• 제목/요약/키워드: interest theory

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Roles of Capital Adequacy and Liquidity to Improve Banking Performance

  • MARGONO, Hery;WARDANI, Mursida Kusuma;SAFITRI, Julia
    • The Journal of Asian Finance, Economics and Business
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    • 제7권11호
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    • pp.75-81
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    • 2020
  • This study aims to empirically test the effect of liquidity and adequacy on bank performance through interest rate risk and credit risk. Capital adequacy and liquidity are variables that can affect the ups and downs of opinion, where the bank's performance in this study is the dependent variable. Good credit distribution can minimize the occurrence of defaults. This study uses banking companies in Indonesia that are listed on the Indonesian stock exchange, with a total number of 43 banking companies, this study however, uses only 30 companies ranging from years 2014 to 2019, primarily due to the availability of the limited data. The data analysis techniques used in this study is PLS-SEM with the WarpPLS application. The research results show that capital adequacy and liquidity has a positive effect on bank performance, interest rate risk and credit risk can mediate capital adequacy on bank performance, interest rate risk can mediate liquidity on bank performance, and interest rate risk has a positive effect on bank performance. However, credit risk can't mediate liquidity on bank performance and credit risk does not have a positive effect on bank performance. This is in line with the commercial loan theory, shiftability theory and the doctrine of anticipated income, which explains how best to give credit, both in longer and the shorter term.

Fractal Interest Rate Model

  • Rhee, Joon-Hee;Kim, Yoon-Tae
    • 한국통계학회:학술대회논문집
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    • 한국통계학회 2005년도 춘계 학술발표회 논문집
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    • pp.179-184
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    • 2005
  • Empirical findings on interet rate dynamics imply that short rates show some long memories and non-Markovin. It is well-known that fractional Brownian motion(fBm) is a proper candidate for modelling this empirical phenomena. fBm, however, is not a semimartingale process. For this reason, it is very hard to apply such processes for asset price modelling. With some modifications, this paper investigate the fBm interest rate theory, and obtain a pure discount bond price and Greeks.

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Advances and current problems in process control - a review

  • Lee, Won-Kyoo
    • 제어로봇시스템학회:학술대회논문집
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    • 제어로봇시스템학회 1992년도 한국자동제어학술회의논문집(국제학술편); KOEX, Seoul; 19-21 Oct. 1992
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    • pp.29-29
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    • 1992
  • Interest in process control has rebounded from an all-time low in the mid-1970s, with a new focus on bridging the gap between academic theory and industrial practice. Since then, much progress has been made in the new generation of process control theory to bridge this gap. This review summarizes the recent advances and cur-rent problems in process control on a qualitative level.

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제약시장에서의 열등제품 효과에 관한 연구 (A Study on Inferior Products Effects in the Pharmaceutical Market)

  • 정헌수;김경태
    • 한국경영과학회지
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    • 제38권3호
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    • pp.1-12
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    • 2013
  • The increased interest in the market movement towards generic products has been observed these days. Throughout the attraction theory, this study first explains how generic product introduction has an impact on original products. This study also shows how the social conformity theory is empirically applied to explanation of the attraction effects regarding generic products.

