• Title/Summary/Keyword: 조기 퇴직

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사학연금제도 재정건전성 제고를 위한 재정추계 및 정책평가 방법 연구

  • Hong, Gi-Seok
    • Journal of Teachers' Pension
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    • v.4
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    • pp.57-90
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    • 2019
  • 본 연구는 사학연금의 장기적 재정건전성을 확보하기 위한 재정추계 및 정책평가 방법에 관하여 논의한다. 먼저 재정안정화 시나리오의 설정에 있어서 기간간 예산제약식을 이용하여 장기적으로 균제상태(steady state)를 달성할 수 있는 납부율 및 급여율의 선정이 어떻게 이루어질 수 있는지 살펴본다. 또한 재정추계에 있어서 정책 변화에 따라 개인들의 행동 패턴이 달라질 가능성이 있음을 강조하고, 조기퇴직 결정에 관한 캘리브레이션을 통해 재정추계에서 내생성에 대한 고려가 어떻게 이루어질 수 있는지 예시한다. 마지막으로 힉스 보상의 개념에 기초하여 안정화 정책에 대한 평가가 연금 재정지표에 미치는 효과만이 아니라 가입자 / 수급자의 후생에 미치는 영향까지 같이 고려하여 이루어질 필요가 있음을 설명한다.

A Study on Effective Operation of Wage Peak System in Korean Enterprises (임금피크제의 효과적 운용방안)

  • Park, Su-young;Lee, Sang-kyung
    • Journal of the Korea society of information convergence
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    • v.5 no.2
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    • pp.49-58
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    • 2012
  • Korea has entered into an aging society at an exceptionally high speed. Increasing aged workers give pressure on Korean companies with seniority based pay system with labor costs. The wage peak system has been introduced to Korean companies as an alternative to early retirements. The wage peak system currently adopted in Korea is mainly the aging-limit-security model. But in the future we should actively adopt the employment-extension model. To operate wage peak system successfully, I suggest introduction of the individual wage peak system, development of suitable jobs for the aged, selective application by job classification, incentive graded by performance evaluation, and working hour reduction with the decreased rate of wage.

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재직자의 기업가정신, 보상만족, 지속학습, 고용가능성이 창업의지에 미치는 영향: 혁신행동 매개효과 중심으로

  • Im, Jae-Seong;Yang, Dong-U
    • 한국벤처창업학회:학술대회논문집
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    • 2021.11a
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    • pp.135-142
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    • 2021
  • 20년 3월부터 본격화된 코로나 팬데믹은 전세계경제에 큰 충격으로 불확실성은 더욱 커져 경제생태계 대변혁의 시대를 맞이하고 있는 가운데 고령 인구의 증가, 생산인구의 감소와 더불어 20년 12월 기준 직장의 폐업과 정리해고, 경영부진 등 비자발적인 일자리를 떠난 사람이 19년 대비 48.9%(2020 통계청) 증가, 직장인의 퇴직 평균연령도 51.7세로 직장인 의지와 관계없이 조기 은퇴가 불가피한 상황이다. 한편 직장 근로자 10명중 8명은 창업할 의지가 있는 것으로 나타나 이제는 직장인의 창업은 선택이 아닌 필수로 인식하고 있다. 본 연구의 목적은 직장인의 기업가정신과 지속학습, 보상만족, 고용가능성이 창업의지와 어떠한 상관관계를 가지고 있는가를 조사하고 혁신행동이 매개역할을 하는지에 대해 분석하는데 있다. 본 연구에서는 직장 재직자의 기업가정신과 직장생활 과정에서 지속학습, 보상만족, 고용가능성이 창업의지에 미치는 영향에 관한 연구를 혁신행동의 매개효과를 중심으로 진행하였다. 따라서 본 연구에서는 재직자의 기업가정신과 지속학습, 보상만족, 고용가능성이 혁신활동을 증가시키고, 증가된 혁신활동이 창업의지에 영향을 미칠 것이라는 인과적 경로를 검증하고자 한다. With Corona의 불확실한 경제여건에서 조직은 생존을 위한 끊임없는 변화를 추구함에 따른 재직자의 고용불안은 가중될 것이며, 100세 시대를 준비해야 하기에 창업은 필수적 상황으로 창업의지를 종속변수로 설정하여 본 연구를 진행하였다.

