• 제목/요약/키워드: Housing Expense

검색결과 46건 처리시간 0.026초

리모델링 주택담보대출 규제의 효과적 운영방안 (Methods for Government Housing Regulation of Residential Mortgage Loan related to Remodeling)

  • 이지형;이민주;조규수
    • 한국건축시공학회:학술대회논문집
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    • 한국건축시공학회 2019년도 추계 학술논문 발표대회
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    • pp.182-183
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    • 2019
  • The amount of multi-aged housing more than 15 years since the completion has increased, and the real estate market caused by apartment remodeling has also increased. The domestic mortgage loan regulation on relocation expense caused by remodeling apply to same limit as that for mortgage loan newly-built apartment. The excessive government housing regulation could be an obstacle for the occupants residential stability of remodeling apartment. To suggest methods for government housing regulation of residential mortgage loan related to remodeling, examples for mortgage loan regulation and mortgage products were studied and compared. It is pointed out that regulation on occupants relocation expense caused by remodeling has to be relaxed and mortgage product development are needed to boost remodeling project.

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공동주택의 관리비 추정모델 연구 (A Study on the Maintenance Cost Estimation Model of the Apartment Housing)

  • 이강희;양재혁;채창우
    • 한국주거학회논문집
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    • 제21권2호
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    • pp.59-67
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    • 2010
  • The maintenance cost plays a important role to plan the scale of the apartment housing such as a number of household, building area and building type. Therefore, it is required to forecast the cost considering various maintenance characteristics. The maintenance characteristics are floor area, number of household, heating type, site area and etc.. In addition, the maintenance cost are classified into 5 area. These are a personal expense, facility maintenance cost, energy and water cost, insurance and sanitary cost. These five cost area are related with various characteristics and brought up the estimation model using the stepwise multiple regression analysis. The energy and heating cost share over the 50% in the total cost and the personal expense cost shares about 40%. The personal expense cost per area is 5,272 won/$m^2{\cdot}yr$ irregardless of heating type and the district heating type is a higher cost than other type. In facility maintenance cost, the central heating type is 2,015 won/$m^2{\cdot}yr$ and higher than other type. The estimation models have good statistics in each model. Most of the model have a determination coefficient over 0.7 and Durbin Watson value between 1.5 and 2.5.

청년층 가구의 주거실태 변화에 관한 종단 분석 (A Longitudinal Analysis of Residential Environment Quality and Housing Expense of Young Households)

  • 이현정;임태균
    • 토지주택연구
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    • 제13권2호
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    • pp.31-47
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    • 2022
  • 본 연구는 청년층 가구의 주거실태 변화를 종단적으로 분석하고 이를 전국 가구와 비교하고자 한국복지패널(Korea Welfare Panel Study, KoWePS) 5차 웨이브(2010년)와 15차 웨이브(2020년)을 활용하였다. 분석 결과를 요약하면, 청년층 가구 수는 조사 기간 중 절반 수준으로 급감하였고, 청년층 가구의 가구주는 주로 대졸 이상의 고학력 30대 초반 기혼한 남성 임금근로자였다. 10년 간 고학력자와 임금근로자의 비율이 크게 늘어나면서 소득도 향상되었으나 여성 가구주와 미혼 1인 가구의 증가가 두드러지면서 전국 평균 소득과의 격차가 줄어들었다. 청년층 가구는 대체로 비수도권 지역에 거주하였고, 침실 2실을 갖춘 중형 공동주택의 임차인이었다. 특히 아파트 외 공동주택에서 월세로 거주하는 가구 비율이 높아지면서 주거비 부담은 전국 평균을 웃돌았고, 주거비를 25% 이상 부담하는 가구의 증가율이 전국 평균보다 높았다. 다만 청년층 가구의 수도권 거주 비율이 전국 평균을 상회하고, 조사 기간 동안 전국 가구에서 월세 거주 가구가 차지하는 비율에 변화가 없는 것과 달리 청년층 월세 가구 비율이 현저히 상승함에 따라 실제 청년층 차가 가구의 실질적인 주거비 부담은 더욱 커졌다. 또한 전국 평균을 밑도는 청년층 자가 비율과 함께 조사 기간 중 전국 자가 비율의 플러스 성장과 달리 마이너스 성장률을 보인 청년층 자가율의 변화폭은 주거사다리의 진입이 어려워진 청년층 가구에게 비우호적인 주택시장 여건을 보여준다. 따라서 청년층 친화적인 주택시장 여건 조성을 위한 시책들이 마련되어야 할 것이다.

