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The Impact of Capital Adequacy and Operating Efficiency on Saudi Banks Performance

  • Khaled Subhi, RAJHA
    • The Journal of Asian Finance, Economics and Business
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    • v.10 no.2
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    • pp.333-341
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    • 2023
  • This study investigates the impact of capital adequacy and operating efficiency on the performance of Saudi banks. In the first part, the study includes a brief introduction focused on the impact of capital adequacy and operating efficiency on the performance of banks. In the second part, a literature review examined various studies on the impact of capital adequacy and operating efficiency on banks' performance. The study methodology was presented in the third part, based on a sample that included all local Saudi banks from 2010 to 2021, using a study model to answer the study hypotheses. The results of the panel data regression indicated that CAR had a negative and significant effect on ROA and ROE but a negative and non-significant effect on NIM. CIR has a negative and significant effect on ROA, ROE, and NIM, while SIZE, LTD, and MS have a positive and significant effect on ROA, ROE, and NIM. Elimination of defects has no significant effect on return on assets, return on equity, and the NIF. But CR has no significant effect on ROA and ROE but has a positive and significant effect on NIM.

The Impact of Demographic Characteristics of Board of Directors and Audit Committee on Financial Reporting Quality: An Empirical Study from Pakistan

  • SHAHEEN, Sanober;IQBAL, Muhammad Mazhar
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.1
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    • pp.345-352
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    • 2022
  • This study examines the impact of female representation on board of directors and audit committees on financial reporting quality, which also discusses the moderating role of family ownership in female representation on boards of directors and audit committees and financial reporting quality. The unbalanced panel is made up of 271 non-financial companies listed on the Pakistan Stock Exchange (PSX) from 2008 to 2019.The findings reveal that female representation on the board of directors has a large and negative impact on financial reporting, but female representation on the audit committee has a significant positive impact on financial reporting quality. Furthermore, the results reveal that family ownership has a negative impact on the relationship between female presence on boards of directors and financial reporting quality. Furthermore, the findings show that family ownership reduces the impact of female involvement in audit committees on the quality of financial reporting. However, family ownership has no direct impact on financial reporting quality.Our findings suggest that selecting females to serve on boards of directors and audit committees should be based on specific criteria (e.g., monitoring abilities, business competence, knowledge, and experience) rather than on family relationships.

A Study on the Measure for Improving the Website of ScienceON

  • Younghee Noh
    • International Journal of Knowledge Content Development & Technology
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    • v.14 no.3
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    • pp.93-113
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    • 2024
  • This study was conducted for the purpose of deriving the existing ScienceON elements and reorganizing them to increase user convenience and utilization. Towards this end, implications were derived by analyzing the current status of the ScienceON's website, case studies and analysis of major similar institution websites, and user satisfaction surveys. Based on the derived contents, key terms were analyzed and redefined, the menu system was reorganized, and the menu names were redefined, and the menu system was reorganized to match the direction and identity of the redefined ScienceON. The study results based on such are as follows. First, the ScienceON's brand selection criteria and direction were based on service sustainability, service inclusiveness, recognition of portal characteristics, user friendliness and intuitiveness. Considering the meaning of branding, branding strategy, and selection criteria for ScienceON branding, ScienceON, Ontong ScienceON, ScienceONPlatform, science information portal, ScienceON, Mecca of science and technology information, and 5 brand names such as ScienceON were proposed. Second, to improve accessibility, usability, and satisfaction, it would be necessary to redefine current terms. Towards this end, it would be necessary to change the terminology of knowledge infrastructure search and to unify and organize the terminology. Third, in the current menu, the services provided as analysis services and curation services are organized in the beta service menu, and data such as papers, patents, reports, and trends are also serviced only through integrated search, and hence, each data type and service type classification must be improved.

Determination of the Biaxial Strength by Ball-on-3-Ball Test (Ball-on-3-ball 시험에서 이축 강도의 결정)

  • 박성은;이중현;이홍림
    • Journal of the Korean Ceramic Society
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    • v.36 no.3
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    • pp.225-230
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    • 1999
  • Ball-on-3-ball 시험에서 이축 강도를 결정하기 위한 방법에 대해 고찰하였다. 알루미나 시편을 이용하여 ball-on-3-ball 시험과 poston-on-3-ball 시험을 하여 이축 강도를 측정하였다. piston-on-3-ball 시험에서의 강도 식과 등가 반지름을 이용하여 계산한 ball-on-3-ball 시험에서의 이축 강도와, piston-on-3-ball 시험에서의 이축 강도를 분산 분석(ANOVA)한 결과, 두 평균이 동일하다고 할 수 있었다. 따라서, ball-on-3-ball 시험에서의 이축 강도는 piston-on-3-ball 시험에서의 강도 식과 등가 반지름을 이용하여 계산할 수 있다. 또한, 유한 요소법을 이용하여 ball-on-3-ball 시험시 시편에 인가되는 응력 분포를 고찰해 보았다.

