• Title/Summary/Keyword: 상대적 신중도

Search Result 72, Processing Time 0.033 seconds

Estimating a Precautionary Saving Motive under Consumption Uncertainty (소비의 불확실성에 따른 예비적 저축 동기 추정)

  • Hwang, Jin-tae;Kim, Sung-min
    • Economic Analysis
    • /
    • v.26 no.3
    • /
    • pp.48-70
    • /
    • 2020
  • Using data from the Household Income and Expenditure Survey over the period 1994-2016, we estimate the coefficient of relative prudence in order to capture precautionary saving motive. To do this, we adopt a cohort approach, where we transform such microdata into sample cohort means. Together with initial income involving liquidity constraint, we estimate the relative prudence derived from the Euler equation. The two-stage least-squares (2SLS) between estimate of it obtained from the cohort panel data analysis is too small for the existence of precautionary saving motive, as in previous studies, while the 2SLS random effects estimate is so reasonable. Moreover, the liquidity-constrained cohorts tend to be more sensitive to uncertainty, relative to the unconstrained ones.

The effect of social support and resilience of middle-aged men and women on retirement readiness (신중년 남녀세대의 사회적지지와 회복탄력성이 노후준비도에 미치는 영향)

  • Kim, Geon-hui;Hong, Sang-Ook
    • Industry Promotion Research
    • /
    • v.7 no.4
    • /
    • pp.75-84
    • /
    • 2022
  • This study aims to examine the relative effects of social support and resilience on retirement readiness in the prudent male and female generations through hierarchical regression analysis. The results of the study first, As a result of verifying the difference between men and women in social support, resilience, and retirement readiness, there was a significant difference between the overall social support and the subvariables of emotional, intelligence, material, and retirement readiness, the physical. especially, Women had higher averages of social support, resilience, and retirement readiness than men. second, The relative impact of social support and resilience on retirement readiness is In model 1, men have family type, living conditions, and final education, and women have living conditions, average monthly income, In Model 2 and Model 3, both men and women showed the same trend. Model 2 shows living conditions, average monthly income, social support, Model 3 had a significant effect on living conditions, social support, and resilience. Namely, Both men and women recognized that social support and resilience had the greatest relative effect on retirement readiness, which was the main variable. Through this study, the middle-aged generation especially, It is significant in suggesting the need to find ways of social support for women and to increase resilience.

고에너지 전자빔으로 처리된 Ni/Al$_{2}$O$_{3}$ 촉매에서 메탄의 dry reforming

  • Sin, Jung-Hyeok;Lee, Jeong-Hwan;Jeon, Jin
    • Proceedings of the Korean Environmental Sciences Society Conference
    • /
    • 2005.05a
    • /
    • pp.284-285
    • /
    • 2005
  • Ni/${\gamma}$-Al$_{2}$O$_{3}$의 촉매능 향상을 위하여 고에너지의 전자빔을 사용하여 처리한 후 촉매반응과 표면상태 변화를 관찰하였다. XRD와 XPS 분석 결과로부터 전자빔 처리된 촉매에서 표면의 상대적인 O/Ni의 비가 감소되고 Ni의 산화상태가 변화하였음을 관찰하였다. 2MeV의 준위에서 600 kGy의 선량으로 전자빔을 조사한 촉매에서 가장 높은 전환율과 수득율을 보임으로써 고준위 고선량의 전자빔 처리가 촉매능 향상에 유리함을 알 수 있었다.

