• Title/Summary/Keyword: Quality stability

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Household Over-indebtedness and Financial Vulnerability in Korea: Evidence from Credit Bureau Data

  • KIM, YOUNG IL;KIM, HYOUNG CHAN;YOO, JOO HEE
    • KDI Journal of Economic Policy
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    • v.38 no.3
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    • pp.53-77
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    • 2016
  • Financial soundness in the household sector matters for financial stability and for the real economy. The level of household debt in Korea raises concern about the financial soundness of the household sector due to its size, growth rate and quality. Against this backdrop, we assess the financial vulnerability of borrowers based on an analysis of credit bureau (CB) data, in which the actual credit activities of most individuals are recorded at a high frequency in Korea. We construct over-indebtedness indicators from the CB data and then assess the predictability of forthcoming defaults. Based on the over-indebtedness indicators, we show how borrowers are distributed in terms of over-indebtedness and how the over-indebted differ from average borrowers in terms of their characteristics. Furthermore, we show how the aggregate credit risk in the household sector would change under macroeconomic distress by analyzing how each borrower's credit quality would be affected by adverse shocks. The findings of this paper may contribute to assessing household debt vulnerability and to enhancing regulatory and supervisory practices for financial stability.

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Nonprametric Inference of Shelf-life in Drug's Stability Study (안정성 연구에서의 사용기간에 관한 비모수적 추론)

  • Kim, Tai-Kyoo;Park, Sang-Gue;Ha, Myung-Ho
    • Journal of Korean Society for Quality Management
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    • v.38 no.1
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    • pp.96-100
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    • 2010
  • The shelf-life of pharmaceutical products is the time that the average product characteristic remains within an approved specification after manufacture. Since the true shelf-life of a drug product is typically unknown, it has to be estimated based on assay results of the drug characteristic from a stability study usually conducted during the process of drug development. The nonparametric statistical methods of assessing the shelf-life of drug are considered with the current FDA regulations. Some simulation studies of nonparametric methods are also presented with the discussion.

A Study on the Control Law Design and Analysis Process (비행제어법칙 설계 및 해석 절차에 관한 연구)

  • Hwang Byung-moon;Cho In-jae;Kim Chong-sup
    • Journal of Institute of Control, Robotics and Systems
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    • v.11 no.11
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    • pp.913-919
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    • 2005
  • An advanced method of Relaxed Static Stability (RSS) is utilized for improving the aerodynamic performance of modem version supersonic jet fighter aircraft. The flight control system utilizes RSS criteria in both longitudinal and lateral-directional axes to achieve performance enhancements and improve stability. Standard CLDA (Control Law Design and Analysis) process is provided that reduce the development period of the flight control system. In addition, if this process is employed in developing flight control laws, it reduces the trial and error development and verification of control laws. This paper details the design process of developing a flight control law for the RSS aircraft, utilizing military specifications, linear and nonlinea, analysis using XMATH and ATLAS(Aircraft, Tim Linear and Simulation), handling quality tests using the HQS (Handling Quality Simulator), and real flight test results to verify aircraft dynamic flight responses.

New Cellulose-Based Photopolymer with High Thermal and UV Stability

  • Cho, Han-Dong;Park, Seo-Kyu;Jhun, Chul-Gyu;Kwon, Soon-Bum;Kurioz, Yu.;Reznikov, Yu.;Gerus, I.
    • 한국정보디스플레이학회:학술대회논문집
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    • 2007.08a
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    • pp.853-856
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    • 2007
  • We report on the alignment properties of new cellulose based photopolymer. The LC alignment quality and image sticking property of the TN and IPS cells made by using the photopolymer were investigated. Thermal and UV stability of those properties were also investigated. Excellent LC alignment quality and stability were obtained particularly in IPS mode.

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Influence of Implant Designs on Initial Stability (임플란트의 형태가 초기 안정성에 미치는 영향)

  • Cho, Jae-Myoung;Kim, Chang-Seop;Yun, Mi-Jung;Jeong, Chang-Mo;Seo, Seung-U
    • Journal of Dental Rehabilitation and Applied Science
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    • v.26 no.1
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    • pp.47-57
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    • 2010
  • An undisturbed healing process without micromotion at the implant-bone interface is essential for achievement of osseointegration of dental implant. Therefore, initial stability was advocated as prerequisite for successful clinical outcome. Adequate bone quality and quantity were important to achieve initial stability and to prevent early failures. However there were few published data available regarding the effect of design change in implant geometry on initial stability of the implants. The purpose of the current study was to assess the initial stability of various designs of implants when placed into artificial bone materials of varying qualities and shapes of insertion holes. Within the scope of this study, the following results were drawn. Bone quality was major importance to achieve initial stability. Initial stability was higher on GS II which had additional design feature of double thread. With a tapered design of implant such as GS III showed a higher initial stability than straight one. An insertion hole with the similar shape of implant would lead to reduce a compression force on cortical bone and enhance a bone anchorage on cancellous bone.