가계의 사교육비 지출과 관련요인 (Private Educational Expenses of Household & the Related Factors)

  • 여정성
    • 가정과삶의질연구
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    • 제14권3호
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    • pp.137-150
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    • 1996
  • The purpose of this study is to investigate the level of the proporation of household expenditure item and the subjective burden of household due to the private educational expenses. The data used in this study included 761 housewives who have a child of the second grade or fourth grade of primary-school in Seoul. The findings of this study are as follows: First these six variables-educational level of mother household income place of residence grade of child number of child and the expected educational level of child-have significant effects on the private educational expenses. Second the proporation of food expense housing expense clothing expense and miscellaneous expense significantly differ with respect to the private educational expenses. Generally the proporation of household expenditure item and subjective burden are influenced more by the private educational expenses for school work than by the private educational expenses for talent.

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전라남도 농촌한옥의 거주성 평가에 관한 연구 (A Study on the POE(Post Occupancy Evaluation) of Rural Han-ok)

  • 이창재;최일;박성진
    • 한국농촌건축학회논문집
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    • 제16권1호
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    • pp.17-26
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    • 2014
  • This study examined the trend of floor space characteristics, size characteristics and modeling characteristics so as to evaluate the satisfactory level of subjects living in Hanok. By doing so, the type of Hanok was classified into 5 groups. The satisfactory level was evaluated after the subjects resided in Hanok based on each type of housing. In the satisfactory level investigation, which was conducted after the residence, the overall satisfactory level on Hanok showed to be high. In the evaluation on the residence scale, positive results were generally achieved regarding 'full size of residence', 'number of rooms compared to residence size', 'size of living room', etc. The indoor environment of residence evaluation mainly showed positive results regarding 'ventilation', but most subjects were unsatisfied in regard to 'heating', 'noise', 'lighting', etc. In the behavioral factor evaluation of residents, positive results were gained regarding 'health', but comparatively negative results showed based on items of 'construction expense', 'burden of maintenance expense', 'investment value', etc. After analyzing the influential factors on the overall satisfactory level, results showed that 'dust inflow' of the physical site environment evaluation, 'size of living room' of the residence size evaluation, 'heating' of the residence indoor environment evaluation, and 'burden of maintenance expense' in the behavioral factor evaluation significantly influences the overall satisfactory level.

매입임대주택 거주자의 주거환경 및 주택관리 만족도 분석 (Satisfaction of Residents on the Publicly Purchased Property Program with Residential Environment and Housing Management)

  • 박근석;주관수;이현정
    • 한국주거학회논문집
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    • 제26권3호
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    • pp.85-97
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    • 2015
  • The Publicly Purchased Property (PPP) Program since 2004 has allowed low-income households to reside in decent housing at a reasonable expense and to live in a community they choose. With an increasing number of the housing stock, management of the properties becomes a growing concern. The purpose of this research is to find out the satisfaction of the tenants with residential environment and housing management. To collect data, a face-to-face interview survey was conducted for 310 households living in the designated properties of 8 cities in and outside the Seoul Metropolitan Area (SMA). Most of the households were a family of three headed by late middle-aged man and lived in physically sound, small-sized units at an affordable cost. Overall satisfaction with living environment was higher in non-SMA than in SMA, and influenced by building deterioration and unit size. Further, most of the respondents were in favor of housing management services provided by a nearby public housing estate. Building deterioration and regular onsite visits of management staff were determinants in the satisfaction with housing management. The results indicate that proper housing management delays building deterioration and assures decent living for low-income people, leading to high levels of residential satisfaction.

노인과 장애인의 주택 신축 및 개조 사례 비교연구 - 한국, 일본, 스웨덴 3국의 사례를 중심으로 - (A Case Study on Housing Alterations and Construction for the Elderly and the Disabled - Comparison among Korea, Japan, and Sweden -)

  • 최재순;이의정
    • 대한가정학회지
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    • 제39권10호
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    • pp.39-53
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    • 2001
  • Housing is the most important factor for the elderly and the disabled to live safely and independently. If they want to stay in their familiar community as long as possible, to support their stay in their house must be needed. The purpose of this study was to investigate the housing alterations for the elderly and the disabled. To accomplish the purpose of this study, three cases that had altered housing to fit their needs in three countries, were selected. In Korean case of alterations for the disabled, bathroom and kitchen were the altered spaces in the house. But active alterations were not done, because of the limited expense for the alterations and housing ownership, rented. In one case of housing construction for the elderly in Japan, there was no level difference in the interior. Two bedrooms were provided for the husband and the wife, because of the difference of time to bed. The sunroom for enjoying the outside of the nature was provided. In swedish case, due to the supports of the government and local authority, the house was altered at many spaces such as bathroom, kitchen, ramp at the entrance, elevator and so forth. In conclusion, sufficient supports of government and community services can increase the housing quality of people. The ultimate goal of housing alterations must be done not for the elderly and disabled but for all people.

