• Journal of Families and Better Life
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• v.23 no.5 s.77
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• pp.15-26
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• 2005

The purpose of this study was to investigate the factors affecting credit card attitudes, financial management practices, and sound credit card use among college students, and to conceptualize a theoretical model. Earlier studies identified a number of antecedent variables (such as gender, year in college, job experience, amount of allowance, family income, living with parents, having taken a personal financial management course) and intervening variables (such as attitudes towards credit cards and financial management practices) as useful predictors of sound credit card practices. Four hundred and thirty four undergraduate students in Daejeon participated in this study. Stepwise multiple regression and path analysis were conducted. The results of this study were as follows: 1. Students' attitudes towards credit cards were affected by their you in college, whether they were living with their parents, and the amount of their allowance. Similarly, students' financial management practices were affected by their year in college, whether they were living with their parents, the amount of their allowance, and whether and not they had taken a personal financial management course. 2. Sound credit card practices were influenced by students' gender, their year in college, the amount of their allowance, attitudes towards credit cards, and financial management practices. 3. The path-analysis model demonstrates the relationships among the antecedent variables, intervening variables (credit card attitude, financial management practices), and sound credit card use.

• Journal of Family Resource Management and Policy Review
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• v.11 no.3
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• pp.23-43
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• 2007

The purpose of this study was to examine how college students' attitudes toward the use of money and credit cards have affected their financial management practices. The data were collected from 231 college students in Seoul using by a self administered questionnaire. Frequencies, factor analyses, t-tests, ANOVA, and multiple regression were conducted using by SPSSWIN 12.0. The results from this study were as follows. First, results of the factor analysis of attitudes toward the use of money were divided into 5 dimensions such as instrument of ostentation, sufficiency of desire, source of anxiety, diligence and economy, and instrument of preparation for the future. Attitudes toward the uses of credit cards were divided into 3 dimensions, such as positive affection, cognition of reverse function, and attitudes of use-behavior. Financial management practices were divided into 2 dimensions: planning and performing. Second, social-demographical & economical factors, among such as gender, allowance, financial stress, number of credit -cards possessed, and expenses of credit -cards totals each month were significant in the regression analyses for the financial management practices. The results indicate that attitudes toward the use of money have a bigger effect on financial management practices than attitudes towards credit cards. Specifically, attitudes toward the use of money as an instrument of preparation for the future had the most effect on the financial management practices. These results imply that for sound financial management practices to take place, there needs to be education on attitudes toward the use of money.

• The Journal of the Acoustical Society of Korea
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• v.30 no.5
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• pp.249-254
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• 2011

Inquiring activities on the acoustic phenomena have been carried out by using a sound card installed in a personal computer. A sound card is cheaper and more accessible to the students than the precision equipment such as a function generator or an oscilloscope. The students record the sounds from various acoustic phenomena to the sound card. Then they analyze the frequency spectrums of that sounds by using a program. Inquired phenomena include beat by two tuning forks, sound from Rijke tube, pouring sound, breaking of a wine glass and pop-up sound of a wine bottle. Through these activities students perform quantitative analysis of various phenomena due to superposition, resonance and standing wave.

• Proceedings of the IEEK Conference
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• 1998.10a
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• pp.1227-1230
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• 1998

Phase control methods are used to expand the sound image in general AV system. However, these methods are effective only to the signal under 1kHz, and the listener must be located in front center of the speaker system. In this paper, we realize the realtime processing system in which phase shifting method is dominant at low frequency and precedence effect is dominant at high frequency. Two sound cards are used to process the audio signal in realtime with 16 bits stereo channel of 44.1 kHz sampling frequency. And the analog circuit is designed to process the phase shifting. In experiments the usefulness of the proposed stereo system is confirmed.

• Journal of Korea Society of Industrial Information Systems
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• v.7 no.5
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• pp.190-194
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• 2002

The aim of development is system having convenient, cheap, reliable and better good measurements. The cozy environments in auto and architects is essentiable requirements. This study focuses on system developments of test equipment for better performance of noise protection in automobiles. Sound cards using makes easily to acquire the sound in each room, especially reduced the complexities of the circuits. The developed system have easily been measured and have characteristics of rapid mecanical response. The menu of rough scan method makes efficiently to test the shielding performance of auto rubber in whole frequency scales.

• Speech Sciences
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• v.13 no.3
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• pp.49-65
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• 2006

Recently, several theories on the digital speech signal processing expanded the communication boundary between human beings and machines drastically. The aim of this study is to collect dialectal speech in Korea on a large scale and to establish a digital speech data base in order to provide the data base for further research on the Korean dialectal and the creation of value-added network. 528 informants across the country participated in this study. Acoustic characteristics of vowels and consonants are analyzed by Power spectrum and Spectrogram of CSL. Test words were made on the picture cards and letter cards which contained each vowel and each consonant in the initial position of words. Plot formants were depicted on a vowel chart and transitions of diphthongs were compared according to dialectal speech. Spectral times, VOT, VD, and TD were measured on a Spectrogram for stop consonants, and fricative frequency, intensity, and lateral formants (LF1, LF2, LF3) for fricative consonants. Nasal formants (NF1, NF2, NF3) were analyzed for different nasalities of nasal consonants. The acoustic characteristics of dialectal speech showed that young generation speakers did not show distinction between close-mid /e/ and open-mid$/\epsilon/$. The diphthongs /we/ and /wj/ showed simple vowels or diphthongs depending to dialect speech. The sibilant sound /s/ showed the aspiration preceded to fricative noise. Lateral /l/ realized variant /r/ in Kyungsang dialectal speech. The duration of nasal consonants in Chungchong dialectal speech were the longest among the dialects.

