• Title/Summary/Keyword: 관계 자산

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가계자산축적경로(家計資産蓄積經路)에 대한 고찰(考察)

  • Kim, Gwan-Yeong
    • KDI Journal of Economic Policy
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    • v.11 no.3
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    • pp.131-146
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    • 1989
  • 본고(本稿)에서는 가계(家計)의 저축행태(貯蓄行態)가 일생적기(一生適期)(life cycle)에 걸쳐 연령(年齡)-자산관계(資産關係)(age-wealth profile)를 통해 어떻게 나타나는가를 이론적으로 그리고 미시적(微視的) 시뮬레이션의 결과로 살펴보았다. 본고(本稿)에서는 기존의 Ando-Modigliani의 모형(模型)에 성인상당수(成人相當數)라는 개념(槪念)을 도입(導入), 무자녀가구(無子女家口)와 유자녀가구(有子女家口) 사이에 자산저축경로(資産著畜經路)의 차이가 존재함을 밝혔다. 즉, 유자녀가구(有子女家口)의 경우, 자녀의 교육비를 지원함으로써-좀 더 정확히 표현하면 또다른 형태의 세대간교부(世代間交付)(intergenerational transfer)라고 할 수 있는 자녀의 인적자산형성(人的資産形成)에 투자함으로써-소비(消費)가 이 시기에 급상승하게 되고 따라서 자산저축(資産著畜)이 무자녀가구(無子女家口)의 경우보다 완만해질 수 있음을 밝혔다.

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Classification of Documentation assets for Reusing Embedded Software (임베디드 소프트웨어 재사용을 위한 문서 자산의 분류)

  • Cha Jung-Eun;Yang Yung-Jong
    • Proceedings of the Korean Information Science Society Conference
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    • 2005.11b
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    • pp.478-480
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    • 2005
  • 임베디드 시스템에서 임베디드 소프트웨어의 비중이 크게 확대됨에 따라 소프트웨어 재사용 자산에 대한 가치는 현저하게 증가하고 있다. 그러나 환경적 변화에 따른 유사한 특성을 지닌 임베디드 소프트웨어에 대한 반복적인 수요가 증가함에도 불구하고, 현재에는 임베디드 소프트웨어의 자산화를 위한 구체적인 지칭 제공이 전무하여 임베디드 소프트웨어를 단지 개발 과정에서 우연히 발생되는 임시방편적인 산출물로 인식하고 있어 조직 내 임베디드 소프트웨어의 생산은 항상 비용 소모적인 오류를 만들어 내고 있다. 따라서 본 논문에서는 하드웨어에 의존적이며 외부 환경과 다양하게 상호협력 해야만 하는 임베디드 소프트웨어 자산들의 생성과 황용을 위해 문서화 관점에서 재사용 자산을 정의하고 분류하여 이들간의 상호 관계를 명확히 기술함으로써 임베디드 소프트웨어 재사용을 위한 표준 지칭을 제공하고자 한다.

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위험인자(危險因子)와 자본자산(資本資産)의 가격결정(價格決定)

  • Lee, Il-Gyun
    • The Korean Journal of Financial Studies
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    • v.3 no.2
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    • pp.1-49
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    • 1996
  • 본 논문에서는 자본시장의 변동성을 충분히 해명할 수 있는 가격결정모형이 정립되었다. 자본 자산의 가격은 세개의 위험에 대한 프리미엄의 총화임이 도출되었다. 이 세개 위험은 소비베타와 유사한 형태를 갖는 모수, 시장베타와 유사한 형태의 모수, 그리고 총국민생산의 성장률과 자산과의 공분산에 의하여 정의되는 모수이다. 이 모수를 각각 소비위험모수, 시장위험모수 및 생산위험모수라 할 수 있다. 자산의 가격을 결정하기 위하여 가격화(pricing)되는 체계적 위험이 세개라는 것은 중요한 함의인 것이다. 자산의 가격은 소비와 시장에 의하여 결정된다. 소비와 시장은 자체의 독립적 영역과 서로 상대에 대하여 상호작용하는 영역을 갖는다. 독립적 영역에서 생성되는 위험이 소비모수와 시장모수로 표상되며, 이 양자의 상호작용관계가 생산모수로 귀일한다.

