• International Journal of Human Ecology
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• 제5권1호
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• pp.35-43
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• 2004

The purposes of this study are to examine effects of household characteristics and risk tolerance attitude on risk tolerance behavior and to investigate the effect of risk tolerance attitude and behavior on financial satisfaction. For this study, data were collected during October of 2001 through a popular Web site for women in South Korea (www.azoomma.com). The participants in this study were 609 housewives, resulting in 607 with usable data. Multiple regression and path analysis were conducted using the SPSS for Windows. Findings suggest that the greater is risk tolerance attitude, the greater is risk tolerance behavior and those who exhibit more risk tolerance behavior tend to be more satisfied with their personal financial situation. It implies that risk tolerance behavior playa positive role in predicting financial satisfaction. The results have implication for family economists and educators in developing educational program and presenting strategic to increases financial well-being, and also for financial counselors and planners in suggesting portfolio advice to their client

• 벤처창업연구
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• 제10권4호
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• pp.167-175
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• 2015

본 연구에서는 창업시도성공과 실패, 과정에 대한 태도에 영향을 미치는 선행변수로 불확실성에 대한 인내력에 주목하였다. 불확실성에 대한 인내력은 그 정도에 따라 위험에 대한 인내력과 모호성에 대한 인내력으로 구분할 수 있다. 본 연구에서는 위험과 모호성에 대한 인내력이 창업시도성공과 실패 및 시도과정 자체에 대한 태도에 미치는 영향, 그리고 창업시도성공과 실패 및 과정에 대한 태도가 창업시도태도에 미치는 영향을 경로분석을 통해 살펴보았다. 경로분석결과, 위험에 대한 인내력은 창업시도실패태도에만 부(-)의 영향을 미치는 것으로 나타났다. 모호성에 대한 인내력은 창업시도실패태도에 부(-)의 영향을, 창업시도과정태도에는 정(+)의 영향을 미치는 것으로 나타났다. 가설과 마찬가지로 창업시도성공태도는 창업시도태도에 정(+)의 영향을, 창업시도실패태도는 창업시도태도에 부(-)의 영향을, 창업시도과정태도는 창업시도태도에 정(+)의 영향을 미치는 것으로 나타났다. 이러한 연구결과를 바탕으로 연구의 학문적 의의와 실무적 시사점 그리고 연구의 한계점을 제시하였다.

• 대한가정학회지
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• 제49권10호
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• pp.1-13
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• 2011

This paper examined how men and women differ in the attitude and behaviour of financial risk tolerance. The results showed that women were less risk seeking than men in financial risk tolerance. The results of the investment simulation indicated that men invested in higher risk assets like stock. In contrast, women prefered to invest in lower risk assets like real estate. The results of multiple regression analysis showed that if investors have the propensity to take more risk they allocated their money to higher risk assets in the simulation. This analysis also showed that the surveyed respondents invested in risky assets if they had experience in high risk investment in the past.

• 대한가정학회지
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• 제45권7호
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• pp.131-140
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• 2007

The purpose of this study was to examine the influence of aesthetic surgery attitude, self-esteem and body image on clothing behavior. Subjects were 356 female college students in Seoul. The data obtained were analyzed by reliability analysis, factor analysis, correlation analysis, stepwise multiple regression analysis and t-test. The major results of this study were as follows: First, five factors of aesthetic surgery attitude were identified: risk tolerance of aesthetic surgery, need of aesthetic surgery, image improvement via aesthetic surgery, keeping the secret of aesthetic surgery, and others' expectation of aesthetic surgery. Second, significant relationships were found between body image and clothing behavior, and self-esteem and body-enhancement of clothing. Also, risk tolerance of aesthetic surgery, need of aesthetic surgery, and image improvement via aesthetic surgery had a significant correlation with clothing behavior. Third, the most important variable which affected the aesthetics and body-enhancement of clothing was body image. The entertainer imitation behavior of clothing was influenced by need of aesthetic surgery, body image, keeping the secret of aesthetic surgery, risk tolerance of aesthetic surgery, and image improvement via aesthetic surgery. Preference for luxury goods of clothing was influenced by need of aesthetic surgery and body image. Body-enhancement of clothing was influenced by body image, image improvement via aesthetic surgery, and self-esteem.

