• The Journal of Asian Finance, Economics and Business
• /
• 제8권12호
• /
• pp.399-409
• /
• 2021

The demographic characteristics of a leader are important for small businesses during the COVID-19 pandemic. Several researchers have proven that demographic characteristics affect business success. Unfortunately, business success has only been analyzed from a financial perspective and has not been compared to the owner's interests perspective. This study examines business success from both perspectives. This study aims to analyze the demographic characteristics of small entrepreneurs and their impact on business success. Demographics consist of age, experience, education, and gender. Meanwhile, business success is seen from two perspectives: financial performance and the owner's interest. The study used an explanatory survey method. The number of samples is 155 entrepreneurs who are also the leaders of their businesses. The research was conducted in Bandung City, Indonesia, in 2021. The data was processed using descriptive statistics and multiple regression. The study results found that age only affects financial performance. Experience is proven to affect financial performance and the interests of the owner. Gender only affects the interests of the owner. This study concludes that in difficult times such as the COVID-19 pandemic, having young leaders who are experienced will make it easier to achieve business success.

• 가정과삶의질연구
• /
• 제27권3호
• /
• pp.129-143
• /
• 2009

The purpose of this study was to investigate influences on wives' financial management behavior economic instability and coping behavior of urban household. Economic instability was constructed with an objective economic status and perceived economic instability. And, Financial management behaviors were constructed with four dimensions : investment, income/expenditure, risk, and debt management behavior. The subjects of this study were 225 housewives. Factor analysis, Cronbach ${\alpha}$, and multiple regression were performed for data analysis. The results show that, coping behaviors of searching and using information and perceived economic hardship related to debt influenced housewives' investment management behaviors. The coping behaviors of searching and using information, expending in the range of planned budget, using debt, perceived economic hardship related to debt, income insufficiency, and selective expenditure influenced the consumption-expenditure management behaviors. Perceived economic hardship related to essential expenditures and coping behaviors of searching and using information influenced the risk management behaviors. Coping behaviors of searching and using information, using debts and purchasing and using economically, and perceived economic hardship related to essentials influenced debt management behaviors.

• 한국의료질향상학회지
• /
• 제12권2호
• /
• pp.93-112
• /
• 2006

This study reviewed published studies on interventions used by hospitals, health insurance programs, or governments to improve use of medicines in foreign countries. Interventions to improve use of medicines are classified into two categories: 1) information strategies-dissemination of educational materials, group education, one-to-one educational outreach, drug utilization review, and feedback; 2) managerial strategies- formularies, prior authorization, and financial incentives. Dissemination of educational materials, which is a common intervention, was unsuccessful in changing physicians' prescribing behaviors. Problem-based small group education was more likely to change behaviors than didactic large group education. One-to-one educational outreach(academic detailing) was among the most effective strategies used to change prescribing behaviors. Prospective drug utilization review (DUR) program was more successful in improving use of medicines than retrospective DUR program. Feedback intervention has been reported to be ineffective to change behaviors. Formularies are frequently used to control medication use by most health insurance programs. Financial incentives provide physicians economic incentives according to appropriateness of prescribing. However, few published studies have assessed the efficacy of formularies or financial incentives. Prior authorization requires physicians to get authorization from health insurers before prescribing a certain group of drugs which is usually of high costs or risk. There is no magic bullet for quality use of medicines. Multifaceted interventions that help to predispose, enable, and reinforce desired behaviors are more likely to be successful.

• 한국정보통신학회:학술대회논문집
• /
• 한국정보통신학회 2018년도 추계학술대회
• /
• pp.128-129
• /
• 2018

우리나라는 최근들어 급속한 고령화 사회로 진입하고 있다. 고령화 사회로 인한 노인들의 문제는 여러 분야에서 나타나게 된다. 신체적 취약점으로 인한 문제 뿐 아니라 인지적 저하로 인한 문제 역시 많은 문제가 발생하게 된다. 인지적 저하는 노인들의 일상생활을 수행하는데 어려움을 야기시키게 되며 이로인한 노인들의 삶의 질 역시 부정적으로 나타나게 된다. 본 연구에서는 인지적 저하 노인들을 대상으로 일상생활 수행이 원활하게 이루어질 수 있는 금융관련 교육콘텐츠를 개발하기 위한 사용자 분석을 실시하고자 한다. 이를 통해 인지저하가 나타날 수 있는 대표적 노인 사례를 개발하고 이를 기반으로 금융관련 교육콘텐츠 개발의 기반을 마련하고자 한다.

