• Title/Summary/Keyword: 계약 해지

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Development of a Business Model for Korean Insurance Companies with the Analysis of Fiduciary Relationship Persistency Rate (신뢰관계 유지율 분석을 통한 보험회사의 비즈니스 모델 개발)

  • 최인수;홍복안
    • Journal of the Korea Society of Computer and Information
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    • v.6 no.4
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    • pp.188-205
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    • 2001
  • Insurer's duty of declaration is based on reciprocity of principle of the highest good, and recently it is widely recognized in the British and American insurance circles. The conception of fiduciary relationship is no longer equity or the legal theory which is only confined to the nations with Anglo-American laws. Therefore, recognizing the fiduciary relationship as the essence of insurance contract, which is more closely related to public interest than any other fields. will serve an efficient measure to seek fair and reasonable relationship with contractor, and provide legal foundation which permits contractor to bring an action for damage against violation of insurer's duty of declaration. In the future, only when the fiduciary relationship is approved as the essence of insurance contract, the business performance and quality of insurance industry is expected to increase. Therefore, to keep well this fiduciary relationship, or increase the fiduciary relationship persistency rates seems to be the bottom line in the insurance industry. In this paper, we developed a fiduciary relationship maintenance ratio based on comparison by case, which is represented with usually maintained contract months to paid months, based on each contract of the basis point. In this paper we have developed a new business model seeking the maximum profit with low cost and high efficiency, management policy of putting its priority on its substantiality, as an improvement measure to break away from the vicious circle of high cost and low efficiency, and management policy of putting its priority on its external growth(expansion of market share).

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A Proposal of Enhanced Personal Information Security management Framework of Consigning of Personal Information (개인정보보호 강화를 위한 위탁 업무 보안관리 프레임웍 제안)

  • Ko, Youngdai-Dai;Lee, Sang-Jin
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.25 no.2
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    • pp.383-393
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    • 2015
  • Recently, the number of companies consigning their personal information management work has been increasing; they consign the work for various reasons and purposes, for example, in order to reduce costs related to personal information managers, improve efficiency through professional performance and to improve service quality. As such, since the cases where an consigning agency - not the personal information manager - handles personal information are increasing due to the increase of consigning of the personal information management work, we need to concerned with and pay attention to how much such agency makes efforts for personal information protection. In this regard, this study suggests a plan for efficient management of the agency during the course of consigning work as well as a list of requirements for personal information protection to be considered in each phase of the following; establishment of personal information protection framework for all consigning work processes, selection of consigning agency, execution of consigning contract, operation and management of consigning work, and termination of contract.

Estimating Spot Prices of Restructured Electricity Markets in the United States (미국 전기도매시장의 전기가격 추정)

  • Yoo, Shiyong
    • Environmental and Resource Economics Review
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    • v.13 no.3
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    • pp.417-440
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    • 2004
  • For the behavior of the wholesale spot price, a regime switching model with time-varying transition probabilities was estimated using the data from the PJM (Pennsylvania-New Jersey-Maryland) market. By including the temperature as an explanatory variable in the transition probability equations, the threshold effect of changing regime is clearly enhanced. And hence the predictability of the price spikes was improved. This means that the model showed a very clear threshold effect, with a low probability of switching for low loads and low temperatures and a high probability for high loads and high temperatures. And temperature showed a clearer threshold effect than load does. This implies that weather-related contracts may help to hedge against the risk in the cost of buying electricity during a summer.

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The Announcement Effects of Stock Repurchase and Stock Dispositions on Shareholder Wealth (자기주식 취득 및 처분 공시가 주주의 부에 미치는 영향 - 취득 및 처분목적을 중심으로 -)

  • Sul, Won-Sik;Kim, Soo-Jung
    • The Korean Journal of Financial Management
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    • v.22 no.1
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    • pp.37-69
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    • 2005
  • This study intends to verify whether stock repurchase, as well as stock dispositions, affects shareholder's wealth and also whether repurchase/dispositions has varying impact de-pending on its purpose. According to empirical analysis, announcement of stock repurchase results in positive abnormal returns when the objective of stock repurchase is stock price stabilization or cancellation of shares. However, when the purpose of stock repurchase is granting incentives to executives/employees, we get the negative abnormal returns. Also, the termination of stock trust for reason of expiration or stock dispositions of which goal is to give incentives to executive/employees has a negative impact on stock price, whereas direct dispositions of stock to raise cash or to improve financial structrue are shown to significantly increase the wealth of shareholders. Cross-section analysis also confirms that stock repurchase and dispositions has different impact on excess returns depending on its purpose. The results of this study imply that the dispositions of stock should be regarded as an important financial strategic tool to be used by companies and what's more, such studies dealing with stock repurchase or dispositions should take firm's purpose into consideration in their approach.

