• 가정과삶의질연구
• /
• 제21권1호
• /
• pp.49-60
• /
• 2003

The purpose of this study is to analyze expenditure on children's private, after-school education, perceptional need for private education, and budget planning pattern for the expenditure of education applying survey data, and to investigate current situation to Identify solving planning for digital age. taking on-line educational service system and internet financial planning for children's educational expenditure into account. Under the purposes, this study especially focused on the condition of on-line educational service system and the merits as well as problems of the system, the need for household financial planning for children's education, and the condition or nature of internet financial planning system, in terms of providing market information and of suggesting policy implications.

• 정보교육학회논문지
• /
• 제25권6호
• /
• pp.871-878
• /
• 2021

본 연구에서는 가구의 월평균 전체 사교육비와 소프트웨어 및 인공지능 관련 사교육비, 그리고 학업성취 간 관계를 분석하여 소프트웨어 교육의 양극화 실태를 조명하였다. 이를 위해 전국의 초등학생 자녀를 둔 학부모 2,780명을 대상으로 설문조사를 실시하여 자료를 수집하였으며 상관분석과 차이검증을 수행하였다. 본 연구의 결과는 다음과 같다. 첫째, 소프트웨어 교육 참여 여부에 따라 자녀의 학업성취도에는 통계적으로 유의미한 차이가 나타났다. 둘째, 자녀의 학업성취도가 높을수록 소프트웨어 사교육에 참여하는 비율도 현격히 증가하는 경향성을 확인하였다. 셋째, 총 사교육비와 소프트웨어 관련 사교육비는 유의미한 정적 상관이 있었다. 넷째, 소프트웨어 사교육비와 학업성취도 간에는 통계적으로 유의미하지는 않았으나 정적 상관이 존재하는 것으로 드러났다. 본 연구를 통하여 학부모는 공교육에서 제공하는 소프트웨어 교육이 충분하지 않은 탓에 사교육 참여와 그 지출 규모를 늘리고 있고, 가구소득에 따라 미래 인재로 성장하기 위한 주요 역량을 키우는 데에 격차가 존재한다는 문제가 있음을 확인하였다.

• 가정과삶의질연구
• /
• 제31권5호
• /
• pp.211-231
• /
• 2013

The purpose of this study was to analyze the differences in the expenses of private education and the economic preparations for old age according to household income and consumption wants for education in mothers with school-aged children. The data used in this study were collected from 416 mothers with school-aged children aged 8 to 19 years old living in Daegu. The data analysis methods adopted for the study were two-way ANOVA and Scheff$\acute{e}$ test. The results of this study were as follows: First, there were differences in the private education expenditure according to the household income and the consumption wants for education in mothers with school-aged children. In the group of mothers of low household income, the mothers with high consumption wants for education spent more money on academic education and music, fine arts or physical education than the mother's with low consumption wants for education. On the other hand, in the group of mothers of high household income, the mothers with low consumption wants for education spent more money on academic education and spent less money on music, fine arts or physical education than the mothers with high consumption wants for education. There were no meaningful differences in the group of mothers of middle household income. Second, there were differences in the perceived burden of private education expenditure according to the household income and the consumption wants for education in mothers with school-aged children. In the group of mothers of middle household income, the mothers with low consumption wants for education perceived there was a higher burden for private education expenditure than the mothers with high consumption wants for education. Third, there were differences in the expenditure preparation for old age and the economic preparation behavior for old age according to the level of household income. The mothers with high household income spent more money on preparation for old age and did well in economic preparation behavior for old age than the mothers with middle and low household income.

• 대한예방한의학회지
• /
• 제21권1호
• /
• pp.67-81
• /
• 2017

Objectives : The purpose of this study was to analyze the report conducted in 2014 by the Ministry of Health and Welfares on influences of private insurance coverage on the use of Korean medicine. Methods : We analyzed Ministry of Health and welfares report on the use and consumption of Korean medicine to fit the purpose of this study. Comparison between private insurance holders and non-holders was made in the areas of sociodemographic characteristics, patient distribution by disorders, total number of disorders and existence of complex diseases, general perception of Korean medicine, and medical expenses and visits. Logistic regression analysis was made to verify the private insurance coverage. Results : Among sociodemographic characteristics, significant differences were observed in age distribution, education, professions, income level, and housing factors. But genders, area of residence, and marital status didn't show significant differences. Other significant differences including side effects, experience with Korean medicine, herbal medicine and acupuncture treatments, and main visiting facilities were shown between private insurance holders and non-holders. Majority of disorders treated with Korean medicine were musculoskeletal issues, and criteria of number of disorders, multiple diseases factors, and medical expenses/visits showed significant differences between the two groups. Conclusions : Summarizing above results indicate that holding a private insurance in addition to National Health Insurance contributes significant influences on the use of Korean medicine.

• 한국생활과학회지
• /
• 제7권1호
• /
• pp.1-9
• /
• 1998

The major purpose of this study was to investigate chief's perception of institution management according to the types of the institution for the child care and education. The subjects for the analysis were 220 chiefs who actually run the institutions for the child care and education, including kindergarten, private nursery, group day care home, and private educational institute. The data were analyzed by the five different methods, which were frequency, percentage, chi-square test, one-way ANOVA and Scheffe test, using the 7.5 version of SPSSWIN program. The major research results were that (1) the chiefs of the institutions for the child care and education have suffered many difficulties in the administrative and financial respects ; (2) the main area in need of the government's assistance is either that of personnel expenses for teachers or that of expenditures necessary for improving their status ; and (3) on the whole chief's perception of institution management differed by the types of the institution for the child care and education.