• 한국학교ㆍ지역보건교육학회지
• /
• 제22권2호
• /
• pp.1-14
• /
• 2021

Objectives: The study aimed to analyze the effects of household financial difficulties caused by COVID-19 (2019 coronavirus disease) on suicidal tendencies of adolescents. Methods: We selected 54,948 middle and high school students who were surveyed based on the Korean Youth Risk Behavior Web-based Survey 2020. To analyze the data, we used the STATA 16.0 program to conduct propensity score matching (PSM). Results: After controlling for selection effects by using PSM, the household financial difficulties caused by COVID-19 maintained a significant predictive effect on increasing suicidal ideation, suicide attempts, and decreasing tendency in hospital-treated after suicide attempts. However, depressive symptoms and suicide plan did not show a significant correlation with household financial difficulties associated with COVID-19. Conclusions: It was found that the rate of suicidal ideation and suicide attempts among adolescents who experienced a household financial difficulties due to COVID-19. Therefore, It can provide empirical evidence for estimating the impact of COVID-19 on adolescent suicide rates.

• 융합경영연구
• /
• 제5권4호
• /
• pp.29-38
• /
• 2017

Organizational commitment (OC) is one of the most important attitudes and/or organizational variables. It is one of the important factors for increasing organizational performance and consequently it has a significant impact on productivity enhancement. Study of behavior in the workplace due to the great importance of manpower compared to other resources within the organization is of great importance too. OC is a psychological state which represents kind of desire, a need and a requirement for continuing employment in an organization. It is considered as one of the most influential factors in getting success and competitive advantage in today's organizations. Investigating effect of financial and non-financial variables on financial performance for a long-term has engaged the minds of researchers. Intensification of competition in markets has increased importance of recognizing competitive advantage patterns and their effect on financial performance (FP).This research conducted to provide a better understanding for people as well as for aggregation of a research subject OC and FP is compared in Indian banking sector by taking sample of 2 public and two private banks the correlation between the OC and FP and the results included a positive and significant correlation. Desired FP to increase wealth is an essential and obvious issue. According to the issued subjects, today, commitments and their impact on FP of companies have become increasingly important. In Indian banks the correlation between the OC & FP were found significant.

• 문화기술의 융합
• /
• 제4권2호
• /
• pp.61-67
• /
• 2018

본 논문은 공학교육 개선을 위하여 재정지원 사업을 수행한 대학의 사업성과 분석을 통해 지방 공과대학의 교육방향을 모색하고 개선점을 제시하는데 목적이 있다. 본 연구를 위해 공학교육혁신지원사업을 수행한 대학의 3년간의 사업 만족도 조사를 통해 성과분석을 진행하였다. 사업에 참여한 이해관계자를 대상으로 지원사업의 교육프로그램과 운영에 따른 성과 등 통계적 분석을 진행한 결과 지원사업의 종합만족도 평점은 73.8%에서 83.4%로 상승하고 있으나, 산업체 만족도는 상대적으로 감소하고 있다. 조사 결과 신입사원들의 업무수행의 창의성 및 문제해결 능력의 만족도가 낮아 사업의 종합 만족도가 감소한 것을 알 수 있다. 향후 공학교육 혁신을 위한 교육프로그램 설계를 통해 창의적 문제해결 능력이 배양될 수 있는 공학교육 개선방안을 마련하고자 한다.

