• The Journal of Asian Finance, Economics and Business
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• 제8권12호
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• pp.39-50
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• 2021

We investigate competition and its impact on borrowers' indebtedness (BI) in South Asian microfinance. Our empirical investigations are based on a comprehensive panel dataset of 355 MFIs located in seven countries in South Asia. The empirical results revealed that microfinance in South Asia is imperfectly competitive and the existing industry shows a monopolistic competition during the period under consideration. Also, the competition increased after the global financial crisis (GFC) in 2007-08 which implies that microfinance uses hostile lending behavior through the adverse selection that is highly risky and it can induce repayment crisis. The empirical findings also show that increased competition has significant negative effects on borrowers' indebtedness, particularly in large-scale and regulated microfinance organizations (MFIs). Instead of using equity financing, debt financing could be a better option. Finally, we find that while competition seems to have some positive effects in economic discourse by channeling technological improvements in products and services, its negative effects in microfinance outweigh the benefits over costs, particularly in poverty-stricken nations. The findings are helpful for the policymakers, microfinance industry, investors, borrowers, and Central Bank of South Asian markets.

• Journal of Multimedia Information System
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• 제9권1호
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• pp.43-50
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• 2022

As the discourse on Anthropocene grows, this exploratory research investigates the interrelationship and interconnectivity between humanity and technology by analyzing a sound art installation created by the author. Crying Sea is a sound installation that uses plastic wastes collected from the shore to create symbolic narratives and artistic experience connecting humans, objects, and nature through interactive digital technology. In this installation, the audiences are guided to walk over the wastes, and the sounds created by the footsteps are recorded in real-time, which then are distorted and amplified into disturbing sounds through speakers filling up the room. In analyzing this artwork, three theories from technological, philosophical, and ecological backgrounds were used; specifically, Bernard Stiegler's pharmakon theory, Dona Haraway's cyborg manifesto, and Timothy Morton's dark ecology theory. A common factor revealed from all three theories by analyzing the Crying Sea is that humans, technologies, and all other entities within nature are interconnected and resonated. The awareness of this recursive relationship allows us to consider sustainable balancing.

• 예술인문사회 융합 멀티미디어 논문지
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• 제8권11호
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• pp.31-40
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• 2018

This paper studies how marriage migrants are being depicted in Korean Cinema. In the recent years, the foreign population in South Korea has been increasing and so has done the presence of migrant minorities in media, including cinema. This study discusses that korean cinema shows dominant ideologies of power in Korean society where marriage migrants are located at the bottom. Five films were analyzed and from this analysis five frames were extracted. Marriage migrants are frequently depicted as subordinated or powerless, they are usually women in the role of wives, mothers, and daughters-in-law, they are treated as ethnic others, sexualized others or commodities. Consequently, their relationships with Korean nationals are formed by power relations. Moreover, Korean national who do establish some sort of intimate relationship with the marriage migrants are represented as people in the margins of Korean society. In this way, it is reinforced the social position of marriage migrants as outsiders in the Korean society.

• 수완나부미
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• 제8권1호
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• pp.95-119
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• 2016

From the migrant care-workers arriving in Japan from the Philippines and Indonesia to support the depleted social support system for the large population of the elderly (Ogawa 2012) to the increasing number of retiring Japanese embarking on long-stay tourism in Malaysia (Ono 2015), the Japanese image of Southeast Asia as an exotic destination offering cheap labor in return for official development assistance seems to be fading away. Yet these changes are not necessarily reflected in the way contemporary Japanese, especially those who belong to the global, "spiritual-but not-religious" (Fuller 2001) population, think of and "consume" Southeast Asia in their daily lives. Using three case-studies, spiritual tours, Thai massage, and an NGO founded by a Japanese spiritual therapist, this paper argues that in Japan's large spiritual market, which targets people seeking alternative ways to express their religiosity, the old-fashioned colonial exoticism of Southeast Asian narratives were integrated in a totalizing discourse, in which Japan remains the exceptional outlier (Tanaka 1993), a country still claimed to be "advanced" both spiritually and economically.

