• The Journal of Asian Finance, Economics and Business
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• v.8 no.7
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• pp.265-273
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• 2021

The aim of this study is to analyze the correlation between concept perceptions and people's attitudes in halal tourism, development perceptions and people's attitudes, attitude and people's interest, concept perceptions and people's interest, development perceptions and people's interest, concept perceptions and people's interest, and development perceptions and people's interest. The method used in this research is SEM (Structural Equation Modeling) method. The population in this study was all Banten people. The samples in this study were respondents in five districts/cities in Banten, namely Tangerang (127 respondents), Serang (63 respondents), Pandeglang (97 respondents), Lebak (69 respondents), and Tangerang City (62 respondents). The sampling technique used is cluster random sampling. The data collection method used by researchers is a survey through filling out an online questionnaire. Based on regression test results shows concept perceptions has a significant effect on people's attitudes Development perceptions has no significant effect on people's attitudes, the attitude has no significant effect on people's interest, concept perceptions have no significant effect on people's interest, development perceptions have no significant effect on people's interest. Concept perceptions have no significant effect on people's interests through people's attitudes. Development perceptions have no significant effect on people's interests through people's attitudes.

• Journal of Korean Elementary Science Education
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• v.43 no.4
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• pp.554-564
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• 2024

This study investigated the mediating effect of maintained situational interest on the relationship between situational interest and individual interest among elementary school students during optical illusion classes. The subjects of this study were 67 fifth-grade students (27 boys and 40 girls) from an elementary school in a metropolitan city. Four optical illusion classes were conducted at four-day intervals. Immediately after each class, the students' triggered situational interest levels, maintained situational interest levels, and emerging individual interest levels were assessed and analyzed. The analysis indicated that all nine interest variables measured across three of the classes showed positive and significant correlations. In addition, at the same time point, triggered situational interest directly affected the development of maintained situational interest and emerging individual interest, or indirectly affected the development of emerging individual interest through maintained situational interest as a mediator. In particular, in every class, triggered and maintained situational interest influenced emerging individual interest. However, triggered situational interest exhibited a greater influence on the development of individual interest compared to maintained situational interest. Based on exploring the relationship between phases of interest development as a key factor in learning motivation, implications for science education were discussed.

• Science of Emotion and Sensibility
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• v.20 no.1
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• pp.41-48
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• 2017

This study was conducted to develop wearable products with visual and auditory feedback aimed at promoting exercise interest in children. Here we determined the theoretical characteristics of cognitive and motor function development during childhood, empirical characteristics of children's motor functions, and factors that encourage exercise using natural observation and in-depth interview research methods. The questionnaire assessed children's motor ability, intensively trained body parts in sports programs, types of training or classes that improve the motor ability of each muscle group, significantly considered aspects of children's sports programs, and factors that promote children's interest in exercise. Our results suggest that the development of sport programs comprising varied exercise options that enhance body and limb movements are needed for balanced growth. Furthermore, it is very important to provide motivation for regular exercise and appropriate feedback, such as praise and encouragement, to maintain interest in exercise. This study identifies the standards for developing products that peak children's interest in exercise and the basis for a physically and mentally healthy society.

• International journal of advanced smart convergence
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• v.9 no.1
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• pp.209-214
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• 2020

Mental health issues related to depression and individual's patterns of interest impact development. This study is to identify patterns of interest and their effects on depressive symptoms in young adults. This cross-sectional study involved 40 participants. The participants were assessed for depressive symptoms, patterns of interest in daily life, and social participation. The depressive symptoms and patterns of interest were assessed by a well-trained interviewer using a face-to-face method. Descriptive statistics, correlation analysis, and logistic regression analysis were implemented using SPSS 22.0. In terms of depressive symptoms, 32.5% of participants reported no depression, while 67.5% were depressed. When comparing interest patterns from the past, present, and future, the degree of depression was significantly correlated with interests in the past (p<.05). The effect of patterns of interest on depressive symptoms was not statistically significant (p>.05). Participation in a variety of activities can help prevent depressive symptoms. Participation in activities of interest can, therefore, be of great help during middle- and late-adult development.

• Journal of the Korean Society of Industry Convergence
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• v.26 no.2_2
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• pp.349-358
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• 2023

This study aimed to identify factors influencing awareness and interest in male nail care and nail art among people in their 20s and 30s, using a survey that included 390 men and women. The survey consisted of sub-factors, including awareness of appearance management, interest in nails, perception of male nail care and nail art, behavioral factors in nail care, and image factors in nail care. The results showed that the overall average interest in male nail care and nail art was 3.76, which fell between "average" and "yes". Women showed higher interest in male nail care than men did. While there was no statistically significant difference in the average value, interest in male nail care and nail art was higher among those in their 30s than those in their 20s. Unmarried individuals showed more interest in male nail care than married ones, and higher levels of education were associated with higher interest. In terms of occupation, service workers showed the highest interest in male nail care and nail art. In conclusion, the findings suggest the need for marketing research that caters to the development of services and programs targeting the male nail industry. The study also highlights the importance of segmenting and differentiating marketing strategies that target male and female customers with a high interest in male nail care and nail art. Based on these findings, this study aims to provide direction for the male nail care industry and serve as a basis for the development of customized programs. Additionally, it aims to provide basic data to aid in the development of the nail industry in Gyeongnam.

