• Title/Summary/Keyword: 노후 준비

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Study on Financial Preparation for Aging and Life Satisfaction of Single Household : Comparing Single to Married Household (1인 가구의 경제적 노후준비와 삶의 만족도 연구 : 미혼과 기혼 비교를 중심으로)

  • Seo, Myoung-Hee;Kim, Yeoung-Hee;Lee, Hyun-Ok
    • The Journal of the Korea Contents Association
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    • v.17 no.1
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    • pp.718-727
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    • 2017
  • The purpose of this study is to analyze the effects of the financial preparations for aging on the life satisfaction of single households are different according to their experiences of having been married or not, and thereby to suggest an alternative policy which differenciate single households with their exposure to married life from those without their exposure to married life. The analyzed data is based on social statistics in 2015 of the Statistics Korea, with 4,406 people, over 30, who are either never married singles or married but divorced or bereaved singles. Finding are, first, there was a statistically significant difference in financial preparations for aging between unmarried single households and married, and unmarried single households are more prepared than married ones. Second, life satisfaction of unmarried single households was higher than married ones. Third, the effects of the financial preparations for aging on the life satisfaction were shown from both groups, and married single households were more sensitive to the effect of financial preparations for aging on the life satisfaction.

A Study on the Effects of Baby Boom generation' Leisure and Preparation for Old Aged on life satisfaction and moderated regression for Spouse support (베이비부머의 여가활동과 노후준비가 삶의 만족도에 미치는 영향과 배우자 지지의 조절효과에 대한 연구)

  • Jung, Eun-Kyung;Kim, Jong-Keun
    • Journal of Digital Convergence
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    • v.15 no.10
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    • pp.501-512
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    • 2017
  • The purpose for this study was to figure out the effect factors of baby boom generation' leisure and preparation for old aged on life satisfaction and moderated regression for spouse support. A survey of baby boom generation who are living in Seoul and metropolitan areas was conducted 406 collected data. The results are as follows. First, Leisure had influences on life satisfaction. Second, Preparation for old aged and independent leisure had a positive effect on life satisfaction. Third, Preparation for old aged had mediate leisure on the effect on life satisfaction. Fourth, spouse support. had moderated regression leisure on the effect on life satisfaction. Fifth, Moderated regression for spouse support. had a negative effect on life satisfaction mediated economic preparation for old aged and had a positive effect on life satisfaction mediated physical preparation for old aged.

Effects of Retirement Attitudes of Journalists on Satisfaction with Life in Retirement Preparation -Focused on Gwangju, Jeonnam Area- (언론인의 은퇴 태도가 노후준비와 삶의 만족도에 미치는 영향 -광주·전남지역을 중심으로-)

  • Lee, Gye-Sang;Jung, Min-Suk
    • The Journal of the Korea Contents Association
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    • v.16 no.12
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    • pp.724-734
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    • 2016
  • The purpose of this study was to retire attitude of journalists verify the mediating effect of impact and satisfaction of life in old age, and prepare, perform and enhance the retirement attitudes of journalists to suggest journalists welfare policies and practices preparing for retirement. Surveyed a total of 233 additional analysis was used to journalists working in Gwangju, Jeonnam media. We used the SPSS 18.0 and 20.0 AMOS program to derive a result, a factor analysis was performed with reliability test for the variables, the model was subjected to structure analysis for the hypothesis testing. The results were the retirement attitudes of journalists had a significant impact on satisfaction with life in retirement preparation, retirement preparation had significant influence on life satisfaction. In addition, the journalists were retired through the mediating effect of attitudes that are ready to maximize retirement life satisfaction. Based on such findings, we propose a practical. Policy implications that can enhance the retirement attitudes and preparation for retirement journalists.

Financial Literacy and Financial Preparedness for Retirement among Middle Aged North Korea Defectors: Using a Path Analysis (중장년 북한이탈주민의 금융이해력과 노후금융준비에 대한 경로분석)

  • Kim, Jeungkun;Kim, Hyo Ju
    • 한국노년학
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    • v.38 no.2
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    • pp.291-308
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    • 2018
  • The purpose of this study is to analyze the factors influencing financial preparedness for retirement of the middle-aged North Korean defectors (resettling in South Korea) using concepts of 'financial literacy' and 'financial inclusion'. Those questioned were 100 North Korean defectors of 40-60 years-old residing in Seoul and Gyeonggi-do Province selected by convenience sampling, one of the non-probability sampling. Path analysis is used as a main analysis method. The results of the study show a direct effect in which increased financial literacy resulted in better financial preparedness for retirement among middle-aged North Korean defectors at a statistically significant level. In addition, by boost-trapping method, financial inclusion has its mediating effect on the relationship between financial literacy and financial preparedness for retirement. However, this study shows that influence of financial literacy on financial preparedness for retirement is different across economic statues. The mediating effect of financial inclusion on the relationship between financial literacy and financial preparedness is statistically significant only for the low-income group. Meanwhile, for the above average income group, financial literacy has a direct effect on the financial preparedness after retirement at a statistically significant level. Based on these results, this study suggests practical and policy implementation such as necessity of customized financial education suited to their economic status, development of financial instruments for retirement, introduction of financial social workers to prepare stable old age of North Korean defectors.