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Ecological studies of the certain Halophytes on the high saline soil (고염도 토양에 있어서 몇가지 염식생식물의 생태에 대하여)

  • 홍순우
    • Journal of Plant Biology
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    • v.13 no.1
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    • pp.25-32
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    • 1970
  • Ecological study on the reclaimed high saline soil was carried out throughout a year(1969) to elucidate the changes of the structure of halophytes communiteis and the possibilities of desalination from high saline soil by absorption of chloride ion. Results from this studies are summarized as followings; 1) The growth rates of halophytes showed a variation; maximum growth rate of Salicornia appeared on August, Chenopodium on July, Suaeda on July, Aster on August and Scirpus on June. 2) Changes of frequency of each halophyte were varied in accordance with species. Chenopodium and Salicornia have the highest frequency of all on May. However, frequency as well as density of halophytes decreased after on May due to competition for absorbing moisture in plant communities. 3) The terrestrial plants which were succeed into the reclaimed tidal land had herborized 25 species on the both side of irrigation route. 4) Each of the maximum chloride uptake by halophytes appeared on May(Salicornia and Aster), on June(Chenopodium and Scirpus), and on August(Suaeda), respectirecely 5) Among the halophytes, Salicornia was confirmed to absorb the highest amount of chloride. A possible amount of chloride uptake by all halophytes per 100 square cm reached about 24,629. ppm.

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Scale Insects (Sternorrhyncha) Occurring on Flowering Plants in Korea (국내 화훼류에 발생하는 깍지벌레(진딧물아목)의 종류)

  • Kwon Gi-Myon;Han Man-Jong;Choi Dong-Ro
    • Korean journal of applied entomology
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    • v.44 no.1 s.138
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    • pp.51-59
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    • 2005
  • A total of 45 scale insects belonging to 29 genera of five families were recognized on 15 kind of flowering plants on the basis of specimens collected in 2003 and specimens deposited in the Insect Collection of NIAST in Korea. Three species were recognized on Korean forsythia, four on chrysanthemum, 15 on common camellia, seven on kobus magnolia, three on rose of sharon, one on Indian lilac, six on rose, seven on rhododendrons, two on bamboo palm, three on benjamin tree, 12 on evergreen euonymus, five on Japanese yew, two on corn plant, six on orchids and two on cacti. Pulvinaria floccifera (Westwood) and Pseudaonidia paeoniae (Cockerell) on common camellia and Pulvinaria citricolar Kuwana on rose of sharon are reported for the first time from the Korean Peninsula.

The Effect of Medical Service Quality and Hospital's Reputation on Customer Satisfaction, Repurchase Intention, and Negative Word of Mouth as to Disease Severity (질병의 중증도에 따른 의료서비스 품질과 병원의 명성이 고객만족과 재구매의도, 그리고 부정적 구전에 미치는 영향)

  • Yoo, Dong-Keun;Suh, Seung-Won
    • Korea Journal of Hospital Management
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    • v.14 no.4
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    • pp.25-51
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    • 2009
  • This model was empirically developed to test the effect of medical service quality and hospital's reputation on customer satisfaction, repurchase intention, and negative word of mouth as to disease severity. The model was tested in the context of the hospital industry. The findings are as follows. First, medical service provider's functional quality and technical service quality have significant effect on customer satisfaction. Second, hospital's reputation has positive(+) effect on customer satisfaction and significant negative effect on negative word of mouth. Third, customer satisfaction with medical service quality has significantly positive effect on customer's repurchase intention and has negative(-) effect on customer's negative word of mouth. Furthermore, customer's negative word of mouth has negative effect on their repurchase intention. Fourth, as to different disease severity, medical service quality and hospital's reputation have different effect on customer satisfaction, repurchase intention, and negative word of mouth. When patients get slightly ill, functional service quality and technical service quality have direct influence on customer satisfaction which has positive influence on repurchase intention and negative influence on negative word of mouth. Finally, negative word of mouth has negative effect on customer's repurchase intention. However, while hospital's reputation doesn't have effect on customer satisfaction, the reputation has significantly negative effect on negative word of mouth. When patients get seriously ill, only functional service quality has positive effect on customer satisfaction which influences on customer's repurchase intention and negatively influences on negative word of mouth. On the contrary, negative word of mouth doesn't influence on customer's repurchase intention as patients want to treat serious diseases in the large general hospitals even though negative word of mouth is known to them.

