• Title/Summary/Keyword: Banking Component

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Design and Implementation of Approval System for Web-based Banking Component System (웹기반 뱅킹컴포넌트 시스템에서 승인시스템의 설계 및 구현)

  • An, Tae-Gwang;Kim, Byeong-Gi
    • The KIPS Transactions:PartD
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    • v.8D no.6
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    • pp.781-788
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    • 2001
  • As changing financial environment and increasing the number of access channel to banking system, new banking system is needed which can be developed financial commodity rapidly, can be deployed easily, and can be maintained easily. Component based development method is believed to meet these demands. In this paper, we propose EJB banking component and explain its system architecture and functionality. And we design and implement approval system on EJB banking component system. To implement approval system, approval conditions are classified and registered. Using registered approval condition, transactions are classified whether approval is needed or not. Approval client for web based client standardization has an advantage of no need to deploy and manage software version.

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How Does Intellectual Capital Fuel Non-Interest Incomes in Banks? New Case from an Emerging Country

  • Chi Huu Lu;Thich Van Nguyen
    • Journal of Contemporary Eastern Asia
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    • v.22 no.1
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    • pp.1-25
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    • 2023
  • The aim of this study is to answer the straightforward question of whether the implementation of IC has fueled non-interest incomes of banks or not. By utilizing the data of 26 domestic banks in Vietnam and employing the value-added intellectual coefficient model (VAIC) as the measure of IC efficiency, our empirical evidence manifests that IC plays a vital role in fostering non-interest incomes of banks. When dividing VAIC into different components, we find that structure capital employed (SCE) is the most important component to enhance the expansion of these incomes compared with other components including capital employed efficiency (CEE), human capital efficiency (HCE). These findings remain unchanged through some robustness tests performed. While the main driver of IC and SCE, CEE component becomes a substantial advantage to increase non-interest incomes in large banks. Meanwhile, the degree of impact of SCE is higher in small banks compared with large ones. Overall, this study would provide a deep insight into the role of IC in the transformation into non-interest income activities of banks in an emerging country, and therefore our findings would be useful for both scholars and policy-makers in Vietnam, where has undergone the period of major reforms in banking system.

The Study on Service Model through the Case Study of Internet Bank (인터넷 뱅킹의 사례연구를 통한 서비스모델 구현에 관한 연구)

  • Park, Chong-Don
    • International Commerce and Information Review
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    • v.7 no.1
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    • pp.75-94
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    • 2005
  • With most major full service banks having launched transactional Internet banking, attention is shifting to the realities of managing the Internet channel as a profitable component of an overall delivery strategy. In addition to examining Case Study and Internet Bank Model. Services of Internet Banking available through the Internet are as follows. 1. credit card loans, personal loans. 2. high-yield financial products. 3. insurance products. 4. securities products. 5. Case study of Foreign Internet Banking(ING, BNP, HSNC, City Bank). The study reviewed fields, including financial services, customer service, Website formation and design, convenience of use and system safety, Internet Banking Model, and many related areas. Internet Banking earned high marks in most fields. This study review focuses on the following: Understanding and meeting consumer expectations for us ability, site performance and functionality. Integrating the Internet channel into overall marketing, product delivery and customer service strategies. Strategies to increase customer satisfaction with Internet Banking and to attract new Internet bankers. therefore this study review activity model concretion of Internet Banking Model and Case Study.

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Study on the Techniques in Component Workflow Variability Implementation based on the Banking Framework (금융업무프레임워크에서 컴포넌트 워크플로우 가변성연구)

  • Choi Sung
    • The KIPS Transactions:PartD
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    • v.12D no.7 s.103
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    • pp.1023-1030
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    • 2005
  • CBD(Component Based Development) can make use of component of block unit that is implementation beforehand and shorten software development cost and time. Also, component can reduce complexity for the large application development because it can hide detail part of internal and offer interface. Common requirement of family in the enterprise framework environment can express workflow, but it is very difficult that express special workflow in single component on various family member's requirement. Therefore, necessity about workflow variability management between component for family member and implementation method had been required constantly. This treatise presents implementation techniques for component workflow variability in enterprise framework under Banking Loan Presented component workflow variability implementation techniques supposes that commonness business workflow that family can use in enterprise workflow was created already in component, and improve workflow's extensity between component by worikflow composition between special component and techniques for practice to various family member.

Design of Face Recognition System for Authentication of Internet Banking User (인터넷 뱅킹의 사용자 인증을 위한 얼굴인식 시스템의 설계)

  • 배경율
    • Journal of Intelligence and Information Systems
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    • v.9 no.3
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    • pp.193-205
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    • 2003
  • In this paper, we suggest user authentication and authorization system for internet banking by face recognition. The system is one of Biometrics technology to verify and authorize personnel identification and is more unobtrusive than the other technologies, because they use physiological characteristics such as fingerprint, hand geometry, iris to their system that people have to touch it. Also, the face recognition system requires only a few devices such as a camera and keypad, so it is easy to apply it to the real world. The face recognition algorithms open to the public are separated by their analysis method differ from what characteristic of the human face use. There are PCA (principal Component Analysis), ICA (Independent Component Analysis), FDA (Fisher Discriminant Analysis). Among these, physiological data of encrypted form is translated utilizing PCA which is the most fundamental algorithm that analyze face feature, and we suggests design method of user authentication system that can do send-receive fast and exactly.

