• Title/Summary/Keyword: retirees

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Future Residents' Opinions about Architectural Features and Development Strategies for the University-Based Retirement Community (대학 연계형 은퇴주거단지의 건축적 특성과 개발전략에 대한 잠재 수요자의 의견 분석)

  • Kim, Mi-Hee;Kim, Suk-Kyung
    • Journal of the Korean housing association
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    • v.26 no.6
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    • pp.181-190
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    • 2015
  • This study emphasizes a new senior housing type which can provide individual housing units and common facilities for retirees, particularly who will be retired from universities. It is called a university-based retirement community. This study conducted a questionnaire survey to investigate future residents' needs for architectural environments that included housing types, common facility features, and proximity, and also development methods in response to the university involvement levels. The survey questionnaire was administered in one national university in Korea. A total of 214 responses were valid for statistical analyses. Major findings are as follows: Over 65% of the respondents were willing to live in the university-based retirement community. Regarding the location of the community, they responded the community would not need to be located on campus. Preferred common facilities in the UBRC were indoor fitness centers, the shuttle bus stops connecting to the adjacent areas, and bath and sauna facilities. The respondents emphasized university's contribution toward offering educational programs for UBRC residents. Lastly, their responses to the university role and involvement in the development and construction process were identified. This study results are expected to provide essential information for facilitating the Korean model of university-based retirement communities in the future.

The Exploratory Study for Development and Planning of Korean Style University-based Continuing Care Retirement Communities - With Focused on Case Study in Midwest area of USA - (한국의 대학기반 연속보호체계형 노인주거환경(UBRCs)의 개발 및 계획을 위한 탐색적 연구 - 미국 중서부지역 사례를 중심으로 -)

  • Kim, Mi Hee
    • Journal of the Korean housing association
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    • v.26 no.1
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    • pp.119-128
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    • 2015
  • This study aimed to develop Korean types of the university-based continuing care retirement community. CCRCs (Continuing care retirement communities), where senior residents are guaranteed to get continuous cares without moving out even under their deteriorating health condition, has been identified as the appropriate residences that can accommodate aging-in-place needs. Aging-in-place may be ideal for the increasing senior population and older households. Recently in the United States, as many retirees looked for intellectually and physically active environments that also offer intergenerational programs, university-based retirement communities (UBRCs) became popular and their number reached 60 campuses nationwide. This numbers is expected to grow significantly over the next two decades. We conducted case studies that targeted two representative UBRCs and identified four categories of main features. They were general characteristics, architectural features, services or programs, and management system. This study result highlighted key features of the UBRCs that can be the foundation for the future UBRCs development in Korea.

Private Pensions Demand of Korean and U.S. Households (한국과 미국의 사적연금자산 수요에 관한 비교연구)

  • Yuh, Yoonkyung
    • Korean Management Science Review
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    • v.32 no.3
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    • pp.13-28
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    • 2015
  • Using the most recent dataset of Korea and U.S. household finance, this study analyzed demand and adequacy of private pensions for pre-retirees. For this purpose, 2013 Korean Retirement and Income Study (KReIS) of national pension research institute in Korea and 2013 SCF (Survey of Consumer Finances) of FRB in U.S. were used. For comprehensive comparisons of the two countries, this study classified the private pension into sub-categories such as personal pension, corporate pension, and retirement benefits, and used three different criteria including ownership, accumulated present value of each pension, and income replacement ratio of each pension. After controlling for other factors, educational level of householder and household income were critical determinants of size and adequacy of private pension in both countries. Different from Korean households, householders' gender, marital status, and health status had an important effect on the private pension size and adequacy in the U.S. In addition, home ownership significantly increased only private pension adequacy in Korea, and also increased ownership rate, size, and adequacy of private pension in the U.S. Results of this study provide useful implications for future pension system and policy in Korea.

