• 토지주택연구
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• 제14권3호
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• pp.55-75
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• 2023

본 연구에서는 부동산 정책, 조세정책, 금융정책, 규제지수에대한 이론적고찰과 선행연구를 살펴보고 전국의 2014년1월부터 2021년 12월 까지의 월별데이터를 이용하여 조세정책과 금융정책이 부동산가격에 미치는 영향을 분석하였다. 분석방법은 단위근 검정과 공적분 검정을 통해 VAR모형을 사용하여 분석하였으며 충격반응분석과 분산분해분석을 실시하였다. 본 연구의 분석결과는 다음과 같다. 첫째, 조세규제지수와 금융규제지수는 주택가격에 영향을 미치지 못하였다. 주택가격 상승기에 주택가격 안정을 위하여 규제 일변도의 정책은 효과가 없으며 오히려 거래량 감소 등으로 가격을 상승시키는 부작용이 생긴다. 둘째, 주택담보대출금리는 주택매매가격지수에 음(-)의 효과를 주었다. 즉, 이자율의 상승이 주택가격을 하락시키는 효과가 있다는 의미로 보여진다. 셋째, 양도차액의 상승 즉, 양도소득세의 과세는 주택가격에 양(+)의 효과를 준다. 이는 조세를 매수자에게 전가시키거나 조세부담으로 인해 매각을 보류하는 동결효과로 주택가격을 상승시키는 결과가 나왔다. 넷째, 취득세와 주택담보대출액은 주택가격에 별다른 영향을 미치지 못하였다.

• 한국산학기술학회논문지
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• 제18권4호
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• pp.27-33
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• 2017

우리나라는 급격한 도시화와 주택보급과정을 거쳐 주택 정책에 필요한 지표가 지속적으로 변화해왔다. 이에 따라 주거실태조사의 항목과 분류체계 또한 확정되지 않은 상황이며, 계속 변화하고 있다. 따라서 국내 주거실태조사의 변화를 분석하고, 이를 바탕으로 발전방향에 대한 논의가 필요한 시점이다. 그러나 주거실태조사를 활용한 연구가 많이 이루어지고 있는 것에 비하여 조사 자체에 대한 연구와 분석은 찾기 어렵다. 이에 본 연구는 주거실태조사와 공공에서 실시한 유사한 성격의 조사를 대상으로, 조사항목의 내용과 양의 변화를 분석하였다. 연구결과를 정리하면 다음과 같다. 첫째, 주민의 특성에 대한 관심이 장기적 관점에서 볼 때 증가하고 있다. 둘째, 주택의 지역별 수요와 밀접한 주거이동과 관련된 항목은 감소하는 추세에 있다. 셋째, 시기별로 당시의 주택정책과 관련한 질문이 포함되었다가 제외됨을 반복해왔다. 그러나 전반적으로는 주택정책과 관련된 항목들은 감소하는 추세에 있다. 본 연구는 많은 연구에 활용되고 있으나. 연구의 대상으로서는 관심이 부족했던 주거실태조사를 대상으로 하여 과거로부터 변화를 분석하였다는 점에서 의의가 있다.

• 대한건축학회논문집:계획계
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• 제35권3호
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• pp.49-58
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• 2019

The aged small-sized apartment housing threats the safety and comfort of the residents. It is excluded from the scope of mandatory management under the Article 34 of the "Apartment Housing Management Act". According to various domestic statistics, the number of small-sized apartment housing is 261,203, which is about 66% of the total 396,076 residences in Korea, so it is urgent to formulate a systematic management plan including remodeling. However, support programs for old-aged small-sized apartment housing of the central government and local governments are not enough to solve the problems. This study aims to propose useful policy ideas to promote remodeling for small-sized apartment housing based on the analysis on the housing status in our country. The first suggestion is the diversification of government programs. Second is the development of remodeling industry technology, and third is a complement of the law about the remodeling of small-sized apartment housing.

