• 제목/요약/키워드: Financial behaviors

검색결과 182건 처리시간 0.026초

신 BIS 자기자본규제가 은행자산운용행태에 미치는 영향 (The Impact of BIS Regulation on Bank Behavior in Asset Management)

  • 오현탁;최석규
    • 재무관리연구
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    • 제26권3호
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    • pp.171-198
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    • 2009
  • 본 연구는, BIS 자기자본규제가 신용위험과 시장위험 뿐만 아니라 운영위험을 감안하는 제도로 점차 강화되고 있는 시점에 자본규제가 우리나라 은행들의 자산운용행태와 여신건전성에 어떠한 영향을 미치는가를 분석하기 위한 것이다. 이 목적에 부합되는 은행경영지표와 거시경제지표를 실증모형의 변수로 선정함과 아울러 이에 상응하도록 구성한 은행별 횡단면자료와 분기별 시계열자료(2000년1분기~2009년 1분기)의 통합자료(pooled data)를 SUR 기법으로써 실증분석하였다. 실증을 통해 분석한 자본규제정책의 효과성, 자본규제제도의 발전 방향을 위한 시사점은 다음과 같다. 첫째, BIS 자기자본규제가 수정협약단계로 강화되기 전의 2001년 말 이전의 표본기간에는 BIS 비율이 하락에 대응하여 국채투자비중을 늘려온 현상이 현저하였다. 그러나 2002년 말 이후에는 수익성이 낮은 국채비중을 늘려 위험가중자산을 조정하는 현상이 줄어들고 BIS 비율을 유지 또는 개선하기 위해 이익잉여금 창출, 신종자본증권 발행, 후순위채 발행 등에 의한 자본 확충이 선호되는 경향이 나타나고 있다. 둘째, BIS자기자본 규제가 더욱 강화된 2002년 이후의 표본기간에는 자기자본의 증감에 따라 대출금비중의 증감이 일어나는 동조화 현상이 현저하였으며, BIS 자기자본규제가 금융시장의 신용경색에 일정부분 영향을 미쳐 온 것으로 나타났다. 셋째, BIS 자기자본규제의 강화에 따라 은행들이 차주의 신용도를 보다 정교하게 평가하여 차주를 선택함으로써 여신건전성 제고에 노력을 기울이려는 유인을 갖게 되었으며 BIS 자기자본규제가 여신건전성 향상에 매우 긍정적인 영향을 미쳐온 것으로 나타났다. 넷째, 은행의 건전성 강화를 위한 BIS 자기자본규제가 긍정적 효과를 발휘하도록 함과 동시에 경기침체를 유발하는 신용경색 같은 부작용을 최소화 하려면, 은행의 자본확충경로가 활성화 된자본시장의 환경 조성, 은행의 건전성 강화를 위한 시장규율, BIS 자기자본규제의 효율적인 감독이 뒷받침되어야 한다.

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인터넷 주의효과: 능동적 정보 검색이 투자 결정에 미치는 영향에 관한 연구 (Attention to the Internet: The Impact of Active Information Search on Investment Decisions)