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한국인의 북한 관광의사와 북한 지역경제 효과 (South Korean Demand for Tourism in North Korea and the Impact of their Expenses on the North Korean Regional Economy)

  • 김미숙;성태영;최은희;최대식
    • 토지주택연구
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    • 제13권3호
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    • pp.1-20
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    • 2022
  • 본 연구는 북·중 및 북·중·러 접경지역을 경유한 북한관광에 대한 한국인의 수요를 추정하고, 북한지역에서 지출할 것으로 예상되는 관광지출액을 도출하여, 북한 지역경제 파급효과를 추정하였다. 북한 방문이 가능한 상황을 전제로 향후 5년 이내에 해당 지역을 방문할 의향이 있는지 물어 본 결과 응답자의 약 64.1%가 방문하겠다고 답하였다. 응답자의 방문의사를 기초로 마켓팅분야의 구매의도분석을 적용하여 수요를 도출한 결과 관광수요는 연간 연인원 4,136,361명으로 나타났다. 1인당 평균지출액은 153만 2천원, 총지출액은 6조 3,369억원으로 나타났다. 총지출액 중에서 항공료를 제외한 후 방문지역마다 균등하게 지출한다는 가정하에, 북한지역에 지출될 금액을 추정해 본 결과 2조 8,387억원으로 나타났다. 이 지출액이 북한 지역경제에 미칠 후방파급효과는 총생산유발 7조 9,721억원, 부가가치유발 2조 6,194억원, 취업유발 약 2,890,443명으로 나타났다. 추정한 부가가치유발효과는 한국은행이 추계한 2020년 북한 명목 GDP의 약 7.6%에 달하는 것으로 나타나, 한국인의 북한관광에 따른 지출은 북한 지역경제에 유의미한 영향을 줄 것으로 보인다. 한국인의 해외여행 증가에 따라 북한관광수요도 꾸준히 증가할 가능성이 있으므로 여건이 개선된다면, 북한 관광인프라개발을 위한 남북협력도 필요하다.

농어촌 독거노인의 공동주거 선호 경향에 관한 연구 - 농어촌 독거노인을 위한 친환경 공동주거의 모형개발 연구(1) - (A Study on the preference and trends about co-housing of Senior citizen Who lives alone in Rural and Fishing Village - A study on the Model of Co-Housing for Senior citizen who lives alone in the rural and fishing village (I) -)

  • 조원석;김흥기
    • 한국농촌건축학회논문집
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    • 제13권4호
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    • pp.107-114
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    • 2011
  • According to the aging society, the housing environments of senior citizens who live alone are faced with social various problems. On the dwelling welfare, development of model for the silver house is necessary at the reducing of social expense. Particularly, the silver housing conditions of rural and fishing villages are poor than urban region. The results of this research are as follows. First, the senior citizens who live alone looked to an negative opinion about cohabitation of the aged, but the senior citizens who don't live alone and preliminary old man group showed a positive opinion to the regarding cohabitation. Second, Most of the aged was in poor health, On this account they expressed an opinion that they were opposite to the cohabitation opinion. Although considering health, simultaneous design of both private life and community life shall be reflected to the preferential design element in co-housing of the aged. Through these co-housing for the aged in rural and fishing village, the senior citizens who lives alone have prevented poor housing surroundings, loneliness, loss of role, uneasiness, gloomy, chronic disease.

경기도 정신보건센터 서비스에 대한 가족 만족도 조사 - 경기도 31개 정신보건센터를 중심으로 - (A Study on Family Satisfaction with Community Mental Health Center Services in Gyeonggi Province by Families of People with Mental Illness)

  • 김희정
    • 대한간호학회지
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    • 제39권1호
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    • pp.124-135
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    • 2009
  • Purpose: The purpose of this study was to evaluate the service satisfaction for families who have someone with mental illness, and are using community mental health centers in Gyeonggi Province. Methods: The participants in this study were 796 family members. Data were collected using Family satisfaction survey questionnaire developed by the author (23 items on family service and 15 items on client service). Results: The total satisfaction level for the service with family and client resulted in above average scores. Of the 23 service items, data showed the highest level of satisfaction was with professional skills and attitude, and day rehabilitation programs, and the lowest for professional activities for advocacy and social welfare benefits, emergency & crisis intervention, medical expense subsidies. Of the 15 service items, job and housing related service had the lowest level of satisfaction. Conclusion: It is recommended that psychiatric emergency & crisis intervention programs and system development be accelerated. Also, there is a need to develop medical expense subsidy programs for older family caregivers, job and housing focused rehabilitation programs and community facilities for the client, as well as more active and powerful professional advocate activities for persons who have mental disabilities and their families.