• 한국주거학회논문집
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• 제10권1호
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• pp.85-95
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• 1999

The purpose of this study was to analyze the motives of residential mobility and variables which effect it through surveying questionaires of 240 housewives who lived in a tenement house. The analytical methods adopted in this study were factor analysis, one-way ANOVA, Duncan's multiple range test, multiple regression analysis. The SPSS+ program was used in analysis. The major findings were as follows: First, the motives were composed of 6 factors ; housing improvement, housing policy, accumulation of property, comfortable residential environment, educational environment, traffic convenience. Second, there were a significant differences in residential mobility according to socio-demographic and housing variables. Third, in analysis of variables which effect residential mobility, a housing improvement influenced by socio-demographic variables, an comfortable residential environment influenced by housing variables and also family life cycle was a variable that effect factors such as housing policy, accumulation of property, educational environment and traffic convenience.

• 통상정보연구
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• 제12권3호
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• pp.267-288
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• 2010

The collapse of housing market bubble in United States had a considerable impact on the world economy. The collapse of housing market bubble in United States generates the global financial crisis at the worldwide level. The housing market bubble question the efficacy of fundamental proposition of orthodox economics based on the rationality of human choice. According to neuroeconomics and neuroscience, emotion and affect play the important role in purchasing the commodity in retails market. On the basis of the neuroeconomics, this study focuses on the role of affect and emotion in the purchase of subprime loan in United States. Robert Schiller suggests that one of the causes of housing market bubble is the contagion effect of human belief in the society. The structure of this paper is as follows. First, this study investigates the mechanism of human brain and role of various neurons to influence the human behavior in the purchase of house in United States, such as Dophamine neuron and mirroring neuron. Second, this study shows the possibility that the mirror neuron might explain the contagion of human belief in housing transaction market. It can be a seed of housing market bubble. Furthermore, this study show the implications of neuroeconomics is suggestive to the negotiation process in commercial policy in United States.

• The Journal of Asian Finance, Economics and Business
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• 제5권2호
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• pp.43-51
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• 2018

We study the impact of economic policy uncertainty (EPU) of Asian four countries such as Korea, Japan, Hong Kong, and China on housing market returns in Korea. Also, we document the relationship between the EPU index of those four countries and the housing market including macroeconomic indicators in Korea. The EPU index of those four countries has significantly a negative effect on the housing purchase price index, housing lease price index in Korea. The EPU index in Korea and Japan has significantly a negative effect on the CPI. The EPU index in only Japan has significantly a negative effect on the PPI. The EPU index in Hong Kong and Korea has significantly a negative effect but the EPU index in China significantly has a positive effect on the stock price index in construction industry. The EPU index in only Korea has significantly a negative effect the stock price index in banking industry. This study shows the EPU index of the Korea has the negative relationships on the housing market economy rather than other countries by VECM. And this study has an important evidence of the spillover of several macroeconomic indicators in Korea for the EPU index of the Asian four countries.

• KIEAE Journal
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• 제17권2호
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• pp.45-51
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• 2017

Purpose: Housing is the most essential element for well-being in a society. The government would continuously supply decent housings to make a better living condition for people. As various housing policies have been implemented into practice, the effectiveness of policies need to be assessed and improved to rearrange the financial resources. The indicators, such as quality of life, housing supply amount and etc, could be used to estimate housing policy to provide a guidance for a new policy direction. Though various indicators are utilized to assess the policy effect, most of the items are depend upon a relativeness in aspect to assessment goal, items, time and its weighting. Therefore, it needs an absolute indicator to compare the policy effectiveness regardless of time elapse or items. In this paper, it developed the housing welfare indicator to assess the level of living condition, utilizing the Gini coefficient which is used for explanation on income distribution. Method: To suggest an inequity indicator, this paper used Gini coefficient to explain the level of living condition which is used on economics to provide the level of income distribution. Data are collected through the Korea Housing Survey by Ministry of Land, Infrastructure and Transport between 2006 and 2014. Indicators of living condition focused on the development of the estimation model using the frequency of room use. Result: Gini coefficient between 2004 and 2014 is about 1.5 score except in year 2013, and the trend of score has been decreased slowly which means the inequality gradually improved. In this result, it implies the living condition and distribution level would be improved than before.