  • 장영봉;권영옥;조우제
    • 지능정보연구
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    • 제21권3호
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    • pp.117-129
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    • 2015
  • 인터넷을 활용한 정보 검색이 보편화됨에 따라, 상대적으로 정보가 부족했던 개인 투자자들이 인터넷 검색을 통해서 관심 기업의 정보를 지속적으로 '주의(attention)'하고 이를 통하여 시의 적절하고 유용한 정보를 획득할 수 있게 되었다. 본 연구에서는 능동적 정보검색을 통해 유도된 주의 효과가 투자자에게 정보전달의 역할을 하는지 개별 기업 주식의 변동성과 동조화를 중심으로 규명하고자 한다. 특히 기업의 본질적 가치에 대한 정보획득 및 판단이 쉽지 않은 정보기술 서비스 중심의 IT 기업을 대상으로 최근 10년간의 키워드 검색 데이터를 분석하였다. 분석 결과, 인터넷 검색을 통한 기업정보의 수집 및 확산의 용이성은 투자자가 기업의 가치를 보다 정확히 평가하는데 도움을 주고 결과적으로 시장에서의 탈동조화를 유인함을 알 수 있다. 즉, 투자자의 주의는 시장에 내재된 불완전성에 의해 본질적인 요소와 상관없이 주식들의 수익률이 동시에 같은 방향으로 움직이는 동조화 현상을 약화시키는데 영향을 미쳤다. 이러한 결과는 기업 규모가 클수록, 연도별 분석에서는 최근에 가까울수록 더 크게 영향을 미치는 것으로 나타났다. 잘 알려진 기업일수록 인터넷 검색으로 획득할 수 있는 정보의 양이 많고, 또한 시간이 지날수록 정보가 쌓이면서 이러한 현상은 더 심화될 것으로 예측할 수 있다. 반면, 인터넷 검색량과 기업의 변동성은 규모가 큰 기업의 경우에만 유의한 양의 관계를 보여주었다. 본 연구는 투자자의 주의효과를 인터넷 검색량을 이용하여 실증 분석하였다는데 의의가 있으며, 연구 결과는 기업 주식의 변동성 및 동조화 현상에 대한 이해를 높이고 투자자의 투자결정에 도움이 될 것으로 기대된다.

인터넷쇼핑몰의 쿠폰판촉이 소비자의 구매행동에 미치는 영향 (A study on Effects of Promotion of Coupons in Internet Shopping Mall on the Purchase Behavior of Consumers)

  • 최숙희;하규수;김홍
    • 한국벤처창업학회:학술대회논문집
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    • 한국벤처창업학회 2007년도 춘계학술대회
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    • pp.405-433
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    • 2007
  • 본 연구는 온라인 쇼핑몰의 쿠폰판촉이 소비자의 구매행동에 미치는 영향을 검증하였다. 분석 결과는 다음과 같다. 첫째, 쿠폰 인지정도에 따라서는 F-검증을 실시한 결과 쿠폰의 인지여부에 따라 쿠폰 제공시 사용의사와 쿠폰 제공시 재사용의사에서는 유의미한 차이가 있는 것으로 나타났다. 둘째, 쿠폰의 사용경험에 따른 구매행동의 차이를 전체적으로 살펴보면 쿠폰사용 경험이 있다가 없다보다 높은 평균을 보여 유의미한 차이가 있는 것으로 나타났다. 이러한 결과는 쿠폰 사용경험에 따라 구매행동에 차이가 있음을 시사하고 있다. 셋째, 구매행동과 쿠폰의 비용/편익 자각의 관계를 살펴보면 뚜렷한 정적 상관관계가 있는 것으로 나타났다. 이는 쿠폰의 비용/편익 자각이 높을수록 구매행동이 높아짐을 의미한다. 넷째, 구매행동은 쿠폰사용을 즐김과 쿠폰 사용습관과 가장 관계가 높음을 발견하였다.

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가맹본부의 리더십 행동유형과 가맹사업자의 관계결속에 관한 실증적 연구 - 가맹사업자의 자기효능감의 조절효과를 중심으로 - (An Empirical Study in Relationship between Franchisor's Leadership Behavior Style and Commitment by Focusing Moderating Effect of Franchisee's Self-efficacy)

