• 아태비즈니스연구
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• 제14권1호
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• pp.149-169
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• 2023

Purpose - The main purpose of this study is to develop the stress test model for Korean banks by exploring the optimal Monte Carlo simulation and BIS forecasting model. Design/methodology/approach - This study selects 15 Korean banks as sample financial firms and collects relevant 76 quarterly data for the period between year 2000 and 2018 from KRX(Korea Excange), Bank of Korea, and FnGuide. The Regression analysis, Unit-root test, and Monte Carlo simulation are hired to analyze the data. Findings - First, most of the sample banks failed to keep 8% BIS ratio for the adverse and severely Adverse Scenarios, implying that Korean banks must make every effort to realize better BIS ratios under adverse market conditions. Second, we suggest the better Monte Carlo simulation model for the Korean banks by finding that the more appropriate volatility should be different depending on variables rather than simple two-sigma which has been used in the previous studies. Third, we find that the stepwise regression model is better fitted than simple regression model in forecasting macro-economic variables for the BIS variables. Fourth, we find that, for the more robust and significant statistical results in designing stress tests, Korean banks are required to construct more valid time-series and cross-sectional data-base. Research implications or Originality - The above results all together show that the optimal volatility in designing optimal Monte Carlo simulation varies depending on the country, and many Korean banks fail to pass sress test under the adverse and severely adverse scenarios, implying that Korean banks need to make improvement in the BIS ratio.

• 한국병원경영학회지
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• 제22권3호
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• pp.61-73
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• 2017

Purposes : The purpose of this study is to identify factors that have effects on safety activities of hospital personnels by investigating causality between patient safety culture, job stress, safety system and safety activities of faculty and staff member who are working for oriental medicine hospital of university. Methodology : The subjects were 246 employees working in 4 oriental medicine hospitals of university in Daejeon and Chungcheongnam-do. The data were collected from January 16 to January 25, 2017 using a structured questionnaire. For data analysis, descriptive statistics, Pearson correlation coefficient, t-test, ANOVA and Duncan test with SPSS 22.0 were used. Findings : The activity score for patient safety of faculty and staff member, who were experienced at job training program after joining a company and regular training course for qualification or license, was meaningfully higher than that of group who had no job training experience. The result indicated that the higher there is level of safety culture and safety system and the lower there is work stress, the more the activity has positive effect on patient safety. The level score of awareness for safety culture of faculty and staff member in C hospital, which is facing financial crisis in business circumstances recently, showed average value of 3.29. It was significantly lower than that of the other three hospital. Also, The activity score for patient safety was markedly lower than that of the other three hospital. This result become interested in the process of linking non-financial performance and financial performance. The level score of safety activity in A hospital which obtained healthcare accreditation was remarkably higher than that of the other three hospital which didn't certify healthcare accreditation. Pratical Implications : Subjects about Q.I or patient's experience management must be included in curriculum of Oriental medicine. It is necessary to get the effect of job training program for faculty and staff member through the process of preparation for obtaining healthcare accreditation. When the hospital director is appointed, it must be considered that he/she has the ability to attach importance to analysis and management of the factors creating safety accident, and has business mindset for healthcare delivery of customer- centricity. This research showed that financial performance of hospital, which of business environment is favorable; located in metropolitan city and having large scale of hospital and quality of residence rating but low-level of safety culture and safety activity, was lower than that of general hospital situated in small and medium-sized cities. More research needs to be done for answering this result.

• 한국직업건강간호학회지
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• 제30권4호
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• pp.175-185
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• 2021

Purpose: The purpose of this study was to explore the influence of care stress for older patients, self-perceptions of aging, and anxiety about aging on preparation for retirement in clinical nurses. Methods: This was a cross-sectional descriptive study in which participants were 222 nurses who had at least six months of work experience and were involved in caring for older patients in the last six months at the work site. Data were collected from August to September, 2020 using an online survey questionnaire. Data were analyzed using the IBM SPSS/WIN 25.0 program. Results: The mean level of preparation for retirement in the participants was moderate (3.21 out of 5 points). Among the sub-domains of preparation for retirement, financial preparation had the lowest score. Self-perceptions of aging and aging anxiety were significant predictors for retirement preparation in nurses, accounting for 16% of the variable's total variance. Conclusion: A greater level of preparation for retirement was associated with a positive perception of aging and a decreased level of aging anxiety in the clinical nurses. Further research should focus on exploration of specific determinants of financial preparation for retirement and development of intervention strategies for improving preparation for retirement in the nursing workforce.

