• 방재와보험
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• s.114
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• pp.42-45
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• 2006

물과 인간은 떼려야 뗄 수 없는 관계이다. 때로는 물 때문에 번성하고, 때로는 물 때문에 파멸한다. 그렇기 때문에 물에 대한 남다른 의례와 신화들이 발생한다. 인류의 문명이 강을 중심으로 발생한 것도 물이 지닌 가치를 단적으로 말해준다. 물에 얽힌 이야기, 그 첫 장을 여는 데 아득히 먼 옛날에 일어났던 불행한 물의 신화를 이야기 하지 않을 수 없다.

• 방재와보험
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• s.108
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• pp.47-51
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• 2005

원전에서의 화재사고는 사람은 물론 주변 환경에도 막대한 영향과 피해를 가져오는 파괴적 재난이 될 수 있다. 오늘날 원자력 발전소를 위한 화재안전 프로그램들은 화재 발생 확률과 피해를 최소화하는 것을 우선 과제로 삼고 있는 실정이다. 따라서 어떠한 화재라도 안전작동 차단기능을 방해하지 않으며, 원전 주위에 방사능 유포 위험을 늘리지 않는다는 것을 목표로 화재안전 프로그램이 운영되고 작동중인 원자로의 넓은 적용 범위에서 초기 탐지능력을 강화하는 것이 중요하다고 할 수 있다.

• 방재와보험
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• s.101
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• pp.56-59
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• 2004

본 내용은 APE(ASIA PACIFIC FIRE) 2003년 12월호의 William S. FINK씨의 기사 일부를 요약, 보충하여 소개하는 위험관리정보입니다. 전체적인 손실제어시스템에서 다양한 공장 하위시스템들을 확인하기 위한 것으로, 하위시스템의 상호 관계를 분리하거나 완전히 독립적으로 웅영하는 것은 매우 어려우며 효율적으로 작동하지 않을 수도 있어, 이를 방지하기 위해서 전체시스템에 기초를 두고 투자검토하여야 필요없는 방재지설에 낭비하는 것을 막을 수 있다고 설명하고 있다.

• Journal of Navigation and Port Research
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• v.31 no.8
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• pp.653-662
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• 2007

Fishing vessel insurance of National Federation of Fisheries Cooperatives indemnifies the assured against marine losses by reason of maritime perils, that is to say, perils of the seas, sinking, stranding, collision, extraordinary action of winds waves and fire, damage, salvage. Therefore this insurance is a rational protective measures for preserving fishermen's property by the exposure to maritime perils. But there may be some problems on the perils covered by fishing vessel insurance clauses bemuse these clauses are not clearly and accurately prescribed in part. Especially where the assured may claim payment from fortuitous accidents or casualties of the seas musing the loss, they used to raise a question in argument about the ambiguity of these clauses. So these problems may need to be reformed for the purpose of preventing or decreasing those of the assured, the fishermen. After drawing out some problems on the perils covered by fishing vessel insurance clauses, this thesis will suggest the improving schemes on the perils covered by these clauses.

• The Korean Society of Law and Medicine
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• v.20 no.3
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• pp.3-45
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• 2019

Health insurance is the main instrument to protect the people against sickness. To examine the task of in the future it would be necessary to extract and understand the components formed in its formation and development, benefit related and normative characteristics of the health insurance itself. The health insurance oriented itself to the universal coverage at a law level. Paradoxically this worked positively for the universal development of the health insurance. The task of the health insurance is on the one hand universal, positive and open. On the other hand it has to shape type of allowed method, art and content of the medical treatments into the regulation to ensure the equal benefit as well as the financial stability. That is, the health insurance should check the aberrant medical treatment, and at the same time should be compensated for the their necessity and effectiveness. However there are always some structural differences between both requirements. This article aims to restate and analyse the development of the health insurance, based on the characteristics formed hitherto show the way to reform the health insurance. The problem to enhance the coverage of health insurance, its institutional as well as financial crisis, its peculiar governance would be handled.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.11 no.8
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• pp.2876-2881
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• 2010