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사내하청 노동자 조직화에 있어서의 작업장 요인과 지역사회 요인: 광양만권 철강산업지역의 사례

  • Kim, Jik-Su
    • Korean Journal of Labor Studies
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    • v.17 no.1
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    • pp.209-242
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    • 2011
  • 본 연구는 현대하이스코 순천공장과 포스코 광양제철소에서의 비정규직 조직화 비교를 통해 사내하청 노동조합의 조직화에 영향을 미치는 작업장 요인과 지역사회 요인들을 살펴보고자 하였다. 기존의 비정규직 노동자 조직화를 비롯한 노동운동, 노동조합 관련 연구들은 대부분 '생산의 정치'의 영역에서 비롯된 '작업장' 요인들에 초점을 맞추고 있다. 그러나 비정규직 노동자 조직화에 대한 보다 분석을 보다 발전시키기 위해서는 작업장뿐만 아니라 '스케일의 정치'가 작동하는 공간인 '지역사회' 또한 분석의 단위로 통합되어야 한다. 따라서 본 연구는 작업장에서의 정규직 및 비정규직 노동자들에 대한 관리통제와 실천뿐만 아니라, 지역사회의 다양한 요인들이 비정규직 노동자들의 조직화 시도에 어떠한 영향을 미치는지를 검토하고자 한다. 두 사례에서 사내하청 노동자들은 철강산업이라는 산업부문과 사내하청 고용형태에 속한다는 공통점 외에도 낮은 수준의 임금과 노동조건하에서 강한 불만을 지니고 있었으며, 원청 및 사내하청 업체의 강한 통제하에 놓여 있었다는 공통점을 지닌다. 그럼에도 포스코의 경우와 달리 현대하이스코 비정규직 노동자들은 격렬한 대중투쟁과 지역사회의 지원 속에서 성공적인 조직화를 이룰 수 있었다. 사내하청 노동조합 결성 과정 또한 상이하였다. 현대하이스코의 경우 누적된 사내하청노동자들의 불만이 계약해지를 계기로 일순간 터져 나오면서 작업장 점거농성을 비롯한 대중투쟁과 결합하였다. 나아가 현대하이스코 비정규직지회는 지역사회운동과의 연대를 통해 작업장의 문제를 전체 비정규직 노동문제로 확대해 나갔다. 반면, 포스코의 경우 초기 조직화의 범위가 제한적이었고 대중투쟁 또한 강하게 나타나지 않았으며 지역사회의 관심과 지원 또한 약하게 나타났다. 이상과 같이 두 사례를 비교 검토함으로써 비정규직의 조직화에 있어 비정규직 자체 동원기제와 정규직의 지원은 여전히 중요하게 작용하지만, 이것이 확보되지 않을 경우 지역사회를 비롯한 외부의 지원이 일정하게 작용함을 살펴볼 수 있었다. 그러나 이 역시 지역사회구조 및 지역사회운동의 성격에 영향을 받는 것으로 나타났다.

Why are Cleaning Workers Precarious? - Subcontracted Female Cleaning Labour and Fictional Korean Social Protection (청소노동자는 왜 불안정(precarious)한가? -하청 여성 청소노동과 한국 사회안전망의 허구성)

  • Lee, Sophia Seung-yoon;Seo, Hyojin;Park, Koeun
    • Korean Journal of Labor Studies
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    • v.24 no.2
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    • pp.247-291
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    • 2018
  • This study investigates the employment structure and the social safety net experience of the subcontracting cleaning workers in Korea, who have been main targets of the labor outsourcing despite the necessity and permanence of their labour. This study specifically focuses on the fact that these subcontracting cleaning workers are mostly female and in their old age, and analyzes how the combination of their age, gender, and employment structure leads to the (mis)match with the Korean social security system. Case study with in-dept interview method has been conducted to the old-aged female subcontracting cleaning workers in Korea. The result of this study is as follows. It was the income insecurity that led them to (re)enter the labour market, and the cleaning work was the almost the only wage work they could do considering their age and gender. Cleaning workers are mostly employed in the subcontracting company, and thus their labour contracts depend on the business contract period between the original and subcontracting company. Consequently, their employment relationship is mostly insecure unless they are guaranteed employment succession through the collective agreement of trade union. Moreover, it has been discovered that the employment insecurity due to the indirect employment relationship led to the poor labour conditions, low wage, and the exclusion from the social safety net.