• 한국경제지리학회지
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• 제19권1호
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• pp.143-160
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• 2016

공적개발원조는 무역, 해외 직접투자, 해외 송금 등과 마찬가지로 국가 간 경계를 넘는 일종의 국제적인 금융 행위이다. 공적개발원조의 수행은 일정한 목적이 있으며, 여러 가지 목적 가운데 정치적 목적은 중요한 요인으로 고려되었다. 이에 따르면, 공적개발원조는 정치적인 것이며, 공적개발원조의 수행은 이를 제공하는 행위자가 지정학을 실천하는 하나의 형태라고 할 수 있다. 본 연구는 한국의 공적개발원조 정책을 둘러싸고 구성되는 지정학적 담론과 그 특징을 분석하였다. 특히 정책에 강한 영향력을 행사할 수 있는 행위자와 관련된 현실지정학에 주목하였고, 국회회의록을 분석하여 '인도주의 실천', '발전 모형의 전형', '시장 개척', '글로벌 지정학의 변화에 대한 대응'이라는 지정학적 담론을 도출하였다. 지정학적 담론은 원조 정책을 대내외적으로 합리화하는 과정에서 만들어졌고, 동시에 같은 목적으로 이용되었다. 이 과정에서, 선진국과 개발도상국은 대립적이고 전형적이며 고정적인 이미지로 재현되었다.

• 수산해양교육연구
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• 제24권6호
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• pp.901-919
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• 2012

The purpose of this study is to conceptualize some issues around university restructuring in Korea, and explore rational-practical solutions ensuring the survival of higher education institutes confronting many challenges like rapid decreasing rate of birth, global open market of higher education system, and the phenomena of concentration on capital city area etc.. In order to achieve study goals, higher education policies and provisions of past governments from DaeJung Kim's to current MeongBak Lee's were analyzed, and also characteristics and directions of university restructuring of each government were identified. Through this analysis, it was evident that the main concern of university restucturing discourse was primarily focused on how to make public universities have high level of competitiveness. On the other hand, private universities had been totally alienated from university restructuring discourse since 1990's, despite their historical and great contributions to national development of our country. Based on some criticisms of educational policies of national government and partial revision proposal of the higher education act initiated by a few assemblymen, this study suggested eight solutions for developmental restructuring of private universities; constructing comprehensive framework of university restructuring, keeping market-friendly restructuring principle to allow universities take an autonomous position, revising methods, criteria and indexes of university evaluation, reducing the number of enrolling students, not the number of universities and colleges, a new policy to develop local universities allying with universities located at capital city area, differentiating private universities into two types of semi- or quasi-national university and complete autonomous university, legislating financial supports to private universities, and lastly, equal treatment of public and private universities in pursuit of half price tuition.

• 디지털콘텐츠학회 논문지
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• 제15권5호
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• pp.613-620
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• 2014

본 논문에서 논의하고 있는 애니메이션의 젠더담론은 동시대 관객과의 원활한 소통과 관련된 의미론적 치원이라고 할 수 있다. 애니메이션 캐릭터의 젠더 문제는 관객과의 의미작용을 위한 언어적 요소가 구체화된 것이라고 할 수 있기 때문에 관객과의 소통 차원에서 상당히 중요한 가치를 지니고 있다고 할 수 있다. 디즈니의 장편 애니메이션 <겨울왕국>의 상업적 성공은 먼저 작품이 보여주는 우수한 미학적 기법과 원리, 그리고 디즈니 스튜디오의 글로벌 마케팅 역량에서 그 요인을 찾아볼 수 있으나, 무엇보다 기존 디즈니 애니메이션에서 볼 수 없었던 여성 캐릭터의 젠더 표상에서 그 가치를 논의해 볼 수 있다. <겨울왕국>의 주요 여성 캐릭터 엘사와 안나의 젠더 표상은 동시대 관객들이 공감하고 몰입할 수 있는 시대정신과 이데올로기를 잘 반영함으로써 문화와 언어의 장벽을 뛰어넘는 보편적인 의미체계를 구축하고 있다. 그러므로 애니메이션에서 보이는 캐릭터의 젠더 담론에 관한 고찰은 소통적 관점에서 작품을 풍요롭게 읽어내는 기초적인 연구라고 할 수 있다.