  • 양회창;이영철
    • 한국유통학회지:유통연구
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    • 제15권1호
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    • pp.49-71
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    • 2010
  • 본 연구는 가맹사업자의 자기효능감에 주목하여 정부가 예비가맹사업자들을 보호하기 위해 가맹본부에 다양한 규제와 정책을 사용하는 것이 최선의 방법이 아니라는 것에 관심을 두고 있다. 본 연구에서는 경로-목표이론(path-goal theory)에서 제시한 가맹본부의 리더십 행동 유형과 가맹사업자의 관계결속의 영향관계에 있어서 가맹사업자의 특성으로 자기효능감의 조절효과를 규명하고, 실증 분석한 결과 다음과 같은 연구의 시사점을 발견할 수 있었다. 첫째, 가맹본부의 리더십 행동유형이 관계결속에 긍정적 효과를 가져 온다는 사실이 확인됨으로써 가맹본부는 가맹사업자에게 맞는 리더십 행동유형을 적용할 수 있도록 하여야 한다. 둘째, 가맹사업자의 자기효능감이 관계결속에 긍정적 효과가 있을 뿐만 아니라, 리더십 행동유형과 관계결속 사이에 상당한 조절효과가 있기 때문에 가맹본부는 가맹사업자들의 개인차(individual difference) 관리가 필요하다. 셋째, 정부는 가맹본부를 규제할 것만이 아니라 가맹본부가 가맹사업자들의 특성을 확실하게 파악하고 기업의 목표달성을 위한 정당한 통제가 가능하도록 제도적 지원을 해야 할 것이다.

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K-REITs(부동산투자회사)의 투자 유형별 특성 분석 (A Study on the K-REITs of Characteristic Analysis by Investment Type)

  • 김상진;이명훈
    • 한국산학기술학회논문지
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    • 제17권11호
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    • pp.66-79
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    • 2016
  • 최근 리츠 인가의 증가로 대두되는 사안은 경영활동에 드는 자금을 어떻게 조달하는지와 투자 자금을 효율성 있게 운용함으로써 기대 수익률과 경영 극대화를 목표 설정에 맞게 실현될 수 있는지 대한 문제로 귀결되는 듯하다. 이에 본 연구는 국내 리츠가 운용된 2002년부터 2015년(2007~2009년, 글로벌 금융위기 기간의 파급효과 기간은 제외하였음)까지 리츠의 사업현황, 투자, 재무 등 경영 전반에 관련 자료를 구축하여 투자 유형별 특성을 분석하고 리츠의 부채비율에 영향을 미치는 요인을 분석하였다. 분석결과 리츠의 최대주주 성향이 법인, 연기금, 공제회, 은행, 증권, 보험 등의 비중이 높게 나타나며 최근 최대주주와 주요주주의 비중이 상승하고 있다. 리츠 투자에서 기관투자자 역할이 증대되면서 기관투자자가 리츠성장을 견인한 것으로 보인다. 기관투자자에서 자주 목격되는 동시 투자자에게 다른 금융기관보다 더 높은 이자율을 지급된 것으로 분석되어, 리츠가 동시투자자에 대하여 유인과 보상을 병행한 것으로 판단된다. 부채비율과 관련 변수 간의 영향요인에 대하여 다중회귀분석을 수행한 결과 부채비율이 수익성과는 음(-)의 관계를 맺어 자본조달순위이론을 지지하며, 투자기회(성장성)는 음(-)의 관계, 자산 규모와는 양(+)의 관계를 맺어 상충이론을 따르는 것으로 분석되었다. 이와 같은 연구결과는 국내 리츠가 공모형 리츠보다는 사모형 리츠 위주로 운용되고 있어 타인자본 조달 시 주식시장의 자금조달보다는 유형자산(대부분 부동산)의 담보에 의한 차입으로 운영되고 있는 리츠시장을 반영한 것으로 보인다. 또한, 글로벌 금융위기 이후 타인자본을 리츠 사업에 적극적으로 활용하고 있으며, 최대주주의 비중과 성향, 투자상품에 따라 부채비율이 결정되고 있음을 보여준다.

사회적 기술 부족과 충동성으로 인해 또래갈등이 심한 분교아동의 상담사례 (Counseling Case Study of a Child with Peer Confliction due to Lack of Social Skills and Impulsiveness)

