• 제목/요약/키워드: Socio-economic implications

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An Overview of the Microfinance Sector in Bangladesh

  • Mia, Md Aslam
    • Asian Journal of Business Environment
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    • 제7권2호
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    • pp.31-38
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    • 2017
  • Purpose - While microfinance institutions(MFIs) from Bangladesh, such as Grameen Bank, received worldwide recognition and the Nobel Peace Prize in 2006, however, there is a paucity of research that provided a comprehensive discussion on the characteristics of the microfinance industry. Hence, the aim of this paper is to discuss some important aspects of the microfinance sector in Bangladesh. Research design, data, and methodology - This study used secondary sources of data, such as annual reports of the Microcredit Regulatory Authority (MRA) and the World Bank database in its descriptive analysis. Results - This study found that Bangladesh has made remarkable progress in her socio-economic and economic development in the last few decades. It is also generally perceived that microfinance has placed significant contribution on such socio-economic development. While microfinance observed unprecedented growth domestically, however, the regulatory framework is still rather weak, and a majority of the MFIs are found to be concentrated in the well-off areas (e.g., Dhaka, Chittagong etc.). Conclusions - The findings are significantly important for the parties who are interested to know the microfinance sector in Bangladesh. To some extent, the findings of this study will provide policy implications that may benefit the industry.

The Impact of Corporate Social Responsibility Activity on Product Purchase Intention: An Empirical Study in Korea

  • KIM, Jang Hyun;YOON, Ki Chang;LEE, Chul Sung
    • The Journal of Asian Finance, Economics and Business
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    • 제8권9호
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    • pp.219-233
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    • 2021
  • This study would prove the logic that business practice CSR has a positive impact on efficient product value while philanthropic CSR has a positive impact on socio-ethical product value to promote product purchase intention. It would also test the mediating role of efficient product value and socio-ethical product value. Methods: AMOS 22.0 was used to analyze the structural equation model in this work, and the hypotheses were tested after setting the impact of corporate variables on intrinsic variables additionally. Results: This study conducted research that has not been attempted in the preceding studies, classifying CSR into business practice CSR activities related to economic, legal, and ethical responsibilities and philanthropic CSR activities related to the contribution to the community, the connection of donation and business, company-wide philanthropy, and appropriate donation performance. Conclusion: This study would prove the logic that business practice CSR has a positive impact on efficient product value while philanthropic CSR has a positive impact on socio-ethical product value to promote product purchase intention, and evaluating the mediating role of efficient product value and socio-ethical product value, thus providing implications from a new perspective that has not been explored in previous marketing studies.

소비자의 환경의식과 의생활 행동과의 관련성 (Environmental Perception of Consumers and Clothing Consumption Behavior)

  • 박화순
    • 대한가정학회지
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    • 제36권10호
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    • pp.79-88
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    • 1998
  • The purpose of this study is to identify environmental perception of clothing consumption behavior taking socioo-economic variables into account. An instrument, based on previous research was administered to 213 housewives in Taegu area. In analyzing the data, factor analysis, t-test, ANOVA, regression analysis were used. The finding of this indicated that the environmental perception of clothing consumption were significant in purchasing, managing, and disposal of clothing. Among socio-economics variables, income and educational level were found to be significant in explaining the variance of enviromental perception behavior of clothing consumption. The important results of this study are discussed and implications are provided.

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The Influence of the Digital Divide in Elderly's Traits

  • Jang, Young Eun
    • 한국컴퓨터정보학회논문지
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    • 제24권2호
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    • pp.209-215
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    • 2019
  • The objective of this study was to identify the determinants of digital divide according to the characteristics of the elderly. In order to achieve this objective, this study selected elderly people (${\geq}65$ years old) who used a senior welfare center in Chungcheongbuk-do. The survey was conducted using a self-filling survey method for 12 days. Total 289 copies of questionnaires were used for the analysis. The results of this study are as follows. First, gender and age among the demographic characteristics were the factors causing the digital divide of the elderly. Second, education level, economic level, Secondly, education level, economic level, health level, and occupation were factors creating the digital divide of the elderly. This study suggested practical and policy implications based on these results.

