• KDI Journal of Economic Policy
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• 제46권1호
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• pp.91-129
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• 2024

한국은행은 금융위기 이후인 2011년 법 개정을 통해 기존의 물가안정 이외에 금융안정 책무를 추가로 부여받았는데, 그 이후 장기간에 걸쳐 가계신용이 소득 여건에 비해 빠르게 증가해 온 결과 최근의 가계부채 상황은 소비와 성장을 제약하고 부정적 경제충격발생 시 위기 발생 가능성을 높일 수 있다는 우려가 제기되고 있다. 현재의 금융불균형 누증 상황이 앞으로 우리 금융·경제의 안정적 흐름을 제약하지 않도록 정부와 중앙은행이 더욱 유의해야 할 시기인 것으로 판단된다. 본 연구는 BIS가 중장기 경제안정화를 위해 거시·금융안정(macro financial stability)을 모색하고자 제안한 정책운용 체계인 통합적 물가안정목표제(IIT)의 국내 적용 가능성을 점검해 보고, 정책적 시사점을 도출해 보았다. 우선 VAR 모형을 통해 통화정책의 주택가격, 가계부채 파급효과를 살펴본 결과, 금융위기 이후 금리 인하에 따른 위험선호 경향이 뚜렷하게 증대된 것으로 나타났다. 또한 DSGE 모형을 통해 2000년 이후 2021년까지 약 20여 년간의 통화정책 운영 행태를 분석해 본 결과, 한국은행은 기준금리 결정 시 물가와 성장을 종합적으로 고려하면서, 가계신용 증가에도 일부 대응한 것으로 나타나 약한 형태의 IIT를 운영한 것으로 분석되었다. 다만, 금리평활화 계수가 매우 높게 추정되어 금리 조정에 상당히 신중했던 것으로 나타났다. 한편, 중앙은행 손실함수를 최소화하는 최적 금리준칙을 추정해 본 결과, 물가와 성장을 균형적으로 감안하면서, 경제 여건 변화에 대응하여 기준금리를 보다 적극적으로 조정하고, 소득 여건에 비해 가계부채가 빠르게 증가하는 경우에는 가계신용 상황에도 유의하는 정책이 바람직한 정책방안으로 분석되었다. 이 같은 연구결과를 고려할 때 BIS가 제안한 통합적 물가안정목표제는 중장기시계에서 우리 경제의 안정적 성장을 뒷받침할 수 있는 정책체계 대안으로 고려해 볼 수 있을 것으로 판단된다.

• 한국식품영양학회지
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• 제16권3호
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• pp.224-231
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• 2003

The development of food science in the near future probably depends on the advance in functional food science. Actually, a number of substances and products with potential for disease risk reduction rather than simply for health maintenance have been investigated for their body-modulating functions. Some of them have been applied in practice to the industrialization of functional foods in terms of foods for health uses. Health is becoming a more important aspect of food. Consumers increasingly see the link between food and health, thus generating growing levels of consumer interest in more actively managing their diets and, by implication, their health. there is demand from consumers and strong manufacturer push towards the development of food as medicine. Pharmaceutical companies are currently focused on the medical aspects of food as medicine, but it is expected that there will be an increase in the rate of active ingredients for lifestyle application.

• 재무관리연구
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• 제26권1호
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• pp.127-163
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• 2009

This paper examines the results of survey that the foreign ownership is cointegrated with capital market conditions in Korea using Vector Error Correction Model (VECM) and how the mechanism of innovations and dynamics among the foreign ownership and capital market proxies in the VECM was described. Specifically, we find that the foreign ownership and capital market proxies follow I (1) process and there are cointegrated relations between the foreign ownership and capital market proxies. Adopting the impulse response function and variance decomposition in the VECM, we suggest, in turn, the default risk premia, liquidity of market and the rate of interest in long term business cycle take on a special function on the KSE and KOSDAQ. Finally, we also offer evidences of which there are differences of the mechanism of dynamics and innovations between on the KSE and on the KOSDAQ.

• Journal of the Korean Society for Industrial and Applied Mathematics
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• 제18권4호
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• pp.283-294
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• 2014

In this paper we study consumption-labor supply decision of an agent who prepares for retirement at a known time in the future. The agent is assumed to have a preference which is represented by the von Neumann-Morgenstern utility function in which the felicity function has constant relative risk aversion over the composite of consumption and leisure. The composite is obtained by the Cobb-Douglas function. A general problem has been studied by Bodie et al. (2004). We contribute to the literature by deriving the Slutsky equations and conducting comparative statics. In particular, we show that wealth effect can exhibit an interesting property depending upon the time until retirement, as the interest rate increases.

