• The Journal of Asian Finance, Economics and Business
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• 제7권3호
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• pp.245-251
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• 2020

This study aims to investigate whether financial literacy, parental socialization, peer influence and self-control have a significant impact on money management among students of a Malaysian public university. In most settings, the studies on the determinants of personal saving behavior among university students focus on personality factors, attitudes toward money and possessions, and financial knowledge as predictors of money management behavior. Primary data are collected using a self-administered questionnaire with the samples comprised 186 students. The findings show that all the financial literacy and parent socialization have a positive relationship with money management; meanwhile, peer influences and self-control have a negative relationship with money management. This is because the majority of students admit they cannot control their self in managing their money. In this study, parent socialization has a significant relationship with money management which signifies that parents are playing essential roles in ensuring their children to establish money management. In practical, this study can contribute to the parents in providing their children to foster sound money management. Besides, Perbadanan Tabung Pendidikan Tinggi Nasional (National Higher Education Fund Corporation) PTPTN should monitor the loan, and management process and arrange motivational program so that students can more focus on the educational expense.

• 한국의상디자인학회지
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• 제15권3호
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• pp.187-197
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• 2013

This study examined the ideal type of a man that women prefer and the recognition of men for their own appearance management with the rise of the importance for appearance management today. The prerequisite which matters most in time of considering a man as a date of love predominantly was centered on education, and the prerequisite which goes first among the rest in time of judging a man as the mate of marriage was undoubtedly his financial status. It is regarded that as for a date of love the visual image or the specialty other than the conditions in reality mattered most, and concerning a mate in marriage the actual financial conditions had the priority. When a man is evaluated, the percentage of appearance took the highest rate of 60~80%, and in his appearance, the general harmony was considered as the most important factor. As for the recognition of men for their appearance management, women tend to have an affirmative realization for managing their own appearance in general, and the reason was they believe that the way men take care of their own appearance belongs to personal free will. The perception for a man with a decent appearance was very positive, and the ground for this was that once the appearance looks handsome, he seems gorgeous. The recognition for men's cosmetic surgery showed the affirmation over the average, and an opinion that the settlement of personal appearance complex will help them out emerged as the ground for this affirmation, and so it is regarded that the aesthetic surgery of today and the perception for men's appearance management have become universal phenomena unlike former days with the reflection of visualization of the external visual and lookism shown from various media.

• The Journal of Asian Finance, Economics and Business
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• 제7권8호
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• pp.461-472
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• 2020

In recent decades, the research field of entrepreneurship phenomenon has significantly increased in both quantity and sophistication. In Vietnam, paradoxically, while creating a new business venture has become a tendency, the interest in studying entrepreneurs seems not to be thoroughly investigated. This research aims to evaluate the factors that affect the entrepreneurial intention of information technology (IT) students in Vietnam. The authors make use of mixed methods including both quantitative research method and qualitative research method. The qualitative research method is employed to identify meanings, confirmations, adjustments, and compliments for concept-measurement variables in the conceptual model. Quantitative research is conducted from a sample of 424 IT senior students across many universities in Vietnam. Questionnaires have been sent to students to evaluate the measurement scale and appropriateness of the research model. Results from multiple regression highlighted five independent variables affecting the dependent variable, the entrepreneurial intention, in a descending order as following: entrepreneurial educational environment, personal characteristics, perception of feasibility, entrepreneurial supports, and financial accessibility. In addition, this research has proved that the variable attitudes towards entrepreneurship partially mediated among the interrelationship of the aforementioned variables. From this research, the authors make some recommendations to enhance entrepreneurial intentions of IT students in Vietnam.