  • 이인선
    • 초등상담연구
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    • 제5권1호
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    • pp.227-253
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    • 2006
  • It seems common for students living at a small county and islands to experience psychological conflicts and be unaccustomed in the peer society because they are not familiar with peer interaction and social skills. This is a case study of L (hereinafter called L) who was grown up in the sheltered school at a small county. L was psychologically disturbed because he couldn't get along well in the transferred school. It is the reason why he had lived in the sheltered school at a small county, so he had not enough exposure to interact with peer and social skills. Sometimes he was obstinate irrationally and when he had trouble with friends, he threw something out or went out of school and tricked juniors dangerously. The fact of disperse with families, parent's indifference, and hate of older brother made L to have ill feeling against family. He had low motivation and low self confident in learning because of short attention time and accumulated poor learning progress. In this study, he was evaluated at various area, such as, intelligent, affective, personal and inter-personal, before counselling. To evaluated the effect of the counselling, K-WISC-III, KPRC, sentence filling test, social adaptation ability test, etc, were administered right after the counselling was over and 8 weeks later. For specific information gathering and analysing, observation diary and deepen counselling were accomplished by homeroom teacher, his mother, and his peers. To correct his problematic behaviors, 13 counseling sessions were accomplished for 6 months and those counselling sessions were recorded and analysed definitely. Followings are the result of this case study. First, he was recovered from the anxiety of inter-personal interaction and he started to interact with peers. The result of sac scale score of KPRC profile was lower than before as much as average student after counseling and 8 weeks later. This reveals that the distress against interpersonal relation have settled. Especially, through the result of sentence filing test, he seemed to feel attachment to peers and be positive, active in the relation of peer. For instance, he was active in the open class lesson and interacted well with peers. It could be said that he overcame the psychological distress comparing with previous time. Second, he could apologize to his peer and juniors for his fault. His attitude were well shown in the letter from an old friend at the sheltered school, average KPRC profiling score comparing with previous counseling time, and remarkable decrease of attack scale score of teacher and peer. Third, his view toward family turn out positive. He recognized his situation that he lived apart from family and even worried about his parent's financial difficulty. Through solving the confliction with his older brother, he could acquire the feeling of family reunion. Fourth, his learning motivation and self-confidence were increased. He confirmed his future positively and he might be judged more attentive because his intelligence index was higher than before as much as average student. With the main goal of this study, verification for effectiveness of counseling. understanding and helping problematic students such as L who lives at a small county and island through investigation of their real situation and problems with the method of counseling and socio-cultural analysis is worthwhile. Identification of ideal relationship with peer is related with positive self-conception, harmonic social adaptation and development of child. It is time to investigate easy adaptive in classroom and well-organised program to acquire general social skills for sheltered school students at a small county and islands.

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소규모 기업에 있어서 지식소싱 전략이 기업성과에 미치는 영향 고찰 (An Examination of Knowledge Sourcing Strategies Effects on Corporate Performance in Small Enterprises)

