• Title/Summary/Keyword: Allowance

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A Path Analysis of Attitudes toward Credit Cards, Financial Management Practices, and Sound Credit Card Use among College Students (대학생소비자의 신용카드에 대한 태도 및 재무관리행동, 신용카드 사용행동의 합리성에 대한 인과분석)

  • Kim Young-Seen
    • Journal of Families and Better Life
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    • v.23 no.5 s.77
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    • pp.15-26
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    • 2005
  • The purpose of this study was to investigate the factors affecting credit card attitudes, financial management practices, and sound credit card use among college students, and to conceptualize a theoretical model. Earlier studies identified a number of antecedent variables (such as gender, year in college, job experience, amount of allowance, family income, living with parents, having taken a personal financial management course) and intervening variables (such as attitudes towards credit cards and financial management practices) as useful predictors of sound credit card practices. Four hundred and thirty four undergraduate students in Daejeon participated in this study. Stepwise multiple regression and path analysis were conducted. The results of this study were as follows: 1. Students' attitudes towards credit cards were affected by their you in college, whether they were living with their parents, and the amount of their allowance. Similarly, students' financial management practices were affected by their year in college, whether they were living with their parents, the amount of their allowance, and whether and not they had taken a personal financial management course. 2. Sound credit card practices were influenced by students' gender, their year in college, the amount of their allowance, attitudes towards credit cards, and financial management practices. 3. The path-analysis model demonstrates the relationships among the antecedent variables, intervening variables (credit card attitude, financial management practices), and sound credit card use.

A Study on the Optimum Finish Allowance for Machining Accuracy Improvement in the End Milling Processes (엔드밀 가공의 정밀도 향상을 위한 최적정삭여유에 관한 연구)

  • 최종근;김형선;김성초
    • Transactions of the Korean Society of Machine Tool Engineers
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    • v.13 no.3
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    • pp.8-15
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    • 2004
  • A significant error in the end milling processes is generated due to using slender tools of which the strengths are not sufficient. In order to obtain the desired machining accuracy, therefore, it is general that at first the rough cut is implemented, then the finish cut is followed. The rough cut eliminates large volume and the finish cut does the remained part. This remaining portion after the rough cut is called as the finish allowance. Larger finish allowances make it hard to get precise dimensions at a following finish cut. Smaller finish allowances are helpful for good dimension, but it sometimes is responsible for inferior surface qualities and over cuts. This study suggests a guidance for the optimum finish allowance for machining accuracy improvement, in which the rough cuts are regulated to remain the desired margins without any over cuts. Some experiments were carried out with various cutting conditions including the change of tool strengths and depth of cuts, and also extended to up millings as well as down millings.

Development of Men Slacks Pattern Using 3D Scan Data (3차원 인체형상 스캔데이터를 이용한 남자 바지패턴 설계)

  • Sohn, Boo-Hyun
    • Journal of the Korean Home Economics Association
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    • v.46 no.9
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    • pp.137-146
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    • 2008
  • This study was conducted in order to spread out lower body 3D scan data of men in their twenties. The aim was to achieve slacks pattern with ease allowance through comparison with existing flat patterns. For conversion of 3D scan data into 20 pattern, reference lines were established by using Rapid Foam in 3D shape analysis software. 2C-AN program and Yuka CAD were used to convert 20 pattern earned with straight posture of 3D scan data into slacks pattern by using Triangle Simplification & Runge-Kutta Method. In order to achieve this we needed to set a line 9cm below the hip line, to array vertex of each block to crease line while maintaining the horizontal line. And then we needed to set ease allowance in back crotch and to set waist circumference or hip circumference ease allowance in side seam of slacks. Results showed that long front crotch length can be achieved if 3D scan data is compared with 20 existing flat pattern. Slacks pattern that raise front crotch by about 1.5cm compared to back crotch and also possess ease allowance in back crotch area are great in appearance evaluation.