Corporate Social Responsibility in Modern Transnational Corporations

  • Vitalii Nahornyi;Alona Tiurina;Olha Ruban;Tetiana Khletytska;Vitalii Litvinov
    • International Journal of Computer Science & Network Security
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    • 제24권5호
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    • pp.172-180
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    • 2024
  • Since the beginning of 2015, corporate social responsibility (CSR) models have been changing in connection with the trend towards the transition of joint value creation of corporate activities and consideration of stakeholders' interests. The purpose of the academic paper lies in empirically studying the current practice of social responsibility of transnational corporations (TNCs). The research methodology has combined the method of qualitative analysis, the method of cases of agricultural holdings in emerging markets within the framework of resource theory, institutional theory and stakeholders' theory. The results show that the practice of CSR is integrated into the strategy of sustainable development of TNCs, which determine the methods, techniques and forms of communication, as well as areas of stakeholders' responsibility. The internal practice of CSR is aimed at developing norms and standards of moral behaviour with stakeholders in order to maximize economic and social goals. Economic goals are focused not only on making a profit, but also on minimizing costs due to the potential risks of corruption, fraud, conflict of interest. The system of corporate social responsibility of modern TNCs is clearly regulated by internal documents that define the list of interested parties and stakeholders, their areas of responsibility, greatly simplifying the processes of cooperation and responsibility. As a result, corporations form their own internal institutional environment. Ethical norms help to avoid the risks of opportunistic behaviour of personnel, conflicts of interest, cases of bribery, corruption, and fraud. The theoretical value of the research lies in supplementing the theory of CSR in the context of the importance of a complex, systematic approach to integrating the theory of resources, institutional theory, theory of stakeholders in the development of strategies for sustainable development of TNCs, the practice of corporate governance and social responsibility.

커크우드-버프 용액 이론 (Kirkwood-Buff Solution Theory)

  • 임경희
    • 한국응용과학기술학회지
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    • 제27권4호
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    • pp.452-460
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    • 2010
  • Any theory of liquid should account for interactions between molecules, since molecules in a liquid are close to each other. For this matter statistical-mechanical methodology has been used and various models have been proposed on the basis of this methodology. Among them Kirkwood-Buff solution theory has attracted a lot of interest, because it is regarded as being the most powerful. In this article Kirkwood-Buff solution theory is revisited and its key equations are derived. On the way to these equations, the concepts of pair correlation function, radial distribution function, Kirkwood-Buff integration are explained and implemented. Since complexity of statical mechanics involved in this theory, the equations are applied to one-component systems and the results are compared to those obtained by classical thermodynamics. This may be a simple way for Kirkwood-Buff solution theory to be examined for its validity.

교육적 흥미 이론이 수학교육에 주는 의미 고찰 (Theoretical conceptualizations of Educational Interest Focused on Mathematics Learning)

  • 최지선
    • 한국학교수학회논문집
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    • 제23권1호
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    • pp.1-23
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    • 2020
  • 본 연구의 목적은 흥미에 관한 교육 연구들에 대한 고찰을 바탕으로 수학 흥미에 대한 이론적 논의의 기초를 세우고 수학교육에서 흥미를 어떻게 발달시킬 수 있는가에 대한 시사점을 도출하는 것이다. 흥미 이론에 관한 Dewey의 이론, 상황적 흥미와 개인적 흥미의 구분, 그리고 수학교육 관련 선행 연구들을 분석함으로써, '수학 흥미'를 개인이 수학적 대상에 대해 더 알아볼 가치가 있다고 느끼는 개인적인 경험의 총체로 정의하고, 흥미 이론에 근거하여 학교교육을 통해서 학생들의 수학 흥미가 발달되도록 해야 한다는 측면에서 수학 흥미를 상황적 흥미와 개인적 흥미로 구분할 필요가 있음을 확인하였다. 그리고 흥미를 구성하는 요소를 정서, 인지, 가치로 구분하고 이를 바탕으로 수학 흥미 함양의 원리로 활동의 원리, 긍정적 정체성의 원리, 그리고 점진적 확장의 원리를 제시하였다. 마지막으로 수학 흥미 함양을 위해서, 수학적 구조와 활동이 유기적으로 조직되어 학습자에게 수학의 가치와 활동의 목적을 제공할 수 있는 좋은 과제 개발을 제안하였다.

