• Journal of the Korean Home Economics Association
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• v.39 no.8
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• pp.121-136
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• 2001

The purpose of this study was to analyze the effects of financial attitudes and financial communication on financial satisfaction. For this study, in 2000, questionnaires developed by the researcher were given to 320 households in Kwangju. resulting in 262 households with usuable data. The data were analyzed by various statistical methods such as frequency, percentile, correlation analysis, t-test, Anova, Multiple Regression analysis. The major findings of this study were as follows; 1) Financial attitudes were significantly different according to age and monthly savings 2) Financial communication was significantly different according to age and financial subjective variables. 3) Financial satisfaction was significantly different according to monthly income, monthly savings, monthly living costs, debt, financial subjective variables and financial communication. The set of socio- economic characteristics variables accounted for 3% of the variance in the financial satisfaction. But the addition of subjective characteristics variables, financial attitude, financial communication resulted in an $R^2$ change of 20, 23, 26%.

• Journal of the Korean Home Economics Association
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• v.41 no.11
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• pp.49-60
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• 2003

The purposes of this study were (1) to assess the perceived evaluation of family financial risk safeguards and (2) to identify demographic variables, financial security and financial communication which were an influence on the perceived evaluation of family financial risk safeguards. The data were collected from 598 housewives using an on-line survey. The major findings of this study were as follows: first, the perceived evaluation of financial risk safeguards was lower than the median(2.80). Especially, the perceived evaluation of financial risk safeguard for children's education had the highest score. Second, the variables which were an influence on the financial communication of husbands and wives were‘financial security’ and ‘years which they have been married’. Third, the perceived evaluation of financial risk safeguards was significantly different according to financial security and the financial communication of husbands and wives.

• Korean Journal of Rural Living Science
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• v.6 no.2
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• pp.163-171
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• 1995

This study explored the spousal financial communication, the household financial satisfaction and their relationships among couples living in Iksan-si, Chunlabuk-do. As results of this study, the differences in financial satisfaction were significant for couples, and between full-time housewives and employed wives, but not for two groups of husbands by spouse's employment. Openness of financial communication was significantly explained by personal income ratio to total family income and conflicts of it was done by age, total family income, personal income ratio to total family income, white-color workers. Generally, financial satisfaction was significantly explained by educational level, total family income, and white-color workers.

• Journal of the Korean Home Economics Association
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• v.40 no.2
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• pp.115-130
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• 2002

The purposes of this study was to analyze the effects of household characteristics and financial variables on financial management behavior and financial solidity. The major results could be summarized as follows. First, Debt management behavior and risk management behavior reveled a higher score than any other financial management behaviors. The main determinants of financial management behavior were financial communication and financial attitudes. The more positive financial attitudes and the more financial communication were, the better the financial management behavior followed. The set of households characteristics variables accounted for 2% of the variance in the financial management behaviors. But the addition of financial related variables resulted in an R2 change of 33%. Second, the financial solidity by median was 4.10. It means that usuable net asset is four times higher than the total amount of risk. Household head\`s age, financial attitudes and financial management behavior were the variables affecting the financial solidity.

• Journal of Families and Better Life
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• v.18 no.1
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• pp.53-66
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• 2000

This study examined the relationships among resources demands financial management behavior and financial satisfaction of housewives based on the systems approach. The data were collected from 212 housewives living in Pusan and Kyungnam region by the self-administered questionnaire. The major findings of this study were as follows: (1) the communication frequency of husbands and wives was an important factor affecting financial satisfaction; (2) the perceived financial status such as comparison to reference groups and aspiration for financial status in the future had an influence on financial satisfaction as well as the objective variables such as monthly living costs and monthly savings; and (3)financial satisfaction was also affected by financial management behavior. These findings imply that the financial management program focusing on the ways to increase communication among family members and to implement financial behavior effectively should be developed.