A study of the variations by motion of the Lower body Using 3D Body Surface Scan Data of a man in his early twenties (3차원 스캐너를 이용한 20대 남성의 하반신 신축량 분석)

  • Sohn, Boo-Hyun;Hong, Kyung-Hi
    • Korean Journal of Human Ecology
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    • v.18 no.3
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    • pp.729-740
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    • 2009
  • This study is to research on the rate of expansion or contraction according to movement of the lower body of the man their twenties using Rapid Form software. And aim of this study is to get information of ease allowance in developing slacks pattern using 3D body surface scan data through comparison with existing slacks patterns. Considering on the contraction and expansion according to movement, it need to set the more ease allowance in hip circumference than waist circumference, and the more ease allowance in back hip width than front hip width in slacks. In crotch length, the length of front crotch is revealed contraction but the length of back crotch is revealed expansion. It is desirable lowering front waist line and raising back waist line to possess ease allowance in back crotch area. The length of side seam is revealed a little expansion but the length of inseam is showed a great expansion. To develop slacks pattern of scientific approach using 3D body surface scan data, it need to analysis the rate of expansion and contraction of the lower body based on the movement, shear deformation, slip in fabrics and skin, or in fabrics and fabrics, and slip down from waist line.

A Study on Physical Work Capacity and Rest Allowance for Korean (한국인의 육체적 작업 능력과 휴식시간에 관한 연구)

  • U, Dong-Pil;Lee, Sang-Do;Lee, Dong-Chun
    • Journal of the Ergonomics Society of Korea
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    • v.20 no.3
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    • pp.37-46
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    • 2001
  • The objective of this study was to investigate the physical work capacity and rest allowance for Korean males and females. Eleven males and 13 females participated in the study as subjects. An ergometer exercise test and a treadmill exercise test were conducted to measure oxygen consumption rates. The PWC values of Korean males and females were 2605.62ml/min and 1853.01ml/min in the cycle ergometer test, respectively, and 2872.10ml/min and 2057.91ml/min in the treadmill test. The PWC values of Korean females were about 70% of Korean males. The PWC values of Korean females were74.36%-78.79% of western males in the treadmill test. and 88.66%-89.32% of western males in the ergometer test. The PWC values of Korean females were 81.34%-82.98% of western females in the treadmill test, and 87.11% of western femaleles in the ergometer test. And, the results of this study showed that the rest allowance should be determined separately for male and female because of the difference in physical work capacity.

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Identification of Core Items for Repair Works of Apartment Housing by Evaluating Necessity of Repair Work and Buren of Repair Cost (수선필요도와 비용부담도 평가를 통한 공동주택 수선공사 핵심항목 도출방안)

  • Song, Sanghoon;Lee, Seok-Je;Park, Seong-Sik
    • KIEAE Journal
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    • v.16 no.4
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    • pp.79-86
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    • 2016
  • Purpose: Frequently, the apartment management offices have difficulties in effective repair works due to their insufficient technological capability to operate long-term repair program. There also have been many cases of failure in executing urgent repairs mainly because the repair allowance has not accumulated enough for the repair works on time. This study aimed to determine core items in apartment maintenance in order to reduce the confusion and unnecessary efforts for the management office by suggesting simple list of repair items. Method: Core items are defined using several indicators. The degrees of necessity for repair work(NRW) are calculated combining the impacts to living, safety, and aesthetics. Then the degrees of burden of repair cost(BRC) are estimated by analyzing actual long-term repair program of three apartment complexes. Lastly the degrees of accumulation demand for repair allowance(AD) are calculated with NRW and BRC. Result: The core items and essential items are suggested for three apartment types as case studies based on the indicators of NRW, BRC, and AD. Then, the required accumulated allowance per $m^2$ was calculated to effectively implement repair works.

A Study on the Verification of Heavy Overhaul Maintenance Allowances for the Maintenance Shop (시뮬레이션과 BPR을 응용한 Layout 기반의 철도차량기지 중정비 검수 여유율 검증)

  • Choi, Sung-Hwan;Lee, Hi-Sung
    • Journal of the Korean Society for Railway
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    • v.13 no.1
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    • pp.9-15
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    • 2010
  • When designing the size of a heavy maintenance shop for rolling stock, it is required to arrange buildings and facilities in the minimum site so as to improve the maintenance efficiency. However, the fluctuation rate (hereinafter "allowance rate") on which factors such as service and maintenance fluctuation should be applied when estimating the size of the maintenance shop has been used without verification. The objective of the study is to calculate a reasonable allowance rate and to review its appropriateness through the analysis of the facilities layout and process simulation to absorb the above elements into the staying time in the heavy maintenance shop. Since the working time, in this study, is assumed to be average working time, 10~20% was given to the standard deviation of working time in consideration of difference between workers, and possible allowance rate was drawn by analysis of the simulation results. In the future, it is required to optimize the size of the shop by applying appropriate allowance rate through scientific review of such factors as O&M plan, R/S reserve rate, capability of the shop, outsourcing rate, standard work amount, and so on.