• Safety and Health at Work
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• 제5권1호
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• pp.32-38
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• 2014

Background: This study examined the relationships between stress responses and lifestyle, including sleeping and eating behaviors, in Japanese workers according to sex. Methods: Questionnaires about stress responses and lifestyle were completed by 3,017 workers in a financial enterprise (41.5% men, 58.5% women). Data were collected in Japan in August 2011. Participants were classified into stress and nonstress groups. Relationships between stress responses and lifestyle were investigated using logistic regression analysis with stress response as a dependent variable. Results: There were 254 (8.4%) participants in the stress group and 2,763 (91.6%) in the nonstress group. The results showed that sleeping for shorter periods [odds ratio (OR) = 2.97, 95% confidence interval (CI): 1.58-5.60] was associated with stress responses in women, whereas we found no relationship between stress responses and lifestyle among men. However, working overtime was associated with stress responses in men (OR = 2.71, 95% CI: 1.43-5.15). Eating at night was associated with stress responses in the univariate analysis (men: OR = 2.10, 95% CI: 1.16-3.80; women: OR = 1.61, 95% CI: 1.09-2.39). Conclusion: This study showed that stress responses were related to lifestyle among women but not among men. Among women, stress responses were related to sleeping for shorter periods, whereas they were related to working long hours among men. In addition, stress responses were related to eating at night in the univariate analysis, although this relationship was not seen in the multivariate analysis, in either sex.

• 한국기계연구소 소보
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• 통권13호
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• pp.3-13
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• 1984

Fatigue failure of axle housing could cause many injuries and much financial loss. This challenges the engineer to improve design decisions involving fatigue. Endurance evaluation of axle housing is great interest to auto-mobile manufacturers for the sake of safety and reliability. Axle housing is subjected to gross vehicle weight(G.V.W)as mean load and alternating load. Theoretical design diagram involving mean and alternating stresses is used for the evaluation of axle housing fatigue endurance with the equivalent stress of fatigue critical area on the axle housing. Four point bending fatigue tests on axle housing with constant amplitude loading at approximately R=0 were performed with 50 ton servohydraulic strucural fatigue testing machine developed at KIMM. Specimens were made with the same material STKM 13B as the axle housing and tested to obtain S_N data. Five specimens of STKM 13B were tested at 253.61 MPa and weibull distribution was obtained at the same stress level. Material data and structural data were compares and fatigue stress property factor and fatigue life property factor were obtained.

• 한국산학기술학회논문지
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• 제11권2호
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• pp.765-771
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• 2010

본 연구는 대전 지역에 거주하는 만성 뇌졸중 환자를 대상으로 경제적 스트레스 요인과 관련된 재정적 압박, 우울, 삶의 질과의 관계를 알아보고자 하였다. 연구 대상자는 대전시 소재 종합병원 및 병원에서 물리치료를 받고 있는 만성 뇌졸중환자 209명을 대상으로 하였다. 연구는 설문지를 통해 1:1 면접 조사하여 자료를 수집하였다. 수집된 자료를 통해 뇌졸중 환자의 일반적 특성, 물리치료, 질병관련 특성에 따른 환자의 경제적 스트레스, 우울, 생활수준, 삶의 질과의 차이를 알아보았다. 연구 결과는 생활수준(p<.000), 재정적 압박(p<.000), 우울(p<.05), 삶의 질(p>.05)이 통계적으로 유의한 것으로 나타났다. 생활수준이 매우 심각하거나, 재정적 압박, 우울 지수가 높으며 삶의 질 지수가 낮을수록 더 유의하게 경제적 스트레스 점수가 높게 나왔다. 후속연구에서는 환자와 직접적인 연관이 있는 보호자와 환자의 공통된 경제적 부담 수준을 측정하여 객관적인 경제적 스트레스 지표를 고안한다면 임상적으로 중요한 자료가 될 것이다. 또한 뇌졸중 환자의 경제적 스트레스의 감소 및 삶의 질 수준을 증진시킬 수 있는 치료적 중재의 개발이 절실히 요구된다.