Influence Factors on Health and Medical of Retirees Expense to Public Pension Recipients (공적연금유형에 따른 은퇴자들의 보건의료비지출 결정요인)

  • Choi, Ryoung;Hwang, Byung Deog
    • Health Policy and Management
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    • v.25 no.2
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    • pp.80-89
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    • 2015
  • Background: This study aims to identify the monthly average medical expenses of public pension recipients, and analyze the determinants of total health and medical expenses and Western and Oriental medicine expenses, medical service expenses, and medical supplies expenses. Methods: This study used the fifth year data of 2013 out of the raw data of the Korean Retirement and Income Study collected by the National Pension Research Institute. This study conducted t-test, analysis of variance, and linear regression to verify publicly the relevance between pension recipients' general characteristics and health and medical expenses status using IBM SPSS ver. 21.0 for data analysis. Results: It was analyzed that there is a difference in the spending of expenditure and health care costs according to public pension recipients. Medical expenses of the national pensioners was higher compared to the special corporate pensioners. The national pensioner is related expenditure size, education level, family members living together, residential areas, status of spouse, number of chronic illness, and status of limitation in daily life with psychological health status. Conclusion: Therefore, fairness does not occur fire to the medical use between the special corporate pensioners and national pensioners, aggressive of government such as health policy and financial support for the retiree pension policy that reflects the reality intervention would be required.

Status and Characteristics of Applying a Copayment Ceiling for the Elderly (65세 이상 본인부담 상한 적용 노인의 의료서비스 이용 현황과 특성)

  • Park, Cho-Yeal;Park, Young-Hee
    • The Korean Journal of Health Service Management
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    • v.14 no.1
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    • pp.147-159
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    • 2020
  • Objectives: This study is the human factors and disease factors of the copayment system for the elderly (>65 years old) and to identify does the current status and characteristics of the applied elderly and conducted to provide basic data. Methods: Sample cohort data from the National Health Insurance Corporation database, from the years 2012-2015, were analyzed of 21,772 elderly people over the copayment ceiling. Results: The ratio of those who exceeded the copayment ceiling system rose sharply from progressive rates of 3.39% in 2012, 3.69% in 2013 and 5.03% in 2014, to rates of 37.13% from 2013. Factors identified that affect the instances of being over the copayment ceiling were: age, income group, region, severity, disability, sickness distribution, inpatient days, and outpatient days. Conclusions: The reorganization of the copayment ceiling system in 2014 favored low-income families of the elderly, but in 2015, the proportion of elderly was low (only 5.78%). The government's policies needs to change to allow for the amount of the deductible upper limit for low- and middle- income groups to be further subdivided in order for the elderly to receive more deductibles.

Changing Housing Wealth Effects of Home-owning Baby-boomers in the Seoul Metropolitan Area (수도권 거주 자가소유 베이비부머의 주택자산효과 변화 분석)

  • Lee, Hyunjeong;Yoon, Jungduck
    • Journal of the Korean housing association
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    • v.26 no.3
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    • pp.45-54
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    • 2015
  • The purpose of this research is to analyze the wealth effects of home-owning baby-boomers on household consumption on non-durable goods in the Seoul Metropolitan Area. In so doing, this empirical study utilized the Korean Labor and Income Panel Study (KLIPS) of 2002 and 2012. The statistical findings reveal that household wealth in the period had sharply risen in household income, asset, debt and consumption, and the substantial increase came from growing income and consumption embedded into an expansionary stage of the family life cycle. Further, housing wealth had a much greater effect on consumption expenditure than did financial asset in 2012 while financial wealth effect was larger than housing wealth effect in 2002. Housing wealth effects had become far stronger as the age of the baby-boomer householders increased. As the baby-boomers are close to the retirement stage, post-retirement income security becomes of concern, so that the wealth effect of real estate income as an income alternative for retirees is explicit. The results imply that retirement of baby-boomers is likely to reduce consumer spending, aggravating slowdown of the real economy. Thus, diversification of household asset portfolio in a pre-retirement period is of great significance in maintaining adequate household consumption in later life.

Personal Resources and Their Effects on the Life Satisfaction of the Retired husbands and Their Wives (남편이 은퇴한 부부의 자원과 생활만족도)

  • 신화용;조병은
    • Journal of the Korean Home Economics Association
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    • v.39 no.1
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    • pp.39-51
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    • 2001
  • This study was to examine the effects of economic, social, psychological, and marital resources on the relationship between retirement related stress and life satisfaction among the retired husbands and their wives. Economic resources included actual income, the amount of reduced income after retirement, and perceived adequacy of income, while social resources consisted of the supports from children, relatives, friends and neighbors. Psychological resources constituted sense of mastery and marital resource was measured by the emotional supports from the spouse. Data from 178 couples in Seoul revealed that retirees and their spouse perceived retirement as a very stressful extent, with husbands viewing their retirement as more stressful than their wives. The retirement related stress was found to be the most significant predictor on the life satisfaction of the couples. For retired husbands, life satisfaction was closely associated to sense of mastery and supports from children and relatives. The health status, perceived adequacy of income, sense of mastery, and supports from children and relatives were related to life satisfaction for wives. Therefore, the effects of personal resources on life satisfaction were smarter than that of retirement related stress for both retired husbands and their wives. Along with discussions, implications for retirement education and suggestions for future study are provided.

