• Journal of the Korean Data and Information Science Society
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• 제27권5호
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• pp.1337-1347
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• 2016

본 연구는 생명보험사의 핵심 영업채널의 역할을 하고 있는 보험설계사들에 대한 설문을 바탕으로 보험설계사들의 이직횟수에 영향을 주는 요인을 찾고자 한다. 반응변수 이직횟수는 계수자료 (count data)이기에 일반화선형모형의 하나인 포아송회귀모형을 통해 분석된다. 현 조직에서의 보험설계사 근무경력은 보험설계사의 이직횟수에 직접적인 영향을 주는 변수로 본 연구모형에서는 통제변수로 설정되었다. 포아송회귀모형 적합결과, 보험설계사 이직의 횟수에 가장 큰 영향을 주는 요인은 현재 속한 회사 (대리점)으로 나타났으며, 다음으로 연령, 보험설계사로 입사하게 된 동기, 월평균 소득, 월평균 신계약건수, 최종학력 순으로 나타났다. 보험설계사가 현재의 속한 조직이 대형생보사이면 이직의 횟수가 가장 낮고, GA (general agent, 독립대리점) 소속이면 이직의 횟수가 높아지는 경향을 보이고 있다. 연령은 적을수록 이직의 횟수는 증가하고 연령이 많을수록 이직의 횟수는 작아짐을 보여주었다. 보험설계사로 입사하게 된 동기는 친구, 친척, 가족 등 지인의 추천과 동료FP, 소장, 지점장 등의 권유이면 이직의 횟수는 작게 나타났고 단순한 경제적 수입의 니즈와 능력과 적성이 부합의 자발적인 경우는 오히려 이직의 횟수는 높게 나타났다.

• 신재생에너지
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• 제16권4호
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• pp.65-75
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• 2020

The value of tangible assets depreciates over their useful life and this depreciation should be adequately reflected in any tax or financial reports. However, the method used to calculate depreciation can impact the financial performance of solar projects due to the time value of money. Korean tax law stipulates only one method for calculating the depreciation of solar photovoltaic facilities: the straight-line method. Conversely, USA's tax law accepts other depreciation methods as solar incentives, including the modified accelerated cost recovery system (MACRS) and Bonus depreciation method. This paper compares different depreciation methods in the financial analysis of a 10 MW solar system to determine their effect on the financial results. When depreciation was calculated utilizing the MACRS and Bonus depreciation method, the internal rate of return (IRR) was 10.9% and 16.4% higher, respectively, than when the Korean straight-line depreciation method was used. Additionally, the increased IRR resulting from the use of the two US methods resulted in a 20.5% and 27.4% higher net present value, respectively. This shows that changing the depreciation calculation method can redistribute the tax amount during the project period, thereby increasing the discounted cash flow of the solar project. In addition to increasing profitability, USA's depreciation methods alleviate the uncertainty of solar projects and provide more flexibility in project financing than the Korean method. These results strongly suggest that Korean tax law could greatly benefit from adopting USA's depreciation methods as an effective incentive scheme.

• Asian Journal of Business Environment
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• 제7권1호
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• pp.31-36
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• 2017

Purpose - The purpose of the study was to develop a reliable measurement tool for the evaluation of TQM application in Greek education settings and to examine the factors that determine quality of education. Research design, data, and methodology - A questionnaire commencing from the questions included in the Application Guide of Common Assessment Framework was used for research purposes. Each item was scored on a 5point Likert scale - to a sample of 112 educators (55 men, 57 women), all teachers working in public primary education schools. Factor analysis resulted in a questionnaire of 43 items consisting of five factors, teacher satisfaction, school management and operation, motivation, effectiveness of public school leadership and finance management. Results - Results revealed a positive correlation among all factors. Reliability results using Cronbach's α was high (a=.961) for all factors of the questionnaire ranging from α=.930 (for motivation) to α=.797 (for financial management). Additionally, ICC procedure revealed high values for the above mentioned factors. Conclusions - The study resulted in the construction of a reliable questionnaire focused exclusively on TQM that can be used in future studies using larger samples in different areas so as to draw useful conclusions regarding TQM application in Greek education settings and further identify the factors determining quality in education.

