• Journal of information and communication convergence engineering
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• v.9 no.5
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• pp.573-576
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• 2011

In this paper is given one method of constructing payment via commonly used mobile phone, SIM-card and plastic card based on USSD-commands.

• Asia-Pacific Journal of Business
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• v.9 no.4
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• pp.49-65
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• 2018

This paper illustrates the competition between the mobile pay and credit card systems by utilizing the theory of two-sided markets. Two firms, as platforms, maximize the profit collecting fees from consumers on one side and from retailers on the other side. Consumers pay to buy goods and services with mobile pay, credit card, or cash. The basic model is one that each platform maximizes its profit. We show that the fees for credit card holders and retailers are higher than the respective costs. The fee for retailers of the mobile payment is higher than its cost, while the buyer's fee may be higher or lower than its cost. Applied model is the one that employs the delegation game model. The total profit of the mobile pay system is composed of its profit and the weighted demand for the mobile pay. It is shown that buyers' fee under the applied model is lower than that under the basic model, resulting in an increase of the demand for the mobile pay. The fee for the retailers rises, albeit the sum of fees for the buyers and retailers falls. The profit for the mobile pay system is increased, while that for the credit card company stays the same.

• Journal of the Korean Society of Manufacturing Technology Engineers
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• v.22 no.4
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• pp.652-657
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• 2013

In this study, we developed a counting method for non-contact ID cards using an optical fiber displacement sensor instead of the traditionally used friction counting method. The proposed method has the advantage of high speed and automated measurement. For counting non-contact ID cards, an H-type optical fiber sensor, jig part, and counting program are developed separately to build the system and adjust it. Through the experimental test results, it was confirmed that counting is possible with one type of international ID card and one type of financial security card based on ISO7810. Furthermore, by applying the proposed method to 100 ID cards 100 times repeatedly, it was confirmed that it has high accuracy and an error ratio of 0%. We experimentally demonstrated that the proposed counting method for non-contact ID cards using an optical fiber displacement sensor can perform measurements with high accuracy and high speed.

• The KIPS Transactions:PartC
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• v.9C no.3
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• pp.351-358
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• 2002

Recently, personal business styles have been rapidly changed into e-business due to the rapid progress and deployment of Internet. As a result of the change, new and safe ways of payment such as electronic wallet, electronic money and electronic check have been developed and introduced. In this paper a secure and user-friendly payment method is addressed. One of most important reasons why newly developed safe payment methods are not widely used in e-business is lack of convenience for the users. On the other hand credit card based payment, which is traditional one, is the most prevailing due to the user-friendliness. However this payment also has some problem in sense of security. In this paper, we design and implement a secure credit card-based payment system using one-time credit information. The main features are "payment information must be new", "can use the old credit system", and "do not require client software".

• Convergence Security Journal
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• v.4 no.3
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• pp.19-25
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• 2004

This research develops an algorithm using image synthesis for a server to authenticate users and implements it. The server creates cards with random dots for users and distribute them to users. The server also manages information of the cards distributed to users. When there is an authentication request from a user, the server creates a server card based on information of the user' s card in real time and send it to the user. Different server card is generated for each authentication. Thus, the server card plays a role of one-time password challenge. The user overlaps his/her card with the server card and read an image(eg. a number with four digits) made up from them and inputs the image to the system. This is the authentication process. Keeping security level high, this paper proposes a technique to generate the image clearly and implements it.

• Proceedings of the KSR Conference
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• 2008.06a
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• pp.535-544
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• 2008

Unlike MS(Magnetic Stripe), SMART CARD is equipped with COS(Chip Operating System) consisting of the Microprocessor and Memory where information can be stored and processed, and there are two types of cards according to the contact mode; the contact type that passes through a gold plated area and the contactless one that goes through the radio-frequency using an antenna embedded in the plastic card. the contactless IC card used for the transportation card was first introduced into local area buses in Seoul, and expanded throughout the country so that it has removed the inconvenience such as possession of cash, fare payment and collection. Focusing on the Seoul metropolitan area in 2004, prepaid and pay later cards were adopted and have been used interchangeably between a bus and subway. The card terminal compatible between a bus and subway is Proximity Integrated Circuit Card(PICC) as international standards(1443 Type A,B), communicates in the 13.56MHz dynamic frequency modulation-demodulation system, and adopts the Multi Secure Application Module(SAM). In the second half of 2009, the system avaliable nationwide will be built when the payment SAM standard is implemented.

