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간편 결제 서비스의 세대 간 사용자 경험 평가 - 카카오페이와 페이코 중심으로 -

Evaluating the User Experience between Generations of Easy Payment Service -Focusing on KakaoPay and PAYCO-

  • 김소영 (홍익대학교 국제디자인전문대학원 스마트디자인엔지니어링 전공) ;
  • 김승인 (홍익대학교 국제디자인전문대학원 디지털미디어디자인 전공)
  • Kim, So-Young (Smart Design Engineering, HongIk University, International Design School for Advanced Studies) ;
  • Kim, Seung-In (Digital Media Design, HongIk University, International Design School for Advanced Studies)
  • 투고 : 2019.11.26
  • 심사 : 2020.04.20
  • 발행 : 2020.04.28

초록

본 연구는 간편 결제 서비스의 세대 간의 사용자 경험 평가를 위한 연구이다. 현 사회의 핀테크 시장은 빠른 성장세로 다양한 간편 결제서비스가 출시가 되고 있다. 이에 따라 간편 결제서비스를 사용하는 과정에서 연령대별로 사용성과 접근성에 차이가 있으므로 세대 간의 견해 차이에 따른 사용자 경험 평가 연구 필요하다. 다양한 연령대 대상으로 피터 모빌(Peter Morville)의 허니콤 모델(Honeycomb Model)를 기반으로 설문조사와 심층 인터뷰를 진행하고 통계적으로 분석한 후 4가지의 간편 결제서비스의 발전 방안을 제시하였다. 연구 결과 간편 결제 서비스는 연령대가 높을수록 다양한 간편 결제 서비스를 사용하는 것보다 주로 사용하는 주거래 카드사의 간편 결제 서비스 혹은 자주 사용하여 학습된 간편 결제 서비스를 일부 한정하여 사용한다는 것을 알 수 있었다. 이 연구는 연령대에 따른 결제 애플리케이션 기초 연구에 도움이 될 것으로 기대한다.

This research aims to evaluate how each generation experiences easy payment services. Recently, the easy payment service business has been on an upward trajectory and pin-tech companies have introduced various types of products. In this regard, it becomes crucial to understand differences among generations in terms of using those services due to their accessibility and serviceability. Based on the statistical analysis of surveys and in-depth interviews based on Peter Morville's Honeycomb model, this study suggests four ways to improve this payment service. The analysis indicates that those who are older tend to use easy payment services provided by their credit card companies or services which they frequently have already used. Findings of this analysis are expected to find the relationship between ages and payment applications.

키워드

참고문헌

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