• 경영정보학연구
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• 제17권3호
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• pp.39-64
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• 2015

기업들은 정보보안 위험을 관리하기 위해 보안대책을 수립하고 있지만 직원들은 이를 잘 지키려하지 않고, 그들의 정보보안 행동의도는 명확하게 규명되지 않았다. 본 연구는 금융기관 구성원들의 정보보안 위험관리 의도를 이해하기 위해 보호동기이론과 감독 당국의 압력 그리고 보호동기의 근원이 되는 배경요인(근원정보)을 사용해서 연구모형을 개발했다. 금융기관 구성원 201명의 설문조사 자료를 분석해 실증적인 연구결과를 제시했다. 인지된 심각성, 자기 효능감 그리고 감독 당국의 압력은 정보보안 위험관리 의도에 정(+)의 영향을 주었고, 인지된 취약성과 반응 효능감은 의도에 영향을 주지 못했다. 배경요인으로 고려한 보안회피습관은 모든 매개변수에 부(-)의 영향을 주었지만 의도와의 직접적인 영향관계를 확인하지는 못했다. 보안인식교육은 정보보안 위험관리 의도와 인지된 취약성, 자기 효능감, 반응 효능감 그리고 감독 당국의 압력에 정(+)의 영향을 주었고 인지된 심각성에 영향을 주지 못했다. 본 연구의 시사점은 연구자들이 향후 감독 당국의 압력을 조직과 조직 구성원의 행동 관련 정보보안 분야의 연구에서 사용할 수 있는 기반을 마련했고, 배경요인 사용은 보호동기이론의 확장을 위한 근거를 제공했다. 또 보안 실무자와 감독 당국의 정보보안 활동을 위한 기반자료를 제공했다. 그리고 본 연구는 한계점과 향후 연구방향을 제시하고 있다.

• 문화기술의 융합
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• 제8권4호
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• pp.151-162
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• 2022

최근 대학생들에게 공모전은 취업을 위한 중요 기회로 인식되고 있다. 이때 대학생들에게 가해지는 부모의 심리적 통제는 자녀의 정서 및 심리적 욕구를 독립되도록 도와주지 않고 의사결정과 표현을 억압하여 자율성의 발달을 막을 수 있다. 따라서 본 연구는 대학생이 인지하는 부모의 심리적 통제가 자기결정성을 통해 공모전 참여 동기에 어떠한 영향을 미치는 지에 대해 알아보고자 한다. 연구 결과, 첫째, 부모의 심리적 통제 중 분리불안 심리적 통제가 자기결정성 중 유능성에만 부정적인 영향을 주는 것으로 나타났다. 둘째, 부모의 심리적 통제 중 성취지향 심리적 통제는 자기결정성 모두에 부정적인 영향을 미치는 것으로 나타났다. 셋째, 자기결정성 중 유능성은 즐거움과 금전적 보상 그리고 타인의 인정에는 긍정적인 영향을, 성취감에는 부정적인 영향을 주는 것으로 나타났다. 넷째, 자기결정성 중 관계성은 공모전 참여 동기 중 즐거움과 금전적 보상 그리고 타인의 인정에 긍정적인 영향을 미치는 것으로 나타났다. 본 연구 결과는 대학생들의 공모전 참여 동기와 부모의 심리적 통제를 이해하는 기초자료로 활용될 수 있다.

• Asia pacific journal of information systems
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• 제18권3호
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• pp.45-65
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• 2008

