• The Journal of the Korean life insurance medical association
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• v.25
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• pp.103-118
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• 2006

근래에 한국의 생명보험 시장에는 주요 질병의 보장을 위한 상품들이 연일 쏟아져 나오고 있다. 그러나 이와 함께 증가될 수 있는 리스크에 대한 대비는 상대적으로 부족한 실정이다. 특히 간질환에 의한 급부발생이 타질환에 비하여 현격하게 높은 국내 실정에 맞게 언더라이팅 초점이 맞추어져야 할 필요가 있다. 간질환 유발인자로 대표적인 것은 B형 간염이지만, 과다한 알코올 섭취에 의한 간질환 역시 매해 빠른 속도로 증가하는 추세이다. 따라서 본 논문에서는 알코올에 의한 질환의 종류와 이와 관련된 보험금 청구 통계, 그리고 음주로 인한 교통사고의 폐해에 대해 살펴보고, 알코올 남용자를 사전에 판별할 방법을 찾아보고자 한다. 일반적으로 알려져 있는 알코올 관련 질환으로는 지방간, 알코올성 간염, 알코올성 간경변이 있으며, 이로 인한 급부발생율은 급격히 증가하고 있다. 음주로 인한 폐해는 단순히 간질환에 그치지 않고 있으며, 교통사고의 상당수가 음주와 관련이 되어있다. 이러한 리스크에 대해 국내의 상당수 보험사들은 혈액검사를 통하여 간기능에 대한 기준을 설정하여 언더라이팅을 하고 있다. 현재 주로 시행되고 있는 간기능 검사들에 대한 정확도에 대해서는 논란이 있을 수 있다. 따라서 보다 정밀한 검사법들에 대한 연구가 필요할 것이다. 외국의 경우, 보험을 가입하고자 하는 보험 대상자들은 직업이나 흡연, 위험 취미뿐만 아니라 알코올과 관련된 일정한 양식의 질문표에 대하여 성실하게 고지하도록 하고 있다. 국내에도 알코올과 관련된 자세한 고지항목을 첨부하여, 일정 기준에 미치지 못하는 가입자에 대하여 표준미달체로 분류하여 보다 정밀한 검진을 통해 세밀한 언더라이팅이 이루어져야 하겠다. 이와 아울러, 알코올로 인한 사회적 폐해의 심각성에 대한 인식 확대를 위한 각 보험사 및 유관기관의 노력이 전개된다면, 음주에 대한 진사 절차가 수월해질 것으로 기대된다.

• Proceedings of the Korean Society of Computer Information Conference
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• 2020.07a
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• pp.159-162
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• 2020

배우자상속에 있어서 독일 등 다수 선진국들은 배우자 일방의 사망 시 부부재산제에 따른 청산을 통하여 생존배우자를 고정적으로 배우자상속분을 확보해줌과 동시에 철저히 보호를 하고 있는데, 우리나라 가족법에서는 다른 나라들에 비해 생존배우자에게 일정비율의 상속분만을 인정하고 있어 생존배우자의 상속권을 실질적으로 강화될 수 있는 방안이 필요하다고 본다. 특히 2014년 법무부 민법개정위원회의에서 현행법상 배우자 상속제도를 해결하기 위하여 제1008조의4 배우자의 선취분 조항과 제1008조의5 배우자의 선취분 침해에 있어서 회복청구권에 대한 조항신설이 논의 되어 국민들의 높은 호응이 있었음에도 불구하고, 생존배우자 법정상속분을 상향조정을 하게 되면 기업상속 등에 문제가 발생한다는 논리로 개정안은 입법예고도 못하는 상황에 이르게 되었다. 또한 초고령화사회에 살고 있는 생존배우자의 노후생활 보장과 직계비속과 공동으로 상속받는 경우 직계비속의 수에 따라 배우자의 상속분의 유동성 등이 문제점으로 대두되기 때문에 합리적인 생존배우자의 상속분 상향조정되는 입법안이 새롭게 시작되는 21대 국회에서 조속히 마련되기를 기원하는 차원에서 생존배우자의 효율적인 입법방안을 제시하고자 한다.