  • 최병구
    • Asia pacific journal of information systems
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    • 제18권4호
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    • pp.57-81
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    • 2008
  • Knowledge is an essential strategic weapon for sustaining competitive advantage and is the key determinant for organizational growth. When knowledge is shared and disseminated throughout the organization, it increases an organization's value by providing the ability to respond to new and unusual situations. The growing importance of knowledge as a critical resource has forced executives to pay attention to their organizational knowledge. Organizations are increasingly undertaking knowledge management initiatives and making significant investments. Knowledge sourcing is considered as the first important step in effective knowledge management. Most firms continue to make an effort to realize the benefits of knowledge management by using various knowledge sources effectively. Appropriate knowledge sourcing strategies enable organizations to create, acquire, and access knowledge in a timely manner by reducing search and transfer costs, which result in better firm performance. In response, the knowledge management literature has devoted substantial attention to the analysis of knowledge sourcing strategies. Many studies have categorized knowledge sourcing strategies into intemal- and external-oriented. Internal-oriented sourcing strategy attempts to increase firm performance by integrating knowledge within the boundary of the firm. On the contrary, external-oriented strategy attempts to bring knowledge in from outside sources via either acquisition or imitation, and then to transfer that knowledge across to the organization. However, the extant literature on knowledge sourcing strategies focuses primarily on large organizations. Although many studies have clearly highlighted major differences between large and small firms and the need to adopt different strategies for different firm sizes, scant attention has been given to analyzing how knowledge sourcing strategies affect firm performance in small firms and what are the differences between small and large firms in the patterns of knowledge sourcing strategies adoption. This study attempts to advance the current literature by examining the impact of knowledge sourcing strategies on small firm performance from a holistic perspective. By drawing on knowledge based theory from organization science and complementarity theory from the economics literature, this paper is motivated by the following questions: (1) what are the adoption patterns of different knowledge sourcing strategies in small firms (i,e., what sourcing strategies should be adopted and which sourcing strategies work well together in small firms)?; and (2) what are the performance implications of these adoption patterns? In order to answer the questions, this study developed three hypotheses. First hypothesis based on knowledge based theory is that internal-oriented knowledge sourcing is positively associated with small firm performance. Second hypothesis developed on the basis of knowledge based theory is that external-oriented knowledge sourcing is positively associated with small firm performance. The third one based on complementarity theory is that pursuing both internal- and external-oriented knowledge sourcing simultaneously is negatively or less positively associated with small firm performance. As a sampling frame, 700 firms were identified from the Annual Corporation Report in Korea. Survey questionnaires were mailed to owners or executives who were most erudite about the firm s knowledge sourcing strategies and performance. A total of 188 companies replied, yielding a response rate of 26.8%. Due to incomplete data, 12 responses were eliminated, leaving 176 responses for the final analysis. Since all independent variables were measured using continuous variables, supermodularity function was used to test the hypotheses based on the cross partial derivative of payoff function. The results indicated no significant impact of internal-oriented sourcing strategies while positive impact of external-oriented sourcing strategy on small firm performance. This intriguing result could be explained on the basis of various resource and capital constraints of small firms. Small firms typically have restricted financial and human resources. They do not have enough assets to always develop knowledge internally. Another possible explanation is competency traps or core rigidities. Building up a knowledge base based on internal knowledge creates core competences, but at the same time, excessive internal focused knowledge exploration leads to behaviors blind to other knowledge. Interestingly, this study found that Internal- and external-oriented knowledge sourcing strategies had a substitutive relationship, which was inconsistent with previous studies that suggested complementary relationship between them. This result might be explained using organizational identification theory. Internal organizational members may perceive external knowledge as a threat, and tend to ignore knowledge from external sources because they prefer to maintain their own knowledge, legitimacy, and homogeneous attitudes. Therefore, integrating knowledge from internal and external sources might not be effective, resulting in failure of improvements of firm performance. Another possible explanation is small firms resource and capital constraints and lack of management expertise and absorptive capacity. Although the integration of different knowledge sources is critical, high levels of knowledge sourcing in many areas are quite expensive and so are often unrealistic for small enterprises. This study provides several implications for research as well as practice. First this study extends the existing knowledge by examining the substitutability (and complementarity) of knowledge sourcing strategies. Most prior studies have tended to investigate the independent effects of these strategies on performance without considering their combined impacts. Furthermore, this study tests complementarity based on the productivity approach that has been considered as a definitive test method for complementarity. Second, this study sheds new light on knowledge management research by identifying the relationship between knowledge sourcing strategies and small firm performance. Most current literature has insisted complementary relationship between knowledge sourcing strategies on the basis of data from large firms. Contrary to the conventional wisdom, this study identifies substitutive relationship between knowledge sourcing strategies using data from small firms. Third, implications for practice highlight that managers of small firms should focus on knowledge sourcing from external-oriented strategies. Moreover, adoption of both sourcing strategies simultaneousiy impedes small firm performance.

양치시설 여부에 따른 초등학생의 구강환경관리능력 및 구강건강관리 행태 변화 (Effect of Toothbrushing Facilities on PHP index and Oral Health-related Behaviors in Elementary schools)