민족관광에 관한 중국 윤난 씨수앙빤나 소속민족의 관점에 관한 사례연구: Q-Method 활용 (Subjectivities of Ethnic Minority Groups from Xishuangbanna, Yunnan, China toward Ethnic Tourism: Using Q-Methodology)

  • 풍엽;김철원
    • 한국과학예술포럼
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    • 제21권
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    • pp.427-436
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    • 2015
  • Ethnic tourism is utilized by many countries to improve the economic status. Ethnic tourism in Xishuangbanna started from the 1980s and grew rapidly during the past 2 decades. Although many researchers had stressed economic and socio-cultural impacts of ethnic tourism on ethnic minority people, little was done to identify their subjectivities. This research revealed the social and economic benefits from ethnic tourism, representing the identity of ethnic minority people. This research investigated the ethnic groups' subjectivities toward ethnic tourism and identity in Xishuangbanna, Yunnan, China, using the Q-methodology. It was found that the community residents did not get much benefits regardless of the social welfare that ethnic tourism had brought about. Finally, this research also made several implications with regard to tourism management.

소비자의 친환경농산물 인식 및 구매행동에 대한 이해 (Understanding of Consumers' Perceptions on Environment-friendly Agricultural Products (EAP) and Purchasing Behaviors by Comparing Purchasers and Nonpurchasers)

  • 김상오;김민희;심재한
    • 한국유기농업학회지
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    • 제16권1호
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    • pp.21-42
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    • 2008
  • This study was conducted to suggest some alternatives to facilitate consumers' purchase of EAP (Environment-friendly Agricultural Products) by comparing purchasers and nonpurchasers in terms of their socio-economic characteristics, EAP purchasing behaviors and perceptions, and overall evaluation on EAP. Data were collected by 562 Gwangju citizens selected through snowball and convenient sampling procedures in 2007. Purchasers were more likely to be female, older, and in a higher income level than nonpurchasers. Purchasers, who were more knowledgeable about EAP, had a higher tendency to obtain EAP information through more diverse sources, and more relied on EAP certification mark to distinguish EAP. Purchasers were also more concerned about the safety from pesticides and had more confidence in the safety of EAP than nonpurchasers. Purchasers were more likely to perceive the importance of 'facilitation of EAP' and 'providing education and information about EAP' than nonpurchasers. Generally purchasers tended to be more satisfied with EAP and higher intention to increase their EAP purchase in the future. Implications of the results were discussed.

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어업인의 양식어장 관리제도 도입 필요성 인식에 대한 결정요인 분석 (An Analysis on the Factors Affecting Aquaculture Farmers' Necessity of Aquafarm Management System)

  • 박소연;박철형
    • 수산해양교육연구
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    • 제28권4호
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    • pp.984-993
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    • 2016
  • This study aims to analyze the aquaculture farmers awareness of aquafarm management system influenced by socio-economic, environmental, and other factors using ordered logit model focused on aquafarm resting system. The survey data were obtained from 94 aquaculture farmers in Gyeongsangnamdo and Jeollanamdo province as a cross sectional data in 2015. This paper estimates the impact of socio-economic, environmental, and other characteristics, such as region, working period, productivity, environmental condition of fishing field, expected effectiveness of the system, and subject of responsibility on fishing field management. Based on the result, lastly, it suggests some implications to promote aquaculture farmers perception and participation in aquafarm resting system. The main results are as follows; the aquaculture farmers consciousness of the system is not affected by working period, productivity, and environmental condition of fishing field. But it is influenced by region, expected effectiveness of the system, and subject of responsibility on fishing field management. While it has a positive relationship with expected effectiveness of the system, it has a negative relationship with object who has responsibility on fishing field management.

