• Title/Summary/Keyword: 장애연금

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Improvement of the disability benefit in NPS from the perspective of universalism, adequacy, and equity (국민연금 장애연금 급여의 개선방안에 관한 연구: 보편성, 적정성, 형평성을 중심으로)

  • Lee, YongHa;Kim, WonSub;Shin, KyungHye
    • 한국사회정책
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    • v.19 no.3
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    • pp.247-281
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    • 2012
  • This study investigates issues, which the current disability benefit of the national pension Scheme is facing, and seeks improvements concerning the universalism of coverage, the adequacy of benefit levels, and the equity of institution. The low universalism problem is caused by the coverage deficits and the strict disability assessment system of NPS and can be overcome by widening the disability category and changing the disability assessment system to workability test. In addition, the benefit level of the disability pension will be reduced stronger than the old age benefit in the long. The low benefit level due to the short contribution period and the low disbursement rate and can be improved by the enhancement of the standard contribution years and the disbursement rate. On the other hand, the main reason of the equality problem can be seen as the requirements for benefit, which are applied differently depending on the membership status. As policy measures, the unification of requirement on the basis of a recent payment, a payment in a certain percentage of life, or a hybrid of both criteria is investigated.

A Study on Development of the Job Functional Assessment Scale for people with Disabilities (장애인 근로능력평가 척도 개발에 관한 연구 -국민연금장애연금수급자를 중심으로)

  • Shin, Hyun-Uk;Kang, Byeongro
    • Journal of Digital Convergence
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    • v.12 no.4
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    • pp.379-397
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    • 2014
  • The purpose of this study was to develop the Job Functional Assessment Scale. This study was involved took third steps. First, 93 preliminary items were developed based on theoretical literature and International Classification of Functioning, Disability and Health (ICF) Model. To verify the content validity, 3 rehabilitation experts rated those items. Second, the scale consisting of 73 items was administered to sample of 880 people with disabilities. Finally, items of the scale were reduced to 58 items. Factor analysis showed evidence of construct validity of the scale. Internal consistency (Cronbach's ${\alpha}$) of total score showed .94 and Cronbach's ${\alpha}$ of 7 subfactor demonstrated .74~.90. Thus, Job Functional Assessment Scale demonstrated satisfactory convergent validity and discriminant validity. In addition, the practical use of the scale was discussed.

Comparison of Multinomial Logit and Logistic Regression on Disability Pensioners' Characteristic (다범주 자료의 다항로짓 모형과 로지스틱 회귀모형 비교;장애연금 특성분석 중심으로)

  • Kim, Mi-Jung
    • The Korean Journal of Applied Statistics
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    • v.21 no.4
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    • pp.589-602
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    • 2008
  • This article studies on disability pensioners' characteristic with multinomial logit and logistic regression model. Seven factors are examined on whether each factor is reflected in degree of disability in the disability pension. By incorporating multinomial logit and logistic regression model, effectiveness and characteristic of the seven factors are investigated on the degree of disability. Result shows all the seven factors are significant on the degree of disability, while among the seven, five factors, age, sex, type of coverage, type of category, insured duration show a trend in degree of disability and the other two, cause of disability and class of standard monthly income are not effective on trend in degree of disability. Results from analyses might be useful for disability pension management.

법령과 고시 (3): 2011년 건설업 적용 노무관련 요율

  • 대한설비건설협회
    • 월간 기계설비
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    • s.247
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    • pp.32-33
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    • 2011
  • 2011년도 건설업 적용 각종 노무 요율이 고시되었다. 고용노동부는 국민건강보험을 비롯하여 국민연금보험요율, 고용보험요율, 건설업 산재보험요율, 건설업 월 평균 임금, 장애인 의무고용, 최저임금 등을 발표했다. 2011년에 적용될 국민건강보험요율은 5.64%이고 국민연금보험요율은 9%, 건설업 산재보험요율은 36/1,000, 건설업 월 평균임금은 3,007,852원, 장애인 의무고용은 공사 실적액이 70억4천9백만원, 장애인 고용부담 기초액은 560,000원(1인당/월), 모든 산업의 최저 임금은 4,320원이다.