• Journal of the Korean Society of School Health
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• v.8 no.2
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• pp.293-303
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• 1995

Health has occupied a position of importance in the human history, whether it be in the East or in the West, and it is a subject in which people have been constantly interested. The concept of health has changed continuously as the society has developed, industrialized and become more structured. The perception of health concept can be an esential factor which is to determine the health behaviors. This study is a descriptive inquiry done to identity high school students' perception of health and what they do as health behaviors. The subject consisted of 503 voctional high school seniors, 129 boys and 374 girls, from a school located in An-san Si, kyong-gi Do. The instruments used for this study were open-ended questionnaires and data were collected by having the students fill out the questionnaires which took 10 minutes, in their first class, April 6, 1995. The collected materials were classified and recorded on the cards according to each question using the terms which students had written. After putting statements which had common meanings together, the representative categories were labelled. The results obtained are as follows. 1. Categorizing and labelling of health concepts What high school students descripted as health concepts were classified as the absence of illness, physical comfort, strong physical strength and physique, not having a deformity, resisting power, self control mental-rest(or psychological comfort), wholesome ideas, self-control, harmony in body and in mind, maintenace of daily life, pleasant life, good friends, peaceful family life and realizing objectives. 2. Categorizing and labelling of health behaviors These were classified as preventive life, good dietary habits and regimen, maintenance of clean body, exercises, preventing obesity, rest, environmental balance or control of environment, limit one's tastes, making use of leisure, peaceful mind, sound thought and regular living habits. The result indicates that the health concepts were positive and included not only absence of illness but also harmony in body and in mind and pleasant life; health behaviors which had high frequency were good dietary habits and regimen, exercises and sound thought. It is hoped that these findings well serve as practical references for teachers when they counsel with, and provide the students with guidance programs which include health care.

• Journal of Korean Academy of Nursing Administration
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• v.9 no.3
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• pp.429-445
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• 2003

Purpose : The present study attempted to consider the degree of consciousness of economic ethics in nursing students and the factors affecting these perceptions. Method : A survey was conducted to a total of 874 nursing students from the freshmen and seniors of 11 depts of nursing science nationwide selected by convenience sampling (one for each province, and as for Gangwon-do, two schools were selected from Yeongdong area and Yeongseo area ; 13 male students were excluded). A structured questionnaire was used to collect data on their demographic characteristics and economic ethical perceptions. Collected data were analyzed using the SAS V8.1 statistical package. Result : (1) The score for the economic ethical consciousness of the subjects was $36.76{\pm}10.20$. As for each sub-categories, the score for industry was $7.67{\pm}2.77$; thrift, $7.42{\pm}2.37$; cooperation, $7.41{\pm}2.21$; occupational consciousness, $7.18{\pm}2.20$; and, for consumption, $7.02{\pm}1.90$. The score for the consciousness of consumption was the lowest. (2) Among the demographic characteristics of the subjects, age was found to have a statistically significant positive relation to the consciousness of economic ethics(r=.13, p<.001). The next significant factor was grade: seniors seemed to have a higher economic consciousness in all the sub-categories than freshmen(t=-4.32, p<.001). The number of in-home family has a statistically significant negative correlation with economic attitudes(r=-.15, p<.001). In addition, their economic ethical perceptions were significantly higher with no religion (t=2.14, p<.05); have an unemployed father (t=2.78, p<.05); have credit cards under their own names (t=3.04, p<.05); have ever had overdue card bills (t=4.25, p<.001); have ever had part time job(t=1.74, p<.1) and when they don't live with their parents (t=-2.01, p<.05). 3) A multiple regression analysis was conducted to examine the influential power of the factors affecting the consciousness of economic ethics of the subjects. The factors had more influence on the economic attitudes of the seniors than those of freshmen; in those who having credit cards under their own names than under others; and, in those who have ever experienced credit default than those haven't. Though these factors raised average 3.0 points of economic consciousness, their expository power for the consciousness were low. Conclusion : The nursing students had medium-high consciousness of economic ethics and they seemed to have low consciousness of the proper consumption practices. Their actual life experiences had an influence on their economic attitudes. Therefore, practical programs on economic knowledge should be developed and taught to students systematically at school so that they could have sound consciousness of economic ethics and appropriate knowledge closely related with their real life.

• Journal of the Korea Institute of Military Science and Technology
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• v.14 no.2
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• pp.222-231
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• 2011

In this paper, we have proposed a method which can make it possible to stably transmit and receive data like the ARC-164 radio frequency hopping environment as a S/W packet modem with PSK modulation. This is a method that the S/W packet modem with PSK digital modulation and the use of PC sound cards change over from data to voice signals and then transmit/receive data. We confirmed not only that it is possible to solve the slow speed communication with the use of sending data through multi-channels and PSK modulation that has the ability to methodically improve transmission rates, but also that it is possible to send the state of frequency hopping stably. In conclusion, we've confirmed both tactical values that though the transmission rate may be a tad slow, a state of frequency hopping of more than 94% confidence plus voice and data can be sent via radio at the same time. In this paper, the proposed S/W packet modem is only an implemented S/W component, so when we apply it to aircraft that we don't consider EMC problems with, then we have the advantage of a wider use of conventional UHF/VHF/HF radio that is possible to voice communication. If we recognize these operational requirements, we can apply for a lot of field equipment efficiently.