• 가족자원경영과 정책
• /
• 제4권1호
• /
• pp.1-13
• /
• 2000

This study examined patterns and determinants of families’supplementary educational investment on children. By supplementary educational investment, it meant the amounts of money spent on children’s education other than regular formal schooling expenses. The data used were from the 「1996 Household Expenditure Survey」conducted by the National Statistical Office. The statistical methods employed were descriptive statistics, cluster analysis and logistic multiple regression analysis. Results of cluster analysis revealed five different patterns of family supplementary education expense with relatively even proportion of families allocated to each pattern. The five education expenditure patterns were arts education dominant; other education dominant; gymnastics·clerical·computer education dominant; college entrance exam preparation dominant; and private tutoring dominant. Results of logistic regression analysis showed that the possibility of being in a pattern affected by various family socioeconomic variables. Important factors affecting there patterns were children’s schooling stage, residence, and mother’s education.

• 대한가정학회지
• /
• 제33권5호
• /
• pp.115-127
• /
• 1995

The purpose of this research was to investigate the economic status and problems of the middle aged apartment-residents in Seoul as a part of collaborative study on family issues of them. The sampling households were divided into Kangnam and Kangbuk area according to their residential location and upper-middle and lower-middle groups according the size of the apartment unit. The analysis of this research was specially focused on the latter division. The data were collected from 307 fulltime housewives with at least one child in a middle or high school. This data were gathered from the structured questionnaire. The major findings of this research were as follows: 1. The significant differences between upper-middle and lower-middle groups were showed in such areas as household income, monthly living expenses, household assets and savings. 2. The most serious economic problem was the private education expenses in both groups. 3. The economic satisfaction of the group in the Kangbuk area was a little higher than the group in Kangnam area.

• 보건교육건강증진학회지
• /
• 제16권2호
• /
• pp.173-186
• /
• 1999

For happy life, it is first of all essential to live healthily although wealth is important too. Korean government has enforced National Health Insurance Program and has improved it every year. However, health security still leaves something to be desired in Korea. Although Korean government also enacted National Health Promotion Law in 1995, the national health promotion policy has not been effectively carried out because of the problems of institution related to policy implementation and expenses of organizations. Also, community health services have failed to realize the anticipated results. Especially, health education services which are deeply related to national health consciousness are not well accomplished. Therefore, the average life span of Korean people is 73.5 years which display the level of the developing countries, while it is 74.7 years in the developed countries. Various health education services which Korean government and private organizations are carrying out are not activated. At this time, national health behavior and Quality of life will be greatly enhanced if "Mobile Health Education Teams" play active roles with new image, visiting vulnerable areas to health problems all over the country.e country.

• Asian Pacific Journal of Cancer Prevention
• /
• 제16권17호
• /
• pp.7981-7986
• /
• 2015

Background: As coverage of public insurance is not sufficient to cover diagnosis or treatment of cancer, having private health insurance is important to prepare for unexpected expenses of cancer. The purpose of this study was to assess factors associated with having private cancer insurance, considering gender among the socio-demographic factors and health behavior. Materials and Methods: We used data from the 2011 Korea Health Panel, which included 10,871 participants aged 20 years and older. Socio-demographics, health behavior, and perceived cancer risk were the independent variables and having private cancer insurance was the dependent variable. Multivariable logistic regression analysis was used to identify factors associated with having private cancer insurance. Results: The variables relating to middle age, higher education, higher household income, married men, and the perceived cancer risk groups of 1-10% and 11-30% were significantly associated with having private cancer insurance. Additionally, females who had private non-cancer health insurance were positively associated with the dependent variables (OR=1.36; 95% CI=1.17-1.57). Education, smoking status, exercise, and perceived cancer risk possibility were significantly associated with having private cancer insurance only among women. The men lowered the overall percentages of those having private cancer insurance (OR=0.53, 95% CI=0.45-0.63). Conclusions: We found that there were significant differences between men and women who had private cancer insurance. Women with private cancer insurance are more likely to follow precautionary health behavior than men. This could be interpreted as resulting from masculine ideologies. It is important to make males recognize the seriousness of the cancer risk. In general, household income was highly associated with private cancer insurance. These results reveal an inequity among the buyers of private cancer insurance in terms of economic status level, education level, and health condition.

• 한국병원경영학회지
• /
• 제24권3호
• /
• pp.1-10
• /
• 2019

Purpose: The purpose of this study was to investigate determinants of purchasing indemnity private health insurance and its impact on the healthcare utilization among outpatients with chronic disease. Methods: The study analyzed 4,997 chronic ill patients using 2015 Korean Health Panel data. Logistic regression analysis was conducted to analyze the factors affecting the purchase of indemnity private health insurance and multiple regression analysis was conducted to analyze the effect of private health insurance on the number of outpatient visits and outpatient expenditures. Findings: The age, education level, and number of chronic diseases were significant factors affecting the purchasing of indemnity private health insurance among chronic patients. As a result of analyzing the impact of indemnity private health insurance on healthcare utilization, the number of outpatient visits for those who enrolled in the indemnity private health insurance was higher than the number of outpatient visits for those who did not. But there was no statistically significant difference in outpatient medical expenses. Practical Implications: The results of this study shows that indemnity private health insurance may cause inequality in the healthcare utilization of the socially vulnerable. It is necessary to seek ways to strengthen the health security of chronic disease patients and high-risk elderly people who need more healthcare.