• 토지주택연구
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• 제5권3호
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• pp.137-149
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• 2014

The authors derived rental housing policy measures that are appropriate for the current conditions of Korean housing supply and demand based on the confirmation of the issues of Korean rental housing system and reviewing implications from review of cases of foreign countries and these measures can be categorized into linkage with the urban regeneration and multi-functional development, acquisition of financial resources, operational management, policy and institutional aspects. For the expansion of supply of rental housing, it is essential to link the rental housing policy with urban regeneration. To pursue regeneration of underdeveloped areas and expansion of supply of rental housing in line with urban regeneration, more development sites should be added. Further, the rental home policy must be integrated into a new paradigm that includes securing commercial viability and providing various residential conveniences through multi-functional development. In addition, diversification of developers of real estates turning away from the existing framework of policy that has been focused only on the state-led housing supply so that local governments and private sector players can take part in. Next, new options for funding the supply of rental housing must be sought. First, raising financial resources sequentially through cyclical development approach could be considered. Or, various funding schemes including utilizing Tax-increment financing (TIF) based on the local tax revenues that will be accrued after the development projects and supply of rental housing. Or there should be various schemes to raise funds including utilization of TIFs that are based on the revenues that will be realized after the development projects and supply of rental housing, or utilizing REITs where funds can be provided through private sector investments. Also, getting out from the planning practice that focused only on physical expansion of supply of rental housing, continual operational management must be performed even after the development. These activities must be supported through establishment of control tower at the national level and continuous attention must be paid even after the development by developing specialized operational management companies that are led by private sector players. Finally, in addition to the hardware support that is focused on the public rental housing only, software support such as conditional provision of housing voucher or tax exemption for low-income classes should be provided, too. In other words, a shift from policies that are supplier-centric to ones that are customer-centric must take place.

• 지역연구
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• 제36권4호
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• pp.43-56
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• 2020

본 논문은 미국 포용주택 제도를 중심으로 사회적 혼합 달성가능성을 탐색하는 것을 주 목적으로 한다. 계획고권을 활용한 포용주택 제도의 발생 배경과 운영방식, 사회적 혼합 달성의 효과 및 한계를 검토하여 우리나라 주거정책에 대한 시사점을 도출하였다. 분석 결과, 시장중심적 정책이 우세한 국가임에도, 주택가격이 높고 부담가능주택이 부족한 대도시 중심으로 포용주택 제도가 활성화되고 있으며 용적률 보너스를 포함한 다양한 인센티브를 제공하며 민간의 참여를 유도하고 있었다. 또한 정책대상이 되는 중저소득층이 부담가능하도록 주택을 공급하며 최대한 장기간 저렴하게 유지되도록 의무화하고 있다. 이를 통해 확정적이지는 않지만, 사회적 혼합에 긍정적인 효과가 발견되고 특히 아이들의 교육 성취도가 높은 편이나, 유의미한 사회적 상호작용에 대해서는 여전히 그 성과가 실험중이다. 포용주택을 직접 해당부지에 건설하는 경우와 인근에 건설하는 경우로 나누어 사례분석한 결과 장단점이 모두 존재하는 것이 확인되었다. 이는 주택가격이 높고 빠르게 상승하는 대도시지역에서 중저소득층을 위한 부담가능한 주택공급 가능성의 단초를 제공한다.

• 한국주거학회논문집
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• 제19권6호
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• pp.137-144
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• 2008

Public housing problem became a major issue in each European country during the period of the reconstruction. This study focuses on the one of the major institutional policies in the public housing sectors in Europe during the second postwar period, specifically the INA (Istituto Nazionale delle Assicurazioni)-Casa in Italy from 1949 to 1963. Thanks to the financial Aid provided by 'Marshall Plan' of United States government, Italy initiated INA-Casa housing program elaborated and realized by minister of Labour, Amintore Fanfani. He was strongly influenced by catholic socialism and Weberian corporatism, and also had previously written theoretical studies on the subject during the Interwar years. The outcome of this policy had been devaluated for its Keynesian aspect as well as vernacular predominance in the architectural forms. On the contrary, this study focuses on themes such as continuity of politics before and after the Liberation, status of the architects and their will to social engagement, notion of quarter as 'self-sufficient community' and 'residential unit'. These factors will allow to comprehend the complex nature of the reality where different categories were involved to resolve the common housing problem.