• 제목/요약/키워드: e-Money

검색결과 174건 처리시간 0.027초

uTradeHub 시스템 활성화 방안에 관한 연구 (A Study on Activation of uTradeHub System)

  • 이상옥;임천혁
    • 무역상무연구
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    • 제51권
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    • pp.441-464
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    • 2011
  • It is childhood yet in uTradeHub system practical use. According as company's necessity of cost-saving is increased according to trade terms aggravation such as uncertainty of international money market, commodities prices rise, necessity of e-trade practical use in company is increased. Use is inevitable by state that link with e-Nego and e-B/L service with related presentation e-L/C banks is not made. At the present users are doing specification only service this main point, and practical use activation through public information and marketing about service is needed situation because most of, companies which is not using service, do not know about existence availability of uTradeHub system, usage, availability. This study presented five such as early materialization of user center's link and integration, medium and small enterprises e-trade participation extension, utilization ratio raising through government's public information, e-trade cooperation business activation between the country, electronic documents standardization etc. by prompting competition about practical use of uTradeHub system.

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도시가계의 비목별 소비지출에 영향을 미치는 변인-주부의 생활양식성향을 중심으로- (Study on Urban Households' Consumption Expenditure -Focusing on Housewives' Lifestyle-)

  • 이승신
    • 가정과삶의질연구
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    • 제17권3호
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    • pp.17-32
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    • 1999
  • This study shows how the lifestyle of Housewife as well as usual socio-economic variables affect the expenditure of urban household. The Result of Factor Analysis revealed that the lifestyle of urban housewives were composed by four different traits. 1) self-improvement and rational trait 2) consumption-oriented convenience seeking trait 3) traditional-conservation trait 4) money-oriented variety seeking trait. Based on the Multiple regression analysis the analysis of the relative influence of variables which were associated with the expenditure of each item showed that influential variables for each item were different but economic variables(e, g , income saving, property etc) affected on most of expenditure. Socio-economic variables were more influential than lifestyle variables for every item. But lifestyle variables were influential the same as Socio-economic variables for unnecessary expenditure item more than necessary items particularly consumption-oriented convenience eeking trait and money-oriented variety seeking trait affected.

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RFID 기술을 이용한 통합 개념의 전자화폐 연구 (The Study for Synthetic Concept of Electronic Cash with RFID Technology)

  • 김창준;장경식
    • 한국정보통신학회:학술대회논문집
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    • 한국해양정보통신학회 2009년도 추계학술대회
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    • pp.1007-1009
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    • 2009
  • 본 논문에서는 기존의 여러 사업자에서 발행하였던 전자화폐의 활성화 장애요소와 문제점을 해결하고자 통합방식의 전자화폐를 소개하였다. 아울러, RFID 기술을 접목시켜 무선네트워크 기능성을 더욱 강화시켰다. 더욱이 활성화의 초점을 맞추어, 보급이 용이한 휴대폰에 전자화폐기능 뿐만 아니라 리더기를 탑재하여 손쉬운 충전 및 상호 개인 간에 증여기능을 넣어 실생활에 편의를 더하도록 하였다. 마지막으로, 불필요한 동전소지의 불편함과 분실의 우려가 없는 동전지갑 개념도 넣어 국가적으로도 동전주조비용 절감과 관리적 효율성을 기대할 수 있게 될 것이다.

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E-logistics에 있어서 화주의 평가체계에 관한 실증적 연구 : 국제 해운분야를 중심으로 (Empirical Analysis of Shipper Requirement for E-logistics : The Case of International Shipping)

  • Cho, Chan-Hyouk;Strohmaier, James G.
    • 한국항만경제학회지
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    • 제20권2호
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    • pp.217-234
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    • 2004
  • Information technology has been transforming the relationship between shippers and carriers, but an unresolved question remains: what is the relative importance to shippers of service versus cost benefits of e-logistics solutions? This research develops and empirically tests a model to determine how Internet-based logistical operations in international shipping impact on the relative importance of cost versus service benefits to shippers. Contrary to expectations, results show that shippers perceived cost benefits from well-designed web sites, undoubtedly a consequence of perceptions that multi-function portals with ease of access contributed to savings in time and money. Another result was the confirmation of the positive effects of cargo tracing and bill of lading issuance on service-related factors. Finally, this study draws attention to the need for improvements in on-line booking capabilities and development of a comprehensive common portal; issues that must be addressed for shipping lines to succeed in an increasingly competitive e-logistics market.

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The Impact of Language on Customer Intentions to Use Localized E-Commerce Websites in Arabic Countries: The Mediating Role of Perceived Risk and Trust

  • HERZALLAH, Fadi;AYYASH, Mohannad Moufeed;AHMAD, Kamsuriah
    • The Journal of Asian Finance, Economics and Business
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    • 제9권1호
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    • pp.273-290
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    • 2022
  • Localization of e-commerce websites is a useful tool for providing the world with business organizations and money-making enterprises. However, studies on e-Commerce website localization within the language domain are still quite limited. Thus, the study aims to investigate the relationship between the Arabic language and a wide range of e-Commerce website intentions, clarifying the indirect effects of the Arabic language on intentions to use e-Commerce websites using perceived risk and trust as mediating variables, and determining whether trust and perceived risk work as mediating variables between the Arabic language and e-Commerce website intentions. Survey data collated from participants totaling up to 264 has been used to test the research framework. The selection of these participants is based on their experiences employing e-Commerce websites. Structural equation modeling (SEM) through partial least square (PLS) software was used for the data analysis. The results show that the Arabic language, trust, and perceived risk play effective roles for e-Commerce websites adoption. More importantly, trust and perceived risk positively mediate the relationship between the Arabic language and intentions to use e-Commerce websites. Implications of the study's findings and suggestions for further research are discussed.