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Giving Behavior of Households - Effects of Asset, Income, and the Ratio of Income to Asset - (가구단위 기부행동에 관한 연구 - 자산, 소득, 자산 대비 소득의 효과 -)

  • Kang, Chul Hee;Choi, Jung Eun;Jang, Jae Hyuk
    • Korean Journal of Social Welfare
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    • v.68 no.4
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    • pp.53-74
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    • 2016
  • In this study, to verify influence that economic situations of a household unit have on donation behavior, after economic situations of a household unit were measured with income and assets by type and income to assets, effect which each variable has on secular giving was verified. This study used 3-year panel data of a total of 4,938 households based on the fifth to seventh year data as investigation data from 2012 to 2014 among data of financial panel investigation of Korea Institute of Public Finance of National Survey of Tax and Benefit. As an analysis method, a random effect tobit model was used. At the analysis result, it appeared that as scales of financial assets, earned income, property income, and transfer income become larger, the amount of donation increased. Also, it was represented that rates of income to assets had negative influence on secular giving. In case of demographic variables, education levels of householders and sizes of houses had relation of a positive direction. In case of ages, it appeared that they had inverted U-type relation. This study has meanings in that understanding of donation behavior of a household unit can be increased and expanded more and also implications related to intervention strategies of a household unit to expand sharing culture can be extracted by verifying influence which economic factors of a household unit have on donation behavior based on panel data.

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A Financial Theory of the Demand for Insurance With Simultaneous Investment Opportunities (투자(投資)와 보험수요(保險需要)의 상관관계(相關關係)에 관한 재무경제학적(財務經濟學的) 연구(硏究))

  • Witt, Robert C.;Hong, Soon-Koo
    • The Korean Journal of Financial Management
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    • v.9 no.1
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    • pp.223-262
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    • 1992
  • This paper develops a theory of the demand for insurance. The present model incorporates insurance demand time value of insurance premium, and demand for listless and risky assets simultaneously within the expected utility framework. For a special case of CARA, an insurance decision can be made separately from other portfolio decisions. However, in general, the interactions of both decisions cannot be ignored even when insurable and speculative risks are stochastically independent. In particular, the role of risky investment in hedging insurable risk is demonstrated and it is shown that this role cannot be duplicated by an insurance contract. When the investment decision is made simultaneously with the insurance decision, some of the classic theory on insurance should be modified. As an example, the authors characterize the sufficient conditions, under which the Bernoulli criteria (without and with premium loadings) hold or are violated in terms of the net gain of risky investment, the net cost of insurance, and the stochastic relationship between insurable and speculative risks. The authors interpret the results using the Rothschild and Stiglitz's (1970) notion of 'increase in riskiness'.

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The Relationship on Life Satisfaction of Middle-old aged' Assets : Focusing on Mediating Effect of Depression (중·고령자의 자산과 삶의 만족과의 관계에서 우울의 매개효과)

  • Lee, Hyoung-Ha;Song, Hyun-Ju;Yun, Jung-Hee;Lee, Geun-Hyoung
    • Journal of Digital Convergence
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    • v.17 no.11
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    • pp.71-79
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    • 2019
  • The purpose of this study is to examine the mediating effect of depression on the relationship between assets and life satisfaction in Korean elderly (45 years old or older). To this end, we used the data from the KReIS 5th Main Survey (2013). SPSS 21.0 and AMOS 25.0 were used for data analysis. The analysis methods were descriptive statistical analysis, correlation analysis, regression analysis and path analysis. As a result of the analysis, first, the assets of middle-aged and old age had a negative effect on depression, and the depression had a negative effect on life satisfaction. Second, the assets of the elderly have a positive effect on the satisfaction of life. Third, the effects of assets on the satisfaction of life were found to be mediated by depression of middle-aged people. Based on the analysis results, this study suggested the introduction of middle age generation's asset formation support program, the universal implementation of basic pension for the elderly generation, and the gradual increase in benefits.

