• The Journal of Asian Finance, Economics and Business
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• v.1 no.1
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• pp.15-21
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• 2014

This study investigates extensively the integration of various segments of financial markets (i.e. money market, lending and deposit market, exchange rate market, and capital market) both domestically and internationally. Cointegration approach is employed in the study to find out long term relationship among the variables. Data are on a monthly interval for the period spreads over 2001 to 2010. The results show no evidence of cointegration between money market and exchange rate market and between capital market and exchange rate market of Pakistan. On the other hand, international financial markets integration is also investigated and the findings revealed that domestic money market rates of Pakistan and USA are not cointegrated. Whereas, an evidence of cointegration between capital markets of Pakistan and USA is found in this study.

• Journal of the Korean Home Economics Association
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• v.41 no.12
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• pp.187-205
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• 2003

This study is to design aged institutional household on a small scale, also the purpose of this study is to provide basic material for management of small scale institutional household and policy establishment that could help the aged well-being. Design of research is accomplished after the review of related literatures. The propositions of design are 3s follows; region：seoul suburbs(2 hours' distance) building：fourth stories(The building-to-land ratio 25％, capacious ratio 100％, in environmental affinity.) object：75 years and over aged 15 women cost：deposit and living month expenses contract between the manager and the desired occupant or concerned family term of validity：As long as occupant want.

• Journal of the Korean BIBLIA Society for library and Information Science
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• v.14 no.1
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• pp.63-78
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• 2003

Th term "hybrid library" refers to the collection of material in print, electronic and other media library hold and give access to. Hybrid library is the type of library that national library is toward in the digital age. Electronic publication is one of the important medias with the traditional media for hybrid library. This paper trys to introduce the acquisition policy on electronic publication by legal deposit, purchase, and other ways at the National Library of Korea with the trends of current electronic pulications domestically and internationally.ationally.

• International conference on construction engineering and project management
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• 2013.01a
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• pp.151-157
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• 2013

Since the sub-prime mortgage crisis from the US in 2008, the Korean housing market has plummeted. However, the deposit prices of the Korean local lease contract, Chonsei, had been increasing. This increase of Chonsei prices can be a threat to low-income people, most of whom prefer to live in houses with a Chonsei contract. In the housing and Chonsei market, there are many stakeholders with their own interest, hence, simple thoughts about housing and Chonsei market, such as more house supply, will decrease house price, would not work in a real complex housing market. In this research, we suggests system dynamics conceptual model which consists of causal-loop-diagrams for the Chonsei market as well as the housing market. In conclusion, the Chonsei price has its own homeostasis characteristics and different price behavior with housing price in the short and long term period. We found that unless government does not have a structural causation mind in implementing policies in the real estate market, the government may not attain their intended effectiveness on both markets.

• Journal of the Korean Geosynthetics Society
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• v.13 no.1
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• pp.85-92
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• 2014

Structures that have constructed in soft clay might suffer from many issues related to consolidation settlement or lateral movement of soft-clay during long-term period. Therefore, it is important to establish proper design and construction processes related to site investigation, soil improvement, construction management, and so on. This case study focused on the construction of the rahmen structure supported by pile foundations. Especially, the structure in this case had been constructed without improving underlying soft clay and before constructing backfill embankment due to the limited construction time and the traffic connection of the old road crossing new highway. Therefore, in order to satisfy the structural stability, the construction processes and countermeasure methods were carefully planned based on the results of preliminary numerical analyses and monitoring of ground behaviors. Through the trial and error precess during the construction, the structures had been successfully constructed.

• Journal of the Korean Geographical Society
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• v.50 no.2
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• pp.147-164
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• 2015

This study analyzed characteristics and tendencies of seasonal change on shoreline and beach with 8 beaches at East Sea coast by topographical survey for 2 years from March 2012 to February 2013. The shorelines of East Sea coast appeared that amount of seasonal change was bigger than amount of annual change. The seasonal change tendencies between Gangwon-do and Gyeongsangbuk-do coast areas existed some regional differences. To synthesize seasonal changes on 8 beaches of East Sea coast, shoreline advance and beach deposit showed clearly in summer and shoreline retreat and beach erosion showed clearly in autumn. This result is different from tendencies of seasonal change in many mid-latitude coast areas of the world, but generally corresponds with reference studies in west coast and east coast. The major factor of beach erosion showing mostly in summer is storm wave caused by typhoon. The beach erosion by storm wave also occurred in late winter. And it assumes that the beach deposit showing mostly in autumn is result of equilibrium processes of coast area against strong erosion in summer.

• The Journal of the Korea Contents Association
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• v.13 no.2
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• pp.431-439
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• 2013

The purpose of this study is to analyze the apartment investment performance including the risk and to verify the presence or absence of regional characteristics. This study made an analysis on the apartment investment performance by dividing it into long and short-term basis. Data collection period is 10 years from 2002 to 2012 and target area includes Gangnam and Gangbuk (southern and northern area of Seoul) and 6 metropolitan cities. For evaluating the investment performance, this study used the earning rate of 5 year 1st class national housing bond as the risk-free rate of return and 1~2 year interest rate of fixed deposit for calculating lease profit. The results of study are as follows, Treynor's Index was used in long investment performance evaluation because of regional characters non-existing in Seoul and Incheon whereas Jensen's Index was used in evaluating because of regional characters existing in 5 metropolitan cities. And Jensen's Index was used in short-term evaluation of all districts as existing regional characters in all districts. Short-term performance considering regional characteristics yielded different results of simple evaluation. Therefore, in case of simple rate of return to evaluate the performance, the recognition of that can be distorted.

