• Asia-pacific Journal of Multimedia Services Convergent with Art, Humanities, and Sociology
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• v.7 no.12
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• pp.955-963
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• 2017

Nowadays, fintech becomes the key technology of the mobile banking and payments. Financial market is moved to fintech-based non-face-to-face trade/payment from traditional face-to-face process in Korea. Core of this transition is the smartphones, which have several sensitive sensors for personal identifications such as fingerprint and iris recognition sensors. But it has some originated security risks by data path attacks, for instance, hacking and pharming. Multi-level certification and security systems are applied to avoid these threats effectively, while these protections can be cause of some inconvenience for non-face-to-face certifications and financing processes. In this paper, I confirmed that it have sensible differences correspond with the data connection paths such as WiFi networks and mobile communication networks of the smartphones, and I propose a gradual certification method which alleviates the inconvenience by risk-level definitions of the data-paths.

• The Journal of Society for e-Business Studies
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• v.26 no.4
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• pp.81-93
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• 2021

Through processors, wholesale markets, intermediate sellers, and retailers, agricultural products have been distributed in a multi-level customary manner for a long time as they are easy to deteriorate and no not have a standardized system of size and quality. However, with the advancement of Internet networks and logistic services during the 2000s that facilitated the development of offline markets, and the rise of the non-contact purchase preference in direct response to COVID-19, previous offline consumers flowed into the online market to purchase agricultural goods. In other words, the volume of online agricultural transactions exploded since the pandemic. Against this social backdrop, this study focused on the difference in distribution costs as a result of converting from conventional offline distribution channels to online channels, and analyzed the reduced distribution costs through a case study of garlic sales on the online platform "H" shopping mall. The analysis found that considerable economic effects occurred, some of the effects being an approximate 39% decrease in distribution cost when comparing direct online transactions of the online shopping mall with other more traditional means, a reduced distribution cost rate of approximately 28%p, and increased profit for farmers.

• The Journal of Society for e-Business Studies
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• v.22 no.3
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• pp.29-42
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• 2017

The market for Home Meal Replacement (HMR), which is simple to cook and replace home cooking, is growing every year since customers need to find convenience and speed in purchasing, cooking, and consuming food. In addition, the purchase of HMR through online and mobile is increasing because convenience of purchasing through e-Commerce is growing. However, there are difficulties in analyzing complaints of customers who do not directly express their dissatisfaction with companies that sell products through online and mobile. Therefore, this study examines the influential relationship between customer's characteristics, dissatisfaction factors, complaint behavior, and repurchase intention of 20s who have dissatisfaction experience of purchasing HMR through online or mobile using SPSS and R. In addition, we attempt to analyze the degree of perceived dissatisfaction and its relevance even though customers did not directly experience dissatisfaction factors. As a result, it is meaningful to extend the study of customer dissatisfaction that is rarely handled in the existing HMR research, and to raise the understanding of customers for the management of complaints.

• International Commerce and Information Review
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• v.17 no.2
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• pp.173-197
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• 2015

The development of IT expanded the scale of e-commerce, and grew large Internet shopping malls. As having raised the consumers' interest in overseas direct purchase(ODP) recently, the number and purchasing amount of ODP are constantly increasing. However, consumers need to pay attention to the potential problems which might happen by consumer's damage and conflict, as increasing the consumption through ODP. Because consumer's damages on utilizing ODP happen to the reason such as the trust problem between business and consumer due to the way which traded non face to face, non-compliance of goods delivery, returns, and refunds, and information asymmetry of items, a large number of consumer's damages in a wide range are much more likely to occur nowadays. The purpose of this study is to analyze the current state of ODP, and propose consumer damage's reduction and policy of the government through pre or post scheme for consumer damage's relief and consumer protection. As the compensation for consumer damages is actually inadequate, this study proposed a feasible alternative to the adoption of e-commerce insurance for both aggressive compensation and protection for consumer's damages and risk transfer and sustainable development of e-commerce.

• Journal of the Korea Society of Computer and Information
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• v.9 no.2
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• pp.7-17
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• 2004

It requires that user have to verify and conform with user authentication Protocol on non-meet face to face internet services offered by mobile terminal which user make known user's own intention, and user be using the normal. It is more operation time authentication protocol than Access control Protocol. That is what need to be user authentication protocol have verified security. non-reputation, and improved high-performance in operation time for mobile terminal. In order to solve the above demand, in this paper, we would design for mobile terminal of TCP User Authentication ECC Algorithm Protocol with a performance test. Algorithm has 160 bit key and designed IPv4 & IPv6 frame architecture. We should conclude that the proposed protocol have more verified security, non-reputation, confidentiality, and improved high-performance in operation time of mobile terminal from 1 to 17 times than before.