• 디지털산업정보학회논문지
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• 제19권2호
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• pp.147-160
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• 2023

Unlike other currencies, cryptocurrency is not a currency used for general transactions, but is currently applied to various investment assets and its scope is expanding. The purpose of this study is to the effect of personal characteristics on investment intention. As a theoretical background, it was verified by applying the Extended Technical Acceptance Model (ETAM). self-confidence propensity, bandwagon propensity, risk tolerance propensity, network externality, attitude, and Investment intention were composed of variables. The research method collected data from 871 people who had experience in cryptocurrency investment through a survey and analyzed it after excluding the data of 71 people who were judged to be inappropriate. The structural equation modeling method using AMOS was used. As a result of this paper, five hypotheses were accepted as statistically significant. This study concluded that self-confidence propensity, bandwagon propensity, risk tolerance propensity, network externality, and attitude had statistically significant effects on Investment intention. In this respect, this study will be able to provide useful information for cryptocurrency research.

• 정보학연구
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• 제2권2호
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• pp.51-67
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• 1999

본 논문은 불확실한 상황하에서 의사결정시 의사결정의 위험도에 대한 정보의 제공과 의사결정자의 위험에 대한 태도가 의사결정에 미치는 영향에 대한 연구이다. 본 연구의 독립변수는 의사결정의 위험도에 대한 정보 제공 여부와 의사결정자의 위험 감수의 정도이다. 종속변수는 의사결정의 위험도와 의사결정 자신감을 의미한다. 본 연구는 주가지수 옵션에 대한 투자의사결정을 연구의 대상으로 하며, 연구의 진행을 위해 4가지 가설을 검증하였다. 본 연구는 연구의 방법으로 실험실 실험을 선택하였다. 실험 대상은 경영학과 학생 107명을 대상으로 하였으며, 실험의 통제 변수는 의사결정의 위험도에 대한 정보의 제공 여부이다. 실험의 의사결정자의 위험감수의 정도가 높을수록 의사결정 자신감도 높음을 알 수 있다. 그러나 의사결정의 위험도에 대한 수치적 경고 메시지는 의사결정자의 의사결정에 그다지 큰 영향을 주지 않음을 알 수 있었다. 본 연구는 실제투자자들을 대상으로 한 연구가 아니므로 실제로 위험한 상황과는 다른 모의투자라는 한계점이 있다.

• Journal of Platform Technology
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• 제12권3호
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• pp.41-54
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• 2024

최근에는 다양한 형태의 창업에 대한 지원이 늘어나고 있습니다. 이와 함께 창업에 대한 지원 확대 및 창업 성과 확대를 위해 창업교육에 대한 관심도 증대되고 있다. 따라서 창업교육 및 지원의 대상과 관심은 대학생과 일반 대중을 넘어 고등학생까지 범위를 확대하고 있다. 이에 따라 본 연구의 경우 창업에 대한 의도확대를 증대시키고자 기업가정신의 역량과 창업태도 및 창업의지의 관계에 대해 보다 심층적으로 알아보고자 한다. 분석결과 기업가정신의 역량(창의성, 위험감수성, 혁신성)은 창업태도에 긍정적인 영향을 미쳤으며, 창업태도는 창업의지에 긍정적인 영향을 미쳤다. 창업태도의 기업가정신 역량(창의성, 위험감수성, 혁신성)과 창업의지의 관계에서의 매개효과에 대한 분석결과는 다음과 같다. 창의성과 창업의지의 관계에서 창업태도는 부분매개역할을 하였다. 위험감수성과 창업의지의 관계에서 창업태도는 부분매개역할을 하였다. 혁신성과 창업의지의 관계에서 창업태도는 완전매개역할을 하였다. 연구결론에서는 본 연구 결과의 요약, 기업가 및 창업에 대한 시사점과 더불어 본 연구의 한계 및 향후 연구방향을 제시하였다.