  • 황윤숙;김광수;정재연;유영재;김수화;임미희
    • 한국학교ㆍ지역보건교육학회지
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    • 제14권3호
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    • pp.27-40
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    • 2013
  • Objectives: This study was conducted at a request for cooperation through an analysis of the effect of toothbrushing facilities at a public health center in Seongdong-gu. Also, with the aim of furnishing basic data to the proposal of a program for improving the ability of school aged children in managing oral cavities and developing a correct toothbrushing habit, the study conducted an investigation of how toothbrushing facilities affect change in the oral environment management ability and behavior of oral health care. Methods: From among elementary schools located in Seongdong-gu, Seoul the study selected A Elementary School where toothbrushing facilities were established and have been operated since 2008, B Elementary School in an adjacent region within the jurisdiction of Seongdong-gu where the demographic environment was similar among schools where toothbrushing facilities were newly established in 2012, and C Elementary School without toothbrushing facilities. Then the study was aimed at first grade students of the schools and an investigation was carried out from April to December 2012. Through a dental checkup, the study evaluated the teeth and periodontal health conditions, and a test of the oral environment management ability was undertaken three times. Regarding change of oral health care behavior, the study carried out a self-recording survey. Results: 1. Concerning decayed and filled tooth(dft) and decayed and filled surface (dfs), A Elementary School where toothbrushing facilities have been established and operated from the past showed a relatively lower decayed, missing, and filled teeth index than B Elementary School where toothbrushing facilities were established in 2012 or C Elementary School without toothbrushing facilities; however, there was no significant difference (p>0.05). For CPI, there was no significant difference by school; however, in looking into the difference between boy students and girl students, Code (0) was discovered higher in boy students whereas Code (1) was shown higher in girl students. 2. In the PHP index test in accordance with the existence of toothbrushing facilities before the installation of toothbrushing facilities, for A Elementary School where toothbrushing facilities have been established and operated from the past, the school recorded 4.28 points whereas B Elementary School where the facilities were established in 2012 recorded 3.51 points. Meanwhile C Elementary School without the facilities posted 4.30 points. Therefore there was a statistically significant difference according to the existence of toothbrushing facilities (p<0.05). 3. In a comparison of teeth health care behavior according to the existence of toothbrushing facilities, the number of answers that the respondent did not brush their teeth after lunch over the past one week was higher in B Elementary School and C Elementary School where there were no toothbrushing facilities. Regarding the average number of brushing after lunch for one week, it was discovered higher in A Elementary School (p<0.01). 4. In change of teeth health care behavior before and after the establishment of toothbrushing facilities, the case of answering that the respondents did not brush their teeth after lunch for one week increased more after establishment than before establishment. Also the average number of teeth brushings after lunch for one week decreased further after the establishment of toothbrushing facilities; however, it did not show a significant difference (p>0.05). One of the reasons that they do not brush their teeth, "the lack of a place", decreased significantly after establishment than before establishment (p<0.05), whereas the answer, "because their friends do not brush their tooth" increased greatly after establishment than before establishment; however, there was no significant difference (p>0.05). 5. In the comparison of the degree of knowledge about dental health according to the existence of toothbrushing facilities, the degree of knowledge about dental health was shown significantly higher in A Elementary School with toothbrushing facilities than in B Elementary School and C Elementary School where there were no toothbrushing facilities (p<0.01). Conclusions: Given the above results, it is difficult to attract change in behavior only with an environmental improvement; therefore, it is deemed necessary to develop an educational program that will help children to make a habit of oral health care not only through a school but also through a related policy and financial support of government organizations as well as the construction of the basis of a systematic and consistent cooperative system with relevant organizations.

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양치시설 설치여부에 따른 중학생의 구강환경관리능력 및 구강건강관리 행태 변화 (Effect of Toothbrushing Facilities on PHP Index and Oral Health-Related Behaviors in Middle Schools)

