• The Journal of Asian Finance, Economics and Business
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• v.8 no.5
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• pp.403-411
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• 2021

This paper discusses the relationship between debt literacy, peer-to-peer lending, and over-indebtedness in Indonesia. It is essential because the number of loans on this platform continues to increase, both legal and illegal. Data was collected online in collaboration with commercial market research firms, JajakPendapat.net. Debt literacy and over-indebtedness were measured by self-assessment with questions from Lusardi and Tufano (2009a). Questions for debt literacy are about interest compounding, debt interest, and the application of time value of money in payment options. The question for over-indebtedness is about the amount of debt and the conditions resulting from that debt. By using descriptive methods, it is clear that the majority of respondents, both borrowers and non-peer-to-peer lending borrowers are debt illiterate, and those who have poor debt literacy have huge debt. Overall, only 1.85% of the respondents were debt literate. Those who live on the island of Java have better literacy because they are the center of economic growth in Indonesia. Debt from peer-to-peer (P2P) lending also has the potential to create problems, namely over-indebtedness. P2P lending borrowers also have very poor debt literacy. However, there is no difference in debt literacy between P2P lending borrowers and non-P2P lending borrowers.

• The Journal of the Korea institute of electronic communication sciences
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• v.14 no.5
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• pp.825-836
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• 2019

The drone-type base station will be an optimal platform as a way of information sharing for efficient operation of the military force due to their high network flexibility. It is expected that the characteristics of the drone-type base station which would freely adjust the altitude can be used to offset the propagation attenuation characteristics of the millimeter-wave frequency band by securing the stable Line of Sight. In this paper, we proposed a framework for evaluation drone-type base station that can be utilized as a future military communication network by performing modeling for performance analysis that can reflect various factors.

• Journal of Digital Convergence
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• v.17 no.11
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• pp.517-522
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• 2019

In many businesses, chatbots enhance the user experience by providing the most immediate and direct feedback to user questions. The area of use of chatbots is growing. In this study, the three types of chatbot definition, command method, function, and platform are classified according to their distinct factors. In the process, the functional delimiter element is necessary for the Chatbot UX, which is a key technical element of the functional part of pattern recognition, natural language processing, semantic web, text mining, and context-aware computing. However, the limitations at this stage were also known. Based on this, we analyzed the chatbot's UX elements for Facebook, Skype, Telegram, and Google Assistant for a better user experience. Basic UI elements such as cards, quick response, command, and application of persistent menus are needed as user experience elements.

• International Journal of Advanced Culture Technology
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• v.8 no.4
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• pp.18-24
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• 2020

The Korea Textile and Fashion Industry-Academic Association, which was established in 2004, has been operating without its own homepage until now. In 2019, it was judged that it was urgent to manage new members and build an installed homepage. Therefore, the program provided by 'I'mweb' was used by comparing domestic and overseas website manufacturers, and the reason is as follows. First, 'I'mweb' provides a web builder solution that allows individuals to easily create web sites without IT expertise such as program development, use of photoshop, and coding. Second, it faithfully provides bulletin boards and member management functions necessary in Korea, such as internet homepage builders and shopping mall production services. Third, there is an advantage in that it is easy to manage the homepage because it is convenient to use Q&A service through the administrator when building the web. However, it provides a responsive web function, but it is regrettable that the compatibility between PC and mobile is not smooth. This study is expected to be used as basic data for related research that needs help in opening a website in the future.

• Journal of Information Science Theory and Practice
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• v.9 no.2
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• pp.83-98
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• 2021

Research collaboration is an important strategy to improve research output, and virtual academic communities (VACs) have become an important platform to collaborate on. This paper reveals the influencing factors of researchers' collaboration intention in VACs from two attributes: individual, and inter-members. On the basis of the Social Cognitive Theory, Social Exchange Theory, social network theory, and Five-Factor Model, this paper constructed a model demonstrating the influencing factors of VACs researchers' collaboration intention. A self-administered questionnaire was employed on members of four VACs in China to collect data; subsequently, 558 usable responses were analyzed using structural equation modeling. The result showed that openness, conscientiousness, reciprocity, trust, and the social network characteristic had a significant influence on the collaboration intention of researchers in VACs, while self-efficacy, agreeableness, extroversion, neuroticism, and experience had no significant effects on the collaboration intention of researchers in VACs. This model plays a positive role in promoting the research collaboration intention of Chinese VACs researchers and in guiding the construction of VAC platforms.

• Proceedings of the Korea Information Processing Society Conference
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• 2013.11a
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• pp.853-856
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• 2013