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A Study on Weight of SWOT Factors for Korea Food Service Franchise Entrepreneur (국내 외식프랜차이즈의 창업을 위한 SWOT요인의 중요도에 관한 연구)

  • Choi, Chae-Bong;Lee, Sang-Suk
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.12 no.5
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    • pp.141-162
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    • 2017
  • The International Monetary Fund (IMF) crisis introduced a system for easy layoffs. With recent economic downturn, employees have been asked to retire early and less new jobs have become available. More small businesses as a result have been started. The purpose of this research is to study weight and ranking on SWOT factors of korea food service franchise industry using the SWOT analysis. The Analytic Hierarchy Process (AHP) and Analytic Network Process (ANP) were used to analyze the SWOT found by the surveys. First, the SWOT analysis shows that the franchise owners and the expert group view the industry positively overall and there are more strengths, opportunities than weaknesses, threats. While there are negatives and threats to the industry overall, many people think that there are more opportunities and positive aspects. Second, the franchise owners rank proven business model and platform (S3) as the strongest strength of food service franchise businesses while the expert group ranks management supports (S2) from headquarters as the strongest strength. Third, the expert group and franchise owner group indicate that the weight on unfair franchise contracts with headquarters(W3) and high penalty from breaking a franchise agreement(W4) are 60% of weaknesses. Fourth, both the expert group and franchise owner group indicate that change in people's lifestyle, value system and consumption pattern(O3) as the most important opportunity. Fifth, both groups indicate that changes in consumption pattern(T1) due to ever changing food service industry as the biggest threat. It is ranked higher than the entry of korea food service franchises.

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Artificial Intelligence to forecast new nurse turnover rates in hospital (인공지능을 이용한 신규간호사 이직률 예측)

  • Choi, Ju-Hee;Park, Hye-Kyung;Park, Ji-Eun;Lee, Chang-Min;Choi, Byung-Gwan
    • Journal of the Korea Convergence Society
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    • v.9 no.9
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    • pp.431-440
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    • 2018
  • In this study, authors predicted probability of resignation of newly employed nurses using TensorFlow, an open source software library for numerical computation and machine learning developed by Google, and suggested strategic human resources management plan. Data of 1,018 nurses who resigned between 2010 and 2017 in single university hospital were collected. After the order of data were randomly shuffled, 80% of total data were used for machine leaning and the remaining data were used for testing purpose. We utilized multiple neural network with one input layer, one output layer and 3 hidden layers. The machine-learning algorithm correctly predicted for 88.7% of resignation of nursing staff with in one year of employment and 79.8% of that within 3 years of employment. Most of resigned nurses were in their late 20s and 30s. Leading causes of resignation were marriage, childbirth, childcare and personal affairs. However, the most common cause of resignation of nursing staff with in one year of employment were maladaptation to the work and problems in interpersonal relationship.

Levels and Countermeasures of PTSD among Police Officers (경찰관의 PTSD 수준 및 대처방안)

  • Sin, Seong-Won
    • The Journal of the Korea Contents Association
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    • v.11 no.12
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    • pp.266-272
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    • 2011
  • According to many studies, a large number of police officers who had recently been exposed to an emergency situation has serious psychological stress and Post Traumatic Stress Disorder(PTSD) symptoms impact on morale, absenteeism, occupational health, early retirement, family relationships. However, in Korea as it looked during the empirical study of police officers with PTSD had a few. In this study, levels of PTSD among police officers to identify and respond accordingly was to seek ways. The officer's PTSD levels vary according to the study is the relatively high level, when compared to firefighters is a relatively high level. So, I suggested some countermeasures. I presented discovery and management of high risk police officers, distribution of critical incident stress management, introduction of employee assistance programs, active intervention of colleagues and family members, training of stress management techniques.

Policy of Information Service for Aged Welfare (노인복지정보서비스 향상을 위한 정책방향)

  • 박민수
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.4 no.2
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    • pp.337-346
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    • 2000
  • This paper was studied on policy direction of information service for aged welfare. An element on social changes is as follow: economic problem, medical problem, leisure problem, alienation problem. Solution of this problem needs information service. Information service is Telecommuting service, home shopping service, medical support service, medical information service, telemedical support service, internet service, and knowledge studying support service. The results of this study is as follow: First, aged welfare organization must be constructed. Second, Network for aged welfare must be constructed. Third an aged must be utilization of information service. Fourth, policy of nation must be changes. Fifth, information service of aged welfare must be developed.

