• Title/Summary/Keyword: 위험 선호도

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A Study on the Electronic Payment Systems for International e-Business (국제전자상거래를 위한 전자결제시스템에 관한 연구)

  • 이내준
    • Journal of the Korea Computer Industry Society
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    • v.2 no.10
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    • pp.1339-1348
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    • 2001
  • This study is directed to compare the payment systems between conventional and internet, under international commerce. A stable and secure payment system is necessary for the progress of e-business through the internet. There are three typical methods of payment system in conventional transactions; the letter of credit(L/C) basis, the collection basis and the remittance basis. The exporter prefers L/C basis because of authentic payment, financial convenience and reduced risk Buyers and sellers who have enjoyed long creditable relationships use carefully the collection basis. The remittance basis is adequate for small amount payment for sample. In this paper, the merits and demerits of electronic payment system are compared to the conventional payment one. Internet payment system has an advantage of speed-up in payment against the conventional, but has a limited usage in the area of consumer based(B to C) transaction. The conventional payment system has been becoming overwhelm electronic payment one in the business to business(B to B) area.

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Toward A New Scheme for Unemployment Protection - UI Benefit vs. Self-insurance Through Borrowings - (실업자 보호정책의 개편 방향: 실업급여와 연금 통합을 중심으로)

  • Yun, Jungyoll
    • Journal of Labour Economics
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    • v.27 no.1
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    • pp.77-105
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    • 2004
  • Given the limitations of UI benefit and self-insurance through precautionary savings, this paper suggests a new scheme of income support for the unemployed, which offers unemployed workers not only UI benefit but also borrowings from their future pension incomes. Allowing individuals to have effective self-insurance through pension- borrowing, this scheme provides them with consumption-smoothing and reduction in risk burden while maintaining search incentives of the unemployed. Simulation study based upon household panel data in Korea suggests that a heavy reliance should be set upon self-insurance through pension-borrowings rather than upon UI benefit, even for the low-income individuals who are subsidized under UI system. This result provides us with insightful implications for a social safety net in (fast-growing) developing countries, where people cannot afford a good amount of UI benefit or of precautionary savings against unemployment although they expect their incomes to be much higher in the future. Indeed, it is consumption-smoothing effect of self-insurance through pension- borrowings, as well as its incentive-maintaining effect, that makes it a promising alternative of social safety net in developing countries.

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The Examination of Pre-Menopause Women's Bone Mineral Density and Its Related Factors by Using the Dual-Energy X-Ray Absorptionmetry (이중에너지 X선 흡수계측법을 이용한 폐경 전 여성의 골감소증 관련요인)

  • Yeo, Jin-Dong;Jeon, Byeong-Kyu
    • Journal of the Korean Society of Radiology
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    • v.5 no.1
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    • pp.27-35
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    • 2011
  • The purpose of this study is to examine factors that affect the bone mineral density of pre-menopause women by using the dual energy x-ray absorptionmetry, ultimately contributing to preventing women's osteoporosis that tends to be aggravated since menopause. Out of the subjects, 20.2% were suffering osteopenia. Age was found most important in estimating the level of bone mineral density. Meanwhile, the older women were, the significantly lower their bone mineral density was. It was found that taking exercise has a more positive effect on boss mineral density than not taking. Exercising in a suitable amount was helping women keep their bone mineral density better. Preferring meat to vegetarian diets were significantly affecting women's bone mineral density. Meanwhile, it was found that the shorter menstrual cycle is, the significantly lower bone mineral density is. A multi=regression analysis of bone mineral density and its related factors showed that the older women were, the significantly lower their bone mineral density was. In other words, age was found as the most risk factor of osteoporosis.