• Human Ecology Research
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• 제58권4호
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• pp.613-633
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• 2020

This study identifies consumers' perceived benefits and costs when using Samsung Health (a healthcare app) based on consumer reviews from Google Play Store's app and social media discourse. We examine the differences in the benefits and the costs of Samsung Health using these two sources of data. We conducted text frequency analysis, clustering analysis, and semantic network analysis using R programming. The major findings are as follows. First, consumers experience benefits and costs on several functions of the app, such as step counting, device interlocking, information acquisition, and competition with global consumers. Second, the results of semantic network analysis showed that there were eight benefit factors and three cost factors. We also found that the three costs correspond to the benefits, indicating that some consumers gained benefits from certain functions while others gained costs from the same functions. Third, the comparison between consumer app review and social media discourse showed that the former is appropriate to assess the performance of app functions, while the latter is appropriate to examine how the app is used in daily life and how consumers feel about it. The current study suggests managerial implications to healthcare app service providers regarding what they should strengthen and improve to enhance consumers' satisfaction. It also suggests some implications from the two media, which can be mutually complementary, for researchers who study consumer opinions.

• 철학연구
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• 제126권
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• pp.235-261
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• 2013

이 글은 근대에 의한 현대 체제 일반과 그를 극복하려는 탈근대 담론 안에서 왜 로컬 혹은 로컬리티가 필연적으로 인간 삶의 존재론적 '사이'의 문제로 제기될 수밖에 없는지를 철학적으로 조명하려는 시도를 담고 있다. 따라서 우리는 근대와 탈근대의 논의 과정에서 제기된 수많은 문제들 중 인간존재에 대한 근본적인 물음을 제기하면서 동시에 인간 삶의 질을 점검할 필요가 있다(2). 또한 이 과정에서 로컬 혹은 로컬리티는 인간 삶의 질과 어떤 연관성을 맺고 있는지도 자세히 들여다보아야 할 것이다. 왜냐하면 로컬 안에서만 비로소 인간은 다양한 질감의 흔적과 주름들이 뒤엉켜 시간과 장소를 의미화시켜 나가는 주체가 되기 때문이다. 여기서 주체들은 상호주관적 관계망을 통해 사회를 이루고 함께 살아간다는 것을 확인할 수 있다(3). 이럴 때 로컬 혹은 로컬리티는 참된 인간적 사회적 삶이 가능한 장소, 즉 존재론적 '사이'로서 로컬리티 인문학의 가능성으로 드러나게 될 것이다(4).

• 융합정보논문지
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• 제11권10호
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• pp.1-9
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• 2021

팬더믹의 영향으로 메타버스에 대한 관심이 증가하고 있으나, 지속성 있는 메타버스 운영을 위한 흥미 요인에 대한 이해는 부족한 실정이다. 따라서 본 연구는 사용자 커뮤니티 담화를 분석하여 메타버스 서비스의 흥미 요인을 밝히고자 한다. 이를 위해 게임 기반 메타버스의 대표 사례인 <모여봐요 동물의 숲>의 사용자 커뮤니티 담화를 수집해, Latent Dirichlet Allocation (LDA)를 활용해 토픽모델링을 실시했다. 추출된 토픽은 크래프팅과 성장을 위한 허들, 현실 연계 콘텐츠의 정보, 채집 활동과 수집 기록, 소셜라이징, 사용자 생성 콘텐츠와 자기표현, 시즈널 이벤트의 수행도, 캐릭터 상호작용과 슬롯 제한으로 나타났다. 게임 기반 메타버스의 흥미 요인은 성장과 확인 가능한 지표, 다양한 층위의 상호작용, 자기표현과 자유도, 현실세계와의 연결로 정리되고, 이를 통해 시간 기반 콘텐츠 운영, 운과 확률의 활용, 제약의 활용이라는 게임 기반 메타버스의 콘텐츠 기획 방향성을 도출했다. 본 연구는 실증적 담화 데이터를 활용해 흥미 요인을 도출했다는 것에 의의가 있다.