• The Journal of Asian Finance, Economics and Business
• /
• 제9권1호
• /
• pp.203-211
• /
• 2022

Foreign direct investment (FDI) has increased at an exponential rate during the last two decades. It is now a feature of emerging market economies as well. Foreign direct investment and financial development are important factors in an economy's growth. Various studies have examined the impact of foreign direct investment and financial development on economic growth in different countries and areas. However, the findings are currently inconclusive. Using updated data from 1970 to 2020, this study will examine the relationships between FDI, financial development, and economic growth in 30 rising economies.GDP is the dependent variable, while FDI, financial development, trade openness, infrastructure, exchange rate, and GDP growth are the independent factors. To estimate the panel data, we used the most recent econometric models. The study's major findings suggest that FDI and financial development are critical determinants in emerging economies' economic progress. Furthermore, multiple robustness checks supported the study's empirical findings. The results of this study include various practical recommendations for investors, governments, and policymakers, given the increased interest in global economic integration and member states' reliance on FDI as a critical aspect of sustaining prosperity.

• 보건행정학회지
• /
• 제20권4호
• /
• pp.58-73
• /
• 2010

Background : Cancer is a disease that not only places a significant burden on patients clinically but also requires significant expense for diagnosis and treatment. Although the cancer coverage of health insurance has recently been expended, the need for financial assistance among cancer patients and their families is still expected to be significant. In this study, cancer patients' need for financial assistance in Korea was examined and its influence factors were analyzed. Methods : Target study subjects were those who are over 18 years of age and were diagnosed with cancer more than four months prior at the National Cancer Center and 9 Regional Cancer Centers in Korea during the period from July to August of 2008. Quarter sampling was conducted according to the ratio of the type of each cancer. A face to face interview survey was conducted. A total of 2,661 cancer patients finished the survey. Medical charts were reviewed in order to obtain the cancer type and SEER stage of cancer patients. An ordered logistic regression model was used to examine the level of need for financial assistance according to the demographical, clinical, and socio-economic variables of cancer patients. Result : The percentage of cancer patients who needed financial assistance was 69.0%, and 36.9% needed significant financial assistance. The need for financial assistance was perceived to be greater in males, younger age group, low income group, low education group, medical aid recipients, those who were diagnosed recently, those with a low level of quality of life measured through EQ5D, and those with decreased income after cancer diagnosis. Conclusion : In spite of the current policy to increase health insurance coverage, the majority of cancer patients and their families in Korea still need financial assistance due to cancer. In particular, there were more vulnerable groups, such as the low income, or low education group. In the future, policies that focus on the disadvantaged, which strengthen social security, should be considered for achievement of a substantially better quality of life for cancer patients and their families.

• 한국노년학
• /
• 제38권2호
• /
• pp.291-308
• /
• 2018

본 연구는 중장년 북한이탈주민의 노후금융준비에 영향을 미치는 요소들을 '금융이해력'과 '금융포용성' 개념을 활용해 분석하는데 목적을 두고 있다. 설문대상자는 경기도 하안동과 노원구 공릉동 부근에 거주하는 40~60세 북한이탈주민들로 비확률표본추출방법인 목적적 표본추출법(purposive sampling)을 통해 선정했다. 총 100명이 설문에 응답하였고, 분석방법은 경로분석방법을 사용하였다. 연구결과에 의하면 통계적으로 유의한 수준에서 중장년 북한이탈주민의 노후금융준비는 금융이해력 증가에 양(+)의 직접효과가 나타났다. 또한 부트스트랩방법에 의하면 금융포용성은 금융이해력과 노후금융준비관계에서 매개효과가 확인되었다. 하지만 북한이탈주민의 경제적 수준에 따라 금융이해력이 노후금융준비에 미치는 영향의 경로가 다르게 나타났다. 즉, 저소득 집단은 금융이해력과 노후금융준비의 관계에서 금융포용성의 매개효과만이, 평균소득이상 집단에서는 금융이해력과 노후금융준비간의 직접효과만이 통계적으로 유의하였다. 이상 결과에 근거하여 중장년 북한이탈주민의 안정적 노후를 준비하기 위한 소득수준별 맞춤형 금융교육의 필요성, 노후금융상품의 개발, 금융사회복지사제도의 도입 등 정책적 실천적 방안을 제시하였다.