• 가족자원경영과 정책
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• 제11권3호
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• pp.45-65
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• 2007

The purpose of this study was to analyze the life satisfaction of a single household head. This study examined the life satisfaction level of the single household head and analyzed the contributing factors. Data for this study were from the 7th KLIPS (7th Korea Labor and Income Panel Study), and the sample. consisted of 241 single household heads (including 83 male household single heads and 158 female single household heads). The statistics used for the analysis were frequencies, percentile, means, standardization, ANOVA, and multiple regression. The results were as follows. First, 53% of the household heads were due to their spouses' death, 34% of the household heads were single due to divorce, and 13% were single for other reasons. The average age of a single household head was 51 years, and the average education level of a single household head was 9.7 years and 70% of the single household heads were employed. Approximately 46% of the single household heads lived in small-and medium-sized cities. Second, the level of satisfaction with income, leisure, and residence of the single household head was lower than the middle level (3.0 points), while the level of satisfaction with family relationships, relatives, and social relationships was higher than the middle level (3.0 points). Third, there were differences in the life satisfaction level of single household heads in accordance with the single household head's marriage status, residence, recognition of health status, and current financial situation. Finally, significant variables contributing to the life satisfaction level of the single household head were gender, educational level, residence, monthly total income, satisfaction level of leisure, and family relationships. The most influential variable was the residence.

• 가족자원경영과 정책
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• 제3권1호
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• pp.67-82
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• 1999

The purpose of this study were to examine assets investment behavior of urban households and find the factors affecting it. The data were obtained from 442 households living in Seoul. The statistical techniques used for this study included descriptive statistecs, logistic regression, multiple regression. The major findings were as follows: First, The ownership of houehold assets were affected by age, education, total income, total income, total asset, the number of income source, income stability, the financial expectations, past financial experiences and the job of houehold head. Second, amount of household assets was affected by husband’s age, education, unearned income, total asset, income stability, the expectiation of future, the past financial experiences and the job of household head. Third, ratios of household assets were affected by age, education, unearned income, family size, the number of income source and the job of household head. The findings of this study can be used by financial counseling and planning practioners and education.

• 가족자원경영과 정책
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• 제3권1호
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• pp.105-121
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• 1999

The major purpose of this study is to examine the effect of the extracurricular lesson expenses on the Burden of Household Expenditure. The data are collected from 537 housewives with a child aged 18(2nd grade in high school) in Seoul. The statistics used for the data analysis are frequency, percentage, crosstables, one way ANOVA, and multiple regression. The statistic softwear used for this study is SPSS. The Result on a base of empirical analyses follow: 1. Respondentg’s expenditure on extracurricular lesson fees is about 430,000 won per month, which is about 28% of the living cost. 2. There are four types of the methods preparing extracurricular lesson fees: ‘Frugal Type’, ‘Excess Type’, ‘Composit Type’, ‘Self-supportable Type’. 3. Region, the living cost, sex of children, net worth, and the mother’s education show statistically significant effect on the extracutticular lesson expenses. 4. The regression analyses incicate that Burden of Household Expenditure increased by 1.9 point according to 1% increase in expenditure on extracurridular lesson fees. The higher budget share of expenditure on extracurricular fees, the higher level of Burden of Household Expenditure.

• 가족자원경영과 정책
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• 제23권2호
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• pp.99-115
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• 2019

This study examined the insolvency likelihood of young debtors from the 2018 Household Financial and Welfare Survey. This study used the Household Default Risk Index (HDRI), which considers the ratio of total debt to total assets (DTA), and a total debt service ratio (DSR) to examine the insolvency level of debtors. The descriptive analyses showed no difference in frequency of households with a high probability of insolvency between those less than 35 years of age and those over 35 years of age. However, the median HDRI value for those less than 35 years of age was higher than those over 35 years of age. The multivariate analyses indicated that educational expenses for young Korean debtors was a factor that increased their probability of insolvency, while income was the only variable that decreased their insolvency likelihood.

• 가정과삶의질연구
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• 제20권1호
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• pp.17-31
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• 2002

The purpose of this study is to investigate the effects of home informatization on the family resource management. For this purpose we analyze the level of home informatization focused on the Internet use and it's effects on the family resource management through time management and financial management. Data were collected from 582 housewives who use the Internet at home. The results show that home informatization through the Internet use has changed family resource management totally. It contributes to improve planning and efficiency of resource management, but simultaneously it causes the imbalance of resource management. And the Internet use of housewives also affects time allocation and household expenditure. These changes depend on socio-demographics variables, home informatization related variables, and personal resource variables. The results show that the ability to manage time and finance have much more importance to improve the level of planning and efficiency and to decrease the level of imbalance in managerial subsystem. The results of this research suggest several implications for public policy.