Review of 2022 Major Medicla Decisions (2022년 주요 의료판결 분석)

  • Lee Jeongmin;Yoo Hyunjung;Park Taeshin;Jeong Heyseung;Cho Woosun;Park Nohmin
    • The Korean Society of Law and Medicine
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    • v.24 no.2
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    • pp.79-117
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    • 2023
  • Among the healthcare-related judgments handed down in 2002, there was a significant ruling on the timing of the duty of explanation, stating that, in order to ensure the exercise of the patient's right to self-determination, the patient must be given time to consider and decide on the risks and side effects of a medical procedure in specific circumstances. In addition, in a case where an insurance company claimed unjust enrichment against a medical institution on behalf of its insureds, the court provided a clear standard by distinguishing between active and passive requirements regarding the need to preserve the right of subrogation of creditors. In the area of medical administration, there was a ruling that clarified that a medical institution's business suspension under the National Health Insurance Act is directed against the medical institution, a ruling that broadly recognized causation in a case of compensation for side effects of corona vaccination, and a ruling on the scope of a medical practitioner's license, such as the use of ultrasound devices by an oriental medicine practitioner. In a case involving a patient's claim for eviction from a medical institution, the court reviewed a ruling on just cause for termination of a hospitalization contract in relation to Article 15(1) of the Medical law.

A study on Multiple Entity Data Model Design for Visual-Arts Archives and Information Management in the case of the KS X ISO 23081 Multiple Entity Model (시각예술기록정보 관리를 위한 데이터모델 설계 KS X ISO 23081 다중 엔티티 모델의 적용을 중심으로)

  • Hwang, Jin-hyun;Yim, Jin-hee
    • The Korean Journal of Archival Studies
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    • no.33
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    • pp.155-206
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    • 2012
  • Interests in archives management are getting expanded from the public sector into the cultural and artistic field for the ten years after legislation of "Act on the Management of Public Archives" in 1999. However, due to lack of recognition on the importance of archives in the cultural and artistic field, it is rather frequent that information is kept scattered or archives are lost. As an example, absence of precise contract documents or notes of bestowal keeps people from locating great amount of cultural properties, and because of it these creative properties are in the risk of thefts, the closed-door auctioning, or trades in unofficial channels. As how a nation manages cultural and artistic creation inside the nation reflects its cultural level, it can be said that one of the indexes to notice the extent of a nation's cultural level is to take a look at how they are circulated. This study started from this point. Growing economy and rising interests in culture and art made the society more cognizant of the importance and value that visual artworks have, but the archives and information which are showing the context of these artworks and are produced in the course of social interaction are relatively disregarded because too much emphasis lies on the work itself. It is harder to find archives or documentations in Korea than in other advanced countries about the artists themselves or philosophical discourse on the background of the artworks. There is not so much interest to preserve the archives and information produced after the exhibition also, and they are used for no more than promotion or reference. Hereupon, the researcher recognized the importance of visual arts archives and believed that systemic management on them are high in need. And metadata is an essential way for the systemic management, as recently management on artworks or their archives are conducted using the system of the agencies even though they are not produced electronically. The objective of this study is to manage visual arts archives systematically by designing a data model reflecting traits of visual arts archives. Metadata are needed in the every course of archives from acquisition to management, preservation and application. Visual arts archives find its rich value only when a systemic relationship is established among information on artist, artwork and events including exhibition. By establishing a Multiple Entity Data Model, in which artworks, artists and events (exhibitions) make relationship all together, metadata for management on visual arts archive gets more efficiency and at the same time explanatory trait of the archive gets higher. For this reason we, in the study, tried to design a data model by setting each as an independent entities and designating relations between them, in order to find a way to manage visual arts archives more systematically.