• Title/Summary/Keyword: family life cycle

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Consumption Expenditure Patterns and Family Life Cycle (도시 근로자가계의 가족생활주기별 소비지출 분석)

  • 노윤주;이연숙
    • Journal of Family Resource Management and Policy Review
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    • v.1 no.1
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    • pp.27-42
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    • 1997
  • The purpose of this study is to analyze consumption expenditure patterns over family life cycle. The data used in the study is the 1994 Survey data from Annual Report on the Family Income and Expenditure Survey. The study sample included 26,980 salary and wage earners’ households living in cities. The family life cycle was classified into six stages and items of expenditure were classified into 12 categories. Frequency distribution, mean, one-way ANOVA, Scheff test, and regression analysis were used to analyze the data. The major findings of this study are as follows : First, the average consumption propensity differs among family life cycle. Second, the amount and budget share of consumption expenditure for each expenditure category differ significantly among family life cycle in all expenditure categories. Third, family life cycle is found to be a significant factor on expenditure of food and education, and also on budget share of education.

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Household Financial Structures by Family Life Cycle (가족생활주기에 따른 가계 재무구조 분석)

  • Kim, Min-Jeung;Lee, Hee-Sook
    • The Korean Journal of Community Living Science
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    • v.21 no.1
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    • pp.53-69
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    • 2010
  • The purpose of this study was to find how financial structures differ from the family life cycle. The data was drawn from the 2002 Korean Labor and Income Panel Study conducted by the Korea Labor Institute, and 1,957 households. The level of total income and subcategories of income were found to be significantly different from the family life cycle and showed tendencies to increase up to the period of child birth and then sharply dropped down during the retirement period. Household consumption expenditures in total and subcategories showed a U shape by family life cycle and were also found to be significantly different from the family life cycle. The consumption expenditure of dining out showed the highest level at the beginning of family establishment, whereas medical cost showed the highest level for later years. The level of total assets increased gradually from the family life cycle and a little decreased for the later years, and the level of real estate assets showed the highest ratio(90% over) out of total asset components of family life cycle.

Psychological Wellbeing across the Family Life Cycle based on Bioecological Family Welfare Model (생태학적 가족복지모형을 적용한 가족생활주기에 따른 심리적 복지)

  • Jeon, Hyo-Jeong
    • Journal of the Korean Home Economics Association
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    • v.45 no.5
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    • pp.121-133
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    • 2007
  • The purpose of this study was to investigate the psychological wellbeing as applied to the bioecological family life welfare model, concerning individual attributes, family backgrounds, and family processes across the family life cycles. Based on Bronfenbrenner's bioecological perspective, the "bioecological family welfare model", which includes person (individual attributes), context (family background), process (mechanism - family process), and time (the family life cycles), was applied as a research paradigm for this study. The sample for the questionnaire study comprised for 900 families, considering the family life cycle in Busan and the Kyungnam area. The families were categorized into 6 family life cycles based on Duvall and Hill's family life cycle. For the final analysis, 628 families were used. According to the path analysis results, the length of commitment before marriage and self-esteem had significant effects on the stress coping ability. Several individual attributes and family backgrounds such as age, length of marriage, family life cycle, self-esteem and stress coping ability had significant effects on marital adjustment. The family life cycle and age were significant variables on family function. The significant variables on psychological wellbeing were monthly income, length of commitment before marriage, stress coping ability and marital adjustment. The regression model showed that the variables of the individual attributes, context and family process accounted for 51% of the psychological wellbeing. The results show that the suggested research model was significant and effective to explain the mechanism of psychological wellbeing. Individual attributes and family context have an impact on stress coping, marital adjustment, and family function, which in turn affect psychological wellbeing.

Income and Consumption Expenditure Patterns of Urban Salary and Wage Earner's Household over the Family Life Cycle (도시 근로자가계의 가족생활주기에 따른 소득 및 소비지출 구조 분석)

  • Chun, Hyun-Jin;Lee, Yon-Suk
    • Journal of Family Resource Management and Policy Review
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    • v.11 no.1
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    • pp.65-81
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    • 2007
  • The purpose of this study is to analyze income and consumption expenditure patterns over the family life cycle. The data used in this study is the 2004 Survey data from the Annual Report on the Family Income and Expenditure Survey data which are included salary and wage earners' households living in urban areas. The income and expenditure data of 20,383 households are analyzed. The family life cycle is classified into six stages and the items of expenditure are classified into 12 categories. The data are analyzed by descriptive statistics, $X^2$ test, F-test, and Duncan's multiple range test using SAS 8.0 package program. The major findings of this study are as fellows: First, the average monthly family income of the total sample is 3,480,000 won. The proportion of regular and irregular income among the total family income is 95.5% and 4.5% respectively. Second, the amount and ratio of monthly regular income fur each category are significantly different over the family life cycle. Third, the average monthly family expenditure of the total sample is 2,250,000 won. The amount and ratio of monthly expenditure of all items are significantly different over the family life cycle. The highest expenditure item is the traffic expanse and phone charge.

