• 방재와보험
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• s.115
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• pp.6-13
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• 2006

2002년 7월 1일부터 시행되어 4년이 경과하 제조물책임(PL)법. 시행 당시에는 소비자의 피해배상 청구가 시워지고 제조물의 안전성이 강화되는 긍정적인 효과가 있었던 반면 기업경영 활동에 위축을 가져다 준 것도 사실이었다. 4년이 경과한 현 시점에서 제도가 얼마나 잘 정착되었는지 알아본다.

• IE interfaces
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• v.7 no.2
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• pp.61-69
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• 1994

기업의 제품책임(PL)은 사전책임(PLP)과 사후책임(PLD)으로 크게 나눌 수 있다. 제품책임에 대한 선진국 기업의 조직구조를 분석해보면 안전책임, 품질보증책임, 제품정보 공개책임, 피해보상 및 A/S, 제품책임 보험, 제품책임소송 등을 담당하여 처리하고 있음을 알 수 있다. 본 논문은 ISO-9000에서 요구하는 사항중에서 기업의 제품책임에 관한 내용을 살펴보고, 이에 대한 기업의 대응방향을 고찰하고자 한다.

• Korean Journal of Social Welfare
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• v.57 no.4
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• pp.321-342
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• 2005

The finance of the National Health Insurance(NHI) in nearly every Nation in the world has been traditionally based on premiums of the workers and employers. But in Korea, the government has been guaranteeing financial supports to regional health corporations. After the unification of the different corporations in the NHIC, the government will not have to give financial support to the NHIC. Then this will be a serious financial challenge to NHIC, which has usually had financial deficit. The purpose of this paper is to review the problems of the premium based financing of the NHI and to exam whether such problems will be solved through the financial support from the state to the NHI. The analysis in this paper focused on five viewpoints; 1) work relatedness 2) redistribution effect 3) financial burden of business firms through the premium 4) risk pooling 5) management hegemony of the NHI. As a result, it was found that there are many problems in every five aspects and these problems could be solve through the financial aid from the state. But, it does not without any restriction mean to suggest that the financing mode of the korean NHI should be wholly transformed to a tax based financing mode. Because there are many things to be considered in oder to alter the financing mode of the NHI. Nevertheless, this paper would give a logical background to enlarge the financial aid form the state to NHI, or at least, to maintain it at a present level.

• The Korean Journal of Air & Space Law and Policy
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• v.33 no.1
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• pp.227-260
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• 2018

Recently, as the use of drones increases, the risk of drone accidents and third-party property damage is also increasing. In Korea, due to the recent increase in drone use, accidents have been frequently reported in the media. The number of reports from citizens, and military and police calls regarding illegal or inappropriate drone use has also been increasing. Drone operators may be responsible for paying damages to third parties due to drone accidents, and are liable for paying settlements due to illegal video recording. Therefore, it is necessary to study the idea of providing drone insurance, which can mitigate the liability and risk caused by drone accidents. In the US, comprehensive housing insurance covers damages caused by recreational drones around the property. In the UK, when a drone accident occurs, the drone owner or operator bears strict liability. Also, in the UK, drone insurance joining obligation depends on the weight of the drones and their intended use. In Germany, in the event of personal or material damage, drone owner bears strict liability as long as their drone is registered as an aircraft. Germany also requires by law that all drone owners carry liability insurance. In Korea, insurance is required only for "ultra-light aircraft use businesses, airplane rental companies and leisure sports businesses," where the aircraft is "paid for according to the demand of others." Therefore, it can be difficult to file claims for third party damages caused by unmanned aerial vehicles in personal use. Foreign insurance companies are selling drone insurance that covers a variety of damages that can occur during drone accidents. Some insurance companies in Korea also have developed and sell drone insurance. However, the premiums are very high. In addition, drone insurance that addresses specific problems related to drone accidents is also lacking. In order for drone insurance to be viable, it is first necessary to reduce the insurance premiums or rates. In order to trim the excess cost of drone insurance premiums, drone flight data should be accessible to the insurance company, possibly provided by the drone pilot project. Finally, in order to facilitate claims by third parties, it is necessary to study how to establish specific policy language that addresses drone weight, location, and flight frequency.

• Product Safety
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• no.1 s.145
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• pp.46-49
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• 2006

• 방재와보험
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• s.111
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• pp.32-34
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• 2006

최근 대재해 발생의 증가 추세에 따라 손실이 증가되고 담보력이 축소되어 보험손실액이 매년 증가하고 있다. 세계 재보험업계가 대형 재해 및 배상책임 보험 클레임 증가로 인해 이중고를 겪고 있기에 대형위험의 요율 인상이 불가피한 실정이다. 이러한 경색화 상황 속에서 국내 보험사 간의 거래 확대와 더불어 수익성을 고려한 적정한 위험도 평가와 기술적 내부 역량 확대가 요구되고 있다.

• 방재와보험
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• s.97
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• pp.58-61
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• 2003

대구지하철 참사를 계기로 도시방재의 대상, 도시방재의 문제점과 책임 등에 대하여 방재시스템 12월호(일본방재시스템협회)의 내용을 발췌, 요약 소개한다.

• 방재와보험
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• s.142
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• pp.6-9
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• 2011

• The Journal of the Institute of Internet, Broadcasting and Communication
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• v.16 no.2
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• pp.1-8
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• 2016

A convergence of finance and information technology brought a remarkable development in Fin-Tech industry. On the other hand, currently existing laws seemed inappropriate to address the liability of financial institutions, Fin-tech enterprises and consumers in case of financial accidents due to its ambiguity. The minimum insurance obligation by financial institutions specified under the Electronic Financial Transaction Act 2006 is not keeping with current reality, considering transaction volume, frequency of incidents, and security investments. This paper aims to lay stress on the need of cyber liability insurance by understanding the domestic financial incidents and management, and the limit of existing insurance policy.

• Proceedings of the Korean Institute Of Construction Engineering and Management
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• 2004.11a
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• pp.366-369
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• 2004

Construction demands will become high. Defects liability is treating with a consumer on a defect. Maintenance bond is overlooking excessive responsibility of construction industry participants. This study classified the problem that are divided to systematic and internal matter. And this study presented an improvement proposal. An improvement proposal of a process may reduce a financial burden of contractors and sub-contractors. And improved rate decision will do additional consideration of the study result, so that it is appropriated a rate rationally.