• The Journal of Asian Finance, Economics and Business
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• v.8 no.12
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• pp.31-38
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• 2021

This study contributes to the existing literature and tries to analyze the validity of the Fisher hypothesis in the Philippines. Using monthly data from January 1995 to December 2020, the empirical analysis used the Engle-Granger and Johansen cointegration testing technique. The correlation coefficient suggests a strong positive association. All things being equal, a rise in inflation leads to a rise in the nominal interest rate. The unit-root tests show that inflation and the nominal interest rate are both stationary. Based on both Engle-Granger and cointegrating regression Durbin-Watson tests, the nominal interest rate and inflation are cointegrated. Likewise, the results from Johansen cointegration indicate that there exists a long-run relationship between the variables. However, we rejected a one-to-one relationship between nominal interest rate and inflation. The error correction term coefficient (ECM) shows that it is statistically significant suggesting that the nominal interest rate adjusts to the inflation rate with a lag. The Pair-wise Granger Causality test reported a bi-directional causal relationship between nominal interest rate and inflation. Inflation targeting has been the monetary policy framework of choice for most central banks. In essence, the conclusions of this study are useful to central banks because they help them better comprehend the long-run equilibrium relationship between the nominal interest rate and inflation.

• KDI Journal of Economic Policy
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• v.44 no.3
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• pp.1-26
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• 2022

This paper analyzes the effects of the cut in the legal maximum interest rate (from 27.4% to 24%) that occurred in February of 2018 on loan interest rates, the default rates, and the loan approval rate of borrowers in the non-banking sector. We use the difference-in-difference identification strategy to estimate the effect of the cut in the legal maximum interest rate using micro-level data from a major credit-rating company. The legal maximum rate cut significantly lowers the loan interest rate and default rate of low-credit borrowers (i.e., high-credit-risk borrowers) in the non-banking sector. However, this effect is limited to borrowers who have not been excluded from the market despite the legal maximum interest rate cut. The loan approval rate of low-credit borrowers decreased significantly after the legal maximum interest rate cut. Meanwhile, the loan approval rate of high-credit and medium-credit (i.e., low credit risk and medium credit risk) borrowers increased. This implies that financial institutions in the non-banking sector should reduce the loan supply to low-credit borrowers who are no longer profitable while increasing the loan supply to high- and medium-credit borrowers.

• Journal of the Korean School Mathematics Society
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• v.5 no.2
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• pp.71-82
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• 2002

This study purported to develop the learning materials for the optional activities of mathematics, apply them to the students, and examine the effect on the learner's interest and attitude to mathematics. In order to conduct this study, the learning materials for the mathematics optional activities were developed according to the units of grade 8-Ga and the developed learning materials of the mathematics optional activities were inputted in two classes for 18 units after the second grade middle school students in Daejeon area received the questionnaire regarding the learning attitude and the interest in the mathematics. After that, the questionnaire regarding the learning attitude and the interest in the mathematics and the examination regarding the response to the application of the learning materials for mathematics optional activities were conducted and did t-test. The results of the study as follows : First The learning materials applied exciting games for mathematics optional activities aroused interest in mathematics and made the learners have confidence in mathematics learning. Second, There was affirmative change in the interest and attitude to the mathematics learning with the application of the mathematics optional learning materials. Third The leaning materials of the mathematics optional activities made the learners think mathematical questions connected with the real life and try various ways to solve the questions. Here are some suggestions to study the development of the learning materials such as story, game, quiz and craft. First it is necessary to develop the learning materials applied the games or the real life matters connected with mathematics for all grade middle school students and use them in the mathematics optional activities. Second, many students feel a great interest in animation. moving picture, sound graphic, etc. If the multimedia learning materials included the real life matters or the games are developed, the learners will feel more interest in mathematics. Third, the systematic and economical support is continuously needed in order that teachers are given much time to study and the opportunity to attend the training course for the understanding of the optional activities and the development of the various learning materials.

• Journal of Korean Elementary Science Education
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• v.27 no.1
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• pp.83-92
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• 2008

In this study, we developed elementary science education modules for facilitating students' understanding of the connected nature of Science-Technology-Society. For these modules, we particularly used news articles to make connections among science, technology, and society. We set up the development criteria as followings: connecting science-technology-society, aligning with national science curriculum, respecting students' interest, and appropriating the difficulty levels in terms and concepts. We also studied 4th grade students' perception of using these modules in science lessons. Most students perceived that using the modules in their science classes helped them link science-technology-society intimately and enhance their interest and motivation, as well as their self-esteem for studying science.

• The Journal of Industrial Distribution & Business
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• v.8 no.3
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• pp.19-22
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• 2017

Purpose - To control exorbitant interest rates, implementation of an interest rate ceiling is a standard practice in microfinance. However, there are pros and cons of such market intervention. Hence, the aim of this short note is to highlight issues and challenges regarding the interest rate cap in microfinance, both from the perspective of clients and institutions. Research design, data, and methodology - While the nature of this short note is explanatory and descriptive, the research methodology used relevant data from the MixMarket and Microcredit Regulatory Authority (MRA) annual reports in Bangladesh. Results - We argue that an interest rate ceiling is detrimental both for the clients and microfinance institutions (MFIs). This market intervention substantially reduces the outreach of MFIs and clients are most likely to pay a higher price in the long-run. Additionally, an interest rate cap also puts severe pressure on new-born and high-cost MFIs to cope with the interest rate ceiling. Conclusions - Although market intervention may be necessary in the short-run, it should not be the ultimate solution to abate high interest in microfinance. Understanding the operational dynamics of MFIs, as well as promoting productivity, efficiency and competition could help to lower the interest rates.