The rapid growth of the Internet has increased the amount of transmission of personally identifiable information. At the same time, with new Internet related technologies, organizations are trying to collect and access more personal information than before, which in turn makes individuals concern more about their information privacy. For their successful businesses, organizations have tried to alleviate these concerns in two ways: (1) by offering privacy policies that promise certain level of privacy protection; (2) by offering benefits such as financial gains or convenience. In this paper, we interpret these actions in the context of the information processing theory of motivation. This paper follows Hann et al.(2007)'s methods to analyze Internet users privacy concerns in Korea and tries to compare the findings. Our research objectives are as follows: First, we analyze privacy concern mitigation strategies in the framework of the expectancy theory of motivation. Subsequently, we show how the expectancy theory based framework is linked o the conjoint analysis. We empirically validate the predictions that the means to mitigate privacy concerns are associated with positive valences resulting in an increase in motivational score. In order to accommodate real-life contexts, we investigate these means in trade-off situation, where an organization may only be able to offer partially complete privacy protection and/or promotions and/or convenience, While privacy protection (secondary use, improper access) are associated with positive valences, we also find that financial gains can significantly increase the individuals' motivational score of a website in Korea. One important implication of this empirical analysis is that organizations may possess means to actively manage the privacy concerns of Internet users. Our findings show that privacy policies are valued by users in Korea just as in the US or Singapore. Hence, organizations can capitalize on this, by stating their privacy policy more prominently. Also organizations would better think of strategies or means that may increase online users' willingness to provide personal information. Since financial incentives also significantly increase the individuals' motivational score of website participation, we can quantify the value of website privacy protection in terms of monetary gains. We find that Korean Internet users value the total privacy protection (protection against errors, improper access, and secondary use of personal information) as worthy as KW 25,550, which is about US 28. Having done this conjoint analysis, we next adopt cluster analysis methodology. We identify two distinct segments of Korea's internet users-privacy guardians and information sellers, and convenience seekers. The immediate implication of our study is that firms with online presence must differentiate their services to serve these distinct segments to best meet the needs of segments with differing trade-offs between money and privacy concerns. Information sellers are distinguished from privacy guardians by prior experience of information provision, To the extent that businesses cannot observe an individual's prior experience, they must use indirect methods to induce segmentation by self-selection as suggested in classic economics literature of price discrimination, Businesses could use monetary rewards to attract information sellers to provide personal information. One step forward from the societal trends that emphasize the need of legal protection of information privacy, our study wants to encourage organizations and related authorities to have the viewpoints to consider both importance of privacy protection and the necessity of information trade for the growth of e-commerce.

• 대한간호학회지
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• 제34권1호
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• pp.141-149
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• 2004

Purpose: To identify the status of regular cervical cancer screening practices among middle-aged women, the associations between regular practice and research factors, and the predictive model and factors effecting such behavior was studied. Method: Two hundred women, aged 40 to 60, were selected by convenience in one urban area of Seoul. They were asked about their regular attendance for screening, knowledge of cancer and screening, health belief, health self-determination index and certain personal factors. Result: Approximately 54.5% of the women had periodic screening tests every 6 months to 2 years. Their knowledge of cervical cancer and health belief were at the medium level of each scale, but their health self-determination scores (HSDI) were low. Some influencing factors, and their cancer odds ratio were identified through univariate regression analysis. These variables were included in a predictive model, and this model proved to have enough fit and classification power (83.5%). In this model, the financial state, self-belief and self-determination scores were found to be significant. Conclusion: Middle-age women's intrinsic motivation for healthy behavior was found to be low in those who felt to be in a poor financial state, had higher perceived barriers, lower perceived benefits and a lower prevalence of undergoing regular screening test.

• 대한안전경영과학회지
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• 제24권2호
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• pp.97-104
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• 2022

This study examines the effects of participation purpose, corporate readiness, and acceptance of changes that may occur in the course of expert guidance on the performance of smart factory. For this study, 129 questionnaires obtained from SMEs participating in the Smart Meister support project were used, and SPSS 18.0 and the AMOS 18.0 program were used for statistical processing for empirical analysis of the hypotheses test. It was found that the company's business participation motivation and readiness status had a significant effect on the acceptance and cooperation of changes that occurred during the consulting process. In addition, the acceptance and cooperation of changes within the company had a significant effect on the satisfaction with the Meister support project and the financial performance. Companies participating in the Meister support project need to clarify their motives for participating in the project and make stable corporate readiness in advance. In addition, based on the CEO's support, it is necessary to have a motivational program and to build an organizational culture that can actively accept innovation.