• Journal of Yeungnam Medical Science
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• 제35권1호
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• pp.27-35
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• 2018

Diabetes and depression are serious chronic conditions. As a result of their increasing prevalence, diabetes and depression, together with population growth and aging, are public health issues. The rate of depression in adults with either type 1 diabetes or type 2 diabetes is high relative to the general population. The coexistence of diabetes and depression has attracted much interest. Although it is unclear whether diabetes and depression are causally linked, most studies have shown that the association between diabetes and depression might be bidirectional. Currently, emotional well-being is becoming an increasingly important aspect of diabetes care and self-management. Psychiatric disorders and diabetic distress among people with diabetes may increase the risk of diabetes complication and mortality. Thus, assessment and appropriate management of depression in people with diabetes should be considered to achieve psychological well-being and optimize medical outcomes.

• 한국식생활문화학회지
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• 제17권5호
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• pp.629-637
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• 2002

This study sought to determine family restaurant patrons' attitudes toward nutrition and healthy menus. A written questionnaire was handed out to 300 dine-in customers at the three different sites of T brand family restaurant. A total of 265 questionnaires were usable for data analysis, resulting in 88% response rate. Two attitude statements eliciting the strongest agreement were that 'Diet and chronic diseases risk are closely connected each other(4.44)' and 'Koreans are more nutrition & health conscious than they were in the past(4.41)'. The attitude statement-that nutrition is important when I eat out- received the lowest scores(2.92), which indicated that nutrition was not yet considered the most important factor when dining out. 23% of the respondents were interested in healthful foods, while 30% said they were unconcerned. Nutrition conscious group showed significantly (p<.000) higher attitude scores for most of statements than unconcerned group. Significant differences were found in age groups(p<.05, p<.01, p<.001), income levels(p<.05), educational levels(p<.05), health status groups(p<.05), and weight control interest groups(p<.05). Older respondents, respondents with higher income and educational levels were more interested in nutrition and healthy menus. Respondents who reported good health status and showed higher interest in weight control were more interested in nutrition and healthy menus. These findings indicate that restaurant firms should respond to consumers' increased interest in nutrition and healthy menus by offering healthful menus and increasing nutrition marketing activities. This may positively result in increasing customer counts and revenue as well as customer satisfaction level and brand image of restaurant firms. Moreover, restaurant firms are strongly encouraged to play an active role in promoting public's nutritional and health status because increasing consumption of meals away from home will seriously affect good health of our consumers.

• 경영정보학연구
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• 제25권1호
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• pp.165-187
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• 2023

기대수명의 지속적인 증가와 건강에 대한 높은 관심은 인터넷과 스마트폰의 대중화로 일반인들의 건강정보에 대한 이용에 큰 변화를 가져왔다. 모바일 헬스 환경으로 의료시장이 확대되면서 많은 건강관련 앱이 만들어져 유통되고 있지만, 각종 규제로 서비스 제공이 어려워지면서 그 수용속도가 더딘 상황이다. 이에, 본 연구는 프라이버시 계산모형을 바탕으로 개인건강기록 앱 수용저항에 영향을 미치는 요인으로 지각된 가치와 지각된 위험요인(심리적 위험, 시간손실 위험, 제도적 위험) 및 지각된 혜택요인(유용성, 상호작용성, 자율성)을 도출하고 이들 간의 영향 관계를 검증하였다. 또한, 제조사에 대한 신뢰의 조절효과를 분석하여 지각된 위험과 지각된 혜택이 지각된 가치에 미치는 영향이 어떻게 달라지는지를 추가적으로 살펴보았다. 개인건강기록 앱을 인지하면서도 사용하지 않는 국내 대학생을 대상으로 설문조사를 진행한 후, 구조방정식모형을 활용하여 분석을 진행하였다. 가설검증 결과, 지각된 가치는 수용저항에 부(-)의 영향을, 지각된 위험(시간손실 위험)은 지각된 가치에 부(-)의 영향을 미치고, 지각된 혜택(유용성, 상호작용성, 자율성)은 지각된 가치에 정(+)의 영향을 미치는 것으로 확인되었다. 또한, 제조사에 대한 신뢰는 지각된 위험(제도적 위험)이 지각된 가치에 미치는 영향력을 약화시켰다. 본 연구결과는 개인건강기록 앱의 수용저항을 줄이기 위한 세부기준을 확인하고 제안함으로써, 개인건강기록 앱 시장 환경에서 경쟁우위를 확보하기 위한 지침 마련에 기여할 수 있을 것으로 기대한다.

