• Journal of Korea Multimedia Society
• /
• v.8 no.7
• /
• pp.988-999
• /
• 2005

As the Internet continues to have the commercial trade changed, the method of payment is one of critical components to conduct successful businesses through the internet. An electronic cash has all of the characteristics of a traditional commodity cash and ensures the security for all transactions. Accordingly an internet billing system based on the electronic cash is expected as the secure and efficient payment method for the future electronic commerces. The digital contents such as digital merchandise and services have the characteristic that both the delivery of merchandise and the payment of money can be accomplished on the same network and are helpful to idealize the design of the electronic commerce system. In this paper, Anonymity got to be possible by using a virtual ID in the process of payment, the payment steps were decreased by being processed on the same network, and the efficiency and the security were guaranteed by decreasing the frequency of the coding and communication.

• Journal of KIISE:Information Networking
• /
• v.30 no.2
• /
• pp.199-206
• /
• 2003

one of the representative micropayment protocols. The original PayWord system is designed for a user who generates paywords by performing hash chain operation for payment to an only designated vendor. In other words, a user has to create new hash chain values in order to establish commercial transactions with different vendors on the Internet. Therefore, we suggest an efficient scheme that is able to deal with business to different vendors by using only one hash chain operation to supplement this drawback. In this proposed system, a broker creates a new series of hash chain values along with a certificate for the user's certificate request. This certificate is signed by a broker to give authority enabling a user to generate hash chain values. hew hash chain values generated by a broker provide means to a user to do business with multiple vendors.

• Journal of Digital Convergence
• /
• v.18 no.5
• /
• pp.105-114
• /
• 2020

This study explored the factors affecting the willingness to pay of OTT service users. The main results are as follows. First, the perceived usefulness of OTT service users has a positive effect on use satisfaction. Second, perceived playfulness of OTT service users has a positive effect on use satisfaction. Third, the perceived cost of OTT service users has a positive effect on use satisfaction. Fourth, the perceived usefulness of OTT service users has a positive effect on willingness to pay. Fifth, use satisfaction with OTT service has a positive effect on willingness to pay. In summary, the perceived usefulness, perceived playfulness, and perceived cost of OTT service users increase the satisfaction of use, and the perceived usefulness and satisfaction are the key factors for predicting the willingness to pay. This will be meaningful in that it has revealed a path to predict and explain the intention of paid users of OTT service users.

• The Journal of the Convergence on Culture Technology
• /
• v.6 no.1
• /
• pp.455-461
• /
• 2020

Electronic payment system using Internet banking is a very important application for users of e-commerce environment. With rapidly growing use of fintech applications, the risk and damage caused by malicious hacking or identity theft are getting significant. To prevent the damage, fraud detection system (FDS) calculates the risk of the electronic payment transactions using user profiles including types of goods, device status, user location, and so on. In this paper, we propose a new risk calculation method using relative location of users such as SSID of wireless LAN AP and MAC address. Those relative location information are more difficult to imitate or copy compared with conventional physical location information like nation, GPS coordinates, or IP address. The new method using relative location and cumulative user characteristics will enable stronger risk calculation function to FDS and thus give enhanced security to electronic payment systems.

• Journal of Korea Multimedia Society
• /
• v.16 no.1
• /
• pp.87-99
• /
• 2013

The demands of IC card payment system has been increased according to the rapid advancement of the IT convergence application technologies. Recently IC card payment systems are in demands of the usage space at anytime and anywhere by developing the wireless communication technology and its related multimedia processing technology. Therefore the security of IC card payment system becomes more important and necessary. There are many fault analysis methods to evaluate the security and safety of information systems according to their characteristics and usages. However, the only assessment method to evaluate the security of information systems is not enough to analyse properly on account of the various types and characteristics of information systems by the progress of IT convergence and their applications. Therefore, this paper proposes an integrative method of the Fault Tree Analysis (FTA) and Fault Modes and Effect Analysis/Criticality (FMEA/C) based on criticality to evaluate and improve the security of IC card payment system as an illustration.

