• 한국직업건강간호학회지
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• 제30권4호
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• pp.175-185
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• 2021

Purpose: The purpose of this study was to explore the influence of care stress for older patients, self-perceptions of aging, and anxiety about aging on preparation for retirement in clinical nurses. Methods: This was a cross-sectional descriptive study in which participants were 222 nurses who had at least six months of work experience and were involved in caring for older patients in the last six months at the work site. Data were collected from August to September, 2020 using an online survey questionnaire. Data were analyzed using the IBM SPSS/WIN 25.0 program. Results: The mean level of preparation for retirement in the participants was moderate (3.21 out of 5 points). Among the sub-domains of preparation for retirement, financial preparation had the lowest score. Self-perceptions of aging and aging anxiety were significant predictors for retirement preparation in nurses, accounting for 16% of the variable's total variance. Conclusion: A greater level of preparation for retirement was associated with a positive perception of aging and a decreased level of aging anxiety in the clinical nurses. Further research should focus on exploration of specific determinants of financial preparation for retirement and development of intervention strategies for improving preparation for retirement in the nursing workforce.

• 대한가정학회지
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• 제35권5호
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• pp.1.1-15
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• 1997

The purposes of this study were to identify the household's financial status by life cycle stage and no analyze contributing factors to financial planning for retirement preparation among Korean marred couples. For these purpose, 2074 married couples those being under 55 and having either single earner or dual earners were selected, and total sample was divided into three stages; young-aged(＜35), middle-aged(35-44) & old-aged(45-54). Statistics were frequencies, means, percentile, and logistic analysis. The results were as follows. First, old-aged had higher level of total income, total expenditure and total assets than either young-aged or middle-aged. In addition, households those holding private pensions were likely to have higher total income, total expenditure and total assets than those owning no private pension. while middle-aged had a highest total debts. Second, gini coefficients of total income and total expenditure between three aged groups were similar, but old-aged had the highest gini coefficient of total assets and total debts. In particular, gini coefficients of total assets and total debts of households those having no private pension were greater than those holding private pensions. third, contributing factors to private pension ownership of young-aged were family & household-related factor and financial factor, middle-aged's factors were household head's characteristics and financial factor. Also, old-aged's factors were household head's characteristics, family & household-related factor and financial factor.

• 벤처창업연구
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• 제10권5호
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• pp.151-163
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• 2015

본 연구의 목적은 금융기관 종사자의 이직 및 창업의도의 영향 요인을 밝히는데 있으며, 직무만족과 직무불안정, 은퇴기대 및 은퇴준비활동이 이직 및 창업의도에 미치는 영향을 분석하였다. 조사대상은 서울 및 수도권에 거주하는 금융기관 종사자이며, 총 508명의 표본이 분석 자료로 활용되었다. 금융기관 종사자의 이직 및 창업의도에 영향을 미치는 요인으로서 직무만족, 직무불안정, 은퇴기대, 은퇴준비활동을 분석하였다. 연구 결과에 따르면, 첫째, 직무만족의 모든 요인이 이직의도에 부(-)적인 영향을 미치고 있었고, 보상만족과 대인관계만족이 창업의도에 부(-)적인 영향을 미치고 있었다. 둘째, 직무불안정은 이직의도와 창업의도에 정(+)적인 영향을 미치고 있어 직무가 불안정할수록 이직 및 창업의도가 높아지고 있었다. 셋째, 은퇴기대의 강요된 좌절과 계속이 이직의도에 정(+)적인 영향을 미치고 있었으며, 강요된 좌절과 새로운 출발, 계속은 창업의도에 정(+)적인 영향을 미치고 있었다. 넷째, 은퇴준비활동의 창업준비와 사회적 준비, 신체적 준비가 이직의도에 정(+)적인 영향을 미치고 있었고, 경제적 준비는 이직의도에 부(-)적인 영향을 미치고 있었으며, 창업준비는 창업의도에 정(+)적인 영향을 미치고 있었다. 즉, 은퇴를 대비하여 창업준비를 많이 할수록 이직 및 창업의도가 높아진다고 할 수 있다. 금융기관 종사자 특성상 타 업종 대비 높은 임금에도 불구하고 이직의도와 창업의도에 대해 나타난 유의미한 결과는 직무만족과 직무불안정, 은퇴에 대한 기대와 준비활동이 이직 및 창업의도와의 관계에서 중요한 변수로 작용하고 있다고 할 수 있다. 이러한 결과는 금융기관 종사자들이 실제 창업을 했을 때의 성공사례와 실패사례에 대한 이해를 증가 시킬 수 있는 다양한 교육 프로그램과 이직 및 창업지원 프로그램 개발의 필요성을 시사하고 있다.