• Journal of Digital Convergence
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• v.15 no.5
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• pp.89-98
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• 2017

This study aims to examine whether the life satisfaction of the elderly living alone is influenced by demographic background, economic activity, productive leisure participation and the moderating effect of social support. Data in this study was from 5th Korean Retirement Income Study, and 890 elderly living alone were extracted and analyzed, and a multi-level analysis was used to analyze the data because the life satisfaction of the elderly living alone has a random effect according to the region. The results of this study were as follows; First, the elderly living alone showed high life satisfaction when they live in province rather than Seoul or metropolitan city, spend higher living expenses, do economic activities, and they are economically independent. Second, those who participated in productive leisure activity were more satisfied with life than those who did not, and those who have social support are more satisfied with their life. Third, the relationship between productive leisure participation and life satisfaction was moderated by social support. When the elderly living alone participate in productive leisure activities, they feel more life satisfaction according to social support given to them.

• Journal of the Korean BIBLIA Society for library and Information Science
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• v.30 no.2
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• pp.69-87
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• 2019

As the discussions on sharing research data prevail by the chance of the inauguration of the International Open Data Charter, research support organizations in the United States, the United Kingdom, and Japan are encouraging researchers to deposit their findings in a credible repository. Humanities and social sciences field, in which research data sharing culture and storage infrastructure are immature compared to life science and natural science, also needs to establish and operate a reliable storage infrastructure to guarantee the continuous access and utilization of data. This study analyzed the overall operational status of 305 subject repositories registered in re3data for the humanities and social sciences and clustered them according to the operational level using 5 indicators. As a result, 70% of the population were identified as universal clusters, and 20% of the excellent cluster was found to have the largest number of linguistic fields and the German-operated. In addition, this study confirmed through correspondence analysis that there is a relation between the sub-theme fields of humanities and social sciences and the types of data to be archived. The history and art domians are related to images, and social studies are related to statistical data. Linguistics has also been analyzed to be related to audio, plain text, and code.

• Korean Journal of Social Welfare
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• v.60 no.4
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• pp.31-53
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• 2008

This study intends to verify the poverty characteristics of the rural elderly households so as to provide more specific data for the intervention of social welfare in the improvement of quality of life of the rural elderly. According to my study of the absolute poverty ratio, the poverty gap, the relative poverty ratio, the subjective poverty ratio, the subjective economic level and the life satisfaction level of the rural elderly households in comparison with those of the other groups, the conclusion is as follows: First, the total living cost of the rural elderly households is rather low with the food cost taking about 30% of the total living cost. Second, in terms of the poverty ratio based on socio-demographic characteristics, higher poverty ratio show among women, older people and households of fewer members. Third, 82.2% of the rural elderly households living with an income below the minimum living cost is found around the poverty line. Fourth, the rural elderly households show a comparatively higher poverty ratio than the other groups in the absolute and relative poverty, but lower economic strain than other groups in the subjective poverty ratio and life satisfaction level. In short, the rural elderly households' poverty level is generally high and therefore need ways of active economic supports, while a political approach to the subjective needs of the regional and intergenerational groups is also required.

• Korean Journal of Social Welfare
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• v.66 no.1
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• pp.61-85
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• 2014

Lately, as the problem of the aged poverty becomes a big social issue, this paper studies the problem of financial stability with respect to the income and consumption of before-and-after retirement generations. After dividing the data in Korean Longitudinal Study of Ageing(KLoSA) into retired and non-retired groups, this study compares the difference among ageing groups by cross analysis and t-test. First, the result tells that the total personal income of retired group is lower than the one of non-retired group. Second, the public pension income benefit ratio of retired group is only 30% of it's total income, and the amount of public pension appears to be 40% of the total pension income. The benefit ratio of the personal pension income is low as about 1% in both groups, The private transfer income of the retired group takes relatively large portion in its total personal income. Third, as people gets older, financial stability gets worse because consumption does not decrease as much as the income decreases. Fourth, it is turned out that the expectation of old life supporting from nation is low in both groups. Fifth, the factors that affects the income of the public pension in the retired group are gender, age, education, and health status, when compared with the factors to the personal total income of the non-retired group. In terms of policy, this paper emphasizes the needs of the intensification of the public pension and the support for the revitalization of the personal pension.