• Journal of Korea Port Economic Association
• /
• v.39 no.1
• /
• pp.35-46
• /
• 2023

This study was conducted to evaluating the willingness to pay for marine leisure ships through a contingent valuation method that can estimate the value of non-market economy. The questionnaire adopted a double-bound dichotomous choice Model and the variables for evaluating the amount of willingness to pay consisted of demographic variables and respondent behavior variables, and related information verified through previous studies. As a result of collecting and analyzing a total of 309 questionnaires, the amount of willingness to pay for marine leisure ships was estimated to be 25,510 won. In addition, significant variables affecting the amount of willingness to pay were the experience of visiting the island, satisfaction with the introduction of new maritime transportation, and intention to revisit the island. Through this study, it can be used as a basis for evaluating the economic value of new maritime transportation by estimating the willingness to pay for marine leisure ships using the contingent valuation method.

• Proceedings of the Korean Institute of Navigation and Port Research Conference
• /
• 2022.06a
• /
• pp.209-210
• /
• 2022

For the growth of the marine leisure industry, it is necessary to estimate economic value to review appropriate profitability in advance for the opening of new routes for marine leisure ships. This study aims to analyze the willingness to pay for new marine leisure ships for users of Gyeonggi sea and estimate the economic value. To this end, the amount of willingness to pay was estimated using the conditional value measurement method, and significant factors affecting the payment of usage fees were analyzed. As a result of the study, the average willingness to pay was estimated at KRW 25,510, and it was found that the factors such as "island visit experience" and "satisfaction with means of transportation" had a significant effect on the willingness to pay.

• Proceedings of the Korean Operations and Management Science Society Conference
• /
• 1999.04a
• /
• pp.249-250
• /
• 1999

• International Journal of Highway Engineering
• /
• v.11 no.2
• /
• pp.27-35
• /
• 2009

This study was conducted to suggest resonable quality measurement methods of asphalt pavements to be used in the Pay adjustment. The Pay adjustment is a method to adjust the construction cost according to the pavement quality based on the statistic theories. Many U.S states use Pay adjustment and the PWL(Percent with in Limit) is calculated using their quality index tables. In this study, the application of PWL in Korea was evaluated by comparing the PWL South Carolina with the probability theories. The probability values and the PWL obtained using the data collected from the test roads were used to determine the pay factors suggested by AASHTO and the pay factors between them were closed to each other. In addition, the PWL was very similar to the probability obtained using the predicted average of the population when calculating the Z-values. The pay factors were obtained using artificial data whose average satisfied the codes and whose standard deviation was large. The pay factors were less than 100% in the quality measurements can be performed using the PWL methods, and with the development of the korea quality index table, the PWL methods can be applied in korea.

• Journal of KIISE:Computing Practices and Letters
• /
• v.15 no.10
• /
• pp.752-760
• /
• 2009

Emerging peer-to-peer systems benefit from the large amount of resources provided by many peers. However, many peer-to-peer systems or applications suffer from malicious peers and it is not guaranteed that peers are always online. Micropayment systems are accounting and charging mechanism for buying services, so we can apply them to solve these problems. In the past the majority of micropayment system uses a centralized broker but the problem with most existing micropayment system is a heavy load on the broker. For instance, when an owner of the coin is offline, the broker delegates the owner and handles payment messages. It occurs frequently because of characteristic of peer-to-peer system and is another load of the broker. In this paper we introduce DPay, a peer-to-peer micropayment system that uses distributed hash table (DHT) for storing encrypted payment messages and increases scalability and reduces the load of broker by removing downtime protocol. We show the idea of real-time double spending detection in DPay and report the results of several evaluations in order to compare DPay and other payment scheme. In simulation result, the load of broker in DPay is reduced by 30% on average of other previous payment scheme. We expect that DPay can apply various peer-to-peer systems because it provides a real-time double spending detection and stores more secure payment messages.