Trichloroacetic Acid Cauterization Using a Cut-Down Tube : Management of Pyriform Sinus Fistula (컷 다운 튜브를 이용한 삼염화아세트산 소작술 : 이상와 누공의 치료)

  • Kim, Soo Jin;Park, Hae Sang;Kim, So Jung;Park, Jee Soo;Chung, Sung Min;Kim, Han Su
    • Korean Journal of Head & Neck Oncology
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    • v.30 no.2
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    • pp.100-103
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    • 2014
  • 경부 염증을 주 증상으로 하는 이상와 누공의 치료로써, 전통적으로 외과적 절제술이 주로 시행되었으나, 근래에 들어서는 수술 관련 위험성이 적은 삼염화아세트산 소작술이 선호되고 있다. 본원에서, 2004년 5월부터 2013년 3월까지 컷 다운 튜브를 이용한 삼염화아세트산 소작술을 통해 이상와 누공을 치료한 5명 환자의 증례를 보고한다. 이전까지의 삼염화아세트산 소작술에서, 여러 도구를 이용해 누공의 입구만을 막는 시도를 했던 것과는 달리, 본 증례에서는, 컷 다운 튜브를 이용해 20~50%의 삼염화아세트산을 누공로에 주입함으로써, 이상와 누공 전장을 폐쇄하고자 하였다. 3명의 환자에서는 추적 관찰 중 재발 소견 없었으며, 2명의 환자는 추적 관찰 기간 중 재발하여 삼염화아세트산 소작술을 재시행하였다. 모든 증례에서 부작용 및 합병증은 발생하지 않았다.

A Study on Situations of Safety Education in Universities and University Students' Awareness of Coping Methods for Safety Accidents (대학의 안전교육 현황 및 대학생의 안전사고 대처방법 인식에 관한 연구)

  • Chung, Sung-Il;Oh, Jae-Yeon
    • The Journal of the Korea Contents Association
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    • v.16 no.12
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    • pp.518-529
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    • 2016
  • This study researched methods for coping with safety accidents by university students, after considering the situation of safety education by universities in Korea. For this study, a survey of 411 students of universities in the cities of Gwangju and Daejeon was conducted. According to the results, the ratio was high for answers such as willingness to participate in safety education beginning with the departments of engineering, art and physical training, education, art and humanity, social sciences and natural sciences, and medical sciences. It was found that university students most preferred first aid among the contents of safety education. University students of all departments answered that they had experienced safety education, but were afraid to be embarrassed in the case of actual safety accidents, as was found through the results of investigations of their awareness of coping methods with safety accidents. It was verified that many times their suffered skin and other wound in an earlier safety accident that they had experienced. This study suggests that safety education needs to be accomplished in the university curriculum, predicting and practicing for causes and factors of danger in advance, in order to improve the level of safety awareness and safety competence among university students.

A study on the Problems and Improvement of Export Credit Guarantee System in the Trade Insurance (무역보험의 수출신용보증제도의 문제점과 개선방안)

  • La, Kong-Woo
    • International Commerce and Information Review
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    • v.15 no.1
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    • pp.259-283
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    • 2013
  • In this study has been suggested on the basis of the Court of Audit's report on trade insurance issues presented and the Export Credit Guarantee Insurance Improvement. First, the improvement insurance underwriting standards and come up with measures to improve the soundness of the insurance fund trading. In order to do this, (1) warranty for a lower credit companies strengthen underwriting standards, (2) raise short-term solvency and the accuracy of financial statements Review criteria Borrowings calculated based, (3) trustee companies Warranty Terms for improvement, (4) for closure of businesses quickly take measures of bond conservation measures. Second, through improved risk management measures to strengthen risk management for export credit guarantees are to be provided.

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Estimating Attributes Value of Alternatives Applied for Rehabilitation of Hydrologic Cycle of the Anyangcheon Watershed (물순환 건전화 대안 적용을 위한 안양천의 속성별 가치추정)

