• International Journal of Human Ecology
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• 제14권2호
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• pp.53-68
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• 2013

The purpose of this study was to highlight the importance of 'marital preparation skill' by focusing on more substantial and tangible skills in marriage life, and to conduct an exploratory research to examine the current conditions and gender differences in marital preparation skills of college students. Data were gathered through a self-administered questionnaire in four universities located in Seoul and Gyeong-gi areas in the spring of 2013, and a total of 332 senior students chosen were used for data analysis. Based on the instrument used in Olson & Olson's(2000) PREPARE/ENRICH Program, the present study sought to suggest a measurement tool with the moniker of 'marital preparation skill' that included seven domains: conflict resolution skill, sexual relationship skill, household labor skill, financial management skill, leisure management skill, parenting preparation skill, and parental role skill. Each domain consisted of four items and thus, a total of 28 items were utilized for this study. Descriptive statistics were analyzed in order to examine the degree of marital preparation skills, and t-tests were conducted in order to assess the gender differences in marital preparation skills. The main results of this study are as follows: First, overall the degree of marital preparation skills of male students was higher than that of female students. Particularly, female students were lower than male students in the skills of financial management and conflict resolution. Second, regarding the basic household labor skill related to clothing and housing life, male students showed higher than female students, implying the impact of military life. Third, even though the degree of consciousness about appropriate preparation of parenthood and parental role seemed to be heightened, the actual degree of readiness of college students revealed to be insufficient. Male students had a much higher degree of confidence and sacrifice acceptance about parenthood, and understanding about their parents' child-rearing style than female students, while the mindset of child-rearing participation of male students was lower than that of female students. Findings of this study can be used as basic data for developing more effective and differentiated educational programs of marital preparation skills for men and women.

• 대한가정학회지
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• 제50권8호
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• pp.21-40
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• 2012

This study is to respond to the urgent demands of both society and times on public schools in regards to training an educated person who can cope with the financial environment of this diversified modern society. Therefore, this study will explain the concept of Financial Consumer Education and its trends of several other countries. By focusing on the current state of Korean Financial Consumer Education, it will call attention to the needs of introducing Financial Consumer Education to the school curriculum in order to educate students about finance systematically. To support our viewpoint, this paper analyzed and organized the materials concerning Financial Consumer Education in two curricula (2007 and 2011 Revised National Curriculum), and in a Practical Arts (Technology Home Economics) textbook of the 2007 revised version. Hence, the purpose of this study is to explore the desired direction and revitalization of Financial Consumer Education by analyzing the existing curricula. Even though the content of finance education begun from one of the subcategories of consumer education called 'Financial Management,'the number of research about financial education through public education has been increased in response to the social and academic consensus. Therefore, we suggest the re-conceptualization of consumer education for financial education is necessary. Therefore, this paper suggests that Financial Consumer education in a Practical Arts (Technology Home Economics) should not be regarded as only one of the components of Consumer Education. Instead, by raising it to the status of Financial Customer Education, it is required to teach the learners to improve their personal financial management skill as well as to help them achieve financial knowledge, skill, and attitude as financial consumer.

• The Journal of Asian Finance, Economics and Business
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• 제8권1호
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• pp.697-710
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• 2021

This paper attempts to study the impact of Financial Literacy on Youth Entrepreneurial Intent in Pakistan. A closed-ended self-administered structured questionnaire covering financial literacy, computer knowledge, financial attitude, and financial knowledge with Entrepreneurial Intent was collected from young entrepreneurs. The research tried to investigate the education level with computer skill to inspect the effect of financial literateness on young generation Entrepreneurial Intent in the context of Pakistan. The research model was tested using PLS-SEM and authenticating a measurement model through the advanced methodology and their association with Entrepreneurial Intent. Results revealed that financial literacy and its two parts (financial attitude and financial knowledge) have a positive impact on Entrepreneurial Intent. The size of the joint impact of financial literacy and its components on Entrepreneurial Intent was assessed to be adequate. Entrepreneurial Intent is essential for creating new firms to maintain economic development. Furthermore, it is determined in this research that if youth has better financial knowledge and financial attitude, the probability of Entrepreneurial Intent increases. This suggests that if the youth in Pakistan desire to attain a higher limit of Entrepreneurial Intent, they must implement financial literacy models for enhancing and promoting their current Entrepreneurial Intent.