• The Journal of the Institute of Internet, Broadcasting and Communication
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• v.20 no.2
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• pp.201-208
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• 2020

Recently, the application of personal proofing service based on social security number(SSN) replacement means for verifying identity in non-face-to-face transactions is increasing. In this paper, we propose a method of applying differentiated personal proofing service on whether identity verification is necessary in the online service provided by ISP and if it is appropriate to apply a certain level of assurance. By analyzing the requirements related to personal proofing required by current ISPs, we analyze the risks for each of the requirements and propose a method of applying differentiated personal proofing service according to the level of identity assurance guarantee to minimize the risks. In applying the proposed method to online service provision, it is possible to reduce user's unnecessary authentication cost by minimizing the application of personal proofing service based on alternative means, and to help protect user personal information by minimizing excessively collected personal information.

• Journal of the Korea Institute of Information and Communication Engineering
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• v.26 no.8
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• pp.1148-1157
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• 2022

In 2019, COVID-19 changed many people's lives. Among them, metaverse supports non-face-to-face services through various methods, replacing daily tasks. This phenomenon was created and formed like a culture due to the prolonged COVID-19. In this paper, the fun elements used in the existing game were organized to find out the fun factors of the metaverse, and the items and contents were reclassified according to the metaverse with five experts. Classification was classified using reproducibility, sensory fun [graphic, auditory, text, manipulation, empathy, play, perspective], challenging fun [absorbedness, challenging, discovery, thrill, reward, problem-solving], imaginative fun [new story, love, freedom, agency, expectation, change], social fun[rules, competition, social behavior, status, cooperation, participation, exchange, belonging, currency transaction], interactive fun[decision making, communication sharing, hardware, empathy, nurturing, autonomy], realistic fun[sense of unity in reality, easy of learning, adaptation, intellectual problems solving, pattern recognition, sense of reality, community], and creative fun[application, creation, customizing, virtual world].

• Smart Media Journal
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• v.10 no.4
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• pp.28-34
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• 2021

Drape is one of the factors that determine the shape of clothes and is one of the very important factors in the textile and fashion industry. At a time when non-face-to-face transactions are being activated due to the impact of the coronavirus, more and more companies are asking for drape value. However, in the case of small and medium-sized enterprises (SMEs), it is difficult to measure the drape, because they feel the burden of time and money for measuring the drape. Therefore, this study aimed to generate a drape image for the material property value input using a conditional adversarial neural network through 3D simulation images generated by measuring digital properties. A drape image was created through the existing 736 digital property values, and this was used for model training. Then, the drape value was calculated for the image samples obtained through the generative model. As a result of comparing the actual drape experimental value and the generated drape value, it was confirmed that the error of the peak number was 0.75, and the average error of the drape value was 7.875

• KIPS Transactions on Software and Data Engineering
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• v.11 no.10
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• pp.437-446
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• 2022

Text classification task from Natural Language Processing (NLP) combined with state-of-the-art (SOTA) Machine Learning (ML) and Deep Learning (DL) algorithms as the core engine is widely used to detect and classify voice phishing call transcripts. While numerous studies on the classification of voice phishing call transcripts are being conducted and demonstrated good performances, with the increase of non-face-to-face financial transactions, there is still the need for improvement using the latest NLP technologies. This paper conducts a benchmarking of Korean voice phishing detection performances of the pre-trained Korean language model KoBERT, against multiple other SOTA algorithms based on the classification of related transcripts from the labeled Korean voice phishing dataset called KorCCVi. The results of the experiments reveal that the classification accuracy on a test set of the KoBERT model outperforms the performances of all other models with an accuracy score of 99.60%.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.34 no.2
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• pp.245-261
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• 2024

The COVID-19 pandemic has led to the widespread adoption of contactless transactions, resulting in a noticeable increase in the trend towards fully unmanned stores. In such stores, all operational processes are automated, primarily using artificial intelligence (AI) technology. However, this AI technology has several security vulnerabilities, which can be critical in the environment of fully unmanned stores. This paper analyzes the security vulnerabilities that AI-based fully unmanned stores may face, focusing particularly on the object detection model YOLO, demonstrating that Hiding Attacks and Altering Attacks using adversarial patches are possible. It is confirmed that objects with adversarial patches attached may not be recognized by the detection model or may be incorrectly recognized as other objects. Furthermore, the paper analyzes how Data Augmentation techniques can mitigate security threats by providing a defensive effect against adversarial patch attacks. Based on these results, we emphasize the need for proactive research into defensive measures to address the inherent security threats in AI technology used in fully unmanned stores.