This paper attempts to find out implications based on the comparative analysis of overseas expansion model between the Korean insurance companies and the German one. There are three types of the strategies of the overseas-expansion-model of insurer, i.e. customer-oriented localized strategy, niche market-oriented strategy, and growing market-oriented strategy. From the review of related literatures and through an interview conducted by the insurance specialist, the findings are some differences between Korean and German insurance companies, when they go into foreign insurance markets. Th significant differences between Korean and German insurers are a customer oriented localized strategy and niche market oriented strategy. The Korean insurer shows a strength on the overseas-expansion-strategy, but the most clients of the Korean insurer on overseas markets are also Korean companies and Korean immigrants. The Korean legal expenses insurance market is yet in its embryonic stage, while the German legal expenses insurance company is pushing ahead with a strategy focused on localization and niche market on the legal expenses insurance product. In conclusion, like a case of the German legal expenses insurance company, the Korean insurer needs a customer oriented localized strategy as well as a niche market oriented strategy on the overseas insurance market.

• The Korean Journal of Financial Management
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• v.23 no.1
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• pp.227-242
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• 2006

This paper analyzes insurance crimes using a game theoretic model. In blackmailing cases involving automobile accidents, insurance criminals deliberately induce innocent drivers(victims) to commit a moving violation such as crossing over the center dividing yellow line, and collide with the victims. After the collision, the criminals and the victims effectively engage in a bargaining game over the amount of the settlement for the damage. Because the penalty for that kind of moving violation is very severe (even criminally prosecuted), the victims do not have much bargaining power. Exploiting the weak bargaining power of the victims, the criminals demand and receive huge compensation (including settlement) from the victims. In the model, it is shown that under the current law agents have perverse incentives leading to insurance crimes. The criminals have incentive to induce car collisions and extract huge settlement from the victims. Based on the analysis, it is suggested that lowering the severity of penalty for certain kind of violation may be needed to prevent insurance crimes, in addition to increasing the crime investigation activities and strengthening punishment for insurance criminals.

• Journal of the Korean Data and Information Science Society
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• v.24 no.6
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• pp.1369-1384
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• 2013

In this study, we investigate various factors affecting five kinds of life planners' satisfaction after turnover which are general, human relations within organization, sales environment support, economic, life planner management system. Also we suggest theoretical and practical implication to them. The results of survey of life planners are as follows. First, in the general life planners' satisfaction after turnover, insurance company belonged to, recognition on own sales ability, life planners' satisfaction level, financial and insurance related award, education level, marital status, size of branch, and surrounding recognition about life planner are influential factors on it. Second, factors which affect the life planners' human relations satisfaction within organization after turnover are size of branch, surrounding recognition about life planner, and insurance company belonged to. Third, factors which affect the life planners' sales environment support satisfaction after turnover are surrounding recognition on life planner, insurance company belonged to, certificates relating to finance or insurance, size of branch, Fourth, in the solicitors' economic satisfaction after turnover, mainly demographic factors such as education level, marital status, age are crucial to it and also life planners' satisfaction level is influential factor. Last, in the solicitors' management system satisfaction, only experienced turnover type is a influential factor.

• 방재와보험
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• s.112
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• pp.42-45
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• 2006

단열 샌드위치 패널은 안전하지 못한다는 인식이 있었지만, PIR 내장 패널은 불연건물에서 사용할 수 있도록 LPCB의 인증을 획득한 것으로 화재 시나리오 결과에 영향이 거의 없는 것으로 나타났다. 실제 화재 상황에서 입증된 성능으로 화재안전솔루션을 제공하는 있는 PIR 패널에 대해 알아본다.

• 방재와보험
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• s.136
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• pp.58-60
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• 2010

이번 탐방은 지난 2009년 9월 서울 영등포에 개장한 이래 주중 평균 16만 명, 주말 최대 32만 명의 방문객 수를 기록하며 서울 서남부 상권의 핵으로 자리매김 하고 있는 국내 최대의 복합쇼핑몰 타임스퀘어를 방문하였다.