• 한국컴퓨터정보학회논문지
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• 제24권8호
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• pp.77-85
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• 2019

In this paper, we propose a "Safe Web Using Scrapable Headless Browse" Because in a network separation environment for security, It does not allow the Internet. The reason is to physically block malicious code. Many accidents occurred, including the 3.20 hacking incident, personal information leakage at credit card companies, and the leakage of personal information at "Interpark"(Internet shopping mall). As a result, the separation of the network separate the Internet network from the internal network, that was made mandatory for public institutions, and the policy-introduction institution for network separation was expanded to the government, local governments and the financial sector. In terms of information security, network separation is an effective defense system. Because building a network that is not attacked from the outside, internal information can be kept safe. therefore, "the separation of the network" is inefficient. because it is important to use the Internet's information to search for it and to use it as data directly inside. Using a capture method using a Headless Web browser can solve these conflicting problems. We would like to suggest a way to protect both safety and efficiency.

• The Journal of Asian Finance, Economics and Business
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• 제8권3호
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• pp.917-929
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• 2021

This study highlights the importance of remittance, the factors which affect the percentage of income remitted, and the investment options available to reduce remittance. For the year 2019, the remittances from Oman totaled $9.1 billion. Oman was among the top remitters with remittance to gross domestic product (GDP) ratio of 11.9%. A survey was conducted on 300 resident expats in Oman. The descriptive analysis shows that the maximum remittance percentage is between 21%-40% of income. The multinomial logistic regression results show that outward remittance depends on gender, age, occupation, number of dependent in Oman, and the number of dependent in the home country. Regarding investment, the most preferred investment option is business, followed by real estate and financial services. Age and education are found to affect investment options. This paper tries to fill the literature gap, especially for the case of Oman, by exploring what determines the level of remittance and the preferred choices for retaining funds. This study adds to the existing literature, as no previous study is available regarding how personal factors can influence the level of remittance and investment in a small oil-exporting developing country like Oman. The study will be helpful to policymakers and academicians in devising policies to retain and invest the outwards remittances in Oman.

• 벤처창업연구
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• 제9권5호
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• pp.53-68
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• 2014

본 연구에서는 직장인들이 금융투자상품 투자의사결정에 영향을 미치는 요인을 다양한 시각에서 살펴보고, 각 영향요인의 영향력이 어떠한지를 검증하는 것을 목적으로 한다. 투자행동에 미치는 선행요인들은 행동재무학에서 주장하는 심리적 요인인 개인투자성향 요인뿐만 아니라, 금융경제적 요인과 사회환경적 요인 등 다양한 요인들에 의해 결정된다고 가정하였다. 본 연구는 이러한 개인 투자자의 투자행동을 설명하기 위하여 Hershey(2007)의 투자자 행동모델을 이론적 분석의 틀로 사용하였으며, 개인투자성향 요인을 자기과신, 자기통제, 위험수용성향 등 심리적 요인들을 사용하였고, 금융경제적 요인으로 금융지식과 경제적 불안 그리고 사회환경적 요인으로 사회적 상호작용, 준거집단 영향 등 새로운 선행변인들을 추가하였다. 또한 투자상담서비스가 독립변인들과 종속 변인인 투자만족도 간의 영향력을 증가시켰는지의 조절효과를 분석하였다. 연구결과, 독립변인과 투자만족도와의 관계에서는 자기과신, 자기통제가 투자행동인 투자만족도에 정(+)적인 영향을 미쳤고, 경제적 불안은 투자만족도에 부(-)적인 영향을 미치는 것으로 나타났다. 또한 조절효과는 투자상담서비스의 자기통제와 투자만족도 간에 영향력을 증가시키는 조절효과를 확인할 수 있었다. 결론적으로 직장인들은 금융투자상품의 투자행동을 할 때 심리적인 요인이 중요한 영향을 미치고 있음을 알 수 있었으며, 투자상담서비스는 직장인의 투자행동에서 제한적인 역할을 하고 있다는 것을 확인하였다. 본 연구를 통해 투자자 입장에서는 건전하고 합리적인 의사결정을 할 수 있고 금융전문가의 도움을 받을 수 있도록 청소년기부터의 체계적인 투자자 교육이 필요하며, 금융회사는 투자상담서비스의 주체인 전문상담 인력에 대한 전문가 교육을 강화하고 직장인의 현실적 상황에 적합한 상품개발, 상담 프로그램 및 마케팅 등 금융상담서비스의 질적 개선이 필요하다는 시사점을 얻을 수 있었다.