대학생과 부모의 창업관심이 창업의도에 미치는 영향 (Influence of College Students' and Parents' Interest of Entrepreneurship on Intention)

  • 안혜진;이승하
    • 벤처창업연구
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    • 제19권1호
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    • pp.33-53
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    • 2024
  • 본 연구는 창업관심과 창업의도의 영향관계를 파악하여 대학생이 창업을 결심하기까지의 전주기 과정을 이해하려는 목적을 지닌다. 즉 창업활동에서 비롯된 개인의 창업관심과 자녀의 창업에 대한 부모의 창업관심이 창업의도에 영향을 끼치는지를 탐색한 연구이다. 이를 위해 계획적 행동이론의 구성요소인 창업에 대한 태도, 주관적 규범, 지각된 행동통제를 매개변수로 설정하였으며, 창업자기효능감은 조절변수로 설정하여 요인 간 영향관계를 알아보고 각 요인이 미치는 중요도에 대해서도 고찰하였다. 또한 본조사에서 국내 대학생 300명을 대상으로 설문지를 회수하였으며 그중에서 불성실한 응답 18부를 제외하여 총 282부의 데이터를 추출하고 SPSS 26과 AMOS 26을 통해 분석하였다. 연구의 주요한 결과를 요약하면 다음과 같다. 첫째, 본인의 창업관심은 창업에 대한 태도, 주관적 규범, 지각된 행동통제를 매개로 창업의도에 유의미한 영향을 끼친 것으로 나타났다. 따라서 향후 대학생 창업교육은 계획적 행동이론의 구성요소를 적용하여 교육의 효과성을 높일 수 있도록 해야 하며, 대학생이 창업관심을 가질 수 있도록 다양한 창업활동을 제공해야 할 것이다. 둘째, 부모의 창업관심은 주관적 규범, 지각된 행동통제에 유의미한 영향을 끼치는 것으로 나타났다. 이는 부모가 자녀의 창업활동에 관심이 있더라도 이러한 관심이 호의적 태도로 필연적으로 이어지는 것은 아님을 의미한다. 그러나 주관적 규범, 지각된 행동통제에는 유의미한 영향을 주는 것으로 확인된 만큼 이와 연계될 수 있는 학부모를 대상으로 한 창업교육이 이루어진다면 대학생들의 창업관심과 창업의도를 높일 수 있을 것이라 기대된다.

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A new shear deformation plate theory with stretching effect for buckling analysis of functionally graded sandwich plates

  • Mahmoud, S.R.;Tounsi, Abdelouahed
    • Steel and Composite Structures
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    • 제24권5호
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    • pp.569-578
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    • 2017
  • In this research work, a simple and accurate hyperbolic plate theory for the buckling analysis of functionally graded sandwich plates is presented. The main interest of this theory is that, in addition to incorporating the thickness stretching effect (${\varepsilon}_z{\not=}0$), the displacement field is composed only of 5 unknowns as the first order shear deformation theory (FSDT), instead of 6 like in the well-known "higher order shear and normal deformation theories". Thus, the number of unknowns and governing equations for the present theory is reduced, significantly facilitating engineering analysis. Governing equations are obtained by employing the principle of minimum total potential energy. Comparison studies are performed to verify the validity of present results. A numerical investigation has been conducted considering and neglecting the thickness stretching effects on the buckling of sandwich plates with functionally graded skins. It can be concluded that the present theory is not only accurate but also simple in predicting the buckling response of sandwich plates with functionally graded skins.

How can we Develop Students' Creativity? : Redesigning a Creativity Program based on Flow Theory

  • Park, JaeSung
    • 실천공학교육논문지
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    • 제9권2호
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    • pp.91-98
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    • 2017
  • To produce highly creative students, engineering education must develop both problem recognition skills and the ability to solve problems independently. Chonnam National University has been developing a creativity program in which students identify and solve problems themselves. Initially, the primary focus was on solving problems, but this was unsuccessful at attracting the students' interest. To overcome this, we adopted Csikszentmihalyi's flow theory in our creativity program, much like the way this theory is used in computer games. As a result of adopting flow theory, we achieved our goal. Thus, in this paper, we will introduce Chonnam National University's creativity program (designed based on flow theory), which we will call the Self-Directed Creativity-Upgrade Program. Furthermore, we will discuss the impact of this program based on statistical analyses.