• International Journal of Precision Engineering and Manufacturing
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• v.4 no.1
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• pp.9-14
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• 2003

In this study we suggest real-time simulator that could describe rent system without ordinary DSP card. This simulator is composed of 80196kc-16bit ordinary microprocessor, which is widely used up to now and personal computer. DSP card that has calculated complex numerical equation is replaced by personal computer and 80196kc generates control signals independently out of the personal computer. In all process personal computer is synchronized with one-board microprocessor (80196kc) within sampling time in the closed loop system. This makes it possible to be described in hydraulic servo system in real time.

• Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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• 2003.05a
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• pp.439-442
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• 2003

In this paper, a system that implementation of Access Control System Using Biometric System. Biometrics is science which deals with verifying or recognizing using physiological or behavioral characteristic Access Control System uses Biometric system to make an access control system. Biometrics goes under the study of bio-recognition or bio-measurement. It is a technology or study that identifies individuals using one's Biometric character. Access control system is a system used to identify one's entrance and exit, personal management, and security. Access control system can be joined with Biometric system to produce easier use and more sufficient effects. Access control system using Wiegand (Data Format) signal output, can replace earlier RF Card systems and make an access control (security) system. It uses RS-232, Rs-422 or TCP/IP type communication with the computer so an embedded system can be controlled using the software.

• Journal of the Korea Institute of Information and Communication Engineering
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• v.8 no.2
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• pp.494-498
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• 2004

In this paper, a system that implementation of Access Control System Using Biometric System. Biometries is science which deals with verifying or recognizing using physiological or behavioral characteristic Access Control System uses Bionietric system to make an access control system. Biometrics goes under the study of bio-recognition or bio-measurement. It is a technology or study that identifies individuals using one's Biometric character. Access control system is a system used to identify one's entrance and exit, personal management, and security. Access control system can be joined with Biometric system to produce easier use and more sufficient effects. Access control system using Weigand (Data format) signal output, can replace earlier RF Card systems and make an access control (security) system. It uses RS-232, Rs-422 or TCP/IP type communication with the computer so an embedded system can be controlled using the software.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.9 no.2
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• pp.49-60
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• 1999

IC 카드의 하드웨어적인 제약으로 대부분의 IC 카드는 대칭키 알고리즘을 사용하고 있지만 IC 카드 하드웨어 제조 기술의 발전으로 앞으로는 보안성이 우수한 비대 칭키 알고리즘이 많이 사용될 것이다. 그리고 IC 카드의 가장 큰 제약적 중 하나는 메모리 용량의 한계이다. 따라서 보안상 안전하면서도 메모리를 적게 사용하는 IC 카드 운영체제의 구현을 중요한 문제이다. 그래서 본 논문에서는 다양한 종류의 키 알고리즘을 수용할 수 있는 키 파일 탐색 기법을 제안하였다. 또한 데이터 파일 헤더에 잠금 필드를 삽입하여 보안성을 향상시켰으며 메모리 사용량을 줄일 수 있도록 데이터 파일 헤더만을 이용한 파일 탐색 기법과 자유 공간 탐색 기법을 제안하였다. Because of the evolution of IC card hardware fabrication technologies IC card will be able to accept asymmetric key encryption algorithm in the future. One of the most restrictive points of IC card is memory capacity. Therefore it is an important problem to design a secure IC card operating system using memory in small. In this paper we proposed a key file search mechanism using a key length field inserted in a key file header structure. The key file search mechanism makes IC card execute any key-based encryption algorithm. In addition we proposed inserting a lock field in data file header structure. The lock field intensifies the security of a data file. Finally we proposed a data file search mechanism and free space search mechanism using only data file header. The file system using these mechanisms spends smaller memory than that using a file description table and record of unallocated space.