• 공학교육연구
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• 제13권1호
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• pp.78-86
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• 2010

훈련과정종합정보망은 훈련과 관련된 모든 훈련 과정을 검색할 수 있을 뿐만 아니라, 수강 신청, 학습, 훈련 성과 분석, 훈련 이력 관리까지를 원스톱으로 처리할 수 있는 통합 학습시스템이다. 이와 같은 훈련과정종합정보망을 개발하고 운영함으로써 훈련생의 자기 주도적 훈련 선택권의 강화, 훈련 과정의 다양화 및 경쟁을 통한 훈련의 질 제고를 할 수 있다. 훈련과정종합정보망의 운영을 위하여서는 적극적인 홍보와 정확하고 신뢰도 높은 정보 제공 서비스, 그리고 풍부한 콘텐츠와 이용자 개인과 기관에 대한 관리가 필요하며, 안정적인 재정지원과 개인정보보호, 훈련과정에 대한 저작권보호 등이 이루어져야 한다.

• 보건교육건강증진학회지
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• 제15권2호
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• pp.235-256
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• 1998

Currently, alternative medicine is highly utilized in the western countries. The public as well as health care practitioners have been paying a considerable attention to alternative medicine. This rapid growth in alternative medicine in many western countries suggests a high degree of public dissatisfaction with the limitations of orthodox medicine and concern over the side effects of chemical drugs. There is also a widespread recognition of the growing financial, social and personal cost for orthodox medicine. In addition, there is a growing need for a less fragmented, more participative and humane approach compared with contemporary medicine. Alternative medicine, which is based on holistic approach and lead to less expensive health care, may have the potential to playa significant role in overcoming the limitations of orthodox medicne in the western country. In this context, this study explores the recent trends of research on alternative medicine in western countries, particularly U.S.A. The study can provide us with valuable information on the types, training and education, utilization, insurance coverage, and regulation of alternative medicine in the western countries, thus offer important policy implications for the improvement of the korean health care system.

• 수산해양교육연구
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• 제21권4호
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• pp.568-575
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• 2009

On the conflict factors in using community fishing ground and their solutions, some conclusions are derived with the survey for fishing villages, residents, tourists as follows: Jeju Island has beautiful sceneries with seas in all the directions and so remarkable potential as personal experience fishing village. For sustainable development of ecological tourism in each fishing village, systematic, long-term development plans and management systems through decision making with residents in fishing and non-fishing villages are demanded. For tourist development of fishing village, protection management systems for marine and swampy land are needed first of all. Next, economical profit and the participation of resident have first priority, and also individual standards for each village are urgently prepared based on the results of basic research on each village. Finally, educations on environment and fishing village with professional tourist guide are needed. Ecological protection, environmental education, resident participation, local government's concern, and financial support could solve residential conflicts and make Jeju Island a Mecca of local fishing village tourism.

• Human Ecology Research
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• 제60권4호
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• pp.609-623
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• 2022

As human life and welfare become more valued in the Fourth Industrial Revolution era, the role and mission of human ecology are expanding. Therefore, a career exploration and education program for high school students covering all the academic fields of human ecology may be necessary. To investigate what would be needed to develop such a program, a focus group interview (FGI) targeting experts within the same field and a survey targeting high school students were conducted. As a result of the FGI, a total of 3 categories and 7 subcategories were identified. The three categories included "human ecology and high school education," "human ecology and career choices," and "education program development and management in human ecology." The results of the high schoolers' survey showed that they had a moderate level of awareness about careers related to human ecology majors, but their interests and known information about human ecology programs in universities were low. Within the sub-content of each major, the contents with the highest educational needs were fashion product management, nutrition by disease, housing market analysis, personal financial management, and children's rights and welfare. If a career exploration and education program is implemented in the future, the most preferred type is a mentoring program by professors, students, and graduates in the field of human ecology. In conclusion, it is necessary to develop and implement an integrative education program about human ecology majors based on the educational needs of high school students.