• Title/Summary/Keyword: e-Money

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A Study on Activation of uTradeHub System (uTradeHub 시스템 활성화 방안에 관한 연구)

  • Lee, Sang-Ok;Lim, Cheon-Hyeok
    • THE INTERNATIONAL COMMERCE & LAW REVIEW
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    • v.51
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    • pp.441-464
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    • 2011
  • It is childhood yet in uTradeHub system practical use. According as company's necessity of cost-saving is increased according to trade terms aggravation such as uncertainty of international money market, commodities prices rise, necessity of e-trade practical use in company is increased. Use is inevitable by state that link with e-Nego and e-B/L service with related presentation e-L/C banks is not made. At the present users are doing specification only service this main point, and practical use activation through public information and marketing about service is needed situation because most of, companies which is not using service, do not know about existence availability of uTradeHub system, usage, availability. This study presented five such as early materialization of user center's link and integration, medium and small enterprises e-trade participation extension, utilization ratio raising through government's public information, e-trade cooperation business activation between the country, electronic documents standardization etc. by prompting competition about practical use of uTradeHub system.

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Study on Urban Households' Consumption Expenditure -Focusing on Housewives' Lifestyle- (도시가계의 비목별 소비지출에 영향을 미치는 변인-주부의 생활양식성향을 중심으로-)

  • 이승신
    • Journal of Families and Better Life
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    • v.17 no.3
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    • pp.17-32
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    • 1999
  • This study shows how the lifestyle of Housewife as well as usual socio-economic variables affect the expenditure of urban household. The Result of Factor Analysis revealed that the lifestyle of urban housewives were composed by four different traits. 1) self-improvement and rational trait 2) consumption-oriented convenience seeking trait 3) traditional-conservation trait 4) money-oriented variety seeking trait. Based on the Multiple regression analysis the analysis of the relative influence of variables which were associated with the expenditure of each item showed that influential variables for each item were different but economic variables(e, g , income saving, property etc) affected on most of expenditure. Socio-economic variables were more influential than lifestyle variables for every item. But lifestyle variables were influential the same as Socio-economic variables for unnecessary expenditure item more than necessary items particularly consumption-oriented convenience eeking trait and money-oriented variety seeking trait affected.

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The Study for Synthetic Concept of Electronic Cash with RFID Technology (RFID 기술을 이용한 통합 개념의 전자화폐 연구)

  • Kim, Chang-Joon;Jang, Kyung-Sik
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2009.10a
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    • pp.1007-1009
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    • 2009
  • In this paper, to introduce synthetic concept of electronic cash that it solved disability elements of e-money issued by existing operators. In addition, a wireless network offers enhanced features due to RFID-technology. Moreover, The mobile phones, easy deployment, equipped with electronic money functions and should be give a convenience of mutual gift. Finally, To introduce concept of coin purse that it gets out of the inconvenience possession and loss of the concerns, casting cost about coin.

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Empirical Analysis of Shipper Requirement for E-logistics : The Case of International Shipping (E-logistics에 있어서 화주의 평가체계에 관한 실증적 연구 : 국제 해운분야를 중심으로)

  • Cho, Chan-Hyouk;Strohmaier, James G.
    • Journal of Korea Port Economic Association
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    • v.20 no.2
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    • pp.217-234
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    • 2004
  • Information technology has been transforming the relationship between shippers and carriers, but an unresolved question remains: what is the relative importance to shippers of service versus cost benefits of e-logistics solutions? This research develops and empirically tests a model to determine how Internet-based logistical operations in international shipping impact on the relative importance of cost versus service benefits to shippers. Contrary to expectations, results show that shippers perceived cost benefits from well-designed web sites, undoubtedly a consequence of perceptions that multi-function portals with ease of access contributed to savings in time and money. Another result was the confirmation of the positive effects of cargo tracing and bill of lading issuance on service-related factors. Finally, this study draws attention to the need for improvements in on-line booking capabilities and development of a comprehensive common portal; issues that must be addressed for shipping lines to succeed in an increasingly competitive e-logistics market.

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The Impact of Language on Customer Intentions to Use Localized E-Commerce Websites in Arabic Countries: The Mediating Role of Perceived Risk and Trust

  • HERZALLAH, Fadi;AYYASH, Mohannad Moufeed;AHMAD, Kamsuriah
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.1
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    • pp.273-290
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    • 2022
  • Localization of e-commerce websites is a useful tool for providing the world with business organizations and money-making enterprises. However, studies on e-Commerce website localization within the language domain are still quite limited. Thus, the study aims to investigate the relationship between the Arabic language and a wide range of e-Commerce website intentions, clarifying the indirect effects of the Arabic language on intentions to use e-Commerce websites using perceived risk and trust as mediating variables, and determining whether trust and perceived risk work as mediating variables between the Arabic language and e-Commerce website intentions. Survey data collated from participants totaling up to 264 has been used to test the research framework. The selection of these participants is based on their experiences employing e-Commerce websites. Structural equation modeling (SEM) through partial least square (PLS) software was used for the data analysis. The results show that the Arabic language, trust, and perceived risk play effective roles for e-Commerce websites adoption. More importantly, trust and perceived risk positively mediate the relationship between the Arabic language and intentions to use e-Commerce websites. Implications of the study's findings and suggestions for further research are discussed.