• 가정과삶의질연구
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• 제9권1호통권17호
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• pp.81-94
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• 1991

The Purpose of this study is to determine how Korean and United Sates families manage resourcese. Further, socioeconomic and social psychological determinants of frequency of family resoures management will be investigated for each country. Comparision of results well be made to find similarities and differences between Korea and the U.S. Most studies of family resource management have used urban samples, so this study adds to understanding of another segment of the populations. Family resource management variables, as dependent variables, were measured by asking respondents how often they used a variety of wasys to handle finances and time. Independent variables were : (a) total household income, (b) respondents education, (c) respondents ages, (d) householder size, (e) family adaptability, (f) family cohesion, and (g) interpersonal communications. Data for the Korean sample were collected in rural areas of South Korea during summer 1989, U.S. data were collected in two counties of Illinois. The data used in this study include 473 Korean samples and 301 U.S. families. In both samples, the respondent was the financial manager, the person who usually handled the finances and paid the bills. The data were analyzed by frequencys, t-test, and multiple regression analysis methods. As a results, U.S. respondents tended to engage in family resource management more frequently than Korean respondents. This could be attributed to a longer history of consumer education and financial management education taught in the public schools and through the Cooperative Extension Service in the U.S. Social-psycological variables were significant predictors of frequency of family financial management in both samples. the differences in both samples are that, in Korea, frequency of family financial management increased as household size and educational years increased, however, in the United States, the relationships of these variables were not significant. Some similarities and differences were found in Korea and the U.S. families, and this results represents that interpersonal communications are important determinants, even in different cultures. One hadn, the difference of socio-cultural factors result as the difference of some statisical differences. Findings from this study have important implications for research and education, and can be applicated to study of family resource management in other rural areas.

• 가족자원경영과 정책
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• 제23권3호
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• pp.25-42
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• 2019

The purpose of this study was to identify the effects of wives' economic contributions and sex-role attitudes on couples' decision-making for use in family education and to improve stable couple relationships. This study targeted 286 married women who have a child or children. The main results of this study indicate that almost half of the participants showed that their couple decision-making, economic resource contributions and sex-role attitudes were husband-dominated. Additionally, the participants' most modern sex-role attitudes were toward gender stereotypes, though the most conservative attitudes were toward women and men's household lives. The variables that distinguished between husband-dominated and equality couples were age, education level, spouse's average income and resource evaluation; related, age, education level, spouse's average income, contribution toward household management and the occupational life of the woman were the variables that distinguished between husband-dominated and wife-dominated couples. This study also revealed the variables that affect couples' decision- making, demonstrating the necessity of considering several variables in the approach to the decision-making process of individual couples.

• 가족자원경영과 정책
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• 제2권2호
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• pp.147-159
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• 1998

Given the dramatic increase in the percentage of married women working in clercial occupations and the inflexibility of work commitments for employees working in this domain, this paper investigates the division of household labor between married female clerical workers and their husbands, and their sources of external help. The total housework time of couples, the percent of total housework done by husbands, and a scale measuring the wife’s perception of the frequency with which her husband does specific household tasks are all used to measure the division of household labor between couples. Data for 143 couples were gathered from using structured questionares and the time dairies that included one weekday and one weekend day. The findings of this study are as follows; 1) The couples receive substantial support in housework from their mothers. 2) Wives spend an average of 23 hours and 26 minutes per week on household labor, whereas husbands spend an average 7 hours and 7 minutes per week. Husbands do an average of 20.9% of all housework done by the couples. Wives typically perceive that their husbands are not frequently participating in a variety of household tasks(mean = 2.88 on a 5-point Likert scale where 1=never and 5=always). 3) Multivariate analysis reveal that working hours is negatively related to while the presence of child under 6 years old is positively related to total housework. Time availability variables(e.g. working hours and the presence of child under 6 years old) and relative resource variables(e.g. the rate of wife’s income on that of husband) are related to the percent of total housework done by husbands. The sex-role attitude variables are related to the wife’s perceptions of the frequency with which her husband does specific household tasks.

• 가족자원경영과 정책
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• 제15권1호
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• pp.117-136
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• 2011

This study examined the effects of the division of household labor on the marital satisfaction of husbands and wives in dual-earner families. Data were collected from 193 couples in dual-earner families; the questionnaire measurements were based on recommendations from the literature review. The questionnaire consisted of inquiries concerning gender role attitudes, marital communication efficiency, division of household labor, satisfaction in the division of household labor, and marital satisfaction. Each of these categories had an individual measurement scale that enabled measurement of its impact on marital satisfaction. The major findings of this study are as follows: The couples in dual-earner families showed egalitarian gender role attitudes and high levels of marital communication efficiency. They also reported high levels of satisfaction with their division of household labor and their marital lives. Wives in dual-earner families had more egalitarian gender role attitudes compared with their husbands, and husbands perceived themselves to be investing more time in performing household chores (that is, in the division of household labor) than was perceived by their wives. Husbands were also more satisfied with the division of household labor and marital life compared to their wives. Finally, hierarchical multiple regression analysis revealed that satisfaction in the division of household labor and in marital communication efficiency (as perceived by the couples) significantly predicted husbands' marital satisfaction. On the other hand, wives' age, marital communication efficiency, and the differences in the division of household labor (as perceived by the couples) significantly predicted wives' marital satisfaction.

• 가족자원경영과 정책
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• 제8권1호
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• pp.29-45
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• 2004

This study compared household's investment behaviors over consumer's ages before and after the economic crisis using 1995 and 2000 National Survey of Family Income and Expenditure in korea. Household's investment behaviors were compared in terms of household's financial statements, amounts and proportions invested in various assets, and rate of return on investments. The proportion invested in securities of all households. In terms of the proportion invested, consumers under 40s increased the proportion invested in insurance while consumers over 50s increased the proportion invested in savings and trusts in 1995 than in 2000. Consumers of all ages increased the proportion invested in securities in 2000 than in 1995. Young households had higher rate of return in 1995 while old households had higher rate of return in 2000.