Degree of Recognition and Preparation for the Old Age Life of Public Servants (공무원들의 노후생활에 대한 인식 및 준비정도)

  • Park, Hyun-Suk;Lim, Jung-Do
    • The Journal of the Korea Contents Association
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    • v.12 no.12
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    • pp.248-260
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    • 2012
  • This study has focused on the degree of recognition and preparation for the old age life of public servants. The subjects of this research were 731 middle-aged public employees in Pusan, Ulsan, Kyeong-Nam Province. The data were collected using a self-administrated questionnaire. The following results were obtained. First, 67.2% respondents were women. Over 45-years old were 28.4%, Middle level quality of life were 46.1%, Over 20-years career were 26.7%, Administration staffs were 33.4%, and 7th grade were 31.9%. Second, In Recognition for the old age life, Respondents and their spouse have the primary responsibility of the dependent elderly. Preferred life area was suburban rural area. The order of anticipated problems of the old age life was financial problem, health problem, and leisure activity. Third, Actually, in preparation for the old age life, the order of respondents preparation was financial stability, health, and leisure activity. Forth, In the satisfaction degree of public pension for the old age life, the order of respondence was insufficient (56.0%), appropriate (17.2%), and ignorant(26.8%).

The effect of Preparation for Old Age on the Life Satisfaction of the Korean Elderly: Focusing on the interaction effect of Social Support and Death Anxiety (노인의 노후준비가 생활만족도에 미치는 영향 : 사회적지지 및 죽음불안과의 관련성을 중심으로)

  • Kim, Hye-Kyung;Kim, Ji-Hye
    • The Journal of the Korea Contents Association
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    • v.20 no.10
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    • pp.449-457
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    • 2020
  • In the aged society, the quality of life of elders assessed by life satisfaction is important for successful aging. This study examined the impact of preparation for old age including social support and death anxiety on the life satisfaction of the elders. We analyzed the data which has obtained from 282 senior center users in Choong-chung-nam-do. A multiple hierarchical analysis showed the effect of preparation for old age, social support and death anxiety on the life satisfaction of the elders. In addition, we found a interaction effect preparation for old age and social support. These findings suggest the importance of social support and death anxiety as well as preparation for old age for successful aging.

A Study on Effects of Preparation for Aging on Satisfaction of Life : Focusing on Comparison of Gender (중고령자의 노후준비가 삶의 만족도에 미치는 영향에 대한 연구 : 성별 비교를 중심으로)

  • Lee, Kyoung-Joon;Song, Hee-Kyong
    • The Journal of the Korea Contents Association
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    • v.16 no.4
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    • pp.757-769
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    • 2016
  • The purpose of this study on effect of preparation for aging on satisfaction of life by difference according to comparison of gender on the analysis. The 3th years additional research and 4th years of Korean Panel of retirement and longitudinal study was used. The sample size of this study was 2,970 for middle aged using based on over 50 years than 64 years. The explanation of the research results are as follows: First, the difference in preparation according to comparison of gender that a statistically significant difference in both men and women. Secondly, the difference in life satisfaction according to gender for both men and women showed that a statistically significant difference. Thirdly, the preparation was confirmed that the results for both men and women is significantly difference comparison of gender differences with respect to the effects preparation for aging on satisfaction of life. As a result, the based on gender through a comparison of the effects preparation for aging on satisfaction of life in accordance with middle-aged ready to raise the preparation and satisfaction of life.

Understanding of Preparation for Later Life among Baby Boomers: Analysis of Essays from "80,000 Hours Design Competition" (베이비부머의 노후 준비에 대한 이해: "8만 시간 디자인 공모전" 에세이 분석)

  • Ki, Yujin;Chung, Kayoun
    • The Journal of the Korea Contents Association
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    • v.14 no.2
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    • pp.283-293
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    • 2014
  • The purpose of this study is to understand baby boomers' perception of and preparation for later life by analyzing essays from 80,000 hours design competition. The researchers were able to access to 62 baby boomers' essays and used thematic analysis. The results showed that the competition enabled participants to re-conceptualize the meaning of preparation for later life. Three characteristics were derived in the participants' designing their future: 1) life focused on themselves, 2) life in which work, relationship, and leisure are balanced, 3) community life which take social responsibility. All the participants stressed health and learning as key factors in preparing for later life. They also showed almost obsessiveness toward their own effort to be diligent in order to achieve their idealistic later life. Based on the findings, practical implications for preparation for later life among baby boomers are discussed.

The Images of the Elderly Perceived by Mid and Older-aged Adults and Their Preparation for Later Life (중장년층이 인식하는 노인 이미지와 노후생활 준비도)

  • Yeo, Yeon-Jung;Kim, Jin-Sook
    • The Journal of the Convergence on Culture Technology
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    • v.6 no.2
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    • pp.257-262
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    • 2020
  • This study recruited adults aged 35 to 64 living in Daegu and Gyeongsang buk-do to analyze the images of the elderly perceived by the mid and older- aged adults and their preparation for later life. The results of this study are as follows: First, as for the images of elderly people recognized by the research subjects, psychological images were the most positive, followed by physical and social images. Those with a higher education level, full-time job, and parents alive had more positive images of the elderly. The psychological images were better in those married compared to singles or divorcees, and the higher the age considered as elderly, the better the psychological and social images of the elderly. Second, preparation for later life in the mid and older-aged adults was better in order of emotional and physical preparation, whereas economic and leisure and social preparation were not enough. Those who are female, those with a higher education level, higher average monthly household income, professional job, and full-time job, and those who have an older age in mind as a definition of elderly have been better prepared for later life. Third, it was found that the sub-factors of their images of elderly people and preparation for later life affected each other, and the more positive their images of elderly people, the better they had been prepared for later in life. The results of this research suggests a desirable direction for improving the images of the elderly, implicating the necessity of exploring measures to provide individual and social support and developing educational programs for successful life after retirement.

Female Middle-Aged Householders' Experiences in Preparation for Old Age: With Focus on Career Female Householders (중년 여성가구주의 노후준비 경험: 직업이 있는 여성가구주를 중심으로)