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The Study on Service Model and Case Study of Internet Bank (인터넷 뱅킹의 사례분석을 통한 서비스모델 구현에 관한 연구)

  • Lee, Je-Hong
    • The Journal of Information Technology
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    • v.5 no.3
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    • pp.97-119
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    • 2002
  • It is Study Service Model for Case Study of Internet Bank. With most major full service banks having launched transactional Internet banking, attention is shifting to the realities of managing the Internet channel as a profitable component of an overall delivery strategy. In addition to examining Case Study and Internet Bank Model. Services of Internet Banking available through the Internet are as follows. 1. credit card loans, personal loans. 2. high-yield financial products. 3. insurance products. 4. securities products. 5. Case study of Foreign Internet Banking(ING, BNP, HSNC, City Bank). The study reviewed fields, including financial services, customer service, Website formation and design, convenience of use and system safety, Internet Banking Model, and many related areas. Internet Banking earned high marks in most fields. This Study review focuses on the following: Understanding and meeting consumer expectations for us ability, site performance and functionality. Integrating the Internet channel into overall marketing, product delivery and customer service strategies. Strategies to increase customer satisfaction with Internet Banking and to attract new Internet bankers. therefore this study review activity model concretion of Internet Banking Model and Case Study.

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A Method and Tool for Identifying Domain Components Using Object Usage Information

  • Lee, Woo-Jin;Kwon, Oh-Cheon;Kim, Min-Jung;Shin, Gyu-Sang
    • ETRI Journal
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    • v.25 no.2
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    • pp.121-132
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    • 2003
  • To enhance the productivity of software development and accelerate time to market, software developers have recently paid more attention to a component-based development (CBD) approach due to the benefits of component reuse. Among CBD processes, the identification of reusable components is a key but difficult process. Currently, component identification depends mainly on the intuition and experience of domain experts. In addition, there are few systematic methods or tools for component identification that enable domain experts to identify reusable components. This paper presents a systematic method and its tool called a component identifier that identifies software components by using object-oriented domain information, namely, use case models, domain object models, and sequence diagrams. To illustrate our method, we use the component identifier to identify candidates of reusable components from the object-oriented domain models of a banking system. The component identifier enables domain experts to easily identify reusable components by assisting and automating identification processes in an earlier development phase.

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A study on the factors affecting the subjective symptoms of VDT syndrome (VDT 증후군 자각증상에 영향을 미치는 요인)

  • Kang, Jeom-Deok
    • The Journal of Korean Academy of Orthopedic Manual Physical Therapy
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    • v.10 no.2
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    • pp.73-82
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    • 2004
  • Objectives : In order to develop the measuring tool of visual display terminal (VDT) syndrome and investigate the variables affecting the development of VDT syndrome. Methods : A questionnaire study accompanied with the evaluation of working environment was performed with 42 VDT users from banking operations. Results : As a results of analysis with data colleted by newly developed questionnaire, VDT syndrome included five factors named as eye-related component, and psychological component. general body discomfort component. musculoskeletal component, and skin-related component. The scores of eye-related symptoms was 15.17, scores of psychological symptoms was 7.36, scores of general body discomfort symptoms was 10.52, scores of musculoskeletal symptoms was 9.38, scores of skin-related symptoms was 3.67, and total scores was 46.10. Scores of 2.05 eye fatigue in the level of eye-related symptoms were higher significantly. Scores 50.52 of female was statistically higher than scores 41.67 of male. Conclusions : The subjective symptoms of VDT syndrome scores was significantly associated with gender and age.

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The Influence of Brand Equity on Customer Purchase Decision: A Case Study of Retailers Distribution

  • NGUYEN, Van Thuy;TRAN, Thi Hong Dao;NGO, Thi Xuan Binh
    • Journal of Distribution Science
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    • v.20 no.2
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    • pp.11-18
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    • 2022
  • Purpose: The purpose of this paper is to investigate the influence of brand equity on customer purchase decision (CPD) of products for retailers distribution (RB) in Ho Chi Minh city, Vietnam. There are five elements in the brand equity model such as brand awareness, brand association, brand loyalty, perceived quality, and pricing policy. Research design, data and methodology: Qualitative methodology was used for exploring the research model and variables. The survey was conducted to collect data from 251 respondents who bought products at RB in Ho Chi Minh city, which is based on a Likert scale. The collected data were analyzed with the reliability of the scale, exploratory factor analysis, and research hypothesis testing by SPSS 22. Results: The results obtained revealed that brand awareness, brand association, perceived quality, and pricing policy have a significant impact on CPD for RB. Furthermore, the results showed that perceived quality is the most significant component in influencing CPD at retailers. Conclusions: From the research results, some management implications that RB should focus on are perceived quality, choice of pricing policies and strategies, brand building and development to attract more customers as well as enhance its image to improve customers' purchasing decisions of products at retail distributors chain.