• Management & Information Systems Review
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• v.29 no.4
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• pp.207-223
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• 2010

One of the important prudential regulations is the capital regulation. The current domestic and international capital regulation sets the minimum capital requirement according to the size of risk which is the simple sum of market risk and credit risk. However the portfolio theory suggests that, due to the effect of diversification, the total risk is less than the summation of market and credit risk. This paper investigates and does empirical test to verify the diversification effect in measuring financial firm's integrated risk. We verify the diversification effect between the market risk and credit risk. This paper's contribution is to present the empirical evidence that, considering the relationship between market and credit risk, the integrated risk is less than sum of them. This implication is that the surplus capital may be used for the other purposes, therefore enhancing capital allocation efficiency in view of society as a whole.

• Journal of The Korean Association of Information Education
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• v.12 no.3
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• pp.275-282
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• 2008

If a learner should fail to complete previous courses before moving on to the next level will face difficulty keeping up with it. Such personal tuition for those having trouble coping with their class is an issue that needs urgent addressing, which cannot be a burden only to teachers, this study has been conducted to sought for a solution. This study has developed and put into application a web based analyzing system to assess the area of deficit in students followed by obliterating accumulated learning deficits to impart assistance for their study. The subject of the study comprised of ten students from a school where the researcher is on duty and the field of assessment with the analyzing system were numbers and calculations. As a result, we could find out its efficiency in elevating their capability and interest in learning, which was proven to be statistically significant using ANOVA.

• The Journal of the Korea institute of electronic communication sciences
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• v.10 no.1
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• pp.117-124
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• 2015

This study explored the determinant variables of physical health of the high school students in Korea. Specifically, it explored how the sociodemographic characteristics factor, school factor, delinquent behaviors factor of the students affect their physical health using the 2012 Korean Youth Health Risk Behavior On-line Survey. Using the case of 36,889, this study conducted frequency analysis, t-test, F-test, and multiple regression analysis. As the result of total multiple regression analysis, gender, father's educational level, sibling(s), economic status, grade, academic record, problem drinking, drug use were statistically significant determinant variables of physical health of the high school students in Korea. Also, it delivered some implications for enhancing their physical health.

• The Journal of the Korea institute of electronic communication sciences
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• v.8 no.12
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• pp.1819-1824
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• 2013

This study tried to explore the determinants of health of the youth in Korea. Especially, it explored how the socio demographic characteristics and delinquent behaviors factors of the Korean youth affect their health. This study used the 2009 Korean Youth Health Risk Behavior On-line Survey for this purpose. It selected 35,668 cases of senior high school students from the raw data and conducted a secondary data analysis. This study conducted frequency analysis, t-test, F-test, and regression analysis. Gender, living with parents, economic status, school type, academic record, internet addiction, problem drinking, drug use were significantly determinants of the health of the youth. Findings may be used for improving health of the Korean youth.

• Journal of Korea Water Resources Association
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• v.44 no.7
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• pp.537-551
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• 2011

Based on optimal input data combination selected in the earlier study, Neuro-Fuzzy flood forecasting model linked Takagi-Sugeno fuzzy inference theory with neural network in Wangsukcheon and Gabcheon is established. The established model was applied to Wangsukcheon and Gabcheon and water levels for lead time of 0.5 hr, 1 hr, 1.5 hr, 2.0 hr, 2.5 hr, 3.0 hr are forecasted. For the verification of the model, the comparisons between forecasting floods and observation data are presented. The forecasted results have shown good agreements with observed data. Additionally to evaluate quantitatively for applicability of the model, various statistical errors such as Root Mean Square Error are calculated. As a result of the flood forecasting can be simulated successfully without large errors in all statistical error. This study can greatly contribute to the construction of a high accuracy flood information system that secure lead time in medium and small streams.