• Journal of the Korean Home Economics Association
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• v.37 no.8
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• pp.91-102
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• 1999

The purpose of this study was to examine the factors affecting financial management behavior and financial satisfaction of husbands and wives. The data were collected from 212 couples living in Pusan and Kyungnam region by the self-administered questionnaire. The major findings of this study were as follows: (1) the communication frequency of husbands and wives was an important factor affecting financial management behavior and financial satisfaction for them; (2) financial management behavior was an important variable affecting financial satisfaction for husbands and wives; and (3) financial satisfaction of husbands and wives were affected by monthly saying. From these findings, it is suggested that the financial management program focusing on the ways to increase communication among family members and to implement financial management effectively should be developed.

• Korean Journal of Human Ecology
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• v.6 no.1
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• pp.29-39
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• 1997

This study was to explore the effects of the preferences to housewives' employment and the type of household financial management leadership on the financial communication and equality of financial power perceived by working wives. From results of this study, the followings were concluded: 1. Housewives' income power leaded to the increase of their financial decision-making leadership and the more active participation to the financial matters. 2. The influences of husbands' leadership on the household finance were greater than one of wives' leadership. Depending on who has the financial management leadership, there were the differences on degree of the understanding and the discretion. 3. Although joint management style was popular today. the major management leadership was belonged to husbands based on the traditional value of sex role in the household financial management area.

• The Journal of the Institute of Internet, Broadcasting and Communication
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• v.16 no.6
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• pp.255-264
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• 2016

Due to the development of information and communication technology, the great change on economics has grown and the biggest change is the e-commerce. With the methods of electronic financial frauds becoming advanced, reported phishing incidents have greatly increased. The Fraud Detection System(hereafter FDS) has taken effect to prevent electronic financial frauds, but economic losses still occurring. This Paper aims to analyze the financial environment, financial information technology environment, financial information technology security environment and some features of the institutional changes. In order to supplement the defect of FDS, it gives some recommendations for the improvement of the effective FDS Management System and information sharing on frauds with some public institution and a major consideration for collection or utilization of personal information.

• The Journal of the Institute of Internet, Broadcasting and Communication
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• v.17 no.4
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• pp.209-218
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• 2017

In order to efficiently and preemptively respond to financial security threats that are becoming more sophisticated and intelligent, and to enable financial users to receive financial services safely, financial information security professionals are needed. However, as of 2015, the number of financial IT security personnel was 4.9%, which is slightly lower than the previous year, but still low. In this study, it is expected that the number of experts in financial security will increase gradually. In order to verify the minimum performance of financial security professionals and enhance the security consciousness, the subjects of the existing security qualification system, Curriculum and inspection techniques to analyze the necessity of introducing information security specialization specialized in financial sector.

• Asia-Pacific Journal of Business Venturing and Entrepreneurship
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• v.15 no.5
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• pp.277-294
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• 2020

This study analyzed the effect of internal marketing factors of agricultural enterprises on corporate performance by using SNS as a moderating variable for agricultural enterprises workers. Internal marketing factors were divided into education and training, communication and compensation system, and corporate performance was set as a sub-variable of financial performance and non-financial performance. 349 questionnaires collected from agricultural enterprises workers were used for empirical analysis. The results of the analysis using SPSS v22.0 and Process macro v3.4 showed that first, communication and compensation systems had a significant effect on financial performance and education and training did not have a significant effect on financial performance. Second, communication has a significant effect on non-financial performance, and education and training has a negative effect on non-financial performance., and compensation system had no significant effect on non-financial performance. Third, SNS utilization significantly moderated the relationship between internal marketing factors and financial performance. Fourth, SNS utilization significantly moderated the relationship between internal marketing factors and non-financial aptitude. This study has significance that internal marketing factors that affect general companies are different due to the characteristics of agricultural management organizations, and that internal marketing factors that affect the performance of agricultural management organizations have been discovered. In particular, it was found that communication must be dealt with importantly to expand the performance of agricultural management. As a follow-up study, it is necessary to study the mediating model formed by the discovery of mediators and to study the moderated mediating analysis through the conditional process model in which the mediators are introduced.