• 대한가정학회지
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• 제40권7호
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• pp.211-227
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• 2002

The issue of children′s education is the most important issue for all households in Korea. It is certain that the issue of private education for children is the first issue among household′s issues. This study is to recognize the current pictures of household primate education of Korean households. Also, whether the expenditure of private education effect the economic will-being of household. The data for this study was"the 3th Korean Labor Panal", conducted by Lobor in Korea. The sample was 1950 households from the panel data. The results of this study was as following: 1. The mean of monthly private education expenditure was 149273won for all households and 217,100won for households with high school students. 2. Almost 70% households had economic burden for private education expenditure. 0% households had no economic burden. 3. The factors of influencing the level of economic burden for private education were mother′s education level, mother′s job, the number of children, living location, monthly income, total asset of household′s. The factors of influencing the amount of monthly private education expenditure positively were living in 4. The economic well-being of household was analyzed by socio-economic variables, household′s financial variables, monthly private education expenditure, the level of economic burden of private education. The economic well-being were sub-categorized 4 divisions; the level of economic problem, the level of satisfaction for household′s income, the level of satisfaction for general living, the level of subject economic condition)

• 한국사회복지학
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• 제62권1호
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• pp.109-132
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• 2010

본 연구의 목적은 가구원의 우울정도에 영향을 미치는 가구내 경제요인이 무엇인지를 가구의 소득수준별로 알아보는 것이다. 이를 위해 한국복지패널 1,2차년도 자료를 활용하여 패널 회귀분석을 실시하였다. 연구결과, 가구원이 인식하는 주관적인 가족수입 만족도 변화가 우울정도에 미치는 영향력이 큰 것으로 나타났다. 일반 가구원의 경우 직접적인 소득이나 지출관련 변수들의 변화가 우울변화에 영향을 미치는 반면, 저소득층 가구원의 경우는 이러한 변수들이 우울에 유의미한 영향을 미치지 않았다. 통제변수중에서는 나이, 혼인상태, 교육수준 등이 유의미한 영향요인이었다. 이러한 결과를 통하여 우울의 차이를 가져오는 가구 경제요인이 무엇인지를 탐색적으로 이해하였으며, 우울과 관련한 사회복지적 개입에 있어서 가구경제 지원에 대한 정책적 방향을 논의하였다.

• 가족자원경영과 정책
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• 제19권4호
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• pp.95-120
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• 2015

This study aimed to investigate the levels of assets and income of male- and female-headed households. A series of analyses of data from the 2013 Korean Household Finance and Welfare Survey on the economic resources of single-parent households were conducted. One of the major findings was that in a comparison between male-headed households and female-headed households, the levels of assets and income in female-headed households were lower than those in male-headed households. The labor income in male households was almost two times higher than that in female households. Housing conditions with respect to male households were more secure and better than those in female households. The factors influencing the levels of economic resources in single-parent households varied in terms of the type of economic resources. Gender, employment status, family characteristics and household income were statistically significant factors with respect to the levels of assets in single-parent households. The level of household income was influenced by gender, education, employment status and the number of household members. The effect of employment status on housing conditions was significant.

• 한국융합학회논문지
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• 제10권1호
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• pp.257-264
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• 2019

본 논문은 1인가구, 부부가구, 부부와 자녀로 이루어진 가구 노인들의 성공적 노후 수준을 확인하고, 각 가구유형별로 성공적 노후에 영향을 미치는 요인이 무엇인가를 집단별로 비교, 분석하여 노인들의 성공적 노후를 위한 정책 및 프로그램 개발의 기초자료로 활용함에 그 목적이 있다. 이를 위해 국민노후보장패널조사 제4차 개인용 조사와 부가조사 자료를 활용하였으며, 1인가구 699명, 부부가구 1,412명, 부부와 자녀로 구성된 가구 238명이 분석에 활용되었다. 분석 결과, 성공적 노후 수준은 1인가구가 부부가구와 부부와 자녀로 구성된 가구에 비해 낮은 것으로 나타났다. 성공적 노후에 영향을 미치는 요인을 파악하기 위해 다중회귀분석하여 비교한 결과, 1인가구의 경우 경제활동, 경제적 독립, 집안일, 이웃관계, 가족관계, 자녀관계가 통계적으로 유의하였다. 부부가구의 경우 경제적 독립, 신체적 건강, 친구관계, 자녀관계가 성공적 노후에 유의한 영향력을 보였다. 마지막으로 부부와 자녀가구는 신체적 건강과 친구관계가 성공적 노후에 유의한 요인으로 확인되었다.

• 가족자원경영과 정책
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• 제18권1호
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• pp.115-140
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• 2014

In light of today's socioeconomic scenario, life management skills, especially economic life management skills are essential. This study focuses on a household account book as a tool for economic education. This study aims to assess the characteristics of household economic management in terms of the effect of keeping a household account book on Japanese in their 20s to 30s in a single-family household. It also compares the awareness of the change in economic life behavior between before and after keeping a household account book. Moreover, it analyzes the determinants of continuity in keeping a household account book. This Study used data obtained from an Internet survey of household account books by the Institute for Research on Household Economics in Japan. The study sample consist of 1,255 Japanese in their 20s to 30s who kept household account records for a month as well as preliminary and post-survey information about these people. The results were as follows. First, the average annual income of the subjects was at most 3,000,000 yen; their level of financial assets was at most 1,000,000 yen, their economic life behavior became future-oriented after practice of keep a household account book in that they established a budget and savings plan. Second, keeping a household account book had a positive effect on the people that they have budget and spending plans for the next year. Finally, factors that affected the continuity in keeping a household account book included the experience of keeping one from before.