• 복식
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• 제52권6호
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• pp.71-83
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• 2002

The purpose of this study was to investigate the causal relationships of need, self-esteem, body satisfaction on aesthetic surgery attitude of female. The method of the study was survey research by using questionnaires. Subjects were 813 females of 10's to 40's living in Daejeon Metropolitan City and Gongju City, Chungchungnamdo. Statistical analysis methods were one-way ANOVA. Duncan's multiple range test, Pearson's correlation coefficient, and multiple regression analysis. The results of the study were as follows. Women with lower body satisfaction and self-esteem had a tendency to keep the secret of aesthetic surgery. Women in higher social class and having higher need for dominance showed also strong tendency to keep the secret of aesthetic surgery. Women with lower body satisfaction and having higher needs for achievement and exhibition appreciated the value of aesthetic surgery more. Women with lower body satisfaction and self-esteem but with higher need for exhibition and dominance were more willing to confirm the aesthetic surgery Women with higher need for dominance but with lower self-esteem and body satisfaction were more willing to undergo aesthetic surgery in spite of high cost of surgery. Women having lower self-esteem, lower need for achievement, and lower body satisfaction were more willing to admit the risk tolerance of aesthetic surgery. As a conclusion, need, self-esteem, and body satisfaction constituted important characteristics which could affect aesthetic surgery attitude directly. Women having higher need were more willing to admit the change of body shape via aesthetic surgery.

• 패션비즈니스
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• 제18권2호
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• pp.132-147
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• 2014

The purpose of this study is to classify the appearance concern into groups and analyze the differences of the attitude toward plastic surgery and clothing behavior by groups. Questionnaires are administered to 206 female adults in their 20's-50's living in Deagu and Kyungbook areas from $10^{th}$ July to $19^{th}$ July, 2013. Frequency, factor analysis, reliability analysis, correlation analysis, cluster analysis, ANOVA, Duncan-test and ${\chi}^2$-test were used for data analysis. The appearance concern is categorized as follows: appearance harmony focus and body focus. The attitude toward plastic surgery was found as risk tolerance, image improvement/surgery desire and keeping the secret of surgery. Clothing behaviors are found as individuality focus, other focus, convenience and luxury ostentation. The appearance concern shows a significant correlation with the sub-variable attitude toward plastic surgery and clothing behavior. One test in the groups is determined by demographic variables like occupancy and monthly income. Appearance concerns are classified into three groups as follows: appearance concern group, low appearance concern group and body concern group. The groups show a significant difference in the attitude toward plastic surgery and clothing behavior. This difference indicates that the 20's show a high body focus on their appearance concern, an attitude of image improvement/surgery desire toward plastic surgery and another individuality focus on clothing behavior while 50's care more about convenience in their clothing behavior.

• 기술경영경제학회:학술대회논문집
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• 기술경영경제학회 1997년도 제11회 하계학술발표회 논문집
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• pp.57-82
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• 1997

This paper empirically examines various personal characteristics and preferences of HRM (Human Resorce Mamagement) systems using data from 968 R&D professionals in 9 private R&D organizations. It identifies different patterns of reward and career development needs associated with 4 types of R&D professionals, who are categorized by personal characteristics: personality and attitude. A productive leader type shows active personal traits (which encompass high scores of need for achievement, risk-taking propensity, tolerance for ambiguity, and self-efficacy) and positive attitudes (which include high scores of job satisfaction, organizational commitment, and low scores of turnover intention), while a cynical bystander type exhibits passive personal traits and negative attitudes toward a job. A passive adapter, who has passive personal characteristics but positive attitudes, and a frustrated champion, who is active in personality but negative in current job attitude, lie in between them. The results reveal that: 1) These four different types of R&D professionals show differences in their education, age and tenure level, and technical performance. 2) They have different career orientations and problem solving styles. 3) They also exhibit different preferences in performance appraisal criteria and rater, and reward structures. Based on these findings, this study suggests a contingent type of human resource management in terms of selection and staffing of R&D professionals, performance appraisal, incentive systems, and career development plans.