• 가정과삶의질연구
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• 제7권2호
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• pp.61-70
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• 1989

The present study investigated characteristics of Korean hourehelds in the expanding stage of the family life cycle depending on decision-making of current and planned credit card use. Households which were selected for this study had at least one dependent child enrolled in primary, middle, or high school, 1998. Regarding current and planned credit card use, credit card holder (n=379) and non-holder (n=259) households and continuous (n=331) and discontinous (n=47) credit card holder households were compared. Comparisons were perfomed by t-test, one-way ANOVA, and X2-test. Related factors were households demographic characteristics, financial management behavior, perceived financial well-being, and attitudes toward credit cards. Findings indicated that holder households tended to be younger, better educated, white-collar workers, and of a higher economic status than non-holders. In comparison to non-holder households, credit card holder households had more favorable atti udes toward credit cards, reported more financial management practices, experienced less financial unbalance, and were more satisfied with their household finaces. Compared to discontinuous credit card holder households, continuous card holder households tended to be larger, have better educated wives and husbands, and have husbands who were white-collar workers. They were more likely to have higher average monthly income than discontinuous holder households. Continuous card holder households also had more favorable attitudes toward credit cards, and more strongly believed and expected financial improvement of their households, compared to discontinuous card holder households.

• 도시과학
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• 제10권1호
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• pp.21-28
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• 2021

The purpose of this study is to examine the factors affecting the housing satisfaction of elderly households in comparison with non-elderly households, and to present policy implications in terms of housing welfare policies. For this purpose, this study used ordered logit model analysis using '2019 Housing survey data'. As a result of the analysis, in the case of individual/housing characteristics, the analysis results of the non-elderly household model and the elderly household model were similar. However, in the case of regional characteristics, non-elderly households living in the metropolitan area showed higher housing satisfaction than non-elderly households living in the non-metropolitan area, whereas the elderly households living in the metropolitan area had lower housing satisfaction than the elderly households living in the non-metropolitan area. In addition, the satisfaction variable of neighborhood/environmental characteristics that had the greatest impact on the housing satisfaction of non-elderly households was found to be crime prevention status satisfaction, and the satisfaction variable of neighborhood/environmental characteristics that had the greatest impact on the housing satisfaction of elderly households was air pollution satisfaction. The results of the analysis can be used as various reference materials when establishing housing welfare policies for elderly households.

• 대한지역사회영양학회지
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• 제21권4호
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• pp.321-331
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• 2016

Objectives: The purpose of this study was to examine the economic characteristics of single-person households and explain the effects of them on the food service industry. Methods: For this paper, I analysed the data related with single-person households and the food service industry in two surveys, Household Income and Expenditure Survey and Wholesale and Retail Trade Survey published by Statistics Korea from 2006 to 2015, with an empirical test performed utilizing these data. The indicators of the age of householders, disposable income per capita, and the rate of household of worker were compared between single and multi-person households. Furthermore, sales and the number of establishments in the food service industry were used as industry-variables, and disposable income, eating-out expenses and the rate of single-person households as the household-variables were used in a panel analysis. Results: The results showed that household incomes were lower, age of householder was higher, and the percentage of household of worker was lower in single-person households in contrast to multi-person households. According to the empirical analysis, eating-out expenses of single-person households, in comparison to multi-person households, has significantly positive effects on the growth of the food service industry. This means that the recent trend of increasing numbers of single-person households may help the growth of the food service industry. Conclusions: The growth in the rate of single-person households has been one of the most striking demographic shifts in recent decades. Their economic characteristics and the effects were analyzed to give the managers in the food service industry and the policy-makers useful information in dealing with this new trend. Moreover, in considering the fact that single-person households eat out more frequently than multi-person households, the food service business should develop the managerial strategies focused on acclimatizing to single-person households.

• 가정과삶의질연구
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• 제29권3호
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• pp.71-83
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• 2011

The purpose of this study was to find out the nationwide general characteristics and housing environments of agricultural households and the differences of them by Eup-Myun Areas. The data were subsample of the 2008 survey on the rural living indicators collected by the rural development administration. Only agricultural households, 73.7% of the original nationwide data (1,461 households out of 1,983) sampled by multi-stage stratified clustering methods and face to face interview in Aug. 2008, were selected and the cross-tabulation(X2) was mainly used to find the difference by Eup Myun areas through spss 12.0 for window. The results showed that the general characteristics of agricultural households such as head of household, family, and economic characteristics were mainly differed by Eup Myun Areas. Agricultural households in Eup area were more likely low in the general characteristics than were those in Myun area. Housing environments were less likely than the general characteristics differed by Eup Myun areas. Improvements of drinking water system, housing alteration, oder, and garbage system were needed to increase the satisfaction with residential environments of agricultural households. This study suggests the use of annual survey on the rural living indicators data would be applicable to various research subjects of home economics.

• 가족자원경영과 정책
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• 제14권1호
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• pp.135-159
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• 2010

The purpose of the study was to investigate the characteristics and economic status of deficit households compared to surplus households. Data from The Household Income and Expenditure Survey 2005 by NSO and 50, 207 salary/wage earners' households were used for the analysis. The statistical methods used were GLM, logit, and cluster analyses. The analysis results showed that 25.3 percent of the households were deficit households. Approximately half of the lowest 20% income group were deficit households. Income deficit households earned 1, 273 thousand less than that of surplus households, whereas consumption of deficit households was 1, 006 thousand more than that of surplus households. The average propensity of consumption of deficit households was 142.1. According to the logit analysis, factors contributing to the probability of belonging to a deficit household included income level, household size, age and educational level, occupation, homeownership, car ownership, and wife's employment status. Deficit households were classified into 5 types: 1) health care expenditure-dominated group, 2) housing expenditure-dominated group, 3) education expenditure-dominated group, 4) money transfer-dominated group, and 5) overall-overconsumption group. The overall-overconsumption group was the largest group of all at 58.5%. It was found that for all five groups, the changes in household size, income group, home ownership, and occupation of the individual were variables that influenced the probability of belonging to a certain group.