노년기 생활기능 감소와 주거이동에 관한 연구 -미국의 70세 이상 노인들을 대상으로- (The Effect of Decline in Functional Ability on Relocation among the American Elderly aged 70 or older)

  • 전경숙
    • 한국주거학회논문집
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    • 제14권5호
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    • pp.117-128
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    • 2003
  • The purpose of this study is to investigate the effect of functional ability on relocation among the elderly. Longitudinal data from the Asset and Health Dynamics among the Oldest Old (1993, 1995) were analyzed for 6,225 respondents aged 70 or older. Among functional ability measures, difficulties in advanced activities of daily living (i. e., making telephone calls, taking medications, and managing money), lower body activities (i. e., walking several blocks, climbing one flight of stairs, pulling or pushing large objects, and carrying over 10 pounds), and household activities of daily living (i. e., preparing hot meals and shopping for groceries) were the predictors of increased residential move. Difficulties in basic activities of daily living (i. e., bathing, dressing, getting in and out, and using the toilet) were strongly related to increased entrance into an institutional care facility. Efforts to enhance the independent living of the elderly in the community setting should target the compensation of these functional difficulties.

안전한 모바일 전자상거래를 위한 분석 연구 (A Study on Analysis for Secure M-Commerce Transaction)

  • 이지연
    • 한국컴퓨터산업학회논문지
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    • 제7권3호
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    • pp.199-204
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    • 2006
  • 지금까지의 많은 모바일 전자상거래 프로토콜들은 비정형화된 설계 및 검증 방법을 통해 개발되었다. 그 결과 유.무선 네트워크 분야에서 보안상 안전하다고 여겨왔던 많은 프로토콜들의 보안 취약점들이 하나둘씩 발견되어오고 있다. 현재, 스마트 카드의 확산과 더불어 CEPS 전자상거래 표준을 이용한 모바일 전자상거래 영역이 큰 각광을 받고 있다. 본 논문에서는 정형적 검증 방법을 이용한 전자상거래 프로토콜의 보안성 분석을 위한 방법에 대해 기술하고, CEPS에서 정의한 구매 프로토콜의 보안 취약점을 분석한다. 마지막으로 구매 프로토콜의 보안 취약점을 해결하기 위한 방안에 대해 언급한다.

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E-Banking Performance in Uganda: A Case Study of Bank of Uganda

  • Nuwagaba, Alfred
    • 동아시아경상학회지
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    • 제3권2호
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    • pp.13-20
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    • 2015
  • Online or e-banking has been adopted as key banking innovation in Uganda adopted by all financial institutions in the country. This research explored the state of e-banking and its efficacy in Uganda banking industry. A correlation analysis approach was adopted for this research. In Uganda, the banking sector has been liberalized with telecommunications allowed to effect e-banking and ecommerce transactions. The study concentrated on the periods of years 2011/2012 and 2012/2013. Findings from this research revealed that BOU uses UNISS for real time gross settlement (RTGS). Since its adoption a +1 coefficient correlation was realized. With the use of mobile money, also a +1 coefficient correlation was achieved for the period under consideration. As regards the use of e-cheques, there was a drop reflected by -2.8 percent which could have been attributed to perception of the users, though there was a +1 coefficient correlation when considering e-cheque transactions and the monetary value. The use of EFT in Uganda generated a +1 coefficient correction considering the number of users and the monetary value involved. Bank of Uganda should work hard and make or go live with electronic banking supervision software which would aid them with their supervisory roles.

워터마킹 기술을 활용한 멀티미디어 전자화폐 기술에 관한 연구 (A Study on Technology for Multimedia E-Money based on Watermarking Technique)

  • 이정수;김종원
    • 한국정보처리학회:학술대회논문집
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    • 한국정보처리학회 2003년도 추계학술발표논문집 (하)
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    • pp.1715-1718
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    • 2003
  • 시스템은 자발성, 자율성, 사회성, 반응성을 갖는 독려된 프로그램인 에이전트를 조합하여 구성되는 시스템으로, 일반 사용자에게 편리하고 자연스러운 메타포를 제공한다. 그러나, 개발자 측면에서는 에이전트 시스템에서 요구하는 각종 기능 및 제약규칙.

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가상통화거래소의 계정 및 자산 보호에 관한 사례연구: 유관기관의 프로세스를 중심으로 (A Case Study on the Protection of Accounts and Assets on Cryptocurrency Exchanges: Focusing on the Processes of Related Institutions)

  • 이윤주;이동원;한인구
    • 경영정보학연구
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    • 제22권4호
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    • pp.135-161
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    • 2020
  • 블록체인과 가상통화 관련 시장의 성장과 함께 가상통화거래소는 하나의 신규 산업으로 성장하고 있다. 그러나, 가상통화에 대한 법·규제적 정의가 진행 중에 있어서 기존 산업과 다르게 규제기관의 관리감독을 받지 않고 있으며, 이에 따라 본 연구는 거래소 해킹 및 사고로 인한 사용자(가상통화 투자자)의 피해가 다수 보고되었다. 가상통화거래소에서 발생할 수 있는 피해를 개인정보 및 계정의 탈취로 인한 자산 피해와 사용자가 외부 사기사건 등에 연루되어 발생할 수 있는 피해로 구분하여 연관성이 높은 기능을 선행 사업자와 비교 분석하였다. 회원가입(KYC: Know Your Client), 로그인, 거래 추가인증은 선행 사업자와 유사한 수준이나, 이상거래탐지(FDS: Fraud Detection System), 법화 및 가상통화 자금세탁방지(AML: Anti-Money Laundering)는 미흡한 수준으로 조속한 개선이 필요할 것으로 파악되었다.