• 무역상무연구
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• 제67권
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• pp.69-95
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• 2015

The main purpose of this study is to analyse what are the key financial innovations in the euro area electronic payment systems. TARGET2 is the RTGS-system provided through the Eurosystem. It is used for settling central bank operations, for large interbank transfers in euro and also for other euro-denominated transfers. The specific features of TARGET2 include processing in real time, settlement in central bank money and immediate finality. In addition, the SEPA is a payment-integration initiative of the European Union for simplification of bank transfers denominated in euro. In particular, the main innovations consist of the completion of the phased migration to the TARGET2 infrastructure, and the introduction of a single retail payment market in euro - the SEPA and its products, schemes and frameworks. As the study analyse, the key innovations consist of the TARGET2 introduction, SEPA establishment and migration towards the T2S system. These innovations will lead to a better understanding of the payment and settlement systems' behavior in stress situations and to enhance the stability of the euro area financial system. Moreover, the successful integration of the European payment and settlement infrastructures will further contribute to the integration of the European financial markets, as well as to their higher competitiveness.

• 산업융합연구
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• 제20권9호
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• pp.1-10
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• 2022

본 연구는 비인지적 영역인 개인특성과 직무특성이 자기개발의도에 미치는 영향을 파악하여 금융회사의 인력개발에 활용할 수 있도록 전략적 시사점을 제공하는데 있다. 연구대상은 금융업에 종사하는 직장인 219명이며, 이들을 대상으로 자기주도성, 친밀감, 직무중요성, 직무자율성, 직무스트레스 및 자기개발의도를 조사하였다. 연구결과는 첫째, 개인특성 중 자기주도성은 자기개발의도에 유의미한 영향을 미치지 않았으나. 친밀감은 자기개발의도에 정(+)의 영향을 미치는 것으로 분석되었다. 둘째, 직무특성 중 직무자율성은 자기개발의도에 유의미한 영향을 미치지 않았으나, 직무중요성은 자기개발의도에 정(+)의 영향을 미치는 것으로 나타났다. 셋째, 조절변수인 직무스트레스는 친밀감과 자기개발의도에 유의미한 부(-)의 조절효과가 있었다. 본 연구는 금융회사에서 인적자원개발의 실효성을 높이기 위해 개인특성과 직무특성을 활용하는 방안을 제시했다는 점에서 의의가 있다.

• 보건의료산업학회지
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• 제10권2호
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• pp.35-48
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• 2016

Objectives : The purpose of this study was to analyze the effects of job stress on organizational commitment among nurse working in small sized general hospitals and determine moderating effects of job satisfaction. Methods : A self-report questionnaire survey was completed by 292 nurses working at five small sized hospitals in P and K. Data were collected during March 2015 and analyzed with the SPSS 21.0 program. Results : Job satisfaction was a positive factor in organizational commitment. Job satisfaction had significant moderating effects on the relationship between job stress and organizational commitment of nurses working in small sized general hospitals. Conclusions : The results of this study indicate that various job stresses and job satisfaction have a significant effect on the organizational commitment of nurses working in small sized general hospitals. Therefore, to decrease the job stress and increase the job satisfaction of nurses working in small sized general hospitals, consideration must be given to improving the financial and psychological rewards as well as providing differentiated job training. To reduce the psychological burden of nurses, it is necessary to develop adaptation programs of nurses.

• 동서간호학연구지
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• 제27권1호
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• pp.32-42
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• 2021

Purpose: The purpose of this study was to identify factors influencing nursing performance of clinical nurses. Methods: This was a descriptive study involving 172 nurses who worked for 6 months or longer at one general hospital in B City. The data analysis was conducted with t-test, ANOVA, Scheffé test, Pearson's correlation coefficients, and stepwise multiple regression. Results: Nursing performance of participants positively correlated with job stress (r=.16, p=.033). The factors affecting nursing performance were total clinical experience (β=.37 p<.001), salary (β=.19, p=.028), and job stress (β=.13, p=.045). These variables had a 27.2% variance to explain nursing performance. Conclusion: Based on these results, administrative and financial support are required for the development of a clinical career program, including the differentiation of salary systems of clinical nurses. There is also a need to develop and implement job stress management and coping programs.