  • PDF

Emissions of Nitrous oxide from Wastewater Treatment Process by Floating Flux Chamber (Floating Flux Chmber에 의한 하.폐수처리시설에서의 아산화질소 발생특성)

  • 전의찬;장영기;최경식;김전희;서경애;박종호;이성호
    • Proceedings of the Korea Air Pollution Research Association Conference
    • /
    • 2002.11a
    • /
    • pp.440-441
    • /
    • 2002
  • 지구온난화를 유발하는 온실가스의 대표적인 성분으로는 이산화탄소, 메탄, 아산화질소, CFC 등을 들 수 있으며, 주요 온실기체들에 대한 대기 중 농도가 과거보다 현저하게 증가되었음이 확인되고 있다. $N_2$O은 대기 중의 농도는 낮으나 상대적으로 지구온난화에 기여하는 정도가 $CO_2$에 비해 질량기준으로 310배가 높고, 생체 발생량이 크기 때문에 지구규모수지에 있어서 신중하게 고려되어야 한다. 온실기체의 국가배출자료는 기후변화협약과 관련된 국제협상 및 국내 저감대책 수립에 없어서는 안될 중요한 기초자료이다. (중략)

  • PDF

경유가격(輕油價格)과 물류투자(物流投資)의 관계(關係)에 대한 연구(硏究)

  • Kim, In-Je;Jo, Seong-Bong;Kim, Sang-Hyeon
    • Environmental and Resource Economics Review
    • /
    • v.6 no.1
    • /
    • pp.153-169
    • /
    • 1996
  • 본 논문에서는 경유가격에 의한 시장왜곡의 한 측면으로서 우리나라 기업의 물류 투자가 상대적으로 낮게 이루어지고 있음을 지적하고자 한다. 낮은 경유가격으로 상품의 원가는 당분간 낮게 유지될 수 있었을지 모르나 결국 물류투자의 수준을 낮추어 물류설비 수준을 적정이하로 만든 요인이 되며, 이는 다시 물류비용을 증가시키고 결국 원가상승(原價上昇) 요인으로 작용하여 국제경쟁력에 미치는 종합적 효과는 불분명하다고 할 수 있는 것이다. 이러한 문제점은 비단 경유가격에만 한정되는 것이 아니라 산업용 전력요금 등 여타의 경우에도 적용된다. 산업의 경쟁력과 물가안정을 위해서 특정재화의 가격을 낮게 유지하는 것은 결국 가격구조를 왜곡하게 되고 다른 부수적인 문제점을 수반하게 되어 적정수준이 아닌 자원배분(資源配分)을 일으키게 된다. 따라서 산업정책(産業政策)의 일환으로 추진되어온 경유에 대한 가격규제는 보다 합리적인 자원배분(資源配分)을 위하고 장기적인 산업경쟁력(産業競爭力)을 고려하여 신중히 재검토되어야 할 것이다.

  • PDF

An Empirical Study on the Evaluation of Supplier Selection Factors Using the AHP - Focused on the Stationery and Office Machine Suppliers - (계층분석과정을 이용한 공급업체 선정 요인별 중요도 평가에 관한 실증적 연구 - 사무용품 및 사무기기 공급업체를 대상으로 -)

  • Kim, Shin-Joong
    • Journal of the Korea Society of Computer and Information
    • /
    • v.12 no.4
    • /
    • pp.169-177
    • /
    • 2007
  • Competitive international business environment has forced many firms to focus on supply chain management to cope with highly increasing competition. Hence the supplier selection is the most important decision of a company. Because it has a direct effect on cost reduction and quality, profitability and flexibility improvement of a company, so the right supplier selection significantly affect on the organization's efficiency and effectiveness and competitiveness. The primary research objects of this study is to evaluate an importance of supplier selection factors as an index and to present the evaluation model for supplier selection. For this purpose, this study adopts the AHP method to calculate the importance of supplier selection factors. In this study, 16 factors which affect on the supplier selection decision making are classified into three factors-product supply related factor, product related factor, management ability related factor.