• Korean Journal of Social Welfare
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• v.69 no.1
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• pp.59-77
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• 2017

The purpose of this study is to understand Korean women in later life by identifying the relationships between providing care for grandchildren and the health of women who aged above 50 years old. Focusing on the longitudinal patterns of providing care of grandchildren and physical and psychological health, this study used data from the second, third, fourth, and fifth waves of Korean Retirement and Income Study(KReIS) and regression to analyze the data. The following results were found. First, women who stopped providing care for grandchildren were more likely to have higher physical health status in later life than those who providing no care between the second wave to the fourth wave of the KReIS(p < .05). In addition, women who have continuously provided care for grandchildren were more likely to have lower physical health status at marginally significant level. However, there is no significant relationship between providing care for grandchildren and women's psychological health status. The findings of this study suggest that there are the different findings for the relationships between providing care for grandchildren and physical health status and psychological health status based on the longitudinal patterns of providing care of grandchildren. Lastly this paper discusses implications for future researcher and social welfare practitioners.

• Journal of Korea Entertainment Industry Association
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• v.15 no.1
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• pp.199-206
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• 2021

As the super-aged society is imminent, the number of people with senile diseases is also increasing, resulting in a lack of facilities and policies as a social problem. National Health Insurance Service is being talked about as a realistic alternative to medical coverage. Long-term care hospitals are classified into acute-stage hospitals and long-term care facilities and are acting as an alternative to reducing medical expenses. However, in long-term care hospitals, which are the core of maintenance rehabilitation, the quality of service issues have been raised seriously. Currently, there is a problem of mass production of refugees from rehabilitation due to a problem of the medical system. In particular, in the preceding study in 2015, the status of long-term care hospitals in Jeollabuk-do was the worst. Therefore, using public data, the general status of long-term care hospitals in Jeollabuk-do, status of frequent disease, status of rehabilitation services, and status of occupational therapy services are to be explored.

• Korean Journal of Social Welfare Studies
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• v.43 no.2
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• pp.61-85
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• 2012

The purpose of this study is to examine whether the national pension affects the life satisfaction of old age, using the first and third-wave data from the Korean Retirement and Income Study. The study analyzes the relationship between the national pension and life satisfaction, using several operational definitions of these two variables. This study utilizes the Difference-in-Difference(2D) models and panel data analysis. The main results are : First, the result of simple 2D shows that there is not significantly difference between the pensioner and that of non-pensioner. Second, the result of 2D regression also shows that pension is not significantly associated with life satisfaction of the old age. Lastly, the result of fixed-effect model confirms that the national pension does not have a statistically meaningful effect on the life satisfaction, controling for the unobserved characteristics of the old age. This study also conducts sensitivity analysis and discusses policy implications.

• Journal of Korea Society of Industrial Information Systems
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• v.29 no.2
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• pp.1-14
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• 2024

The study aims to comprehend the health needs of multicultural families, identify relevant policies, and explore ways to enhance health information accessibility through Information and Communication Technology (ICT). Employing a qualitative research method, the health status of multicultural families was analyzed through literature review, followed by in-depth interviews. The findings revealed a lower priority given to health policies for multicultural families compared to other governmental sectors, with limited discussion on leveraging ICT for improved accessibility. In-depth interviews highlighted four main themes: "Early experiences in Korean society," "Language barriers in medical facilities," "Unmet healthcare needs for various reasons," and "High demand for health-related services." To safeguard health rights and enhance information accessibility, we recommend strengthening linguistic support in healthcare institutions, implementing government efforts for multicultural families, and designing user-centered ICT platforms.