• 가족자원경영과 정책
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• 제11권3호
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• pp.23-43
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• 2007

The purpose of this study was to examine how college students' attitudes toward the use of money and credit cards have affected their financial management practices. The data were collected from 231 college students in Seoul using by a self administered questionnaire. Frequencies, factor analyses, t-tests, ANOVA, and multiple regression were conducted using by SPSSWIN 12.0. The results from this study were as follows. First, results of the factor analysis of attitudes toward the use of money were divided into 5 dimensions such as instrument of ostentation, sufficiency of desire, source of anxiety, diligence and economy, and instrument of preparation for the future. Attitudes toward the uses of credit cards were divided into 3 dimensions, such as positive affection, cognition of reverse function, and attitudes of use-behavior. Financial management practices were divided into 2 dimensions: planning and performing. Second, social-demographical & economical factors, among such as gender, allowance, financial stress, number of credit -cards possessed, and expenses of credit -cards totals each month were significant in the regression analyses for the financial management practices. The results indicate that attitudes toward the use of money have a bigger effect on financial management practices than attitudes towards credit cards. Specifically, attitudes toward the use of money as an instrument of preparation for the future had the most effect on the financial management practices. These results imply that for sound financial management practices to take place, there needs to be education on attitudes toward the use of money.

• The Journal of Asian Finance, Economics and Business
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• 제7권5호
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• pp.279-290
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• 2020

This study examines how economic preparation for later life directly influences life after retirement. As people's life cycle is gradually getting longer, preparation for the later time with less economic activity after retirement is becoming more important. Thus, this study analyzes the factors influencing life after retirement. Data comes from the Korean Retirement and Income Study (KReIS) surveyed carried out by the National Pension Research Institute in 2015. The analysis includes Cronbach's alpha, Pearson Product Moment Correlation Coefficient and Sobel Test. This study confirms that voluntary retirement has a positive influence on life satisfaction. Results are in line with previous research about the relationship between voluntary retirement and retired life. When a person retires voluntarily, financial preparation can be made in advance for retirement. In case of involuntary retirement, people may experience a sense of loss in personal standing and financial difficulties due to the unexpected situation. Especially, early retirement from the main workplace leads to unstable later life. The study's policy recommendation, in particular, calls on government and businesses to agree on social responsibility for helping employees to retire in the predictable retirement time and, thus, enabling the retiree to decide all aspects of the path after retirement.

• 한국콘텐츠학회논문지
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• 제14권8호
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• pp.250-256
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• 2014

본 연구는 치과의료기관에서 근무하는 치과위생사를 대상으로 그들의 안정적 노후생활준비의 필요성을 인식시키고, 노후생활준비에 대하여 조사하여 사회적 지원 방향을 모색하고자 실시하였다. 층화추출법으로 표본 추출된 1,560개소 치과의료기관의 치과위생사에게 우편으로 설문지를 발송하여 자기기입에 의한 단면조사를 실시하였다. 노후생활에서 걱정되는 문제점에 대한 결과 '경제'라고 응답한 비율이 가장 높게 나타났다. 경제적 노후준비를 하고 있는 비율이 84.3%로 높게 나타났고, 그 방법으로는 '정기예금 및 적금'이 62.6%로 가장 높았다. 경제적 노후준비 만족도는 평균 2.60으로 불만족하고 있는 것으로 나타났다. 노후생활을 위한 신체적 준비의 평균점수는 2.97, 정서적 준비는 3.59, 여가준비는 2.56으로 낮게 나타났다. 결론적으로 우리나라 치과위생사의 노후생활을 위한 경제적 준비 만족도는 낮았고, 신체적, 정서적 및 여가 준비정도 또한 낮게 나타나 30대부터 노후생활준비를 계획하여야 할 것으로 사료된다. 또한 이를 위해 대한치과위생사협회에서는 적극적으로 이들의 은퇴 후 노후생활을 위한 교육, 정책, 제도 등 각종 프로그램을 개발해야 한다.