한·미 노인자살률의 비교 연구와 정책적 시사점 (A Comparative Study on Elderly Suicide Rates in Korea and the United States and Its Implications)

  • 김형수
    • 디지털융복합연구
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    • 제14권2호
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    • pp.427-435
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    • 2016
  • 노인자살률의 사회경제적인 요인에 대하여 다수 국가 간 비교분석은 있어도 우리나라와 특정 국가와의 집중적인 비교 연구는 없는 실정이다. 따라서 본 연구에서는 OECD 국가의 일원으로서 노인자살률의 큰 격차를 보일뿐만 아니라 노인자살률 증감률의 정반대 양상을 보이고 있는 한국과 미국을 중심으로 거시 사회 경제적 요인과 노인자살률과 어떠한 관련성을 지니는 지를 일차적으로 규명하고자 한다. 이를 위하여 한국과 미국의 지난 20년간(1990-2009)의 노인자살률과 사회구조적 요인간의 경향분석과 동시에 상관관계 분석을 활용하였다. 아울러 분석결과를 기초로 우리사회의 노인자살 예방에 대한 정책적 시사점을 제언하고자 한다.

中国经济新常态下的 '新东北现象': 特征与含意 (Features and Implications of 'New Northeast Phenomenon' in China's New Normal Period)

  • 柳银河
    • 분석과 대안
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    • 제6권1호
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    • pp.259-282
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    • 2022
  • 本文关注到与过去不同的新常态下 '新东北现象' 的复合特征,着重阐述最近 '新东北现象' 里的主要三个现象-经济现象, 人口现象, 财政现象。2014年以来东北地区经济增速减缓虽成大问题,同其间东北有关人口状况与财政支出结构变动也很突出。总之, 2014年以后在东北地区, 经济增长衰退, 人口减少与人才流失加剧, 老龄化提速, 财政收支缺口增加与社会保障支出激增, 这些现象都同时发生, 互相影响着产生恶性循环, 新常态下的 '新东北现象' 之难点就在这复合实质。那么, 新常态下的 '新东北现象' 之如此复合特征与难点给全中国何含意? 本文提出两点。第一, 基于近来中国一些有关状况变化趋势来看, 东北可以被视为中国的一个缩影, 新常态下的 '新东北现象' 不限于东北地区, 不久将来很可能扩散到中国其他区域, 会成为全中国现象。第二, 新常态下的 '新东北现象' 出现, 对于改革开发以来实行的西部大开发战略, 中部崛起战略, 东北振兴战略等一系列区域大开发战略的根本性效果, 要求深刻的反思且重新构想。这些区域发展战略, 虽有所成就, 中西部地区, 尤其是西部, 还仍然相对很落后, 中国区域差距一向没有缩小。振兴东北战略实行已有了20来年, 新常态下的 '新东北现象' 出现也显示长期以来困扰东北经济的深层次问题始终没有得到解决。近来习进平格外强调 '共同富裕', '新东北现象' 也成为本届中央政府最急切解决的问题之一, 如果成功了, 既能为重新构思和调整区域发展战略提出有效方向, 又能为对应未来中国经济社会变动成为一个重要标志。

직.간접투자행동에 의해 분류된 투자자유형별 사회경제적 특성과 투자성향 (Socio-economic Characteristics and Investment Attitude of Direct and Indirect Investors of Financial Assets)

  • 성영애
    • 가정과삶의질연구
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    • 제29권2호
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    • pp.51-62
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    • 2011
  • Financial consumers can invest their financial assets directly or indirectly. This investment type have effect on their financial well-being and may be influenced by their financial characteristics and investment attitude. The purposes of the study were to classify the consumers by direct and indirect investment behavior of their financial assets and to investigate their socio-economic characteristics and investment attitudes to give implications for financial counseling and education. The data came from the 2009 Fund Investors Survey which was conducted by Korea Investors Protection Foundation. Total 2,530 consumers were analyzed using frequency, CROSSTAB, ANOVA and Duncan's multiple range test. In general, consumer tended to be rational in choosing the investment type. Noninvestors consisted of 38.5% of the sample. The economic level was the lowest for the noninvestors. The consumers who invest both indirectly and directly consisted of 21.0% and their economic level was the highest. Their investment tendency was between direct and indirect investors'. The proportion of direct investors ws 12.1% and that of indirect investors was 28.4%. Although the economic levels of indirect investors and direct investors were not statistically different, there were differences in their demographics and investment attitudes. The proportions of those aged 30-39, female and nonmarried were greater for indirect investors. They had the tendency to invest safely and diversely for a long term with reserve money. On the other hand, direct investors tended to be male, married and aged 40-49. They tended to invest intensively for a shorter term and seek returns even with borrowing money.