• 제목/요약/키워드: married couple

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A multi-state model approach for risk analysis of pensions for married couples with consideration of mortality difference by marital status

  • Stefani, Anastasia;Kwon, Hyuk-Sung
    • Communications for Statistical Applications and Methods
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    • 제28권6호
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    • pp.611-626
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    • 2021
  • Marital status has been identified as an important risk factor affecting adult mortality. Many studies have found that marriage has positive effects on mortality and increases life expectancy. Since most pension contracts providing retirement income are provided to married couples, mortality assumption for actuarial valuation based on the entire population is likely to overestimate the actual mortality of the group of beneficiaries specified in the contracts. This study considered the differences in mortality according to marital status to analyze the length and value of the payments of a typical pension contract for a married couple. The study quantified the effect on actuarial measurements of considering marital status in mortality assumptions with a multi-state model framework using Korean experience mortality data organized by marital status. The results of analysis indicate that considering marital status in mortality assumptions improves mortality risk management.

결혼만족도와 이혼의도에 관련된 부부관계요인: 신혼 초와 현재 결혼생활의 변화 (Couple Relationship Factors Predicting Marital Satisfaction and Divorce Intention Over Time)

  • 김선영;김영희
    • 대한가정학회지
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    • 제43권9호
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    • pp.41-57
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    • 2005
  • The purpose of this study was to examine the change of couple relationship factors predicting marital satisfaction and divorce intention over time tv comparing the couples' first year with their present year of marriage. The couple relationship factors consisted of affection, ambivalence, affectional expression, the expression of negativity. The study subjects 355 married women having preschool children aged 7 years old and elementary school students in the 6th grade. Data were analyzed by SPSSWIN with the method of MANOVA. The results of this study showed that couples in happy groups without divorce intention became less affectionate and demonstrated less affectional expression, and more ambivalence and expression of negativity over time. However, the amount of change was not as large as that of the unhappy groups. The findings of this research indicated that the decline of affection and affectional expression and the increase of ambivalence and expression of negativity were probably, as normative, a natural consequence of the transition from the first year of marriage to a more mature relationship. Therefore, the change over time was not important. However, the amount and aspects of change were the main points which researchers and practitioners should pal attention to in the future.

부부갈등악화 의사소통 행동에 영향을 미치는 변인들: 인지행동적 관점을 중심으로 (Variables Influencing Communication Behavior Escalating Marital Conflict: From a Cognitive-Behavioral Perspective)

  • 권윤아;김득성
    • 대한가정학회지
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    • 제49권7호
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    • pp.67-80
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    • 2011
  • This study investigated a path model in which men's and women's communication behavior escalating marital conflict (CBEMC) may be influenced directly and indirectly, via negative interpretations of their spouse, by their spouse's problem behavior, the couple's turning toward bids, and dyadic perspective-taking. Self-report data were collected from 498 married men and women who were living in Busan, Korea. Multiple-group analysis revealed that the path model was not equivalent for men and women. Their couple's turning toward bids and dyadic perspective-taking for men, and their spouse's problem behavior and dyadic perspective-taking for women, had direct effects on CBEMC. Further, their spouse's problem behavior and the couple's turning toward bids had indirect effects on CBEMC through negative interpretations in both men and women. The indirect effect of dyadic perspective-taking on CBEMC was significant only for men. Finally, considering total effects, dyadic perspective-taking was the strongest predictor of CBEMC for both genders.

이혼 위기를 극복한 부부의 사례연구 - 이마고 부부관계치료 경험을 중심으로 - (A case study on a couple who overcame a crisis of divorce - Focused on the experience of IMAGO relationship therapy -)

  • 변은주
    • 한국가족관계학회지
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    • 제21권4호
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    • pp.119-140
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    • 2017
  • Objectives: The purpose of this study is to investigate and confirm the main factors of IMAGO relationship therapy(IRT) which influences overcoming a crisis of divorce, the role of the Imago relationship therapist and the changes made by the couple themselves in the process of the therapy. Method: This case study was based on the interviews with a couple who had participated in ten sessions of IRT. The couple who had been in the middle of a divorce lawsuit withdrew their suit after the therapy. The Interviews were conducted twice on the couple. The data from the interviews were analyzed by using constant comparative analysis, open coding method and Miles & Huberman's network display. Results: The findings of the study were as follows. Firstly, the factors influencing overcoming a crisis of divorce included preparation for the Imago dialogue and the structure of the Imago dialogue. Secondly, the role of the therapist was providing safety and confidence, deepening couple's conversations, and building the connectedness of the couple. Thirdly, the changes evident after the therapy included awareness of the influence of the original family, new image formation for each spouse, intimacy restoration and a changed perspective. Conclusions: Based on the findings, the study can contribute to healthy relational progress of married couples in conflict by developing the conditions to effectively apply the IRT. In addition, this study can be used to equip therapists with necessary tools and abilities for the therapy.