• 가족자원경영과 정책
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• 제16권1호
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• pp.123-148
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• 2012

The main objective of this study was to investigate how people prepare for old age by looking at financial statements from single-person households in Gyeonggi province; the policy implications regarding low fertility and population aging are considered. The subjects were members of 600 households who were aged 26 to 44 years old and not married. The data were analyzed by t-test, ANOVA, and dichotomous logistic regression using SPSS WIN 12.0. Respondents pointed out that financial problems are the greatest challenges for those facing old age in single-person households; they said that a stable job is the most important factor for secure living. About 57% of household residents responded that they have prepared for retirement, and a majority of them said they hoped to spend their elderly years with a marriage partner. The financial statements from single-person households were inferior to those from other types of households. The assets of single-person household members were less than those of other households. Only 10.5% of respondents have owned homes. The study discusses policy implications for those who want marriage and for those who don't want it. For those who want marriage, job-seeking support was proposed, and for the others, tax deductions and family programs for single-person households were proposed.

• 한국가정과교육학회지
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• 제25권4호
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• pp.99-111
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• 2013

본 연구는 에코 자녀세대의 결혼생활준비기술에 베이비붐 부모세대의 가족건강성이 원인변인임을 밝혀내어 자녀세대의 결혼생활의 건강성을 높이기 위한 사전예방 차원에서 중요한 기초자료를 제시하고, 결혼생활준비기술을 높이기 위한 결혼준비교육 프로그램 개발에 의미 있는 정보를 제공하는데 목적이 있다. 이를 위해 부모세대가 1955년부터 1963년까지 출생하였으며, 대학생인 자녀세대가 1992년 이전 출생에 해당하는 475부를 SPSSWIN 18.0 프로그램과 LISREL 8.51 프로그램을 이용하여 분석하였다. 분석 결과, 에코 자녀세대의 결혼생활준비기술 중 저축, 소비하는 재정관리기술이 가장 낮은 것으로 나타났다. 또한 자녀세대가 지각한 베이비붐 부모세대의 가족건강성은 에코 자녀세대의 결혼생활준비기술에 대한 원인변수임이 밝혀졌다. 특히 가족건강성은 결혼생활준비기술 중 부모역할기술과 갈등해결기술, 부모준비기술에 대한 영향이 컸으며 상대적으로 재정관리기술에 대한 영향은 낮게 나타났다.

• 대한가정학회지
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• 제39권7호
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• pp.125-144
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• 2001

The purpose of this study is to make a preliminary investigation about the diagnostic process for marital preparation against future divorce which will be necessary for developing tools for the process. Delphi tests have been twice held among 23 professionals regarding the concept of marital diagnosis and the areas of marital preparation to be estimated including definitions of the marital preparation for marriage and the status in which marriage has been prepared, and the categorization of the preparation The result of the study is as follows : Firstly, the concept of marital preparation is comprehensive, for it does include various kinds of preparation necessary for adjustment to marital life except the preparation for wedding ceremony. Secondly, the status in which marriage has been prepared can be divided into individual preparation, a couple's relational preparation, and preparation for marital life. Thirdly, premarital preparation education or counselling will be provided for young persons who are not in status of marital preparation. The areas of marital preparation to be estimated are maturity, independence from parents, and good health in terms of individual preparation, and the depth of love, understanding each other, similarity, harmonization, supplementation, capacity of communication, self-control, and all that sort of thing in terms of relational preparation, sex, views about marriage, information about marital life, role division, giving birth to child and rearing, financial management, and understanding both families of husband and wife.

• 가정과삶의질연구
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• 제22권1호
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• pp.91-101
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• 2004

This study is a part of three year project of “A Study on the Development, Evaluation ＆ Outreach of Marriage Preparation Program”. The purpose of this study is to analyse the unmarried and married couples' attitude about marriage and family, marriage preparation status, their needs of marriage preparation program and ingredients of marital happiness to developing base line data of the marriage preparation program. The result showed that communication ＆ conflict resolution, financial management, relationship characteristics are the major contents area to be considered to develop marriage preparation program. Critics and recommendation for need assessment and educational methods were added.