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Korean Middle-Aged and Elderly Men's Experiences of Retirement and Life Satisfaction after Retirement (한국 중고령 남성의 은퇴 경험과 은퇴 후 삶의 질)

  • Kim, Mi-Young;Son, Seo-Hee;Park, Mee-Sok
    • Journal of Family Resource Management and Policy Review
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    • v.15 no.4
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    • pp.65-78
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    • 2011
  • The purpose of this study was to examine the experience of retirement and how life satisfaction after retirement differs depending on the individual, family, and social characteristics of middle-aged and elderly Korean men and the experience of retirement. Data were drawn from the first wave of the Korean Longitudinal Study of Ageing (KLoSA). The sample consisted of 278 retired middle-aged and elderly Korean men aged between 45 and 64. The results showed that middle-aged and elderly Korean retirees' reasons for retirement differed depending on their health satisfaction. In addition, their retirement satisfaction varied according to their education, health satisfaction, economic satisfaction, and reasons for retirement. Regarding their life satisfaction, it was predicted by their age and satisfaction with health status, economic situation, marriage, and relationship with their children.

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A Study on the Utilization of Retired Professionals for SME's Smart Factory Construction: Focusing on the Mediating Effect of Smart Meister Competence (중소기업의 스마트팩토리 구축을 위한 퇴직전문인력 활용에 관한 연구: 스마트 마이스터 역량의 매개효과를 중심으로)

  • Koo, Il Seob
    • Journal of the Korea Safety Management & Science
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    • v.23 no.4
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    • pp.83-92
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    • 2021
  • The construction of smart factories for government SMEs is not easy due to the lack of professional manpower. The use of retired professionals is a way to solve the problem to some extent and to solve the job problem of seniors by effectively utilizing social assets. This study examines the effectiveness of using Meister based on a survey of 195 companies participating in the Smart Meister Support Program. As a result, the better pre-participation readiness and the better management and coordination of change during the participation, the more significant influence was on Meister's ability development and corporate performance. In particular, it was confirmed that Meister's competence plays a role in both 'pre-participation readiness and business performance' and 'between change management during participation and business performance'. In order to improve the performance of the smart meister business in the future, it is necessary to proactively promote the purpose and purpose of the business targeting companies that wish to participate in the business. In addition, it was found that it is necessary to support the development of change management in order to minimize the resistance to innovation during the project. It will be possible to enhance social competitiveness by resolving senior jobs and strengthening the competitiveness of SMEs by discovering and utilizing Meister, who is an expert among retirees.

A Study on the Psychological Contract Violation of Company Members by Affiliates Separation of LX HAUSYS (LX하우시스 계열분리에 따른 기업 구성원이 인지한 심리적 계약위반에 관한 연구)

  • Kim, SungGun;Lee, SungJun
    • Journal of Korea Society of Digital Industry and Information Management
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    • v.18 no.2
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    • pp.111-125
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    • 2022
  • The general view of the division of affiliates of many large corporations is a reorganization of the governance structure, and the smooth division of affiliates is often well wrapped up in a beautiful breakup. However, the parties to the breakup are not only the owners of the company, but all employees as well. Separation of the owner family can be done with joy and good feelings, because they are separated according to the will of the owner family, and each becomes the owner of the company. As Commitment decreases and turnover behavior appears, it is necessary to take a strategic approach to members, along with consideration. This study looked into the recent separation of LG Group's affiliates based on this point of view. To this end, we focused on the case of LX Hausys of LX Group, which was separated from LG Group. To this end, through a meeting with the person in charge of LX Hausys, the company's response to the division was investigated, and FGI was conducted for retired and current members. As a result, it was confirmed through the person in charge that no appropriate measures were taken due to the separation of the company. Through FGI with the retirees and incumbents, the psychological resistance of the members and the decrease in organizational commitment and the increase in turnover intention was confirm.