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연금분할제도의 국제비교와 우리나라 사학연금제도의 시사점

  • Lee, Jeong-U
    • Journal of Teachers' Pension
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    • v.4
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    • pp.11-56
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    • 2019
  • 연금분할제도란 혼인기간 중 부부가 가정의 유지를 위해 담당하였던 역할들에 대하여 동등한 가치를 부여하고, 따라서 그 기간 동안 획득한 노후보장자산을 이혼 시 동등하게 분할하기 위한 목적으로 운영되는 제도이다. 이혼여성의 노후소득보장을 위한 긍정적인 역할에도 불구하고 연금분할제도는 다양한 차원에서 비판을 받고 있다. 대표적으로 이혼여성의 분할연금 청구권이 배우자이었던 자의 상황에 의해 영향을 받을 수 있다는 점, 분할연금에 대해서는 보험의 원리가 제대로 작동하지 않는 비대칭성의 문제, 연금분할의 과정에서 가입자 우선 원칙 등이 주된 문제점으로 지적을 받고 있다. 본 연구에서는 독일과 스위스의 연금분할제도 운영사례를 토대로 우리나라 관련 제도의 개선방안을 모색하고자 하였다. 먼저 개선방안의 탐색을 위한 목표체계로서 여기서는 부부간 역할분담에 대한 동등한 가치부여, 이혼 이후 독립적인 삶의 보장 그리고 연금재정의 중립성을 설정해 보았다. 다음으로는 이를 위한 구체적인 정책대안으로서 ①분할연금에 대한 보험적 기능의 활성화, ②이혼과 동시에 연금분할의 실시 그리고 ③분할연금의 독자적 수급권 기능 강화 등이 개선방안으로 지적될 수 있다. 나아가 현행 공적연금제도의 체계 하에서 연금분할은 장애 또는 사망의 사회적 위험에 대한 적용의 불완전성 그리고 운영과정에서의 형평성 시비 등을 야기할 우려가 있으므로 제도의 근본적인 개혁이 필요로 하다는 점을 강조하였다.

A Study on the Effect of the National Pension on the Life Satisfaction of Old age (국민연금 수급이 고령자의 삶의 만족도에 미치는 영향에 관한 연구)

  • Kwon, Hyeok-chang;Lee, Eun-young
    • Korean Journal of Social Welfare Studies
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    • v.43 no.2
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    • pp.61-85
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    • 2012
  • The purpose of this study is to examine whether the national pension affects the life satisfaction of old age, using the first and third-wave data from the Korean Retirement and Income Study. The study analyzes the relationship between the national pension and life satisfaction, using several operational definitions of these two variables. This study utilizes the Difference-in-Difference(2D) models and panel data analysis. The main results are : First, the result of simple 2D shows that there is not significantly difference between the pensioner and that of non-pensioner. Second, the result of 2D regression also shows that pension is not significantly associated with life satisfaction of the old age. Lastly, the result of fixed-effect model confirms that the national pension does not have a statistically meaningful effect on the life satisfaction, controling for the unobserved characteristics of the old age. This study also conducts sensitivity analysis and discusses policy implications.

The Effect of the Public Pension and the Old-Age Preparation on the Life Satisfaction of the Elderly with Disabilities who have Paid Jobs: Focusing on Mediating Effects of Self-esteem (임금근로 고령 장애인의 공적 연금과 노후준비가 생활만족도에 미치는 영향: 자아존중감의 매개효과를 중심으로)