• 가정과삶의질연구
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• 제32권1호
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• pp.43-61
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• 2014

The purpose of this study is to examine the consumer competency of women in their 20-40s after consumer competency is classified into consumer knowledge, consumer attitude and consumer skill. Since these components can show differences based on the areas of consumption life, the areas of consumer competency are classified into financial management areas, trading areas and consumer citizenship areas. The differences in consumer competency based on marital status and the differences in variables affecting consumer competency by marital status are identified. The types of consumers are classified and characterized based on consumer competency and marital status. This sentence can immediately follow the previous one rather than start a new paragraph. The same goes for the other sentences below. First, the female consumer competency levels of the married group were generally higher than those of the single group. Second, consumer knowledge and consumer competency in financial management areas showed significant interaction effects between the marital status and employment status of demographic variables. Third, there were differences in factors affecting significant differences in consumer knowledge, consumer attitude, consumer skill and over all consumer competencies between the unmarried and married groups.

• 한국가정과교육학회지
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• 제25권4호
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• pp.99-111
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• 2013

본 연구는 에코 자녀세대의 결혼생활준비기술에 베이비붐 부모세대의 가족건강성이 원인변인임을 밝혀내어 자녀세대의 결혼생활의 건강성을 높이기 위한 사전예방 차원에서 중요한 기초자료를 제시하고, 결혼생활준비기술을 높이기 위한 결혼준비교육 프로그램 개발에 의미 있는 정보를 제공하는데 목적이 있다. 이를 위해 부모세대가 1955년부터 1963년까지 출생하였으며, 대학생인 자녀세대가 1992년 이전 출생에 해당하는 475부를 SPSSWIN 18.0 프로그램과 LISREL 8.51 프로그램을 이용하여 분석하였다. 분석 결과, 에코 자녀세대의 결혼생활준비기술 중 저축, 소비하는 재정관리기술이 가장 낮은 것으로 나타났다. 또한 자녀세대가 지각한 베이비붐 부모세대의 가족건강성은 에코 자녀세대의 결혼생활준비기술에 대한 원인변수임이 밝혀졌다. 특히 가족건강성은 결혼생활준비기술 중 부모역할기술과 갈등해결기술, 부모준비기술에 대한 영향이 컸으며 상대적으로 재정관리기술에 대한 영향은 낮게 나타났다.

• 산업노동연구
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• 제23권1호
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• pp.221-253
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• 2017

본 연구에서는, 기업 경영적 측면에서 청년 고령자 고용상생을 촉진하기 위한 구체적인 실천방안을 제시하고자 하였다. 이를 위해, 세대 간 고용상생을 위해 적극적으로 노력하고 있는 일본 기업의 고용상생 전략과 경영성과를 분석하였다. 경영전략은 인사조직 전략, 생산전략, 기술개발 및 인재육성 전략으로 구분하여 분석하였고, 경영성과는 균형성과평가 모델(BSC)을 활용하여 분석하였다. 청년 고령자 고용상생기업의 경영전략을 분석한 결과, 대부분의 기업에서는 청년 고령근로자의 협업과 유연근무제 도입, 기술개발을 위한 교육 프로그램을 적극적으로 실시하고 있었다. 또한, 균형성과평가(BSC)를 활용하여 경영성과를 분석한 결과, 매출액 증가 및 원가절감(재무 관점), 신규 거래처 증가 및 시장점유율 확대(고객 관점)와 같은 재무적 성과를 달성하고 있는 것으로 나타났다. 또한, 재무적 성과 외에도 제품 및 서비스 품질개선(내부프로세스 관점), 청년 고령근로자의 기술향상(학습과 성장 관점)과 같은 비재무적 성과를 달성하고 있는 것으로 나타났다. 이러한 연구결과를 바탕으로 향후 우리나라 기업의 청년 고령자 고용상생을 실천해 나가기 위한 구체적인 실천방안을 제시하였다.

• The Journal of Asian Finance, Economics and Business
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• 제7권12호
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• pp.355-363
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• 2020

This study aims to investigate whether financial attitude links financial literacy to financial capability. To make sound financial decisions, one essentially requires a certain level of financial literacy - knowledge and skill in finance. Even more effective is when one's financial literacy could be developed into financial capability. The samples comprised 342 individuals from informal labor in the South of Thailand. The stratified multistage sampling technique was utilized to select the respondents, while the interview questionnaires were used to collect the data. By using SmartPLS 3.0, the data analysis included descriptive statistics and structural equation modeling (SEM). The result revealed that the one with the highest debt was Gen Y compared to Gen B and Gen X. Considering financial literacy, financial attitude, and financial capacity across generations, it was found that Gen Y had the highest average score in financial literacy and financial capacity, higher than that of Gen X and Gen B. The impact of financial literacy on financial capability through financial attitude, it was found that the impact on Gen B was higher than that of Gen X and Gen Y. With the right financial attitude, people of all generations would be equipped with a higher level of financial capability.