즐거운 부부활동과 협력적 부부대처가 성적 친밀감을 매개로 결혼만족도에 미치는 영향: 결혼초기 중국 도시 여성을 중심으로 (The Effects of Enjoyable Couple Activity and Common Dyadic Coping on Marital Satisfaction through Mediation of Sexual Intimacy: Focusing on Urban Chinese Women in the Early Years of Marriage)

  • 김득성;권윤아;신사원
    • Human Ecology Research
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    • 제59권1호
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    • pp.45-58
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    • 2021
  • The present study examined whether enjoyable couple activity and common dyadic coping as daily positive couple interactions have direct or indirect effects on marital satisfaction through the mediation of sexual intimacy among urban Chinese women in the early years of marriage. The subjects were 182 urban women born under the one-child policy, who live in Heilongjiang, Anhui and Beijing provinces of China, and have been married up to six years. Data were collected using a self-administered questionnaire. We conducted a hierarchical multiple regression analysis in SPSS software and tested the significance of the mediation effects using bootstrapping method in Mplus software. The results of the study are as follows. First, both enjoyable couple activity and common dyadic coping had positive direct impacts on urban Chinese women's marital satisfaction and positive indirect impacts on marital satisfaction via sexual intimacy. Second, enjoyable couple activity was the strongest predictor of marital satisfaction, followed by common dyadic coping and sexual intimacy. The path model explained 48% of the variance in marital satisfaction. The results suggest that enjoyable couple activity, common dyadic coping, and sexual intimacy should be considered in the design of interventions to enhance urban Chinese women's marital satisfaction in the early years of marriage.

부부의 개인별 덕목과 부부 덕목이 결혼만족도에 미치는 효과 (The Effects of Individual Virtues and Couple's Virtues on Marital Satisfaction)

  • 이수아;고영건
    • 한국심리학회지 : 문화 및 사회문제
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    • 제25권1호
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    • pp.1-26
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    • 2019
  • 본 연구의 목적은 부부의 개인별 덕목이 결혼만족도에 미치는 효과와 부부 덕목이 결혼 만족도에 미치는 효과를 살펴보는 것이다. 개인별 덕목이란 개인이 지닌 가치 있고 바람직한 핵심 특성을 의미한다. 부부 덕목이란 부부가 함께 공유하는 덕목을 의미한다. 한국인 부부 107쌍(남 107명, 여 107명)이 연구에 참여하였다. 축약판 개인 덕목 척도(Values in Action-Inventory of Strengths: VIA-IS), 개인 덕목 척도를 바탕으로 연구자가 문항을 재기술한 부부 덕목 척도, 부부의 전반적인 결혼 만족을 측정하기 위해 한국판 결혼만족도 검사 중 전반적 불만족 척도(K-MSI, General Dissatisfaction Scale: GDS)를 역채점한 척도가 사용되었다. 부부의 자료가 상호의존적인 특수한 관계임을 감안, APIM(Actor-Parter Interdependence Model) (Cook & Kenny, 2005; Kenny, Kashy, Cook, & Simpson, 2006)을 적용하였고 이를 구조방정식 모형을 통해 분석하였다. 그 결과, 개인 덕목 대비 더 다양한 부부 덕목이 결혼만족도에 영향을 미치는 것으로 나타났다. 끝으로 부부가 덕목을 개인적으로 지니기보다는 함께 공유하는 것의 중요성을 논의하였다.

신혼가구의 재무상태와 이혼 : 부채를 중심으로 (Analysis of Newly Married Couples' Financial Position and Divorce: Focusing on the Household Debt)

  • 양은모;배호중
    • 사회복지연구
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    • 제48권1호
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    • pp.23-53
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    • 2017
  • 본 연구는 한국노동패널(KLIPS) 자료를 이용하여 최근(2000년 이후) 혼인을 경험한 가구를 대상으로 그들의 혼인기간 경과에 따른 이혼이행 가능성에 대해 살펴보았다. 혼인당시 부부의 상황이 이후 이혼에 이르기까지의 기간에 미치는 영향에 대해 면밀히 살펴보고자 하였다. 특히 가계의 재무상황 중, 상당한 심리적 부담으로 작용할 수 있는 '부채'에 초점을 두고 신혼부부의 이혼이행기간에 대한 분석을 실시하였다. 분석결과 혼인당시 남편과 아내의 연령 및 연령차이 그리고 교육수준 등이 향후 이혼으로의 이행 가능성과 통계적으로 유의미한 관계를 갖는 것으로 나타났으며 본 연구의 주된 관심사인 가구의 재무특성(주로 부채)와 관련해서는 많은 양의 부채가 향후 이혼의 가능성을 높이고 있음을 살필 수 있었다. 아울러 절대적 액수에서의 부채뿐만 아니라 가구의 소득에 대비한 부채의 높은 수준 또한 이혼의 가능성을 증가시키고 있음이 통계분석결과를 통해 제시되었다. 본 연구는 이혼의 증가라는 시대적 흐름 속에서 신혼부부를 대상으로 혼인기간 경과에 따른 그들의 이혼이행 가능성에 대해 살펴보았다. 무엇보다 대규모 통계자료를 이용해 분석결과의 일반화 가능성을 높이고 정책적 함의를 도출하고자 노력하였다는 점에서 그 의의를 찾을 수 있다. 이를 통해 신혼부부의 생애 주기 특성을 고려한 부채의 원인을 진단하고 맞춤형 지원정책의 필요성을 제시하였다.