The Effect of Decline in Functional Ability on Relocation among the American Elderly aged 70 or older (노년기 생활기능 감소와 주거이동에 관한 연구 -미국의 70세 이상 노인들을 대상으로-)

  • 전경숙
    • Journal of the Korean housing association
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    • v.14 no.5
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    • pp.117-128
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    • 2003
  • The purpose of this study is to investigate the effect of functional ability on relocation among the elderly. Longitudinal data from the Asset and Health Dynamics among the Oldest Old (1993, 1995) were analyzed for 6,225 respondents aged 70 or older. Among functional ability measures, difficulties in advanced activities of daily living (i. e., making telephone calls, taking medications, and managing money), lower body activities (i. e., walking several blocks, climbing one flight of stairs, pulling or pushing large objects, and carrying over 10 pounds), and household activities of daily living (i. e., preparing hot meals and shopping for groceries) were the predictors of increased residential move. Difficulties in basic activities of daily living (i. e., bathing, dressing, getting in and out, and using the toilet) were strongly related to increased entrance into an institutional care facility. Efforts to enhance the independent living of the elderly in the community setting should target the compensation of these functional difficulties.

A Study on Analysis for Secure M-Commerce Transaction (안전한 모바일 전자상거래를 위한 분석 연구)

  • Lee Ji-Yeon
    • Journal of the Korea Computer Industry Society
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    • v.7 no.3
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    • pp.199-204
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    • 2006
  • M-commerce protocols have usually been developed using informal design and verification techniques. However, many security protocols thought to be secure was found to be vulnerable later. With the rise of smart card's usage, mobile e-commerce services with CEPS which is one of e-commerce transaction standards has been increased. In this paper, we describe a methodology to analyze the security of e-commece protocols and identify the security vulnerability of the CEPS based good purchase and e-money load protocols using formal verification technique. Finally, we discuss a countermeasure against the vulnerability in the purchase transaction protocol.

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E-Banking Performance in Uganda: A Case Study of Bank of Uganda

  • Nuwagaba, Alfred
    • East Asian Journal of Business Economics (EAJBE)
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    • v.3 no.2
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    • pp.13-20
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    • 2015
  • Online or e-banking has been adopted as key banking innovation in Uganda adopted by all financial institutions in the country. This research explored the state of e-banking and its efficacy in Uganda banking industry. A correlation analysis approach was adopted for this research. In Uganda, the banking sector has been liberalized with telecommunications allowed to effect e-banking and ecommerce transactions. The study concentrated on the periods of years 2011/2012 and 2012/2013. Findings from this research revealed that BOU uses UNISS for real time gross settlement (RTGS). Since its adoption a +1 coefficient correlation was realized. With the use of mobile money, also a +1 coefficient correlation was achieved for the period under consideration. As regards the use of e-cheques, there was a drop reflected by -2.8 percent which could have been attributed to perception of the users, though there was a +1 coefficient correlation when considering e-cheque transactions and the monetary value. The use of EFT in Uganda generated a +1 coefficient correction considering the number of users and the monetary value involved. Bank of Uganda should work hard and make or go live with electronic banking supervision software which would aid them with their supervisory roles.

A Study on Technology for Multimedia E-Money based on Watermarking Technique (워터마킹 기술을 활용한 멀티미디어 전자화폐 기술에 관한 연구)

  • Lee, Jung-Soo;Kim, Jong-Weon
    • Proceedings of the Korea Information Processing Society Conference
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    • 2003.11c
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    • pp.1715-1718
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    • 2003
  • 시스템은 자발성, 자율성, 사회성, 반응성을 갖는 독려된 프로그램인 에이전트를 조합하여 구성되는 시스템으로, 일반 사용자에게 편리하고 자연스러운 메타포를 제공한다. 그러나, 개발자 측면에서는 에이전트 시스템에서 요구하는 각종 기능 및 제약규칙.

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A Case Study on the Protection of Accounts and Assets on Cryptocurrency Exchanges: Focusing on the Processes of Related Institutions (가상통화거래소의 계정 및 자산 보호에 관한 사례연구: 유관기관의 프로세스를 중심으로)

  • Yoonjoo Lee;Dongwon Lee;Ingoo Han
    • Information Systems Review
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    • v.22 no.4
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    • pp.135-161
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    • 2020
  • With the growth of blockchain and cryptocurrency-related markets, cryptocurrency exchanges are growing as a new industry. However, as the legal and regulatory definitions of cryptocurrencies are still in progress, unlike existing industrial groups, they are not under the supervision of regulatory agencies. As a result, users (i.e., cryptocurrency investors) have suffered two types of damage that could occur from hacking and other accidents on the exchanges. One type of the damage is the loss of assets caused by the extortion of personal information or account and the other is the damage from users who might be involved in external frauds. Both are analyzed in comparison with existing operators whose functions are like the exchanges. The results of this study show that membership (KYC: Know Your Client), log-in, and additional authentication in transactions are on the similar level to those of the operators while the fraud detection system (FDS) and anti-money laundering (AML) of fiat currencies and cryptocurrencies need rapid improvement.