Study on the Relationship between a Firm's Patent Information and Its Performance - The case of pharmaceutical Industry (특허와 제약기업의 실적 간 상관관계에 관한 연구)

  • Lee, Joon-Hyuck;Kim, Gab-Jo;Park, Sang-Sung;Jang, Dong-Sik
    • Proceedings of the Korea Contents Association Conference
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    • 2013.05a
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    • pp.423-424
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    • 2013
  • 오늘날 기업 평가 및 실적예측에 있어 유형 자산 뿐 아니라 지식재산권과 같은 무형자산의 중요성이 대두되고 있다. 이에 따라 대표적인 무형자산 중 하나인 특허 정보를 활용하여 기업실적간의 상관관계에 관련된 연구들이 많이 행해지고 있다. 기존 연구들은 분석 기업의 출원 및 등록 수만을 고려하여 업종의 특성과 출원 및 등록된 특허의 질을 고려하지 않은 연구들이 많이 이루어졌다. 본 연구에서는 특허가 제약 분야에 속한 기업의 실적에 미치는 영향을 실증적으로 연구하기 위해 미국에 상장된 제약기업 30개를 대상으로 10년간의 특허 및 기업실적을 나타내는 시계열자료를 통해 실증적으로 분석하였다.

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A Study on Effects of Youth Householder's Assets on Life Satisfaction : Test of a Mediating Effect of Depression (청년 가구주의 자산수준이 삶의 만족도에 미치는 영향 : 우울감의 매개효과 검증)

  • Kang, Sion;Han, Chang-Keun
    • Korean Journal of Social Welfare Studies
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    • v.49 no.4
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    • pp.195-220
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    • 2018
  • This study aims to examine the extent to which youth householder's assets influence life satisfaction and whether depression mediates the relationship between assets and life satisfaction among youth householders. Using the 7th~11th panel data from the KOWEPS, this study employed fixed-effect model and Sobel-test to test the mediating effects. Key findings are as follows: First, this study found positive impacts of youth householder's assets on life satisfaction. Second, the effects of assets on life satisfaction were found to be mediated by depression of youth householders. These findings suggest that asset-based policies targeting youth should be expanded in Korea. This study concludes with several policy implications for development of more inclusive asset-based policies for youth.

Information Assetization of Records: Analysis of Information Asset Management Trends of the National Archives in Each Country (기록의 정보자산화: 각국 국립기록청의 정보자산 관리 동향 분석)

  • Kim, Myoung-hun
    • Journal of Korean Society of Archives and Records Management
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    • v.21 no.4
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    • pp.45-63
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    • 2021
  • In the electronic record environment, there are discussions about the necessity of using records as information, and ISO 15489:2016 defines records as one of the information assets. In acceptance of this concept of information assets, the national archives of each country have established related policies and guidelines to actively promote information asset management. This paper intends to analyze the information asset management policies and guidelines that are established by the national archives of each country. This is to identify global trends for information assetization of records in the digital environment and derive benchmarking factors for seeking institutional establishment in Korea. To this end, the definition of records in ISO standards and related research results are analyzed to investigate the conceptual origins of information assets. Moreover, the actual cases about information asset management of the national archives of the United Kingdom, New Zealand, and Australia are investigated. Based on this, the implications of overseas cases and issues to be supplemented to establish the relationship between records and information assets are presented as a part of seeking institutional establishment in Korea.

The Psychology of Abandoned Sons - The Father-Son Relationship in and (버려진 아들들의 심리학 -영화 <변산>과 <자산어보>의 아버지-아들 관계 연구)

  • Kwon, Eunsun
    • The Journal of the Convergence on Culture Technology
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    • v.7 no.3
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    • pp.445-451
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    • 2021
  • Korean film director Lee Joon-ik's two most recently released works, (2018) and (2021), introduce some changes to the world of male bonds, where bromance colors prevailed. It is a father-son or pseudo father-son relationship that has not been dealt with in the exploration of vary kind of intimacy and relationships between men in the 'Lee Joon-ik's films'. If depicts a blood-related father-son relationship, highlights the teacher-disciple relationship, or pseudo father-son relationship. In that respect, the films continue, change, and expand the relationship setting, the sense of problems in the previous film, and inevitably raise the issue of 'generation' and 'inheritance' required today by illuminating the father-son relationship.