• Journal of Korean Library and Information Science Society
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• v.47 no.3
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• pp.365-382
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• 2016

In this paper, impact of science and technology information service quality satisfaction and perceived importance on the user loyalty was studied to find the way of improvement of information service quality. To analyze the impact among service quality variables, the research questions and hypothesis are set and statistical analysis on 641 survey answers was conducted. The correlation between satisfaction and perceived importance regarding each service quality item was high. Relationship between satisfaction of every item of the service quality and overall satisfaction was verified by multiple regression analysis. As a result, the five out of seven independent variables are statistically significant influence to the dependent variable. Relationship between the perceived importance and loyalty for each item was verified by multiple regression analysis was confirmed that the four out of seven independent variables are statistically significant influence to the dependent variable. The overall satisfaction is having an effect on loyalty verified through simple regression analysis.

• The Journal of the Korea Contents Association
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• v.16 no.5
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• pp.318-326
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• 2016

The purpose of this study was to analyze differences in toddler teachers' perception and application of the contents of the Standard Educare Curriculum. The participants of this study were 205 toddler teachers in charge of two-year-old children at childcare centers in Jollanamdo. For the survey, a questionnaire was prepared for the purposes of this study based on the contents of the $3^{rd}$ Standard Educare Curriculum. Collected data were analyzed using SPSS 18.0 through frequency analysis, descriptive statistics, paired sample t test, independent sample t test, F test, and Duncan's post hoc test. The results are as follows. First, toddler teachers' perception of the contents of the National Standard Educare Curriculum was high, and the level of understanding was higher than when their academic degree was high. Second, toddler teachers' application of the contents of the Standard Educare Curriculum was relatively high. Third, there was a significant difference between toddler teachers' perception of the contents of the Standard Educare Curriculum and their actual application of the contents.

• Management & Information Systems Review
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• v.32 no.2
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• pp.47-58
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• 2013

This study analyzes on payment difference of users in sex, age, region using 23-months data by a university medical center to figure out factors which help to hospital management. The meaningful results of this study as follow. First of all, there is not statistically significant difference between men and women. Secondly, the researcher categorizes users under 40s into group A and 40s users into group B, those in 60s or older into group C. Then, researcher accepted H2 that there might be a difference on the age range of users in each group. Finally, In the results on difference analysis of the payment, there is only statistical difference between Busan and Ulsan Gyeongnam. These results is expected to provide basic information for efficient management of medical center.

• Journal of Digital Convergence
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• v.15 no.9
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• pp.511-518
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• 2017

The purpose of this study was to examine the effect of the laughter treatment program on the satisfaction of life and emotional perception clarity of adult women. The subjects were 90 adult women in P metropolitan city who agreed to participate in the experiment and randomly placed 45 women in the control group and 45 women in the experimental group. In the experimental group, the laughter treatment program was conducted for fifteen weeks for a total of fifty minutes a week. t-test and covariance analysis were used to verify the effectiveness of the laughter treatment program. The results of the study are as follows. First, it was found that the laughter treatment program significantly improves the satisfaction of life of adult women. Second, the laughter treatment program significantly increased the emotional perception of adult women. Finally, the implications and limitations of this study and future research topics were discussed.

• Journal of Digital Contents Society
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• v.10 no.2
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• pp.269-278
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• 2009

This study was conducted to provide standards for the development of contents and systems for digital textbooks by examining the learners' satisfaction from digital textbooks, which are now being distributed to schools, in terms of ubiquitous learning, and by verifying the moderation effect of learners' computer self efficacy and digital textbook usage. SPSS win 13.0 was used for technical statistics, Cronbach's $\alpha$ coefficient calculation and correlation analysis for empirical analysis, and the MMR (moderated multiple regression) analysis was conducted for the hypothesis test. The following principal results were obtained from the hypothesis tests. First, the ubiquitous learning features had direct effects on the learning satisfaction from the digital textbooks. Second, when the ubiquitous learning features had positive effects on the learning satisfaction from digital textbooks, both the computer self efficacy and digital textbook usage reacted with the ubiquitous learning feature and showed moderation effects. These results were statistically significant.