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A Study on the Family Decision Making and Choice Behavior of Family Dining out From a Family Life Cycle Perspective : Family Restaurant Study (가족 생활주기에 따른 가족외식 구매결정 과정에서 가족 구성원의 영향력과 외식선택 속성에 관한 연구 -패밀리 레스토랑을 중심으로-)

  • Chae, Sin-Seok;Lee, Eun-Su;Choe, Seung-Man
    • Journal of Applied Tourism Food and Beverage Management and Research
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    • v.17 no.1
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    • pp.1-20
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    • 2006
  • The family life cycle is a useful indicator of consumer behavior, as well as the family life cycle concept utilizes a combination of demographic and socioeconomic variables that best explains the changes in the construct of the family. The family decision-making research has frequently examined role relationship between husband and wife across stages and sub-decisions. The objective of this research is to measure children and parents' perceptions of the influence of the decision-making process for a family dining-out experience, and to determined the customers' choice behavior of restaurants according to isolated factors underlying the important attributes of the restaurants, and finally authors applied a market segmentation approach by capturing customers' preference of restaurant attributes in family dining-out situation and to investigated influence of the family decision making for family dining out in family life cycle. For practitioner, marketing implications are provided and recommendations for future research are also discussed.

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Connecting Program Evaluation Strategies with the Program Life Cycle: Implications for Family Development Programs

  • Son, Seo-Hee;Marczak, Mary S.
    • International Journal of Human Ecology
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    • v.11 no.1
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    • pp.65-74
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    • 2010
  • Family professionals and family program staff need to consider the importance of program evaluation in Korea since an increasing number of Healthy Family Support Centers are providing diverse intervention and education programs. The purpose of this research paper is to (a) introduce a program evaluation model that includes the program life cycle; (b) help family professionals and family program staff understand the link between program implementation and evaluation processes; and (c) facilitate discussions in terms of program evaluation of Healthy Family Support Centers and evaluation roles of different levels of Healthy Family Support Centers including the headquarters, regional, and local centers. Understanding the program life cycle and relevant evaluation processes will help family professionals and family program staff be more strategic in answering critical questions about a program's effectiveness. The benefits of program evaluation and its implications are discussed.

An Empirical Study on the Travel Behavior and Destination Choice according to the Family Life Cycle (가족생활주기에 따른 관광지 선택행동의 실증분석)

  • Sim, Sang-Wha;Kim, Wol-Ho
    • Korean Business Review
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    • v.11
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    • pp.149-171
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    • 1998
  • The most important thing in the Tourist Market Segmentation is to find descriptive variables which can describe the changes of tourist demand properly. There are many descriptive variables. Among them, vital statistical variables were proved to be effective. The strongest variable but which was studied much less is the Family Life Cycle. This study will focus on the relation between Family Life Cycle and Travel Behavior of Destination Choice. In this study, I will verify the validity of Family Life Cycle as a descriptive variable of Tourist Market Segmentation, and try to find the meaningful variable at each steps. Therefore, The purpose of this study is to explain the relation between Family Life Cycle and Travel Behavior of Destination Choice, to verify the validity of Family Life Cycle as descriptive variable and to find the strategy to respond to the increase in quantity and diversity of quality of Tourist Market. The studies on the Family Life Cycle should be updated continuously according to the change of family structure and it should be understood as standard for Tourist Market Segmentation in the public and private sphere.

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The Influences of Family Life Cycle Stages and perceived Time Pressure on Strategies for Coping with Time Constraints in Hosuewife-Teachers (가족생활주기에 따른 교직주부의 시간제약지각이 시간제약대처전략에 미치는 영향)

  • 장윤옥
    • Journal of Families and Better Life
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    • v.13 no.4
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    • pp.165-180
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    • 1995
  • The purpose of this study was to investigate the influences of family life cycle stages and perceived time pressure on strategies for coping with time constraints in housewife-teachers. The subjects of this study were 570 married women teachers who live with their husebands and children in junior and senior high schools in Taegu, A questionaire was used as survey method. Factor analysis and MANOVA were employed for data analysis and Scheffe test forpost-hoc analysis. The main findings were : First the effect of family life cycle stages on the use of personal time reducing strategies was different according to perceived time pressure. Second the effect of perceived time pressure on the use of personal time reducing strategies differed according to family life cycle stages. Third the use of strategies for coping with time contratins was found to be significantly different according to family life cycle stages, Forth there were significant differences in the use of strategies for coping with time constrainsts according to perceived time pressure.

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A Study on the household Savings Behavior According to Family Life Cycle (가정생활주기에 따른 가계의 저축행태 분석 -대구시 주부를 중심으로-)

  • Cho, hee keum
    • Journal of Families and Better Life
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    • v.2 no.1
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    • pp.57-66
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    • 1984
  • This study examines differences in the household saving show significant differences according to the specific stage of family life cycle. 337 housewives in Taegu were interviewed by questionnaire. Analysing method employed are frequency, percentage and Chisquare test. Findings are as follows; 1) The average ratios of household saving show significant differences according to the specific stage of family life cycle. 2) Purposed of household savings had significant differences at each stage of the family life cycle. 3) Selections of financial goods did not have significant differences according to the sage of family life cycle . 4) Selections of financial goods had significant difference according to the purposed of household savings.

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The Effect of Family Life Cycle and Financial Management Practices on Household Saving Patterns

  • Lee Seong-Lim;Park Myung-Hee;Montalto Catherine P.
    • International Journal of Human Ecology
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    • v.1 no.1
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    • pp.79-93
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    • 2000
  • Using the 1995 Survey of Consumer Finances, this study investigates how family life-cycle stages and financial management practices affect household saving. First findings are that household income and householders education, race and ethnicity have significant effects on saving. Second, regarding the effect of the family life-cycle stages, younger married couples without children, middle pre-retired households without dependent children, and older households without dependent children are more likely to save than other similar households in the life-cycle stage of younger single households. Third, households with longer financial planning horizons, saving goals for retirement, purchase of durable goods and emergency goods, and low credit card debt are more likely to save. Based on the results, implications for financial management education and public policy are suggested.

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