Comparison of Processed Food Intake by Allowance Level in College Students in Chungnam (충남 일부 대학생의 용돈 수준별 가공식품 섭취실태 비교)

  • Kim, Yi-Yeong;Kim, Su-Jin;Choi, Mi-Kyeong
    • Journal of the Korean Dietetic Association
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    • v.21 no.4
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    • pp.280-290
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    • 2015
  • Diet is closely related to an economic level, but few studies have reported on the relationship between the economic level and eating habits, especially in college students. Therefore, this study was conducted to clarify differences in eating habits with a focus on processed foods according to allowance level in college students. This study was a cross-sectional survey of 500 college students using a questionnaire. The questionnaire consisted of general characteristics, eating behaviors, purchase of processed foods, and preference and intake frequency of processed foods. All subjects were classified based on monthly allowance: less than \300,000 (n=149), \300,000~400,000 (n=177), and more than \400,000 (n=124). All survey results were comparatively analyzed among the spending money groups. As the level of spending money of the subjects increased, the rate of skipping meals, eating out, and unbalanced diet increased (P<0.05). The reason for consuming processed foods was because they are easy to prepare. The factor considered the most when buying processed foods was price. However, these results showed no significant difference according to level of spending money. As spending money increased preference for retort, convenience, canned, and bottled foods significantly increased. Intake frequency of dairy products was lower, and the frequency of processed foods was significantly higher with more spending money. This study found that a higher level of monthly allowance in college students, was associated with higher rate of skipping meals, eating out, and unbalanced diet, and the preference and intake frequency of processed foods were also high. These results suggest that spending money level in college students, as an economic indicator, is relevant to intake of processed foods.

RELATIONSHIPS BETWEEN DAILY HERBAGE INTAKE OF GRAZING CATTLE WITH DAILY HERBAGE ALLOWANCE AND LEAFINESS

  • Okajima, T.;Kamijoh, T.;Yokota, H.;Ohshima, M.
    • Asian-Australasian Journal of Animal Sciences
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    • v.9 no.5
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    • pp.577-582
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    • 1996
  • In order to investigate the relationship between daily herbage allowance (DHA) and daily herbage intake (DHI) on the points of leaf and stem masses, grazing experiments were carried out on the pasture of tall fescue (Festuca arundinacea Schreb.). The experiments consisted of four 3-days' grazing periods which were from August 14 to 17, August 17 to 20, October 12 to 15 and October 15 to 18 in 1990. The value of DHA was 32.1 to 84.3, and the value of DHI was 9.9 to 27.0. The index of leafiness (leaf to stem ratio, LSR) was 0.74 to 3.06. The relationship between DHI and DHA was quadratic. Both relationship of daily leaf intake (DLI) to daily leaf allowance (DLA) and that of daily stem intake (DSI) to daily stem allowance (DSA) were likely to be asymptotic forms, although DHI did not show any significant relationships to DLA nor to DSA. The relationship between DLI and LSR was quadratic, and a negative relationship was found between DSI and LSR. From the relationship of DLI to LSR and that of DSI to LSR, the relationship of daily intake of leaf and stem (DLSI) to LSR was derived as quadratic and the LSR value at which the maximum DLSI was attained was estimated. The DHA, DHI, DLA, DLI, DSA, DSI and DLAI were expressed as the same unit of g/kg live body weight/day.

Adolescent consumers ’s propensity for conspicuous consumption and related variables. (청소년의 과시소비성향과 관련변수)

  • 안영희;박명숙
    • Journal of Korean Home Economics Education Association
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    • v.12 no.1
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    • pp.21-32
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    • 2000
  • The purpose of this study was to investigate the effects socio-demographic and socio-psychological variables on the proppensity for conspicuous consumption of adolescents. The data used in this study were collected through questionnaires on 488 adolescents living in Kyongju City. The data were analyzed by using SPSS-win program. The specific objectives of this study were to invetigate the difference of adolescent consumers’ propensity for conspicuous consumption and to predict the independent effects on the propensity for conspicuous consumption by socio-demographic & socio-psychological variables The results of this study were as follows: 1) The adolescent consumers’propensity for conspicuous consumption was different significantly according to the socio-demographic variables such as school. the subjective level of household consumption. the allowance interval. the amount of allowance. 2) According to the results of the multipul regression-analysis were in the order of: materialism the frequency of communication with their friends. the perceived level of living. and the amount of allowance. These independent variables explain 29.8% of the total variance.

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