  • 김수화;황윤숙;김광수;정재연;유영재;임미희
    • 치위생과학회지
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    • 제13권3호
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    • pp.271-280
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    • 2013
  • 본 연구는 서울특별시 성동구에서 치아건강사업의 일환으로 관내 모든 초 중 고등학교에 양치시설을 확대 설치하기 결정 한 후 2012년 양치교실을 설치한 중학교의 양치시설 효과를 분석하기 위하여 기존에 양치시설이 설치되어있는 A중학교와 2012년 양치시설이 설치된 B중학교 1학년을 대상으로 구강환경관리능력 및 치아건강관리 행태의 변화를 조사하여 다음과 같은 결과를 얻었다. 1. DMFT와 DMFS는 기존에 양치시설이 설치 운영되어 온 A중학교가 B중학교보다 더 낮게 나타났으나 유의한 차이는 보이지 않았다(p>0.05). CPI는 치아우식경험지수와 다른 결과를 보였는데 학교별로는 유의한 차이를 보이지 않았으나 여학생이 남학생에 비하여 code (0)은 높게 나타났고 code (2)는 낮게 나타났다(p<0.05). 2. 양치시설이 설치되기 전, 양치시설 유무에 따른 PHP index 검사에서는 양치시설이 있는 학교의 학생들이 구강환경관리능력이 더 좋은 것으로 나타났다(p<0.01). 양치시설 전 후에 따른 조사에서는 양치시설 설치 전보다 양치시설 설치 후에 구강환경관리능력 개선 정도가 유의하게 크게 나타났다(p<0.01). 3. 양치시설 유무에 따른 치아건강관리 행태 비교에서는 지난 1주간 점심 후 칫솔질 하지 않았다고 응답한 경우는 양치시설이 없었던 B중학교에서 더 높게 나타났고, 1주간 점심 후 칫솔질 평균횟수는 양치시설이 있는 A중학교에서 더 높게 나타났다(p<0.01). 점심 후 칫솔질을 하지 않는 이유에 대해서는 학교간의 유의한 차이를 보이지 않았으나 '장소가 부족해서' 항목은 A중학교보다 양치시설이 없는 B중학교에서 높게 나타나 차이를 보였다(p<0.01). 4. 양치시설 설치 전후 치아건강관리 행태 변화에서는 1주간 점심 후 칫솔질을 하지 않았다고 응답한 경우가 설치 전보다 설치 후에 증가하였고, 1주간 점심 후 칫솔질 평균 횟수도 양치시설 설치 후에 더 감소하였으나 유의한 차이는 보이지 않았다(p>0.05). 칫솔질을 하지 않는 이유 중 '장소가 부족해서'는 설치 전보다 설치 후에 유의하게 감소하였으나(p<0.01), '친구들이 하지 않아서'는 설치 전보다 설치 후에 크게 증가하였다(p<0.05). 구강보건지식의 개선만으로는 임상적, 행동적 의의를 가지지 않는다. 청소년들의 행동변화를 유도하여 직접 참여하기 위해서는 학교나 가정 한 단체만으로는 불가능하다. 학교뿐만 아니라 정부기관의 정책과 재정적 지원, 지역사회관련 교육기관들과 관련 단체들의 프로그램 개발과 평가에 대한 협조 등이 청소년들의 올바른 구강건강관리를 습관화 시키는 데 기여할 것이다.

참여자관점에서 공급사슬관리 시스템의 성공에 영향을 미치는 요인에 관한 실증연구 (An Empirical Study on the Determinants of Supply Chain Management Systems Success from Vendor's Perspective)