• 전기학회논문지
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• 제57권11호
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• pp.2131-2137
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• 2008

In this paper, COP (center of pressure) during quiet standing and squat-and-stand movement was analyzed to compare the postural control of young and elderly subjects with special interest in the elderly females who were reported to have higher fall rate than the elderly males. Subjects include the young subjects (10 males: $21.8{\pm}2.6yrs$, 10 females: $20.4{\pm}0.3yrs$) and the elderly subjects (8 males: $75.5{\pm}4yrs$, 8 females: $72.3{\pm}3.5yrs$). Analysis parameters were the mean of the distance between the instantaneous COP and the average COP (COP distance) and the mean of the COP movement velocity (COP velocity) in both AP (anterio-posterior) and ML (media-lateral) directions. During quiet standing, the COP distance in ML direction of elderly females was significantly greater than that of elderly males and the COP velocity of elderly females in both ML and AP direction were significantly greater than those of all the other groups. During squat and stand movement, the COP distance of elderly females was not significantly different with that of the elderly males. However, the COP velocity of elderly females was significantly greater than that of all the other groups. The large lateral weight shift (COP distance) of elderly females during quiet standing may explain their greater fall rate. However, this does not apply to squat-and stand movement. In contrast, COP velocity results show that the elderly females' COP is rapidly trembling compared to that of elderly males during both quiet standing and squat and-stand movement. This results suggest that rapid trembling or postural sway may reflect the reduced postural control ability and the risk of falling.

• 재무관리연구
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• 제22권1호
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• pp.147-179
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• 2005

모기지유동화증권(Mortgage-Backed Securities : MBS)의 도입과 변화를 주도한 근본적인 원인은 투자자 혹은 차입자의 효용 제고 및 욕구 충족에 있다. 본 연구는 이러한 사실에 주목하여 MBS의 발행 구조에 따라 그 가치가 변동할 수 있음을 이론 모형으로 정립, 증명, 분석 및 해석한다. 구체적으로 자동이체증권과 PAC-Support CMO라는 차별적 발행구조의 두 MBS의 가치를 투자자의 효용의 관점에서 파악하고 발행구조에 따라 후자가 전자보다 더 큰 가치를 창출할 수 있음을 이론적으로 보인다. 한편 모기지 및 MBS의 가치평가에 재금융(refinancing)으로 인한 조기상환 위험의 평가가 매우 중요하며, 재금융은 이자율의 등락 및 과거 이자율의 경로에 의하여 크게 영향 받기 때문에 이를 3기간 모형으로 반영하여 MBS의 가치평가를 시도하였다. 특히 소진현상(burnout)을 모형에 명확히 반영하여 이 현상이 MBS의 현금흐름, 위험 및 가치에 미치는 영향을 고찰하였다. 본 연구 결과 동일한 현금흐름 및 위험을 제시하는 MBS보다 차별적으로 설계된 MBS가 선호될 수 있으며 후자의 가치를 극대화하는 최적의 발행 구조가 존재함이 인정된다.

• International Journal of Automotive Technology
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• 제8권4호
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• pp.493-504
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• 2007

This paper proposes a stereo vision-based forward obstacle detection and distance measurement method. In general, stereo vision-based obstacle detection methods in automotive applications can be classified into two categories: IPM (Inverse Perspective Mapping)-based and disparity histogram-based. The existing disparity histogram-based method was developed for stop-and-go applications. The proposed method extends the scope of the disparity histogram-based method to highway applications by 1) replacing the fixed rectangular ROI (Region Of Interest) with the traveling lane-based ROI, and 2) replacing the peak detection with a constant threshold with peak detection using the threshold-line and peakness evaluation. In order to increase the true positive rate while decreasing the false positive rate, multiple candidate peaks were generated and then verified by the edge feature correlation method. By testing the proposed method with images captured on the highway, it was shown that the proposed method was able to overcome problems in previous implementations while being applied successfully to highway collision warning/avoidance conditions, In addition, comparisons with laser radar showed that vision sensors with a wider FOV (Field Of View) provided faster responses to cutting-in vehicles. Finally, we integrated the proposed method into a longitudinal collision avoidance system. Experimental results showed that activated braking by risk assessment using the state of the ego-vehicle and measuring the distance to upcoming obstacles could successfully prevent collisions.