machine which can connect the computer in any where and any time. Recently barcode and RFID which is improved business model to store large scale information and certify security in on- and off-line internet technology is applied the credit curd and payment service and so on However this technology has serious problem that RFID In this paper, we investigate method used example of 2D barcode and RFID and compare and analysis characteristics of recent technology to solve former problem in Ubiquitous environment.

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The Study on the Buying Pattern in E-Business by Conjoint Analysis (컨조인트 분석을 이용한 전자상거래에서의 소비자 구매 결정에 관한 연구)

  • Min, Wan-Kee;Kwon, Se-Hyug;Jang, Song-Ja
    • Journal of the Korean Data and Information Science Society
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    • v.11 no.2
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    • pp.347-357
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    • 2000
  • In this study, the buying pattern of consumers in domestic e-business is analyzed by conjoint analysis. We showed the followings through online survey: the consumers prefer comprehensive distributing company to broker type company, the product of the well-known company to that of the specialized company in brand, credit to e-money for payment. Quick delivery and the convenience in exchanges and refunds are more preferable.

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Development of e-Receipt System Using Embedded Software Engineering Techniques (임베디드 소프트웨어 공학기법을 사용한 전자영수증 체계의 개발)

  • Lim, Joon-Suk;Oh, Young-Seok;Um, Sung-Sik;Joo, Bok-Gyu
    • The Journal of the Institute of Internet, Broadcasting and Communication
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    • v.9 no.3
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    • pp.117-122
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    • 2009
  • In these days, world economic crisis is getting worse and most of us are having difficulties in handling financial balance. By noticing that credit card is the most important payment method of individuals, we developed e-receipt system, which helps a person easily keep track of credit card spendings by showing purchase and transaction details in real-time. We've used embedded software engineering techniques in developing the e-receipt system. The system we developed here will benefit most of us by preventing over-spending of credit cards and will lead to healthy spending habits.

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Impulsive Buying Behavior of CATV Home-Shopping on Fashion Product (CATV홈쇼핑에 관련된 충동구매행동 - 패션제품을 중심으로-)

  • 박은주;소귀숙
    • Journal of Distribution Research
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    • v.7 no.1
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    • pp.21-40
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    • 2002
  • The purposes of this study were to examine the conceptual structure of consumer characteristics and marketing elements affecting impulsive buying behavior of the CATV home-shopper on fashion products, and to compare the differences of consumer characteristics and marketing elements between impulsive buying shoppers and non-impulsive buying shoppers in CATV home-shopping. We collected data from 263 females of CATV home-shoppers in Busan. Data were analyzed by factor analysis, t- test, $\chi$2-test, and discriminant analysis. The results showed that the exploratory tendency of CATV home-shoppers was consisted of Patronage-orientation, and Product- orientation. The marketing elements perceived by CATV home-shoppers were composed of Promotion, Product and Payment method. There were differences of consumer characteristics and marketing elements between impulsive buying shoppers and non impulsive buying shoppers. Especially, impulsive tendency of shoppers and promotion factor of marketing were significant variables in the impulsive buying behavior of CATV home-shopping. The results provide information about impulsive buying behavior in CATV home-shopping, useful to consumer behavior researchers and retailers.

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A Study on Deep Learning Model for Discrimination of Illegal Financial Advertisements on the Internet

  • Kil-Sang Yoo; Jin-Hee Jang;Seong-Ju Kim;Kwang-Yong Gim
    • Journal of the Korea Society of Computer and Information
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    • v.28 no.8
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    • pp.21-30
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    • 2023
  • The study proposes a model that utilizes Python-based deep learning text classification techniques to detect the legality of illegal financial advertising posts on the internet. These posts aim to promote unlawful financial activities, including the trading of bank accounts, credit card fraud, cashing out through mobile payments, and the sale of personal credit information. Despite the efforts of financial regulatory authorities, the prevalence of illegal financial activities persists. By applying this proposed model, the intention is to aid in identifying and detecting illicit content in internet-based illegal financial advertisining, thus contributing to the ongoing efforts to combat such activities. The study utilizes convolutional neural networks(CNN) and recurrent neural networks(RNN, LSTM, GRU), which are commonly used text classification techniques. The raw data for the model is based on manually confirmed regulatory judgments. By adjusting the hyperparameters of the Korean natural language processing and deep learning models, the study has achieved an optimized model with the best performance. This research holds significant meaning as it presents a deep learning model for discerning internet illegal financial advertising, which has not been previously explored. Additionally, with an accuracy range of 91.3% to 93.4% in a deep learning model, there is a hopeful anticipation for the practical application of this model in the task of detecting illicit financial advertisements, ultimately contributing to the eradication of such unlawful financial advertisements.