  • Kong, Ki-Seo;Chung, Eun-Sung;Lee, Kil-Seong;Yoo, Jin-Chae
    • Journal of Korea Water Resources Association
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    • v.39 no.12 s.173
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    • pp.1031-1042
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    • 2006
  • In recent years, a growing concern exists in watershed and stream improvement projects. Under these circumstances, this paper estimates monetary value of the attributes of alternatives for rehabilitation of hydrologic cycle using choice experiments. Choice experiments shows vivid image and estimates a willingness to pay based on their preference for environmental goods. A preliminary survey shows that the attributes of the Anyangcheon watershed are flood-damage possibilities, Instreamflow, water quality, river characteristic and estimates the tax for the Anyangcheon watershed improvements. We surveyed 200 citizens were selected as samples of watershed beneficing in Seoul and Gyeonggi Province and used conditional logit model to analyze the implicit values of the attributive per household. The benefit of the attributes by province based on the implicit price obtained from estimated parameters were calculated. This study is expected to contribute to the decision-making process for policy-makers by providing useful methodological framework and quantitative information related to watershed improvement projects.

A Study of the Influence of Consumer's Decision Making Process in Internet Shopping of Clothing Product Using Virtual Reality(Web3D) (가상현실(웹3D)을 이용한 인터넷 의류제품 쇼핑몰이 소비자 구매의사결정단계에 미치는 영향에 관한 연구)

  • Sung, Jung-Hwan;Sung, Hee-Won
    • Archives of design research
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    • v.17 no.4
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    • pp.289-298
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    • 2004
  • The development of the Internet has influenced consumers' information search process and purchase behaviors. The environmental changes and consumers' lifestyle changes have stimulated them to use the Internet shopping mall. However, people used to shop the low-involvement product rather than high-involvement product such as clothing product at the internet shopping mall due to the subjects' perceived risks or product characteristics. The purpose of this study is to examine the differences of consumers' attitudes toward the two types of apparel internet shopping mall. With compared to the existing shopping mall, this study generated Web3D internet shopping mall by designing Abata, representing the user's body figure. The changes of respondents' attitudes toward the internet shopping mall and purchase intentions would provide the possibility and future direction of the Web3D internet shopping. Recommendations and future research were also discussed.

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An analysis on the propriety of pilot project and the Management Performance in Korea's new technology adaptation Farming (신기술 수용농가의 시범사업 타당성 및 경영성과 분석)

  • Kim, Yean-Jung;Han, Hye-Sung
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.16 no.9
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    • pp.5859-5864
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    • 2015
  • The purpose of this study is to analyze the outcomes of experts' survey for Cultivation techniques of good seed bulb in garlics program, purpose of introduction, and performance analysis this program. As a result of survey on new technology adoption to be cultivated in cultivation techniques of good seed bulb in garlics, technique satisfaction scored the highest with 4.3 points whereas innovation scored 4.21 points. On the other hand, risk scored the lowest with 2.53 points. Also, using BMO model business attractiveness and business fit scored 44 points, 45points respectively. Thus, the project rate of success were analyzed by more than 80 per cent. Finally, the management performance is analyzed on the garlic farms by selecting the highest awareness collected. As a result of effects after new technology adoption, 43% of the surveyees stated that the relative management costs dramatically decreased, and increase in production.

An Analysis on the Coupling of Korea's Economy and U.S. Economy through the Asset Market (자산시장을 통한 한국경제와 미국경제의 동조화 분석)

  • Kim, Jongseon
    • International Area Studies Review
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    • v.15 no.3
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    • pp.393-405
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    • 2011
  • Three different models have been consecutively employed with the U.S. yield curve and the Korean composite stock price index, firstly to see the coupling between the economies of the U.S. and Korea, secondly to find out the time consumed completing the coupling, and lastly to figure out the impact of the recent U.S. financial crisis on this coupling. This study has, first of all, produced an empirical research outcome which proved the existence of coupling between two countries' economies. The direction of this coupling was consistent with the general expectation that when the yield spread between the U.S. 10-year Treasury Note and the U.S. 3-month Treasury Bill increased which often occurred with better prospects of U.S. economy, the asset price of emerging economies including Korea also rose reflecting the accompanying change in investment atmosphere in favor of risk. It has also found out that the degree of the coupling was maximized with a lag of one week. And finally the recent US financial crisis has been revealed to reduce the degree of the coupling by as much as half in a regression model with a dummy variable.