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A study of Policy direction of Information Service for Aged Welfare (노인복지정보서비스 향상을 위한 정책방향에 관한 연구)

  • 박민수;박정관
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2000.05a
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    • pp.56-64
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    • 2000
  • This paper was studied ell policy direction of information service for aged welfare. An element on social changes is as follow: economic problem, medical problem, leisure problem, alienation problem. Solution of this problem needs information service. Information service is Telecommuting service, home shopping service, medical support service, medical information service, telemedical support service, internet service, and knowledge studying support service. The results of this study is as follow: First, aged welfare oranization must be constructed. Second, Network foraged welfare must be constructed. Third an aged must be utilization of information service. Fourth, policy of nation must be changes. Fifth, information service of aged welfare must be developed.

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사학연금 연기연금제도의 적정 증액률 산출

  • Lee, Gyeong-A
    • Journal of Teachers' Pension
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    • v.5
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    • pp.219-241
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    • 2020
  • 연기연금제도는 연금 지급개시연령 도달 이후 일정 기간 연금수급을 포기하는 대신 급여에 일정액을 가산하여 지급하는 제도이다. 연기연금은 지급개시연령 도달 이전에 수급을 신청하면 일정액을 가산하여 차감하고 지급하는 조기연금과 상호보완적인 기능을 수행하며 유연은퇴(flexible retirement)의 주요한 축을 구성한다. 연기연금제도의 정책적 목적은 수급자별 다양한 재무적 상황에 따라 보다 유연한 은퇴설계와 노후소득 확충을 지원하는 제도적 장치를 마련하는 것이다. 하지만 현재 연기연금제도는 국민연금에는 시행되고 있으나 사학연금을 비롯한 직역연금에는 도입되지 않고 있다. 최근 공적연금간 급여규정 수렴화에도 불구하고 사학연금을 비롯한 직역연금에서 연기연금을 도입하지 않는 배경에는 공적연금간 급여 형평성 등 많은 쟁점사항들이 영향을 미치기 때문일 것이다. 하지만 이 연구는 그러한 기저의 논쟁에서 벗어나 제도의 재무적 특성 분석을 목적으로 한다. 분석자료는 연금수급을 위한 요건을 충족한 퇴직자 중 연금수급연령 미도달자로 이들 대기자 그룹의 미시자료를 이용해 연기연금 적용 시 제도의 총급여액 증가를 야기하지 않는 재정 중립적 증액률(plan-neutral deferral rate)을 산출하였다. 분석결과, 분석자료를 대상으로 한 산술적 증액률은 6.75%였으나 민감도 분석의 결과를 반영한 적정수준은 6% 이하일 것으로 사료된다. 이는 장기적 추정의 특성상 적용되는 가정변수 수준에 따라 변동폭이 클 뿐만 아니라 하위 구성집단간의 이질적 특성으로 산출되는 증액률의 편차가 크기 때문이다. 따라서 재정 안정성을 훼손하지 않기 위해서는 보수적 관점의 접근이 필수적이다. 연구의 구성은 크게 세 부분으로 II장에서는 소득활동관련 연금의 주요한 수단으로 연기연금의 제도적 필요성을 검토하고, III장에서는 실제 사학연금 가입자 자료를 이용해 재정 중립적 증액률을 산출하고 주요 변수별, 특성 집단별 증액률에 대한 분석결과 및 시사점을 기술하였다. IV장에서는 장기 재정안정성을 저해하지 않기 위해 적정 증액률 산정 시 추가적으로 고려해야 되는 재무적 관련사항을 기술하였다.

A study on the Effects of Small Business Managerial Performance with Small Business Support Systems in Gyeongnam (소상공인 지원제도가 경남지역 소상공인 경영성과에 미치는 영향)

  • Jeong, Gab Soo;Seol, Byung Moon
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.11 no.2
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    • pp.221-232
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    • 2016
  • The impact of the recent small business start-up competition in the market, has become overheated. It is effected by early retirement of a generation of youth employment. This study is a study on the impact of SEMAS(Small Enterprise and Market Service) system operating of the funding system, education support programs, and consulting support system on the business performance of small business owners. It has surveyed 272 business owners, in Gyeongsangnam-province. The study includes specific support system for usage frequency and satisfaction and conducted from January 2013 to September 2015. In addition, it analyzes characteristic that motivation, business model, item, owner's experience, sales and demographic by small business owner. Analysis results, the management performance of small business that uses financial support system and consulting support system is shown to be high. But education support system is the opposite effect. As a result, the management performance is related to industry experience. Therefore education support system need to be reorganized to the support depends on the development stage. This study was conducted to help small business owners entered the start-up market and a decision-making person with a policy decision.

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