• Journal of Service Research and Studies
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• v.13 no.2
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• pp.130-145
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• 2023

The digital transformation of finance is accelerating, and digital banking has already become a major banking channel. Banks have traditionally placed importance on CRM(Customer Relationship Management) and have tried to retain their loyal customers, who contribute significantly to the bank, such as long-term transactions, holding accounts with a certain balance or more, and holding loans. In this situation, this study exploratorily analyzed the consumer behavior of digital banking deposits in a major bank of Korea(1,145 samples). Statistical analysis was performed using SPSS. The main findings of the study are summarized as follows. It was found that there were differences of consumer behavior in digital banking deposits by generation, and the MZ generation used digital banking more on holidays than other generations. As a result of analyzing the behavior of existing loyal customers and regular customers of digital banking deposit, there was a significant difference in both the amount and period of the deposit. It was confirmed that the existing loyal customers of the bank also engage in consumer behavior that contributes to the bank in digital banking. In addition, the interaction between the customer type and the date of sign up for the deposit period, which is the goal setting of financial consumers, it was found that there was a significant effect. This study empirically analyzed the consumer behavior of digital banking in a situation where decrease of bank branches and encounters with digital banking. The major concepts of the consumer behavior theory are Loyal Customer, Goal Pursuit, and Habit, which were confirmed in an example of digital banking. The results of this study can suggest practical implications for existing banks and Internet-only banks, including the importance of customer management in digital banking.

• The Journal of the Petrological Society of Korea
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• v.26 no.3
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• pp.255-269
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• 2017

Five year term monitoring investigating variation of allochthonous originated gravels are has been conducted in the beach gravel deposit of the Island Dokdo natural reserve which takes purity and uniqueness with enormous attention though a number of areas. The beach gravel deposits near the dock of the Dongdo and near the accommodation facility of the Seodo comprise various types of gravels including basalt, trachyte, and tuff from the Dokdo itself, and granite, rhyolite, gneiss, quartzite, marble, and concrete from elsewhere. The types of the allochthonous gravels on the basis of the study in 2011 and in 2016 shows no difference, so is the ranking of abundance of the allochthonous gravels; granite-concrete-gneiss in turn on the Dongdo, concrete-gneiss-granite in turn on the Seodo. Nevertheless, the relative ratio of the allochthonous gravel area against the total area is decreased. While it is suspected that the disintegrated facility and the influx of material for construction are the main 2 reasons for the contamination by allochthonous gravel, diminished total contamination ratio indicate that supervising allochthonous material has been improved; at least not worse during the 5 years. On the other hand, it is inferred that gradual influence of rockfall also has been made the gravel beach changed. Therefore, consistent rockfall investigation must be inquired.

• Magazine of the Korean Society of Agricultural Engineers
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• v.16 no.4
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• pp.3600-3610
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• 1974

Experimental work of batch-type dryer was conducted to develop its optimurm operating conditions by analyzing the major factors which affect the drying performance. A laboratory batch-type dryer was constructed and tested for various levels of heated-air rates, and depths of grain deposit. Tong-il rice variety having the initial moisture content of approximaely 23 per cent in wet basis was used for the experiment. The criteria selected for establishing the optimum operating condition were the drying performance rate, the thermal efficiency, and the operational cost of the dryer. The results of the study are summarized as follows: 1. The performance rate of dryer for a specific operating condition was defined as total amount of material dried per hour when the moisture content of grains in the upperlayer reaches to 16 per cent in wet basis. The optimum operating conditions as viewed in the rate of drying performance could be justified by functional realtionship between the depth of grain deposit and air flow rate. In other words, there was a definite depth of grain deposit for a given air-rate which make the dryer performance maximum. The optimum grain depth for the batch-type dryer with 3.3㎡ loading area and with the attached axial fan was about 35cm. 2. The thermal efficiency for the dryer was evaluated by the ratio of the latent heat required to evaporate the grain moisture to the heat input required to raise the ambient air-temperature to 40 degree centigrade. The optimum operating condition as viewed in term of thermal efficiency analyzed was that grater depth and lower air flow-rate may be desirable. This condition is contracted with the optimum condition as viewed by the dryer performance rate. 3. The annual operating cost of batch-type dryer was analyzed for different annual hour of use and for different operation condition. The optimum condition as viewed in terms of operating cost was almost identical to one as viewed in terms of dryer performance rate. Therefore, the most economical use of batch-type dryer for the same annual operating hours can be obtained when the dryer operated in the condition of maximum dryer performance rate. Increasing the annual operating hour may be desirable to cut down the dryer operation cost, since the annual hour of dryer use is much sensitive to the operating cost than any peractical conditions of dryer operation. 4. The most desirable operational condition as justified by combining all the criteria, dryer performance rate, thermal efficiency and annual operating cost, could be concluded to operate the dryer in the condition of maximum performance rate. The condition in general is identical to the lowest operation cost for a given annual operating hour.