  • PDF

Developing A Framework of Customer Classification for Customer Relationship Management : Focusing on Online Auto Insurance (고객관계관리를 위한 고객 분류 프레임워크 개발 : 온라인 자동차보험을 중심으로)

  • Lim, Se-Hun
    • Journal of Digital Convergence
    • /
    • v.10 no.5
    • /
    • pp.67-78
    • /
    • 2012
  • Recently, the interesting of customers in online auto insurance is rapidly increasing. The one of major reasons is economical benefit. offline auto insurance products as a service formed high price. However, online auto insurance relatively formed low price. Thanks to these characteristics of online auto insurance has gained great popularity. Therefore, in purchasing online auto insurance, consumers carefully buy products of auto insurance. In this study, we classified the $2{\times}2$ matrix (online preference group, economic pursuit group, convenience oriented group, and carefulness approach group) in online auto insurance consumers focusing on the perceived benefits and price acceptance. From an economic point of view of consumers around the perceived benefits and price acceptance, we analyzed the relationships among easy of use, usefulness, attitude, and purchase intention in automobile e-shopping mall. The results of this study will provide the useful implications for the planing CRM(customer relationship management) strategy for improving purchase intention of customers to online insurance companies.

A study on the scalp, hair care according to DiSC behaviors of cosmetic consumer in their 20s (20대 미용소비자의 DiSC행동유형에 따른 두피·모발관리 연구)

  • Jo, Min-Hye;Yang, Eun-Jin
    • Journal of the Korea Convergence Society
    • /
    • v.9 no.10
    • /
    • pp.415-421
    • /
    • 2018
  • The purpose of this study is to analyze the difference of scalp and hair care behaviors according to DiSC behaviors of beauty consumer. For the study, 251 questionnaires were analyzed using the SPSS v.18.0 statistical package program. First, there was statistically significant difference in psychological stability, favorable image, and maintaining state of scalp and hair management according to DiSC behavior type. In case of Shin Jung - hyung (C), psychological stability, Positive images, and maintaining good condition. Second, DiSC and hair management behaviors according to DiSC behaviors showed statistically significant difference in state cognition management and product use management. In the case of cognition type (C) and social type (I) Product use management. The results of this study suggest that hair management awareness and behavior, which is dependent on DiSC behaviors of consumers, are provided as basic data for corporate marketing strategy.

An Empirical Study on the Evaluation of Supplier Selection Factors according to the Product Standardization - Focused on the Stationery and Office Machine Suppliers - (제품 표준화 수준에 따른 공급업체 선정 요인별 중요도 평가에 관한 실증적 연구 - 사무용품 및 사무기기 공급업체를 대상으로 -)

  • Kim, Shin-Joong;Lee, Jung-Sae
    • Journal of the Korea Society of Computer and Information
    • /
    • v.13 no.1
    • /
    • pp.261-272
    • /
    • 2008
  • The primary research objects of this study is to evaluate an importance of supplier selection factors as an index according the level of product standardization and to present the evaluation model for supplier selection. For this purpose, this study adopts the AHP method to calculate the importance of supplier selection factors. In this study 16 factors which affect on the supplier selection decision making are classified into three factors-product supply related factor, product related factor, management ability related factor. Results also indicate that standardized products are much more dealt by means of on-line compare to customized products. It means the buyer opportunities is potentially an increase in the amount of current supplier re-evaluation, which may lead to new suppliers being considered more often.

  • PDF

A Critical Review of DMS Policy in Korea (DWB 도입정책에 대한 반성적 검토)

  • Kim, Pyung-Ho
    • Korean journal of communication and information
    • /
    • v.26
    • /
    • pp.135-156
    • /
    • 2004
  • Policymakers' active support as well as broadcasting and telecom industries' endeavors seeking new business opportunities speed up the introduction of a new medium called DMB in Korea. Meanwhile, discussions from a critical perspective concerning the policy rationale, cultural and social implications of DMB and policy processes are rather scanty. The discussion of policy rationale focuses upon whether the rationale to introduce DMB is sufficiently valid. The discussion of DMB's cultural and social bearings is concerned with whether the implications of new media and technology are properly considered in policymaking and that of policy processes questions whether the initial conditions of DMB are appropriately structured. This study explores such issues associated with the introduction of DMB in Korea.

  • PDF