• 가정과삶의질연구
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• 제19권4호
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• pp.121-135
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• 2001

This study examines the real states of family businesses through the interview to the owners and their family members of 15 family businesses. Contents of the interview are starting process, goal and long-run plan, marketing, human resource management and financial management. Many owners usually start their business because of unemployment or shortage of job opportunity. So they dont have an business experience or management skill. And owners act passively in sales because they think the sales area is restricted and their stores are well-known. Family members, especially housewives, suffer role conflict and dissatisfaction because there are no rules on wage and responsibility. And many owners use the resource of household to business and vice versa. This is an advantage of family business in the viewpoint of effective use of resource, but it is a confusion of resources in the viewpoint of financial management.

• 가정과삶의질연구
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• 제19권1호
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• pp.111-129
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• 2001

This study was performed to develope a money management education program for elementary school students graded from 3 to 6 in order to enhance their money management skill. Based on the developmental stages of the children, this program covered five financial issues such as value of money, financial planning, allowance planning, saving and investment, and consuming and purchasing. Total 15 specific education programs were developed. The contents included in each program were value of money & economic circulation, types of money and the importance of money management, the issues related on choice and resource use, long-term and short-term planning, the relationship between occupation and earnings, career planning, budgeting, the reasons and types of saving, understanding of interest, investment methods, the functions of market and trade, intra family income distribution, consumptions, and consumer decision making process.

• 한국축산시설환경학회지
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• 제18권1호
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• pp.35-44
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• 2012

본 조사연구는 충남의 번식돈과 비육돈 농장을 포함한 전업규모 100개 양돈장을 대상으로 경영관리 실태와 분뇨처리 시스댐을 조사 분석하여 합리적인 경영관리 지표설정과 적정 분뇨처리시스템 모델 개발에 필요한 기초척 자료를 얻고자 실시한 결과를 요약하면 다음과 같다. 첫째는, 양돈장 경영관리중 평균 전문컨설팅 참여는 1년에 "4.56회"를 받는 것으로 조사되었고, 농장별 및 경력층간에는 유의한 차이없이 비슷한 수준으로 교육참여횟수를 보였다. 백신예방접종프로그램은 5점 만점 중 "3.86점"으로 보통이상 수준이었다. 번식돈과 비육돈 농장간에는 유의한 차이를 보였는데, 번식돈 농장이 4.13점으로 비육돈 농장 3.63점 보다 유의하게(p<0.01) 우수한 성적을 보였다. 방역위생관리는 평균 "3.27점"으로 보통수준으로 관리되고 있으며, 농장간에는 번식돈농장이 3.50점으로 비육돈 농장 3.07점 보다 유의하게(p<0.01) 양호한 관리상태를 보였다. 자금관리는 평균 "2.82점"으로 보통 이하 수준으로 운영되고 있어 사업계획이나 자금경영관리를 연간수요에 따라 집행되어야 할 것이다. 그리고 기술력 보유수준은 평균 "3.21점"으로 보통이상의 수준으로 평가 되었는데, 장차 축산국가와의 FTA 등에 대비한 기술 경쟁력확보에 최선을 다해야 할 것으로 생각된다. 둘째는, 양돈장에서 경쟁력 강화분야로는 "돼지의 질병과 치료"를 가장 희망하였고(43.4%), 그 다음은 친환경 생산관리(37.4%) 기술을 더욱 강화해야 할 것으로 뽑고 있었다. 셋째는, 양돈장의 분뇨수거시스템은 대부분의 농장에서 "슬러리시스템(44.0%)과 스크래퍼법(43.0%)"으로 돼지분뇨를 수거하는 것으로 조사되었는데, 농장여건에 따라 적절한 수거 시스템을 설치하여 활용하는 것이 바람직 할 것으로 사료된다. 넷째는, 돼지 분뇨처리는 많은 농장에서 "수거후 경지환원"을 가장 많이 이용(32.3%)하는 것으로 나타나, 분뇨의 저장기간, 온도, 방법 등 효율적인 처리방법과 적정 작목선정을 통한 경지환원이 이루어져야 할 것으로 판단된다. 앞으로는 친환경 자연순환시스템으로 경지에 환원하여 지력보전과 함께 우량 경종작물이 성장 할 수 있도록 자연순환형 분뇨처리와 이용 시스템이 구축되어야 할 것으로 생각된다.