신혼기 부부교육 프로그램 운영실태에 관한 연구 - 건강가정지원센터 프로그램을 중심으로 - (A Study on Evaluating the Family Life Education Program for Newly Married Couples - Focusing on Healthy Family Support Centers -)

  • 김선주;박정윤
    • 가족자원경영과 정책
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    • 제17권3호
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    • pp.19-37
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    • 2013
  • The purpose of this study was to provide the basic data required for the development and operation of high-quality education programs for newly married couples. The subjects were 60 education programs for newly married couples that were performed by 30 Healthy Family Support Centers in Seoul and the Gyeonggi area. The collected data were analyzed by applying appropriateness, efficiency, and effectiveness on the basis of program plan, execution, and evaluation. The results were as follows. First, the appropriateness of the program plans was no center that performed need survey. As for program advertisement, on-line, off-line, and person -to-person advertisements were used. Second, the education goals and contents were classified according to healthy family life, the essence of the marriage, gender equality, conflict management, problem prevention, relationship improvement, understanding of mutual similarities or differences, financial plan and management, and parenting. Each session lasted 2 hours, and the total number of program hours was 5 to 6 hours. The education methods were activities, lectures, and discussions.

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기혼 여성의 남편지지와 우울과의 관련성 : 결혼행복감을 매개로 (The Relationship between Husband Support and Depression in Korean Married Women: The Mediating Effects of Connubial Bliss)

  • 정유림;정성화;한삼성
    • 한국콘텐츠학회논문지
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    • 제18권12호
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    • pp.263-271
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    • 2018
  • 여성가족패널(KLoWF)조사 4차년도(2011-2012) 자료를 활용하여 최종 2,120명의 기혼 여성을 선정하였으며, 남편지지와 결혼행복감 및 우울의 변수를 고려하였다. 남편지지는 남편과의 충분한 대화, 남편과의 견해 일치, 부부생활 만족도와 남편신뢰, 남편과의 문화생활, 운동과 봉사 및 공동체 참여, 시댁식구 만남, 친청식구 만남, 가사노동 만족도 그리고 돌봄 만족도로 11개의 문항을 고려하였다. 결혼행복감은 매우 불행하다 10점 리커드 척도로 측정되었고, 우울은 CES-D 10으로 측정되었다. 분석 결과, 인구사회학적 특성별 남편지지와 결혼행복감 및 우울은 유의한 차이가 있었다. 게다가 남편지지가 높을수록 결혼행복감 또한 높았으며 우울은 낮아지는 경향이었다. 구조방정식모형 결과, 남편인식은 우울에 직접적인 영향을 미쳤고, 결혼행복감을 매개로 우울에 간접적인 영향도 미쳤다. 부부활동과 가사분담 또한 우울에 직접적인 영향을 미쳤고, 결혼행복감을 매개로 우울에 간접적인 영향도 미쳤다. 그러나 부모방문은 우울에 간접적인 영향만 미쳤다. 남편지지 중 기혼여성의 남편에 대한 인식은 우리나라 기혼 여성의 우울에 가장 큰 영향 요인이었고, 부부활동, 부모방문 그리고 가사분담 순으로 나타났다. 이상의 연구 결과는 우리나라 기혼 여성의 우울을 줄이는 정책적 계획 설계에 도움이 될 것이다.

결혼 이주 여성의 삶의 질에 영향을 미치는 요인 (Factors Influencing Quality of Life in Married Immigrant Women in Korea)

  • 유은광;김혜진;김명희
    • 대한간호학회지
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    • 제42권2호
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    • pp.171-180
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    • 2012
  • Purpose: The purpose of this study was to identify the factors influencing quality of life of married immigrant women in Korea. Methods: The participants included 508 married immigrant women who met the eligibility criteria and agreed to participate in the study. Participants were evaluated for subjective assessment of married immigrant-related constructs using a self-report questionnaire, for self-esteem, self-efficacy, and quality of life (QOL). The analysis was done using SPSS for Windows, version 10.1, and included stepwise regression. Results: The major findings were as follows; 1) There were significant relationships between marital satisfaction (r=.39, $p$=.001), violence by the husband during the couple's arguments (r=-.24, $p$<.001), satisfaction with life in Korea (r=.39, $p$<.001), self-esteem (r=.16, $p$<.001), self-efficacy (r=.51, $p$<.001) and quality of life. 2) Marital satisfaction, self-efficacy, education level and satisfaction life with in Korea were significant factors, which explained 53% of the variance in quality of life (F=43.97, $p$<.001). Multiple regression analysis revealed that a powerful predictor of QOL for married immigrant women was self-efficacy. Conclusion: Developing nursing interventions to enhance self-efficacy toward improvement of QOL among married immigrant women is recommended.