Baking Quality of Flours and Effect of Oxidants (도입 밀의 제빵적성과 산화제 첨가효과)

  • Hwang, Seong-Yun
    • Korean Journal of Food Science and Technology
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    • v.20 no.6
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    • pp.890-894
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    • 1988
  • The baking quality of flours produced from Dark Northern Spring(DNS). Hard Red Winter(HRW) and Australian Standard White(ASW) were examined. To improve the baking quality of HRW and ASW, oxidants such as dehydroascorbic acid(DHA) and potassium bromate$(KBrO_3)$ were added. The protein content of HRW was about 3% higher than that of ASW but the specific volume of the baked gluten extracted from HRW and ASW were nearly same. By addition of DHA 100ppm and $KBrO_3$ 50ppm as oxidants to HRW and ASW, the farinogram's stability was strengthened and departure time, time to breakdown were extended. The specific volume of the bread based on HRW was very small but it was improved significantly by addition of oxidants. According to the quality scoring of bread, the breads based on DNS, HRW and ASW were 93, 72 and 75, respectively. The baking quality of HRW was improved by DHA and $KBrO_3$ but not much in ASW.

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A Study on the Light Weighting of APU through Structural Analysis (구조해석을 통한 보조발전기 경량화에 관한 연구)

  • Kim, Hye-Eun;Kim, Jin-Hoon;Noh, Sang-Wan;Kim, Byeong-Ho;Baek, Hyun-Moo
    • Journal of Korean Society for Quality Management
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    • v.47 no.4
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    • pp.895-910
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    • 2019
  • Purpose: The purpose of this study is to lighten the APU (Auxiliary Power Unit) structure of the KAAV (Korea Assault Amphibious Vehicle) through structural analysis. Methods: Commercially-available program (MIDAS.NFX) was used for finite element analysis. Frequency response analysis was performed through linear static and mode analyses to verify the structural stability according to the change of the structural materials. Results: Numerical simulation (linear static, mode and frequency response analyses) results showed that the safety factor of the APU was over 1.5 even under the worst case conditions. The APU made by aluminum structures was expected to be available in the military field, since every requirements in the KDS (Korean Defense Specifications) was fulfilled during the various tests and evaluations. Conclusion: The structural analysis was verified that the structural stability of the APU structure of the KAAV after change of the structural material.

The Effects of Mobile Application Quality on Satisfaction and Intention to Pay Mobile Application (모바일 애플리케이션의 품질이 사용자 만족과 애플리케이션 지불의도에 미치는 영향)

  • Kim, Sang-Hyun;Park, Hyun-Sun
    • The Journal of Information Systems
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    • v.20 no.3
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    • pp.81-109
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    • 2011
  • The increase in the number of smartphone users has recently been steep, which started to offer companies and individuals more opportunities to enter into a new business field. Furthermore, the smartphone applications have become one of the hottest topics inside and outside the mobile industry. Still the market is in its infancy and intention to pay of charged application of most smartphone users is relatively low. However, rate of charged application in appstore is expected to be increase steadily for some years to come. In this perspective, it is important to consider the smartphone mobile application. Research on smartphone application is still in its early stage. Thus, the purpose of this study is to find what are the effective factors on user satisfaction and intention to pay of mobile application. Based on information system success model, we proposed system quality(stability, usability, security), information quality(timeliness, accuracy, enjoyment) and service quality(reactivity, reliability, empathy) as factors to effect on user satisfaction in mobile application. The results showed that stability, usability, timeliness, accuracy, enjoyment, reactivity and empathy affected significantly user satisfaction. The relationship among satisfaction and intention to pay of mobile application was significantly supported. The implications of the findings is that firms and individual developers of mobile application should focus on customer retention through enhancing satisfaction and quality.

Study on Structural and Stability Analyses of the Main Parts of a High-Precision Grinding Machine Considering the Cutting Force (절삭력을 고려한 고정밀 연삭기 핵심부품의 구조해석 및 안정성에 관한 연구)

  • Kim, In-Woo;Lee, Choon-Man
    • Journal of the Korean Society for Precision Engineering
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    • v.32 no.8
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    • pp.693-698
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    • 2015
  • Recently, the quality of products after the corresponding machining processes were scrutinized in the interest of maintaining a high product-quality standard. The structure and stability of machine tools are important for the prediction of product quality. A structural analysis needs to be carried out to achieve the stable design of machine tools before the initial design stage in the manufacturing process of a precision product. In this study, a structural analysis was carried out using a finite element analysis (FEA) simulation to obtain the design stability of the main parts of a grinding machine. The sizes and locations of both the maximum stress and deformation in consideration of the cutting force of the chuck, tail stock, and bearing of the grinding machine were analyzed. Finally the grinding machine was successfully developed.

Development of a Linear Stability Analysis Model for Vertical Boiling Channels Connecting with Unheated Risers

  • Hwang, Dae-Hyun;Yoo, Yeon-Jong;Zee, Seong-Quun
    • Nuclear Engineering and Technology
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    • v.31 no.6
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    • pp.572-585
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    • 1999
  • The characteristics of two-phase flow instability in a vertical boiling channel connecting with an unheated riser are investigated through the linear stability analysis model. Various two-phase flow models, including thermal non-equilibrium effects, are taken into account for establishing a physical model in the time domain. A classical approach to the frequency response method is adopted for the stability analysis by employing the D-partition method. The adequacy of the linear model is verified by evaluating experimental data at high quality conditions. It reveals that the flow-pattern-dependent drift velocity model enhances the prediction accuracy while the homogeneous equilibrium model shows the most conservative predictions. The characteristics of density wave oscillations under low-power and low-quality conditions are investigated by devising a simple model which accounts for the gravitational and frictional pressure losses along the channel. The necessary conditions for the occurrences of type-I instability and flow excursion are deduced from the one-dimensional D-partition analysis. The parametric effects of some design variables on low quality oscillations are also investigated.

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