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Numerical Study on the Power-on Effect of a Pusher-propeller Aircraft using CFD (CFD를 이용한 추진식 프로펠러 항공기의 Power-on 효과 해석)

  • Cho, Jeong-Hyun;Cho, Jin-Soo
    • Journal of the Korean Society for Aeronautical & Space Sciences
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    • v.42 no.1
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    • pp.59-66
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    • 2014
  • In the case of a propeller-driven aircraft, power-on effect generated by the propeller has a strong influence on the performance and the stability of an aircraft directly and indirectly. A numerical study on the power-on effect has been performed using the CFD based on the multiple reference frame and sliding mesh model. The power-on effect increases the overall lift and the maximum lift of the aircraft. In addition to lift increment, power-on effect delays the stall of the aircraft. On the other hand, the power-on effect increases the drag significantly and consequently decreases the lift-to-drag ratio of the aircraft. Furthermore, the power-on effect decreases the nose-down pitching moment and consequently decreases the longitudinal static stability of the aircraft. It is expected that the analysis results presented and discussed in this report will be used as an important material for analyzing the aircraft performance and stability and will contribute the development of the propeller-driven aircraft with the pusher propeller.

Effects of Body Postures on Garment Pressure in Daily Wear (평상복 착용시 인체의 자세가 의복압에 미친 영향)

  • Kim, Yang-Weon
    • Korean Journal of Human Ecology
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    • v.13 no.1
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    • pp.153-158
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    • 2004
  • With considerable development of comfortable and functional clothing in recent years, we need to evaluate the effects of garment pressure in daily wear on each parts of human body because the garment pressure is important to design the clothing. This study was designed to examine the effects of body postures on garment pressure on each parts of human body in the actual clothing conditions. All the data were collected from 50 volunteered subjects. The Garment pressure was measured in lune and December with 8 points CPMS clothing pressure system from scapular, upper am, elbow, under arm, front waist line, side waist line, abdomen, crista ilica, upper hip, middle hip, front thigh, back thigh, front knee and back knee. The postures of subjects were controlled with 3 positions such as standing (posture 1), sitting on the chair (posture 2), and sitting on the floor (posture 3) during measurement of clothing pressure. Clothing weights were more in men than in woman. It showed that clothing weights had no effects on the garment pressure. In this study, however, just the garment pressures on scapular and top of the hip increased significantly by clothing weight (p<. 05). Clothing horizontally pressed on scapular and top of hip but not on other parts. When subjects stood up, the garment pressure was the highest on the side waist. Especially, clothing pressure on the front waist point was lower than that of the left side waist. On the upper parts of the human body, the garment pressure of left side waist was the highest, and followed by front waist, crista ilica, and abdomen in order. When subjects were sitting on the chair, the garment pressure on the lower parts of the human body was the highest on the top of hip. When the subjects were sitting on the chair or on the floor, the surface area on their skin of hip and waist parts increased by postures. In addition, it showed that men felt more comfortable than women on higher clothing pressure level.

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An Influence on Image and Purchase Intention of Korean Product of the Korean Wave Storm by Success of Entertainment Product -Focused on Japanese Market- (엔터테인먼트상품의 성공으로 인한 한류열풍이 한국제품의 이미지와 구매의도에 미치는 영향 -일본시장을 중심으로-)

  • Bae, Il-Hyun;Kim, Jang-Hyun
    • International Area Studies Review
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    • v.12 no.2
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    • pp.175-201
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    • 2008
  • From near and far, Koren wave(Hallyu) become a familiar term. In Japan, Bae Yong-joon, hero of the phenomenally popular drama "Winter Sonata", "Yonsama", a nickname coined by Japanese fans. So, we research about relationship of attitude on Korean wave, image on Korean product, an attitude on Korean product and purchase intention of Korean product in Japanese market. The results are summarized as follows: First, attitude on Korean wave positive impact on Korean product image. Second, attitude on Korean wave positive impact on attitude on Korean product. Third, image on Korean product significant impact on attitude on Korean product. Fourth, image on Korean product significant impact on purchase intention of Korean product. Finally, attitude on Korean product positive impact on purchase intention of Korean product.