  • 강성배;문태수;정윤
    • Asia pacific journal of information systems
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    • 제20권3호
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    • pp.139-166
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    • 2010
  • The supply chain management (SCM) systems have emerged as strong managerial tools for manufacturing firms in enhancing competitive strength. Despite of large investments in the SCM systems, many companies are not fully realizing the promised benefits from the systems. A review of literature on adoption, implementation and success factor of IOS (inter-organization systems), EDI (electronic data interchange) systems, shows that this issue has been examined from multiple theoretic perspectives. And many researchers have attempted to identify the factors which influence the success of system implementation. However, the existing studies have two drawbacks in revealing the determinants of systems implementation success. First, previous researches raise questions as to the appropriateness of research subjects selected. Most SCM systems are operating in the form of private industrial networks, where the participants of the systems consist of two distinct groups: focus companies and vendors. The focus companies are the primary actors in developing and operating the systems, while vendors are passive participants which are connected to the system in order to supply raw materials and parts to the focus companies. Under the circumstance, there are three ways in selecting the research subjects; focus companies only, vendors only, or two parties grouped together. It is hard to find researches that use the focus companies exclusively as the subjects probably due to the insufficient sample size for statistic analysis. Most researches have been conducted using the data collected from both groups. We argue that the SCM success factors cannot be correctly indentified in this case. The focus companies and the vendors are in different positions in many areas regarding the system implementation: firm size, managerial resources, bargaining power, organizational maturity, and etc. There are no obvious reasons to believe that the success factors of the two groups are identical. Grouping the two groups also raises questions on measuring the system success. The benefits from utilizing the systems may not be commonly distributed to the two groups. One group's benefits might be realized at the expenses of the other group considering the situation where vendors participating in SCM systems are under continuous pressures from the focus companies with respect to prices, quality, and delivery time. Therefore, by combining the system outcomes of both groups we cannot measure the system benefits obtained by each group correctly. Second, the measures of system success adopted in the previous researches have shortcoming in measuring the SCM success. User satisfaction, system utilization, and user attitudes toward the systems are most commonly used success measures in the existing studies. These measures have been developed as proxy variables in the studies of decision support systems (DSS) where the contribution of the systems to the organization performance is very difficult to measure. Unlike the DSS, the SCM systems have more specific goals, such as cost saving, inventory reduction, quality improvement, rapid time, and higher customer service. We maintain that more specific measures can be developed instead of proxy variables in order to measure the system benefits correctly. The purpose of this study is to find the determinants of SCM systems success in the perspective of vendor companies. In developing the research model, we have focused on selecting the success factors appropriate for the vendors through reviewing past researches and on developing more accurate success measures. The variables can be classified into following: technological, organizational, and environmental factors on the basis of TOE (Technology-Organization-Environment) framework. The model consists of three independent variables (competition intensity, top management support, and information system maturity), one mediating variable (collaboration), one moderating variable (government support), and a dependent variable (system success). The systems success measures have been developed to reflect the operational benefits of the SCM systems; improvement in planning and analysis capabilities, faster throughput, cost reduction, task integration, and improved product and customer service. The model has been validated using the survey data collected from 122 vendors participating in the SCM systems in Korea. To test for mediation, one should estimate the hierarchical regression analysis on the collaboration. And moderating effect analysis should estimate the moderated multiple regression, examines the effect of the government support. The result shows that information system maturity and top management support are the most important determinants of SCM system success. Supply chain technologies that standardize data formats and enhance information sharing may be adopted by supply chain leader organization because of the influence of focal company in the private industrial networks in order to streamline transactions and improve inter-organization communication. Specially, the need to develop and sustain an information system maturity will provide the focus and purpose to successfully overcome information system obstacles and resistance to innovation diffusion within the supply chain network organization. The support of top management will help focus efforts toward the realization of inter-organizational benefits and lend credibility to functional managers responsible for its implementation. The active involvement, vision, and direction of high level executives provide the impetus needed to sustain the implementation of SCM. The quality of collaboration relationships also is positively related to outcome variable. Collaboration variable is found to have a mediation effect between on influencing factors and implementation success. Higher levels of inter-organizational collaboration behaviors such as shared planning and flexibility in coordinating activities were found to be strongly linked to the vendors trust in the supply chain network. Government support moderates the effect of the IS maturity, competitive intensity, top management support on collaboration and implementation success of SCM. In general, the vendor companies face substantially greater risks in SCM implementation than the larger companies do because of severe constraints on financial and human resources and limited education on SCM systems. Besides resources, Vendors generally lack computer experience and do not have sufficient internal SCM expertise. For these reasons, government supports may establish requirements for firms doing business with the government or provide incentives to adopt, implementation SCM or practices. Government support provides significant improvements in implementation success of SCM when IS maturity, competitive intensity, top management support and collaboration are low. The environmental characteristic of competition intensity has no direct effect on vendor perspective of SCM system success. But, vendors facing above average competition intensity will have a greater need for changing technology. This suggests that companies trying to implement SCM systems should set up compatible supply chain networks and a high-quality collaboration relationship for implementation and performance.