• 대한간호학회지
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• 제22권4호
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• pp.506-525
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• 1992

Older people, because of the psychological and physiological changes related to the aging process are more vulnerable to experiencing powerlessness than any other age group. This self destructive cycle of depression in older people related to the experience of continued and long term powerlessness can lead even to death. The purpose of this study was to measure powerlessness and resources to increase power in older people, and to measure the effectiveness of a psychological rehabilitation program for reducing powerlessness. The research methodology used was a two step process. In the first step, a survey was done of perceived powerlessness and power resources comparing four groups of elderly people ; those living at home, those in hospital, those living in nursing homes and those attending educational programs for the elderly. The total sample size was 236. In the second step, a psychological rehabilitation program was carried out, pre and post measurements were taken related to this program. The sample consisted of 29 residents in a nursing home. The results of the study are as follows : 1. Powerlessness was classified as cognitive, emotional, activity and learning. The lowest score for powerlessness was in the area of activity, that is the people in the sample felt more power concerning their activities. The highest score was in the area of cognition where they felt they had less power. 2. When the different groups of elderly were compared, it was found that the residents of the nursing home had the highest score on perceived powerlessness and the group who were living at home had the lowest score. 3. Among the general characteristics, the factors influencing the powerlessness score were age, sex, level of education, financial resources and health status. In the interaction effects among these factors, it was found that level of education and health status were factors influencing perceived powerlessness. The elderly with lower education and poorer health status had the higher scores for perceived powerlessness. 4. The power resources could be classified into the following areas : physical strength, emotional strength, positive self-image, energy, knowledge, motivation and belief system. Belief system was given the highest score among the power resources and energy, knowledge and motivation were given low scores. 5. The group participating in an educational program for the elderly had the highest score for power resources while the group made up of residents of a nursing home had the lowest score as well as the highest score for perceived powerlessness. 6. The factors influencing the power resource scores were sex, level of education, financial resources and health status. In the analysis of the interaction effect among the factors, it was found that sex, level of education and financial resources were the factors that influenced the power resource score, that is, women, those with a low level of education and those with poor financial resources reported a lower level of power resources. 7. There was a negative correlation between perceived powerlessness and power resources in the elderly in this study. Since power resources explainded 49% of the variance for powerlessness, it can be concluded that the power resources can be used to reduce powerlessness. 8. The psychological rehabilitation program was carried out with the nursing home residents over a period of five weeks. No statistically significant difference was found in the scores on powerlessness between the pre and post tests, but there was a slight decrease in the raw scores on the post test for emotional, activity and learning powerlessness. There was a statistically significant increase in the power resource scores for emotional strength, positive self-image, energy, knowledge and motivation in the post test as compared to the pre test. In conclusion, the study indicates that a psychological rehabilitation program for the elderly could be effective in increasing power resources and this in turn could lead to a decrease in perceived powerlessness.

• 재무관리논총
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• 제2권2호
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• pp.315-344
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• 1995

The relationship of information flow and market price formation are central to the basic tenets of financial economics. Whereas information is usually treated as being either public or private(monopolistic), most empirical studies focus on the price effects of public announcements. More recent research has centered more on the role of private information, such as insider trading, in efficient pricing and whether such trading increases investor welfare. Typically, 'insider trading' refers to an officer that trades in his/her company's shares. Insider trading, however, also refers to anyone who generates private, albeit costly, information concerning a stock's fundamental value. Normally, such insider activity is more difficult to ascertain. One way in which negative information is revealed is through short-selling activity, especially the monthly short-interest positions reported by the national stock exchanges. Diamond and Verrecchia(1987) provide a theoretical paradigm that predicts a negative price adjustment upon announcement of n company's monthly short interest, if the short interest displays an unusual increase and is correlated with negative information that is not yet public. Empirical studies of the short-run, negative price effect predicted by Diamond and Verrecchia find mixed results. One explanation is that the time period studied is too short for the market to absorb the informational content of these announcements. One reason is that these announcements are an ambiguous signal that requires more individuals and time to collect and act on the same information before full revelation occurs or before the implicit information becomes publicly known. This 'long delayed reaction' also serves as a motivation for related research on the wealth effect of mergers, share repurchases, and initial equity offerings in which long-run performance differs from the initial, short-run reaction to such announcements or offerings.