  • Kim, Gi Tae;Kim, Hae Seong;Song, Jin Yeong;Jeong, Jong Hwa
    • 재활복지
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    • v.21 no.3
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    • pp.85-106
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    • 2017
  • The purpose of this study is to verify the effect of the public pension and the old-age preparation on the life satisfaction of the elderly with disabilities who have paid jobs, focusing on mediation effects of self-esteem. The data of "the 8th year Panel Survey of Employment for the Disabled" of 2016 surveyed by the Korea Employment Agency for the Disabled was used. Among the 5,092 people with disabilities, who are 60 or older and who are employed for paid jobs, only 296 cases were finally selected and analyzed by using SPSS 20.0 Version. The results of this study are as follows: First, public pension is a factor that increases the life satisfaction of the population. The elderly with disabilities who have paid jobs and well prepared for the old-age are more likely to have higher life satisfaction. Second, self-esteem did not seem to mediate between public pension and life satisfaction. Third, self-esteem have proven to mediate between old-age preparation and life satisfaction. This study is meaningful in terms of finding mediating factors such as public pension, revitalization of old-age preparation and self-esteem as part of raising life satisfaction of the elderly with disabilities.

Study on Factors Affecting Life Satisfaction of the Disabled Seniors (장애노인의 삶의 만족도 영향요인 연구)

  • Kim, Seong Hee
    • 재활복지
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    • v.20 no.3
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    • pp.17-43
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    • 2016
  • This study is on understanding the reality of disabled seniors and investigation of factors that affect overall life satisfaction, making a proposal to improve their life quality. Situation data for the disabled, gathered by Korea Institute for Health and Social Affairs (KIHASA) in 2014, was used to perform the study, and the target group is 3,181 people with disability, above the age of 65. Descriptive statistics was presented for data analysis and logistic regression analysis was performed to investigate factors that affect life satisfaction. It was concluded from the analysis that gender, age, presence of spouse (demographic factors), house income, possession of house, presence of pensioner, registration to public pension plan, social discrimination (social-economical factors), level of disability, subjective health status, level of help needed for daily living, presence of care-giver, sufficiency of help, ability to go out by oneself, difficulty of using public transportations, and presence of medical checkups (disability and health factors.) make meaningful effects to life satisfaction of disabled seniors. Based on the derived results, this study suggests intensive interests and care-giving service for disabled seniors that live alone, institutional complementations to guarantee income security, including public or private pensions, improvements to social recognition and environments for discrimination of the disabled, organization of health and medical treatment service and health care system, comprehensive service provision to social welfare for both the disabled and seniors, and comprehensive service provision to both health care and social welfare.

Decrement Models with an Application to Variable Annuities under Fractional Age Distributions (탈퇴원인별 상이한 소수연령 분포에서 다중탈퇴율 계산과 변액연금에 응용)

  • Lee, Hang-Suck
    • Communications for Statistical Applications and Methods
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    • v.16 no.1
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    • pp.85-102
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    • 2009
  • This paper derives conversion formulas from yearly-based absolute rates of decrements to monthly-based rates of decrement due to cause J under fractional age distributions. Next, it suggests conversion formulas from monthly-based absolute rates of decrements to monthly-based rates of decrement due to cause j under fractional age distributions. In addition, it applies the conversion formulas including a dynamic lapse rate model to variable annuities. Some numerical examples are discussed.

Poverty Reduction Effectiveness and Efficiency of Social Security Benefits (사회보장급여의 빈곤완화 효과성 및 효율성)

  • Noh, Hye-Jin
    • The Journal of the Korea Contents Association
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    • v.21 no.6
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    • pp.237-247
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    • 2021
  • The purpose of this study is to analyze the effectiveness and efficiency of social security benefits to poverty alleviation. To this end, this study analyzed the poverty alleviation effect of public pension, basic pension, child-rearing allowance, disability allowance, basic living security subsidy, EITC, and other government subsidies using 2019 Household Financial Welfare Survey. The analysis results are as follows. First, social security benefits lowered the poverty rate by 6.8%p. Second, in terms of the poverty gap reduction effect, the public pension for the elderly male households, the basic pension for the elderly female householder, and the basic guarantee for the working female householder contributed the most. Finally, in terms of poverty alleviation efficiency, about 33% of social security benefits contribute to narrowing the poverty gap. Social security benefits for female heads of households were found to serve as a function of alleviating poverty gap and for male heads of households to supplement household income. Based on these results, this study suggested the discovery of various poverty states, expansion of basic security for the female elderly, and the connection between the purpose of social security benefits and key targets.