• 한국주거학회논문집
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• 제21권2호
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• pp.123-132
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• 2010

The housing market requires customized housing to be supplied according to the various characteristics of households. Multinominal Logistic Regression was used to analyze the effects of variables of household characteristics according to the number of family members on the choice of housing size in the scope of the whole country's housing market. Analysis showed that the number of family members has its own characteristics. When a household has a smaller number of family members, there are more variables affecting choice of housing size. Living and housing expenses variables served as significant variables that affect all household types. Results showed that households with more living and housing expenses are more likely to choose a large sized house and where households have a greater number of family members, there is more influence on that choice. The age of the householder was only found to be a meaningful variable in 1-2 person households and 3-4 person households, particularly in the choice of a small or large sized house. This shows that the age of the householder does not play an important role in choosing medium sized houses for households of under 4 people, but affects the choice of small and large sized houses. The academic ability of household members also served as a significant variable. While 1-2 person households with high academic ability tend to select a large sized house, 3-4 person households with high academic ability tend to select a small sized house. It is observed that members of both 1-2 person households and 3-4 person households tend to select their house between a large sized house and a small sized house in order to own their own houses. The result of this research suggests that there are various and detailed variables on the choice of housing size. Especially, a notable result is that household characteristics more significantly affect the housing size choice of 1-2 person households, while the trend of an aging society will more significantly affect a 3-4 person households' choice of a large sized house. Therefore, a study on the choice of housing size according to characteristics of elderly households and 1-2 person households should be continually analyzed.

• 한국주거학회논문집
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• 제10권1호
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• pp.97-109
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• 1999

The purpose of this study is to examine the changes of housing characteristics between dwellings occupied by two and more households and one household occupying dwellings over 10 years using the Population and Housing Censuses in 1985, 1990, and 1995. One dwelling for each household, referred to the ratio of the number of dwellings to the number of households, has been one of the most important housing goals in Korea. The results indicated that the ratio of dwellings occupied by one household as well as that of households occupying one dwelling by oneself have been increased since 1985. However, the number of dwellings occupied by two and more households have been decreased but the number of households who share one dwelling with other households have never been decreased. One dwelling for each household has been mainly increased by the multifamily attached dwellers in urban residences. Single-family dettached dwellings in the urban area are the most often shared with other households. Housing policymakers should consider not only the rapidly increasing single households but also renters shared one dwelling with others mostly homeowners of single-family dettached dwellings.

• 한국생활과학회지
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• 제17권4호
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• pp.679-692
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• 2008

The goal of this study is to analyze one-child households' financial structure. The data from 1022 more than two children households and 236 one-child households were taken from the Korean Labor and Income Panel Study(2004). This study compared demographic, socioeconomic and marital characteristics between one-child households and more than two children households. A chi-square test, t-test and multiple regression analysis were used. The major findings were as follows: One-child households were different from more than two children households in demographic socioeconomic characteristics and financial structure. In one-child households, the variable that significantly influenced on consumption expenditures was monthly income and the variables that significantly influenced on private education expenditures were householder's age, home-ownership, monthly income.

• 한국지역지리학회지
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• 제21권3호
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• pp.515-528
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• 2015

이 연구는 수도권 가구를 대상으로 가구특성별로 주거입지 선호요인을 분석하고, 이를 대구 경북 가구사례와 비교분석하여 주거입지 선호의 지역별 차별성을 밝히는 것을 목적으로 한다. 분석결과를 요약하면 다음과 같다. 첫째로, 수도권 가구들이 중요하게 고려하는 주거입지 요인은 대중교통 접근성, 안전성, 생활환경 순으로 나타난다. 따라서 수도권 가구는 편리하고 안전한 삶의 질에 대한 선호도가 높은 것을 볼 수 있다. 둘째로, 연령별 소득수준별 AHP 분석결과를 보면, 수도권 가구는 생애주기와 소득수준에 따라 선호하는 입지요인이 차별적임을 확인할 수 있다. 셋째로, 수도권 가구와 대구 경북 가구의 비교분석 결과를 보면, 수도권 가구는 대중교통 접근성과 안전성, 자연환경 등 쾌적하고 안전한 삶의 질에 대한 선호도가 높은 반면, 대구 경북 가구는 향후 시세차익과 자가용교통 접근성 등 주택의 경제적 투자가치에 대한 선호도가 높은 것으로 나타난다.

• 대한가정학회지
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• 제34권2호
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• pp.201-215
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• 1996

The purpose of the study was to examine the effects of household characteristics to family savings. Family savings were defined in four ways such as monthly savings, average propensity to save, financial assets, and net financial assets. The household characteristics dealt with were family income, household size, number of earners, age, occupation, education, housing tenure, and urbanization. The data used in the study was Survey of Family Finance 1990. The main statistical method was multiple regression. Family income was found to the most important variable to determine four family saving variables holding other characteristics constant. Also, household size had significant negative effects on family savings. Two-earner households were found to have higher average propensity to save and less financial assets compared to single-earner households. Fro monthly savings and average propensity to save, the households with forties andfifties household head tended to be less than others, while financial assets tended to increase with the age of household head. Compared to salary earner households, blue-colored households had significantly lower average propensity to save, and the households with professionals had significantly higher financial assets. The college-graduated households tended to have less monthly savings than the elementary-graduated households. Also, the housing renters were found to have more monthly savings and higher average propensity to save, compared to the housing owners.