• 가족자원경영과 정책
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• 제22권2호
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• pp.25-43
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• 2018

The purpose of this study was to analyze the factors that influence middle-aged people's retirement planning and financial preparation for old age. The data was derived from "the National Survey of Families 2015". The samples included 1,462 people from 40 to 64 years of age. The findings from the analysis showed that the level of retirement planning was significantly associated with gender, age, education level, employment status, monthly family income, monthly expenditure on spending to support parents, and perceived household economic condition. When the samples were divided by sex, the results showed that the perceived household economic condition was the most significant factor for both men and women's level of retirement planning. Age and education level were the significant factors for women's level of retirement planning but not for men's. Logistic regression was used to analyze whether middle-aged people made financial preparation for old age. For the whole sample, whether or not a person was a regular employee, monthly family income, monthly expenditure on supporting parents, perceived household economic condition, and retirement planning were significant variables in determining financial preparation. For men, whether or not a person was a regular employee, monthly family income, perceived household economic condition, and retirement planning were significant factors, for women whether or not a person was a regular employee, and retirement planning were the significant factors in determining financial preparation. The results implied that retirement planning is needed for middle-aged people to prepare for old age financially while the financial preparation should differ depending on sex.

• The Journal of Asian Finance, Economics and Business
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• 제8권3호
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• pp.821-832
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• 2021

Economic deprivation of households remains a significant economic issue in the world. Researchers have shown great concern in identifying crucial factors to enhance poor households' socio-economic performance. Therefore, this paper aims to develop a new conceptual framework to investigate the influence of different microfinance services on households' socioeconomic performance using moderated mediation analysis of various crucial factors. Focus-group interviews with managements of the microfinance institution, i.e. Amanah Ikhtiar Malaysia (AIM), and a systematic literature review were conducted for this purpose, and a new framework for the future study has been developed. The result from focus-group interviews and systematic literature review propose microfinance financial services, training programs, and business coaching as independent factors, whereas household socioeconomic performance as a dependent factor in the proposed model. Specifically, this study provides the direction to scholars to empirically test the direct relationship between financial services and household socioeconomic performance and the indirect relationship between training programs, business coaching, and household socioeconomic performance. Further, microfinance institutions' service efficiency is also included as a moderator that can strengthen microfinance services' effectiveness. The study also provides useful implications for policymakers, financial institutions, households, micro-enterprises, and researchers to better understand microfinance interventions and household economic mechanisms.

• 가정과삶의질연구
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• 제16권4호
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• pp.41-54
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• 1998

The purpose of this study is to analyze the compensation of rurul women receive instead of their physical participation and contribution to their households. I am specifically concerned with the rural women's economic status in relation to their decision making power on household and agricultural economic issues as well as property held in their names. The data of 166 rural men and women in Jyungpook Province are collected by using questionnaires in June 1998. The findings of this study are as follows; 1) Rural women contribute average 53% of their husbands' contribution to agricultural labor which is on average 43.0% of total annual household income. 2) The decision making power on major economic issues remains still very low among rural women. Rural women are still excluded from the possibility of actually owning assets such as property,. Only 189% had assets under their names for assets. 3) The significant factors concerning the rural women's decision making power on econo ic issues are gender-role attitudes of rural women and the husband's judgement of how much their wives contribute to the annual household income. 4) the major factors which influence rural women owning household assets are the decision making power on economical matters contribution to the annual household income and each woman's education level.

• 가정과삶의질연구
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• 제15권3호
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• pp.73-82
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• 1997

The purpose of this study was (1) to explore the diffusion process of household capital goods(2) to examine the economic and social factors influencing on the diffusion process and to discuss whether the household capital goods would be introduced for the efficiency of housework. For the purpose this study made use of all sorts of literature. The results were summarized as follows: Household capital goods were developed about the time of 1960's and were spreaded in 1980's In this course such socio-economic factors as the development of electronic industry the price change of household capital goods and services the decrease of employed housekeepers and the increase of income level in fluenced on the diffusion process. It seemed that houehold capital goods were not introduced only for the efficiency of housework.

• 대한가정학회지
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• 제31권3호
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• pp.113-125
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• 1993

The purpose of this paper was to investigate the relations among wife's job and family life structure of couples, and to compare them between Japan and Korea. The data for this study was obtained from a survey of 247 Japanese couples who were risiding in Osaka and 235 Korean couples in Deagu, 1992. The major findings of this study can be summarized as follow: 1. The contents of Household works is classified into three factors-daily routine houseworks, child-rearing, economic-management of household, in Korea, and into two factors-daily routine houseworks, child and economic management, in Japan. The contents of descision making is classified into four factors-husband's personal sphere, family life management, wife's personal sphere, and home economic sphere, in Korea, and three factors-husband's personal sphere, economic life management of family, and wife's personal sphere, in Japan. 2. In Korea and Japan, wife's job have not effect on couple's marital satisfaction, directly. However, wife's job contribute to husband's share of daily routine houseworks.