최근 클라우드 서비스가 발전함에 따라 향상된 자원 활용과 소프트웨어 이식성을 증가시키기 위한 하드웨어 가상화 기술 또한 성장하고 있다. 가상화의 특성상 이를 구동하고 관리하는 시스템 관리자가 메모리, 하드디스크 드라이브와 같은 컴퓨팅 리소스에 접근할 수 있다. 관리자에 의한 Cold-boot Attack이나 내부 명령어를 통해서 메모리 상의 데이터가 유출될 수 있으므로 개인정보와 기밀문서와 같은 민감한 데이터의 노출 위험이 발생한다. C. Li 등은 Guest OS의 가상 메모리 기본 단위인 페이지를 암호화하여 관리자에게 메모리 상의 데이터가 노출되지 않도록 막는 기법을 제안하였다. 하지만 페이지 암호화에 사용되는 키를 하이퍼바이저상에서 구하는 과정에서 키가 노출된다는 문제점이 발생한다. 본 논문에서는 내부자 공격에 안전한 가상 머신 프레임워크를 제안한다. IOMMU(Input/Output Memory Management Unit)를 사용하여 직접 하드웨어 디바이스에 접근 가능한 Guest OS를 생성하고 TPM(Trusted Platform Module) 가상화를 사용하여 시스템 관리자가 알 수 없도록 암호 키를 생성/관리한다. 하이퍼바이저는 이 암호 키를 사용하여 Guest OS의 페이지를 암호화한다. 이를 통해 관리자에게 키를 노출하지 않고 Guest OS 메모리 상의 데이터를 보호할 수 있다.

• KEPCO Journal on Electric Power and Energy
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• v.7 no.1
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• pp.93-99
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• 2021

The government has proposed a mission to enhance intelligent power networks, decrease coal-fired generation, expand distributed energy resources, and promote energy prosumer into the distribution network in Korea. Installation cost of facility expansion to guaranteed interconnection with small distributed energy resources increases dramatically on KEPCO's distribution sector. And it is hard to withdraw in time. In addition, there are explicit research is required to meet the reliability on grid corresponding to the increase of distributed power. Infrastructure support for accommodating energy prosumer is also needed. Therefore, KEPCO is pushing transition to DSO by expanding distribution management scope and changing its roles. In addition, KEPCO is proactively preparing for integrated operation between distribution network and existing distributed power which is accommodated passively. KEPCO is also trying to accept multiple network users, e.g. building platforms, to manage a data and promote new markets. In the long term, transition to DSO will achieve saving investment costs for accommodating distributed sources and maintaining stable electrical quality. And it will be possible to create new business model using the platform to secure revenue.

• Journal of the Korean Society of Safety
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• v.36 no.4
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• pp.88-98
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• 2021

Korean industry has achieved dramatic growth in a short time through continuous technical innovations. However, safety consciousness and management have not kept pace with industry growth. The characteristics of industrial accidents in socio-technical systems have become so complicated that it has been challenging for safety professionals to implement effective preventive measures because it is difficult to determine what is happening in the complex workplace. Thus far, they have focused on technical improvements and the requirements of OSH regulations to avoid legal responsibility. Accordingly, this study has used the systemic analysis method to explain the emergence of something unexpected in complex and multi-layered business structures, which is usually related to the variabilities of humans and organizations. This study chose a shipyard where a few fatal accidents had occurred because the shipbuilding industry includes numerous variabilities, including obtaining orders, manpower supply, procurement, etc. Systemic analysis progressed using FRAM based on two accident cases related to the truss platform used in LNG vessels. The outcome shows that each function within the system has its variabilities and has become coupled or dependent on other functions, increasing the possibility of accidents. This analysis method can provide OSH professionals with practical techniques for explaining what is happening in a complex socio-technical system and how to take proper measures.

• KSII Transactions on Internet and Information Systems (TIIS)
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• v.16 no.2
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• pp.587-608
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• 2022

The European Union recently established the General Data Protection Regulation (GDPR) for secure data use and personal information protection. Inspired by this, South Korea revised their Personal Information Protection Act, the Act on Promotion of Information and Communications Network Utilization and Information Protection, and the Credit Information Use and Protection Act, collectively known as the "Three Data Bills," which prescribe safe personal information use based on pseudonymous data processing. Based on these bills, the personal data store (PDS) has received attention because it utilizes the MyData service, which actively manages and controls personal information based on the approval of individuals, and it practically ensures their rights to informational self-determination. Various types of PDS models have been developed by several countries (e.g., the US, Europe, and Japan) and global platform firms. The South Korean government has now initiated MyData service projects for personal information use in the financial field, focusing on personal credit information management. There is also a need to verify the efficacy of this service in diverse fields (e.g., medical). However, despite the increased attention, existing MyData models and frameworks do not satisfy security requirements of ensured traceability, transparency, and distributed authentication for personal information use. This study analyzes primary PDS models and compares them to an internationally standardized framework for personal information security with guidelines on MyData so that a proper PDS model can be proposed for South Korea.

• Journal of the Korea Institute of Military Science and Technology
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• v.25 no.2
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• pp.177-186
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• 2022

A network QoS model for the joint integrated C4I structure was proposed for the integration of network infrastructure and network operations(NetOps) for NCOE. Detailed QoS requirements process of the joint integrated C4I systems are needs in the Multi-Domain Operation Environment(MDOE). A process is proposed for identifying QoS requirements and establishing in the MDOE using JMT(Joint Mission Thread) reference architecture and solution architecture. Mission analysis identify JCOAs(Joint Critical Operational Activities) and related activities based on JMT & System architecture's OVs, and Information analysis identify QoS attributes using System architecture's SVs. Identifying QoS attributes will be registered at PPS Registry by pre-regulated process, and will be set-up by NetOps. MDOE QoS requirement Process will support efficiently MUM-T and smart defense platform users under the future uncertain battlefield circumstances.